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Cease and Desist letter - A legal letter to the creditors

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smartypants
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Posted on Sat Jan 03, 2015 10:33 pm  

By responding to a creditor, or even a debt collection company, that is validating the debt. They can then, restart the debt all over again. The best way to deal with an erroneous debt is by dealing with the credit reporting companies only. Dispute the debt with them and they will deal with the creditor. The key is follow-up. You HAVE to follow up with the credit reporting agencies 30 days after submitting your dispute if they have not responded to you. Also, the key is to send your disputes my certified mail. It can get costly but it sure is a lot cheaper than going to credit repair companies who still have you do all the work (for the most part) and charge you hundreds of dollars per month.
rogeroh1
Guest






 
Posted on Wed Apr 15, 2015 4:21 am  

why argue with them ask them for a conditional acceptance let them provide you the proof
Lupita Gonzalez
Guest






Subject: Good Review
 
Posted on Wed Oct 03, 2018 10:29 pm  

Thank you so much to the team at Hack West Credit Repair for helping me achieve my dream of becoming a first time home owner! Also, for the purchase of my new family car! Thank you for your time and dedication! Hack West was very thorough through the process and took care of all my questions! They made sure I got the best deal for my car and now I and my family get to enjoy it with a low payment! We are grateful to have gone through this process with them! I recommend HACKWESTatWRITEMEdotCOM / +1 (424) 307 2638 to everyone who needs help with their credit! Guys, IT IS WORTH IT!! Do it!!
Eric Hausey
Guest






Subject: Good Review
 
Posted on Mon Oct 08, 2018 11:19 am  

My utmost gratitude goes out to CREDIT WIZARD. Some months back, I have really been searching FOR a good credit expert to help me fix my bad report. He did not just increase my credit score to a high 700s from a low 450s, but also removed some negative items which included a late payment. He is really God’s sent to me. Here is his contact: THECREDITWIZARD at WRITEME dot COM / +1 972-534-5519
Rell Thomas
Guest






 
Posted on Tue Dec 25, 2018 11:02 am  

Hi all! I hold Hack West Credit Repair in a very high esteem perhaps this post. I had a lot of debts previously. Credit card, loans, and a whole lot of other debt. Debt collectors have been embarrassing me with several phone calls and text. I’m so stressed out that my depression and anxiety multiplied tenfold. Today makes it exactly a year ever since I came in contact with HACKWEST who cleared my debts, removed all derogatory items from my profile including the hard inquiries and increased my score to 786 in less than 30 days. I vowed to always do this every Christmas celebration in appreciation for what they did for me. I must confess these guys are good. I’m sure so many other persons are in this situation or even worse, you can contact them via email: Hackwest@writeme.com or text: (424) 307 2638 and please don’t forget to mention my name to them. Merry Christmas and a Prosperous New Year.
Danny782
Guest






Subject: Credit Lord
 
Posted on Mon Dec 31, 2018 5:30 pm  

Danny Smith; After having multiple bad experiences with credit repair companies which I was robbed, figuring out the credit score they told me they boosted was actually false and the negatives on my report wasn’t cleaned I tried Ghost Virus Credit Repair whom my bosom friend introduced to me…I want to publicly appreciate the effort for helping me to increase my credit score when I was suffering from low score 490 and was unable to meet up to my standard level. My score suddenly shot up 790 (excellent result) within 9 days. Let me quote Ghost word to me “you can’t begin the new year with a bad credit” that encouraged me and immediately started the job. Sincerely, I’m pleased after everything they did for me. He didn’t charge so much but delivered on his part. Contact him for all sort of credit repairs, he will be willing to help you. (GHOSTVIRUS789@GMAIL.COM: +1 (205) 418 0498). Also DUI and Chex fix have a wonderful start happy New Year.
Sarai Sumira
Guest






 
Posted on Mon Dec 31, 2018 6:40 pm  

Having good credit is not something they teach you in high school or college. I had horrible credit and was burned a couple of times by hackers who provide "clean up credit" services. Working with Hack West Credit Repair was an entirely different experience. Hack West was honest. They did exactly what they said they would, within a short while, was always available and awesome. These things made all the difference. Thanks so much for helping to repair my credit; I now have a score of 760 with all hard inquiries removed. Reach them on HACKWEST at WRITEME dot COM or +1 (424) 307 2638.
Cherry
Guest






Subject: Credit Restore
 
Posted on Fri Jan 04, 2019 12:30 am  

"Words cannot express my gratitude nor Appreciation to Ghost Virus for he’s help." Sometime last year I was in a very terrible situation I was almost losing my house due to my poor credit outline. I reached out for help and searched online for a quick solution to my poor credit outline and to restore my life back without being kicked out of my apartment and suffering from so many things. I came across several reviews about Ghost how he helped a lot of persons with similar issue I was having. I contacted Ghost Virus (Ghostvirus789@gmail.com: +1 205 418 0498) for a quick solution explaining everything concerning my credit to him and I could really use he’s help he said okay and promised to help me fix my credit within 12 working days. My credit got fixed my score 395 was increased to a high 795 deleting all negative items and also increasing my credit limits and leverage. God bless you Ghost I’ll forever remain grateful to you Have a prosperous years ahead of you thanks. Cherry Idaho Connecticut Happy Holidays
Jack Miles
Guest






 
Posted on Sun Jan 13, 2019 9:22 am  

As skeptical as I am, I have to say these guy is the best in the business. The cost is worth it. Faster than Lexington Law or any other repair services I have ever used.I started less than a week ago and changes are happening to my credit report and my scores have been going up. Take it from me, try him you won’t regret it. Ask for THECREDITWIZARD@WRITEME.COM, he is your guy. Customer service is professional and you are not being considered as a number. He is personable and understands your needs. It’s worth it guys and this aren’t no FAKE NEWS. You can also text him on his personal number +1 (717) 467-7735.
Christian56
Guest






Subject: How i fixed my credit
 
Posted on Sun Jan 13, 2019 5:11 pm  

Greeting Great people my name is Christian, Few years back I tried without success to fix my credit and rather it got worse. The last time was last year in which they request me some payments and six (6) months, the person did nothing. I was making more research and by chance I found Ghost Virus and his contact; GHOSTVIRUS7890@GMAIL.COM, +1 205 418 0498. For many of the names I found for some reason, I identified more with him. I am a father of 4 children and I have always wanted to buy my house but by credit report, I have never been able to. I did bought one house in Puerto Rico but it entered foreclosure. My score was in the 475 due to the medical bills, credit cards, repossessions, student loans, etc. well I trusted Ghost Virus with my credit and he delivered my life from shame and failure bringing joy and reason to be happy back to my grasp again. He raised my score to 790 and deleted the bad items on my report and it still looks nice up to date. Reach him with his above contact and get your lives back again.
gregransom456@gmail.com
Guest






Subject: Credit Repair solution
 
Posted on Mon Jan 14, 2019 4:24 pm  

However, there are many services that might try to take advantage of you and your financial needs by trying to steal your money or financial information not this guy. I’m GREG, I live in Tennessee. I’m very grateful to Ghost. Last year, I needed help with my credit. My current credit score was 506, I wanted a higher score and probably my old accounts deleted although most of them I had no idea why they were there, because I never opened accounts with credit card. I went on internet to search for help and I found Ghost the credit Expert and I immediately contacted him (205) 418 0498; GHOSTVIRUS7890@GMAIL.COM). We got started with the process with some few questions and a little display of competency as a proof of legitimacy. He (deleted the accounts, erased all the inquiries and eventually raised my score to 780. I guess someone out there with bad credit issue will be in need of such help. I’m very certain Ghost will help you contact them today have a wonderful Day.
James Lawson
Guest






Subject: Credit Review
 
Posted on Wed Jan 16, 2019 2:29 pm  

Hello Guys before working with COLEFRANKSERVICES I had a credit score of 531 to 542. I went looking for a loan from Metro Credit Union and they told me to pay my debt to Bank of America first which was about $4,800. At the time my credit report was awful with red mark all over it. I had a couple charge-off accounts and I was stressed out about them. I called the credit bureaus and asked them for my credit report. I found out I had about 7 negative items and 9-12 hard inquiries from every bureaus. While searching for solution, I found several good reviews about ColeFrankServices on different blogs and sites. At first I was skeptic and curious, so I sent them an email. They quickly replied back addressing me to an agent whom explained the process and everything needed to fix my credit there was absolutely no confusion. My credit score now is 795 and 790 deleting all the negative items on my report and also added beautiful Tradelines. Contact them COLEFRANKSERVICES@GMAIL.COM: +1 424 245 2993 if you have any question or you need their services. I paid absolutely nothing to Bank of America and it is all cleared in my credit report.
Dave Callahan
Guest






Subject: credit repair
 
Posted on Thu Jan 17, 2019 11:35 pm  

I remember in 2017, my credit score was horrible, I had so many collection accounts and would not approve for anything. I had rental debt, charge offs, student loans, tax liens e.t.c. from your credit report.
I was then introduced to XAPCREDITSOLUTION@GMAIL.COM by Mr. Stone who happened to be my old time friend and my credit score went from 529 to 790 within few days and I was able to get a home loan and eligible for several credit cards. I can always recommend XAP CREDIT SOLUTION to anyone who desires to have a better credit life. Cheers!
Johnny Taylor
Guest






Subject: Credit Hero
 
Posted on Thu Jan 17, 2019 11:50 pm  

I must acknowledge the tireless effort of Cole Credit Services, your commitment and dedication are greatly appreciated helping men and women with credit issues. I had a bad credit which disqualified me from many things and my score was on a low 474 but after my contact with Cole regarding my credit issues I can now boost of an excellent credit report and my score on a high 790. God bless your entire team and service to the community. I strongly recommend any one with a credit challenge to contact them COLEFRANKSERVICES@GMAIL.COM
Analia Miller
Guest






Subject: how i fixed my credit
 
Posted on Sun Jan 20, 2019 11:13 pm  

Some FICO hackers will delay you, some will scam you, but here is how I got my FICO score to 785 from as low as 400, due to my diabetic condition I got a setback on my payments owing to medical bills, my world started falling apart because I wanted to rent a home and take some loans and I couldn’t. I kept looking for someone who could help fix my credit to no avail, until October last year when I met XAP CREDIT SOLUTION through a friend whom they had worked for. They boosted my credit in 9 days and restored my dignity. I was able to get a loan and pay for a home. You can contact them via XAPCREDITSOLUTION@GMAIL.COM. Or 972 597 9704) XAP CREDIT SOLUTIONS can do it for you. Ciao!!

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