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Seems like many peaple are way worse then me and still have better credit

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goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



538 Magic Points

 
Posted on Wed Mar 26, 2008 11:02 am  

thing is getting these guys to agree with a pay for delete and then you pay and they don't delete, it is really frustrating when you have followed through on your end and then they don't hold up thier end of the bargain. really irritates me.
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fireyone



Joined: 26 Feb 2008
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Posts: 4246



130 Magic Points

 
Posted on Wed Mar 26, 2008 6:36 pm  

It all is just such a nightmare. Stumble once and it takes forever to get back up. It all gives me a headache.
Dann325



Joined: 26 Mar 2008
Dann325's page
Posts: 18



757 Magic Points

 
Posted on Wed Mar 26, 2008 9:42 pm  

Im dann325marvin, lost password cant seem to retrieve it. Rolling Eyes ..

Quote:
goodnatured Posted: 26 Mar 2008 11:02 Post subject:

---------------------------------------------------------------------- ----------

thing is getting these guys to agree with a pay for delete and then you pay and they don't delete, it is really frustrating when you have followed through on your end and then they don't hold up thier end of the bargain. really irritates me.


I was worried about that to, so I recored the convorsation. lol...
But the CA was very nice the whole time while I was dealing with them. I was very surprised, I just kept trying to figured out what happend and when I did they understood and I proposed the deal, she put me on hold and asked for the approval and said they accept. I figuerd they accepted becouse I could have fought for a few months and gotten it taken off for free anyways. That was the biggest one on my report.

I just dont understand why my credit score is so low. Seems like many peaple are way worse then me and still have better credit.

welp on the the other 2...

Quote:
scott Posted: 26 Mar 2008 09:58 Post subject:

---------------------------------------------------------------------- ----------

Sorry I got logged out.

Quote:
Okay so did you did a pay for delete. Smart move I would say. Hey Dann would like to see you around. It a pleasure having you around.


That was me posting.


Thanks scott, seems like a great community. Glad I found it.
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



130 Magic Points

 
Posted on Wed Mar 26, 2008 10:45 pm  

I hope they hold up to their end of the bargain and help clear up your credit. Maybe you lucked out and got a reputable credit agency. I can not tell you what is up with your credit score...we would need more info on it.
Dann325



Joined: 26 Mar 2008
Dann325's page
Posts: 18



757 Magic Points

 
Posted on Thu Mar 27, 2008 6:44 pm  

Well theres really no more info to give lol. Thats the only thing on it cept my credit card witch has never been used and in go standings. and 7 inquires most old.
Dann325



Joined: 26 Mar 2008
Dann325's page
Posts: 18



757 Magic Points

 
Posted on Thu Mar 27, 2008 6:57 pm  

Im using creditreport. (com) . Soppose I need to try another?
Laura

Laura

Joined: 21 Jun 2007
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Posts: 1327



36459 Magic Points

 
Posted on Fri Mar 28, 2008 11:02 am  

Try myfico[dot]com. Gives better results. or credit report annualcreditreport.com is the one we use.
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Regards,
Laura.
Dann325



Joined: 26 Mar 2008
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Posts: 18



757 Magic Points

 
Posted on Fri Mar 28, 2008 9:01 pm  

Cool, ill check it out. Thanks
Dann325



Joined: 26 Mar 2008
Dann325's page
Posts: 18



757 Magic Points

 
Posted on Fri Mar 28, 2008 9:53 pm  

Used myfico , i do liek it alot, very handy tools and user friendly. Show my credit score 100 points higher but did not show the my current dept items, did show a collections acount that is bull from a company that im about to call and chew out. Never owed them a dime or signed anything, had nothing to do with it. So that should be fun.
Laura

Laura

Joined: 21 Jun 2007
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Posts: 1327



36459 Magic Points

 
Posted on Sat Mar 29, 2008 6:42 am  

Enjoy chewing on them LOL. myfico helps for sure Smile
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Regards,
Laura.
Morningstar

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 576



11 Magic Points

 
Posted on Sat Mar 29, 2008 9:16 am  

If you have a copy of the conversation, I would send a letter informing the CA:

a) that you have a recording of the conversation
b) that failure of the CA to meet the terms of the agreement could constitute a breech of contract
c) that you would be willing to exercise your legal options in order to rectify the situation
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I don't dream since I quit sleeping
Dann325



Joined: 26 Mar 2008
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Posts: 18



757 Magic Points

 
Posted on Mon Mar 31, 2008 4:30 pm  

They told me to alow 90 days for it to be removed, but she said it shouldnt take that long she was putting the order in now. Ill give them time then if push comes to shove ill do that.
crorkz matz
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bNx8Kk A round of applause for your blog article.Much thanks again. Really Great.

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