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scott
Joined: 28 Jun 2006
scott's page
Posts: 446
10890 Magic Points
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Fri Oct 31, 2008 1:31 pm
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Debt validation would mean that the CA must prove that the OC has sold off the debt to him or has transferred the right to collect the debt to the CA. In addition to this they must also send you the outstanding bills which will let you know how much you owe and to whom you owe. If they validate the debt properly within 30 days of receipt then its OK and you may negotiate for a discount on the debt and repay the debt by coming to a repayment plan.
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SCOTT
Use your credit account responsibly and enjoy a debt free life. |
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fireyone
Joined: 26 Feb 2008
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Posts: 4246
135 Magic Points
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Sat Nov 01, 2008 1:53 am
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| Mary..quick question here. I has always thought it was 30 days to verify a debt..so if contact is made by phone and the person asks for them to varify that time is cut down to 5 days? If so I was unaware of this. |
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goodnatured
Joined: 03 Nov 2007
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Posts: 3931
593 Magic Points
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carol
Joined: 27 Jun 2006
carol's page
Posts: 1299
Location: Los Angeles, California
30070 Magic Points
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Sat Nov 01, 2008 6:19 am
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Only if they send you a debt validation notice by post, within 5 days of communication over phone, these 5 days will be calculated within the 30 days time span for you to ask for debt validation. You can ask for debt validation within this 25 days and they need to validate the date within 30 days of the receipt of your debt validation letter.
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mgh
Joined: 10 Nov 2008
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Posts: 0
19 Magic Points
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Subject: puzzled
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Mon Nov 10, 2008 1:29 pm
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| I have a 900.00 loan to this co. they said if I pay 40 every 2 weeks for 5 paychecks they will forget the rest except that my payments start all over until I get it all paid because all I am paying is the interest. I told them I cannot do anything right now because I just had surgery and am not back to work yet. how can they get blood from a turnip? |
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fireyone
Joined: 26 Feb 2008
fireyone's page
Posts: 4246
135 Magic Points
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Mon Nov 10, 2008 11:48 pm
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| Believe me they somehow find a way. Thats a new saying to me. I was always told "you can't get hair off a toad". lol |
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goodnatured
Joined: 03 Nov 2007
goodnatured's page
Posts: 3931
593 Magic Points
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fireyone
Joined: 26 Feb 2008
fireyone's page
Posts: 4246
135 Magic Points
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Mon Nov 10, 2008 11:59 pm
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BUT...
except that my payments start all over until I get it all paid because all I am paying is the interest.
Now what does that mean? Does that mean once the 5 paychecks have been paid out of and the interest still isn't paid then this same process begins all over again. I am not sure what is meant by that part of the post. Could be a wolf in little girls clothing. |
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LT
Joined: 30 Jan 2009
LT's page
Posts: 57
2345 Magic Points
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Sun Feb 01, 2009 1:50 am
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| If the company won't give you an address they probaly won't give the information to the credit bureas either. If they are reporting to the credit agancies then send the agancies a investigation letter telling them they will not give you their address. The credit agency will then delete the account if they don't reply or respond to their request. And they won't reply, because they are aware that if they do thatinformation will be given to you. I had to do this with a couple of those internet pay day loan sharks. Stay away from them at all cost. |
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disgruntled ex employee
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Subject: addressess
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Tue Aug 04, 2009 12:26 pm
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Cash today global leads ach cash interim cash waterfront investments Rovinge international are all part of The Harris Holdings ltd registered in Geurnsey company number 2280 owned by Ivor and Aaron Gershfield equal owners this company is also registered in Gibralter under the North Atlantic trust ltd
Their head office is Northway House 1379 High Road London N209LP All these pay day Loan scams run under the umbrella of Heathmill Village and then re registered in Guernsey under Harris Holdings
There are countless other companies run from this building constantly changing names employing illegal imigrants paying minimum wages
they are also using this labour to build trailers in North london for mobile eye care these are on the road without being certified for safety so beware |
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susan
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Subject: cash today ltd - ach cash -big-int- route 66- global so on a
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Tue Sep 22, 2009 4:41 pm
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paid one million dollars to FTC and The State of Nevada to settle
charges against them.
but please be aware cash today and ach cash
have new web sites up in the USA cash today ltd.com and ACHloans.com
now posing as loan brokers avoid them like the plague. |
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susan
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Subject: global
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Tue Sep 22, 2009 4:42 pm
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| this company is dissolved you owe them nothing |
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another disgruntled ex em
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Subject: global
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Mon Jan 04, 2010 8:13 pm
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The writer in August is right!
If you had a debt, please check because chances are you have repaid it in full and they are still taking your money.
Once a loan is repaid they NEVER stop the automatic withdrawal from your account.
Charming man owns this company!!! Google him and check his background - very interesting reading. |
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fireyone
Joined: 26 Feb 2008
fireyone's page
Posts: 4246
135 Magic Points
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Mon Jan 04, 2010 10:38 pm
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| Who is charmong man? I have never heard of this person. I agree that sometimes creditors will try to collect on a debt twice. I always urge any member or visitor of this site to keep their records in a safe place. This ncludes any and all correspondence with collectors and creditors. Mostly any signed contract or agreement showing an amount that was agreed upon and proof that it was paid. |
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Ex Loaner
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Subject: Heathmill Illegal
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Sat Jan 30, 2010 2:10 am
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These people build what kind of trailers? Who are Meade? Is this the same Aaron Gershfield whose listed below?
MEADE INVESTMENTS PLC
Director(s): AARON GERSHFIELD.
OK1083476 SN
NORTHWAY HOUSE, 1379 HIGH ROAD, WHETSTONE LONDON N20 9LP
Operating Centre: PORTLAND COMMERCIAL ESTATE, RIPPLE ROAD
BARKING IG11 0TW
Authorisation:5 Vehicle(s) and 0 Trailer(s).
Transport Manager(s): A OTHER |
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