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Need some information about collection account numbers!!

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Joined: 07 May 2008
jvinion01's page
Posts: 1

48 Magic Points

Subject: Need some information about collection account numbers!!
Posted on Wed May 07, 2008 10:17 pm  

I'm trying to dispute some items on my credit report with the creditor but the last four digits of the account number are x'd out. Do I need the complete account number and how do I go about getting it??


Joined: 21 Jun 2007
Laura's page
Posts: 1327

37081 Magic Points

Posted on Thu May 08, 2008 11:24 am  

Hi jvinion01

You may contact your creditor to get your account number and request them to get it verified with the credit bureau.
Sally Klein

Subject: National file # 2639821622
Posted on Thu May 08, 2008 11:09 pm  

I am inquiring about the status of my corespondence I faxed to you regarding acct # above. I have not recieved any return call or documentation of the debt associated with this acct. I really want to clear up this matter but, I am not going to pay until you provide me past statements from Meier and Frank. I have not recieved any statement from Meier and Frank for over 4 years. I have been a good customer and have no other past debt. Please reply so I know you are really working to resolve this.
Sally A. Klein


Joined: 21 Jun 2007
Laura's page
Posts: 1327

37081 Magic Points

Posted on Fri May 09, 2008 9:12 am  

Hi Sally Klein

Are you providing any information to jvinion01 of how to write a letter to the creditor to get the correct account number. I cannot get your point.


Joined: 08 May 2008
CMBV22's page
Posts: 364

5649 Magic Points

Posted on Mon May 12, 2008 5:43 am  

SOmetimes if you look at the acct numbers listed on your different reports you will notice that TU X's out the last 4 and lets say EXP X's out the first 4. If you are still unable to complete the account number I would send a DV letter and I would list what each of the three agencys are identifying your account as.



My name
my address


Account number: 1234XXXX (provided by Trans Union)
XXXX5678 (provided by Experian)

to whom it may concern,



Dont ever give them any more info then they already have. There is a reason they have to say "This is an attempt to collect a debt and ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE"

EW. I feel dirty after typing that last line!

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