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Just to be on the safe side I would make sure I had them

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scott

scott

Joined: 28 Jun 2006
scott's page
Posts: 446



10890 Magic Points

 
Posted on Fri Oct 31, 2008 1:31 pm  

Debt validation would mean that the CA must prove that the OC has sold off the debt to him or has transferred the right to collect the debt to the CA. In addition to this they must also send you the outstanding bills which will let you know how much you owe and to whom you owe. If they validate the debt properly within 30 days of receipt then its OK and you may negotiate for a discount on the debt and repay the debt by coming to a repayment plan.
_________________
SCOTT

Use your credit account responsibly and enjoy a debt free life.
fireyone



Joined: 26 Feb 2008
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Posts: 4246



123 Magic Points

 
Posted on Sat Nov 01, 2008 1:53 am  

Mary..quick question here. I has always thought it was 30 days to verify a debt..so if contact is made by phone and the person asks for them to varify that time is cut down to 5 days? If so I was unaware of this.
goodnatured



Joined: 03 Nov 2007
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Posts: 3931



450 Magic Points

 
Posted on Sat Nov 01, 2008 2:41 am  

I was told by heritage that I have 30 business days, I know it is 30 business days, I always thought that weekends count, but they don't.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
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carol

carol

Joined: 27 Jun 2006
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Posts: 1299
Location: Los Angeles, California


30054 Magic Points

 
Posted on Sat Nov 01, 2008 6:19 am  

Only if they send you a debt validation notice by post, within 5 days of communication over phone, these 5 days will be calculated within the 30 days time span for you to ask for debt validation. You can ask for debt validation within this 25 days and they need to validate the date within 30 days of the receipt of your debt validation letter.
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mgh



Joined: 10 Nov 2008
mgh's page
Posts: 0



19 Magic Points

Subject: puzzled
 
Posted on Mon Nov 10, 2008 1:29 pm  

I have a 900.00 loan to this co. they said if I pay 40 every 2 weeks for 5 paychecks they will forget the rest except that my payments start all over until I get it all paid because all I am paying is the interest. I told them I cannot do anything right now because I just had surgery and am not back to work yet. how can they get blood from a turnip?
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Mon Nov 10, 2008 11:48 pm  

Believe me they somehow find a way. Thats a new saying to me. I was always told "you can't get hair off a toad". lol
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



450 Magic Points

 
Posted on Mon Nov 10, 2008 11:55 pm  

wow, who is the loan company, that is a pretty good deal.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Mon Nov 10, 2008 11:59 pm  

BUT...
except that my payments start all over until I get it all paid because all I am paying is the interest.

Now what does that mean? Does that mean once the 5 paychecks have been paid out of and the interest still isn't paid then this same process begins all over again. I am not sure what is meant by that part of the post. Could be a wolf in little girls clothing.
LT



Joined: 30 Jan 2009
LT's page
Posts: 57



2330 Magic Points

 
Posted on Sun Feb 01, 2009 1:50 am  

If the company won't give you an address they probaly won't give the information to the credit bureas either. If they are reporting to the credit agancies then send the agancies a investigation letter telling them they will not give you their address. The credit agency will then delete the account if they don't reply or respond to their request. And they won't reply, because they are aware that if they do thatinformation will be given to you. I had to do this with a couple of those internet pay day loan sharks. Stay away from them at all cost.
disgruntled ex employee
Guest






Subject: addressess
 
Posted on Tue Aug 04, 2009 12:26 pm  

Cash today global leads ach cash interim cash waterfront investments Rovinge international are all part of The Harris Holdings ltd registered in Geurnsey company number 2280 owned by Ivor and Aaron Gershfield equal owners this company is also registered in Gibralter under the North Atlantic trust ltd

Their head office is Northway House 1379 High Road London N209LP All these pay day Loan scams run under the umbrella of Heathmill Village and then re registered in Guernsey under Harris Holdings

There are countless other companies run from this building constantly changing names employing illegal imigrants paying minimum wages
they are also using this labour to build trailers in North london for mobile eye care these are on the road without being certified for safety so beware
susan
Guest






Subject: cash today ltd - ach cash -big-int- route 66- global so on a
 
Posted on Tue Sep 22, 2009 4:41 pm  

paid one million dollars to FTC and The State of Nevada to settle
charges against them.

but please be aware cash today and ach cash
have new web sites up in the USA cash today ltd.com and ACHloans.com
now posing as loan brokers avoid them like the plague.
susan
Guest






Subject: global
 
Posted on Tue Sep 22, 2009 4:42 pm  

this company is dissolved you owe them nothing
another disgruntled ex em
Guest






Subject: global
 
Posted on Mon Jan 04, 2010 8:13 pm  

The writer in August is right!

If you had a debt, please check because chances are you have repaid it in full and they are still taking your money.

Once a loan is repaid they NEVER stop the automatic withdrawal from your account.

Charming man owns this company!!! Google him and check his background - very interesting reading.
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Mon Jan 04, 2010 10:38 pm  

Who is charmong man? I have never heard of this person. I agree that sometimes creditors will try to collect on a debt twice. I always urge any member or visitor of this site to keep their records in a safe place. This ncludes any and all correspondence with collectors and creditors. Mostly any signed contract or agreement showing an amount that was agreed upon and proof that it was paid.
Ex Loaner
Guest






Subject: Heathmill Illegal
 
Posted on Sat Jan 30, 2010 2:10 am  

These people build what kind of trailers? Who are Meade? Is this the same Aaron Gershfield whose listed below?


MEADE INVESTMENTS PLC
Director(s): AARON GERSHFIELD.
OK1083476 SN
NORTHWAY HOUSE, 1379 HIGH ROAD, WHETSTONE LONDON N20 9LP
Operating Centre: PORTLAND COMMERCIAL ESTATE, RIPPLE ROAD
BARKING IG11 0TW
Authorisation:5 Vehicle(s) and 0 Trailer(s).
Transport Manager(s): A OTHER

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