Subject: Need some information about collection account numbers!!
Wed May 07, 2008 10:17 pm
I'm trying to dispute some items on my credit report with the creditor but the last four digits of the account number are x'd out. Do I need the complete account number and how do I go about getting it??
You may contact your creditor to get your account number and request them to get it verified with the credit bureau. _________________ Regards,
Sally Klein Guest
Subject: National file # 2639821622
Thu May 08, 2008 11:09 pm
I am inquiring about the status of my corespondence I faxed to you regarding acct # above. I have not recieved any return call or documentation of the debt associated with this acct. I really want to clear up this matter but, I am not going to pay until you provide me past statements from Meier and Frank. I have not recieved any statement from Meier and Frank for over 4 years. I have been a good customer and have no other past debt. Please reply so I know you are really working to resolve this.
Sally A. Klein
SOmetimes if you look at the acct numbers listed on your different reports you will notice that TU X's out the last 4 and lets say EXP X's out the first 4. If you are still unable to complete the account number I would send a DV letter and I would list what each of the three agencys are identifying your account as.
Account number: 1234XXXX (provided by Trans Union)
XXXX5678 (provided by Experian)
to whom it may concern,
Dont ever give them any more info then they already have. There is a reason they have to say "This is an attempt to collect a debt and ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE"
EW. I feel dirty after typing that last line!
Mon Aug 04, 2014 10:41 am
EH9SzJ I cannot thank you enough for the blog.Really thank you!
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.