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A judgement against me??...PLEASE HELP!!

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Richard Hutcheson

Subject: I have A judgement against me from 1994
Posted on Sat Sep 25, 2010 8:31 pm  

I recently applied for a loan and there lawers Started reguesting information from a 3rd partie and sent me a letter for collections. What should i do?


Joined: 08 Feb 2010
Aaron's page
Posts: 2632

48565 Magic Points

Subject: loan application
Posted on Mon Sep 27, 2010 12:07 pm  

Hi Richard,

I think you should send the collection agency a debt validation letter through certified mail, requesting a return receipt.

Feel free to refer to the sample debt validation letter at .


Keep in touch Smile

Subject: yOjLZnpqmqoAXYTIMBG
Posted on Tue Oct 30, 2012 5:55 am  

If the balance is large enugoh they will sue you for a judgment. Once they have the judgment they can garnish your wages with the exception of the following states: TX, PA, FL, NC, and SC. I would focus on the larger balances first. It cost companies money to sue you so most will not sue on cards with smaller balances.

Subject: DRsJGVUebHSUaUa
Posted on Mon Aug 04, 2014 10:20 pm  

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