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Cease and Desist letter - A legal letter to the creditors

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jeanie
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Subject: global credit collections
 
Posted on Wed Apr 28, 2010 1:53 am  

i am being harassed about a credit card debt that started at $300 and now has grown to over a $1000; they call and call; i have tried talking to them to set up payments; they decline; say i charged; i pay; they are sooo rude; now i don't answer; but they keep calling and i want to stop it; how do i do this? i am very new to this. Do i send the letter asking them to validate? the original debt of $300 is real; i was young and stupid and just ignored it; it's been 2-3 years and now its gotten worse; do i ask them NOT to call me only use mail? how do i make this go away? i read that a paid collection debt is not much better than an unpaid one; is that true?
mgibson



Joined: 28 Apr 2010
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Posts: 3



15 Magic Points

Subject: Cease and Desist Letter.
 
Posted on Wed Apr 28, 2010 5:04 pm  

how do i print a copy of the cease and desist letter
Aaron

Aaron

Joined: 08 Feb 2010
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Posts: 2632



48565 Magic Points

Subject: cease and desist letter
 
Posted on Fri Apr 30, 2010 11:52 am  

Hi mgibson,

You can copy the letter and paste it in a word file, and then print it.

Thanks,

Aaron
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carpter
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Subject: who to call about violations of a cease and desist law or an
 
Posted on Fri May 14, 2010 9:41 am  

If you think or know of someone that has commited the violation go to the FTC (federal Trade comission) and fill out the online complaint form and then do the samething but send the second one to the BBB. The BBB is much faster and nither one charges anything to you.If you are in the right they (the FTC) will be your attorney. Also contact your state attorney general's website or by phone.
Aaron

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2632



48565 Magic Points

Subject: cease and desist letter
 
Posted on Fri May 14, 2010 9:49 am  

Hi,

Yes, if any creditor or collection agency does not comply with the request to cease the collection calls then the debtor can file a complaint to the Federal Trading Commission.

However, this can only be done, when the debtor is aware that he doesn't owe any money to the creditor/lender ro collection agency.

Thanks,

Aaron
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Big Dawg
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Subject: Free Fcra Attorney
 
Posted on Wed Jun 02, 2010 5:34 am  

If your FCRA Rights have been violated or you got a**hole collection agencies calling you or what not visit attorneysforconsumers.com fill out the free case review form on this site and an attorney will contact you within the next 24 hours and it is all free the collection agency will pay your attorney fees and you can get up to 1000 in statitory damages.
Stacey



Joined: 03 Nov 2010
Stacey's page
Posts: 9



211 Magic Points

Subject: cease and desit
 
Posted on Wed Nov 03, 2010 7:42 pm  

If this letter is sent to a creditor or any party for that matter, and they are found to ignore or violate it, of course you want to let the company know they violated and can take action.
But keep in mind, if you don't keep up a good address or some other way to have them contact you, you can miss on opportunites to solve your account status or of options to help you. And if you avoid them, they can take you legal/sue you for the account, and make it worse then it was before the cease and desist was completed. So be sure you have a manager to directly email or call etc. and stay within the state laws of cease and desist and remember your credit and charges and everything else do matter.
It doesn't just go away, keep that in mind when you want to buy a dhouse, car, or need expense help, etc.
sweetums

sweetums

Joined: 09 Nov 2010
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Posts: 7



302 Magic Points

 
Posted on Sat Nov 13, 2010 5:21 pm  

Can you really use that in any situation and do you still get charged the fees from the company for turning it over to the collectors?
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no fax payday loans
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Posted on Wed Nov 17, 2010 6:38 am  

Stancey has clearly pointed out that just ignoring the matter will make it worse and ultimately the person has to suffer on large scale...So there is no point in hiding the reality,rather one should directly admit the reality and try to face it with all the available legal tools...

Ensure.....
Jan
Guest






Subject: WXQYomOoKdLi
 
Posted on Sun Oct 28, 2012 11:13 am  

These are some circumstances that go well with banks : You might not affrod payments for the last 3 months You lost your job or faced a medical emergency Repossession company owns your account now and they're hectoring you You aren't fit for debt consolidation programme or do not have any collateral for it Insolvency is the sole debt control option How Is Debt Negotiation Pursued? The debt negotiation company speaks with your lenders and explain your financial standpoint. Negotiation with creditors and settlement offer : A jointly acceptable amount is bartered for and the final settlement letter is sent in writing to the debtor.
Garth
Guest






Subject: o my
 
Posted on Thu Nov 29, 2012 5:50 am  

Does any of this work for student loans that are from the gov. i have sent the CA a DV and not a C and D yet. I was waiting to see what the DV response would be. I guess my real question is, is there any fighting these payments that they have determined I can afford every month, (which I can't), would the OC of these kind of loans be willing to work with me more so than the CA? I just don't know.
Garth
Guest






Subject: o my
 
Posted on Thu Nov 29, 2012 5:50 am  

Does any of this work for student loans that are from the gov. i have sent the CA a DV and not a C and D yet. I was waiting to see what the DV response would be. I guess my real question is, is there any fighting these payments that they have determined I can afford every month, (which I can't), would the OC of these kind of loans be willing to work with me more so than the CA? I just don't know.
Guest







 
Posted on Wed May 01, 2013 11:30 am  

Exactly should follow this..?? thank for your help.
creditcard1



Joined: 29 Mar 2013
creditcard1's page
Posts: 22



178 Magic Points

 
Posted on Tue Jun 25, 2013 6:27 am  

This format is very helpful for me, It is easy to write our complaint through this format. Thanks for sharing it.
creditcard1



Joined: 29 Mar 2013
creditcard1's page
Posts: 22



178 Magic Points

 
Posted on Tue Jul 30, 2013 10:43 am  

You have mentioned great information, it really helpful for me. Thanks for sharing it.

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