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Is credit repair always a scam

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asked: Do you think credit repair companies are always a scam?
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Yes
15% 15% 
 6 
No
40% 40% 
 16 
Somewhat
45% 45% 
 18 
Total Votes 40
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Christian56
Guest






Subject: How i fixed my credit
 
Posted on Sun Jan 13, 2019 5:08 pm  

Greeting Great people my name is Christian, Few years back I tried without success to fix my credit and rather it got worse. The last time was last year in which they request me some payments and six (6) months, the person did nothing. I was making more research and by chance I found Ghost Virus and his contact; GHOSTVIRUS7890 at GMAIL dot COM, +1 205 418 0498. For many of the names I found for some reason, I identified more with him. I am a father of 4 children and I have always wanted to buy my house but by credit report, I have never been able to. I did bought one house in Puerto Rico but it entered foreclosure. My score was in the 475 due to the medical bills, credit cards, repossessions, student loans, etc. well I trusted Ghost Virus with my credit and he delivered my life from shame and failure bringing joy and reason to be happy back to my grasp again. He raised my score to 790 and deleted the bad items on my report and it still looks nice up to date. Reach him with his above contact and get your lives back again.
gregransom45
Guest






Subject: Credit Repair solution
 
Posted on Mon Jan 14, 2019 4:35 pm  

However, there are many services that might try to take advantage of you and your financial needs by trying to steal your money or financial information not this guy. I’m GREG, I live in Tennessee. I’m very grateful to Ghost. Last year, I needed help with my credit. My current credit score was 506, I wanted a higher score and probably my old accounts deleted although most of them I had no idea why they were there, because I never opened accounts with credit card. I went on internet to search for help and I found Ghost the credit Expert and I immediately contacted him (205) 418 0498; GHOSTVIRUS7890@GMAIL.COM). We got started with the process with some few questions and a little display of competency as a proof of legitimacy. He (deleted the accounts, erased all the inquiries and eventually raised my score to 780. I guess someone out there with bad credit issue will be in need of such help. I’m very certain Ghost will help you contact them today have a wonderful Day.
gregransom45
Guest






Subject: Credit Repair solution
 
Posted on Mon Jan 14, 2019 4:35 pm  

However, there are many services that might try to take advantage of you and your financial needs by trying to steal your money or financial information not this guy. I’m GREG, I live in Tennessee. I’m very grateful to Ghost. Last year, I needed help with my credit. My current credit score was 506, I wanted a higher score and probably my old accounts deleted although most of them I had no idea why they were there, because I never opened accounts with credit card. I went on internet to search for help and I found Ghost the credit Expert and I immediately contacted him (205) 418 0498; GHOSTVIRUS7890@GMAIL.COM). We got started with the process with some few questions and a little display of competency as a proof of legitimacy. He (deleted the accounts, erased all the inquiries and eventually raised my score to 780. I guess someone out there with bad credit issue will be in need of such help. I’m very certain Ghost will help you contact them today have a wonderful Day.
Randy Gladden
Guest






Subject: How I fixed my credit
 
Posted on Tue Jan 15, 2019 11:06 am  

My credit has been down for a long time. A number of accounts in collection status. And, for a long time, I've put off doing anything about it. 3 weeks ago, after seeing numerous posts about TheCreditWizard@Writeme.Com on Trulia, I messaged him around 10pm at night while I was at work. Not expecting to hear back until the next day, he replied within minutes, and we set up a time to consult over the phone. Not only did I have his email and work contact info, he also gave me his personal cell so I could reach out at any time if I had questions or concerns. After a lengthy and informative conversation with him, I was onboard with him to repairing my credit. After our conversation, I felt confident in my decision. Yesterday, 3 weeks later, I received news that all my collection accounts had been dropped! Dismissed, and removed from my credit report and my score jumped to 756. The hype is real and I'm excited for the future and my improved credit score & financial freedom. Here is his personal number: +1 (717) 467-7735.
Lucy8262
Guest






Subject: Credit Fix
 
Posted on Tue Jan 15, 2019 2:16 pm  

Started repairing my credit 2 weeks ago, and already my score has jumped from 546 to a high 790..Trust me, you won’t get results like this doing it yourself fast track your results with professionals with the help of (Ghost Virus) Credit Repair..He’s the Genius everyone is talking about all over the internet...Get him on his regular phone (205) 418-0498; Email Ghostvirus7890@gmail.com
cjay
Guest






 
Posted on Wed Jan 16, 2019 3:39 am  

Hack West Credit Repair is an awesome company and offers very good services! All my negative items are gone within 9 days from my credit reports. Hack West helped me deleted all the errors from my credit reports, my scores went from 480 to 730. They also cleared all my credit card debts including student loans from my report. Very highly recommended to everyone who wants to fix their credits. Very reasonable price and this company charge one time to fix credits. The charge is worth it. You can always write them via: HACKWEST@WRITEME.COM or text +1 (424) 307 2638.
James Lawson
Guest






Subject: Credit Review
 
Posted on Wed Jan 16, 2019 2:34 pm  

Hello Guys before working with COLEFRANKSERVICES I had a credit score of 531 to 542. I went looking for a loan from Metro Credit Union and they told me to pay my debt to Bank of America first which was about $4,800. At the time my credit report was awful with red mark all over it. I had a couple charge-off accounts and I was stressed out about them. I called the credit bureaus and asked them for my credit report. I found out I had about 7 negative items and 9-12 hard inquiries from every bureaus. While searching for solution, I found several good reviews about ColeFrankServices on different blogs and sites. At first I was skeptic and curious, so I sent them an email. They quickly replied back addressing me to an agent whom explained the process and everything needed to fix my credit there was absolutely no confusion. My credit score now is 795 and 790 deleting all the negative items on my report and also added beautiful Tradelines. Contact them COLEFRANKSERVICES@GMAIL.COM: +1 424 245 2993 if you have any question or you need their services. I paid absolutely nothing to Bank of America and it is all cleared in my credit report.
Dave Callahan
Guest






Subject: How I fixed my credit
 
Posted on Thu Jan 17, 2019 11:17 pm  

I remember in 2017, my credit score was horrible, I had so many collection accounts and would not approve for anything. I had rental debt, charge offs, student loans, tax liens e.t.c. from your credit report.
I was then introduced to XAPCREDITSOLUTION@GMAIL.COM by Mr. Stone who happened to be my old time friend and my credit score went from 529 to 790 within few days and I was able to get a home loan and eligible for several credit cards. I can always recommend XAP CREDIT SOLUTION to anyone who desires to have a better credit life. Cheers!
Johnny Taylor
Guest






Subject: Credit Hero
 
Posted on Thu Jan 17, 2019 11:50 pm  

I must acknowledge the tireless effort of Cole Credit Services, your commitment and dedication are greatly appreciated helping men and women with credit issues. I had a bad credit which disqualified me from many things and my score was on a low 474 but after my contact with Cole regarding my credit issues I can now boost of an excellent credit report and my score on a high 790. God bless your entire team and service to the community. I strongly recommend any one with a credit challenge to contact them COLEFRANKSERVICES@GMAIL.COM
Frank Bradly
Guest






Subject: The Best Credit Hacker
 
Posted on Fri Jan 18, 2019 11:29 pm  

I’m Frank Bradly, my credit score was 431, I had negative items and late payments and i couldn’t get approved for a loan, a car, a house… NOTHING!
A few weeks later, my score suddenly shot up 784, using a secret technique that I found while surfing the net. A secret that not too many people know about in the states. I found (THECREDITWIZARD@WRITEME.COM , +1 (717) 467-7735). I was pleased after everything. I am certain you will find solid hacking solutions if you follow the way of The Credit Wizard.
Angie Knox
Guest






Subject: Credit SOLUTION
 
Posted on Sat Jan 19, 2019 1:09 am  

With great joy in my heart I’m happy to share my testimony. Last year I applied for a loan but I was disqualified due to my terrible Credit Report I online for a solution to my credit. My name is Angie mother of 3 since the death of my late husband life has been perilous for us my business too was not in good shape. I had late payments, Eviction, a large history of bills, couple of collection..my credit was a mess with low score Trans 545 Equ 487 Exp 610. 2weeks ago I was on a Credit Repair Site following instruction and Video lesson on how to fix my credit when I came across a review of a lady testifying about how she got her credit fixed using the help of a Credit Hero Ghost Virus. I contacted him on both GHOSTVIRUS7890@GMAIL.COM; +1 205 418 0498 and explained my situation and I really needed help although I was skeptical about but the whole thing I just had to give a try. I followed he’s instructions and did all he asked me to do within a period of 9 days my credit was fixed and my scores are excellent. Get Yourself a Credit Expert Today.
MARY LAWRENCE
Guest






Subject: Fix your credit with the best hacking company
 
Posted on Sat Jan 19, 2019 2:07 am  

Hi Guys, let’s talk about the FICO score; those important 3 digit numbers that determine your quality of life no matter your status. Well earlier in 2018 I had a really bad credit score. I would often surf the net searching for real hackers that could help increase. Well, as expected I got swindled twice. Eventually, I gave up my search and concluded that it wasn’t possible for hackers to increase credit scores. The good news is that I read on Trulia about XAP CREDIT SOLUTION. I was pessimistic at first but I decided to give it a try. Lo and behold in 8 days XAP was able to boost my score, not only that they added some positive remarks on it. In conclusion if you have a bad credit score you might want to contact them on XAPCREDITSOLUTION@GMAIL.COM. Bye!
David456
Guest






Subject: Credit Resolving
 
Posted on Sat Jan 19, 2019 2:03 pm  

A warm greetings to you all reading this my name is David; Competence is one thing we don’t need to undermine. GHOST VIRUS has proved to be competent, reliable and trustworthy. He used his wealth of experience in fixing my bad Credit Report, deleting all negative items including FBI reports and medical bills from my credit report. He gave me an excellent score I have no worries anymore I got my life back thank to Ghost. I’m sure you won’t have any regret employing the services of Ghost You can always reach them on (GHOSTVIRUS7890@GMAIL.COM 205 418 0498). Have a Great Weekend.
EVANS FOWELL
Guest






Subject: CREDIT REPAIR
 
Posted on Sat Jan 19, 2019 10:30 pm  

When the going gets tough, tough people get going. Having a low credit score can actually be a very tough experience. My name is Evans and that was my story some months back, until I met a hacker company who helped me fix it. they did not only gave me a high credit score but they also deleted some negative items on my credit. I owe them gratitude and would like you to check them out on XAPCREDITSOLUTION@GMAIL.COM/ (+1 972 597 9704). Let XAP handle it for you. You can rest assured that things will begin to look up for you.
Wanda774
Guest






Subject: Credit Consultant
 
Posted on Sun Jan 20, 2019 4:27 pm  

Happy Sunday! My Name Wanda a single mom of 4 I had less than a perfect credit last year which was a default on a loan I applied to start my first Business. So I was trying to work some old fashions method I learnt from my late husband, but it proved negative. I was battling with my credit and other solution I read online and by chance I came across good review testifying to Ghost Virus How he helped them fix their Credit increase their score and promised to help them protect their identity, Credit, Family, Finances, Lifestyle and Future. I contacted Robert (Ghostvirus7890@gmail.com) and explained my credit issues. He promised to help gave me his number to text him 205 418 0498 for more info and about the process. I understood the process and was confident and patience with him and now I’m smiling. I got approved for a loan Thanks to Robert.

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