Inter Next Technologies, Inc., Internet Marketing Services, Reno, NV
Call (Toll Free)
(800)-601-1579
Community Area
Get FREE Counseling




*


Helpful Resources
Community
Popular Discussions
Creditmagic Twitter
Credit on Facebook

NAFS Collections

Post reply  Start a topic
Author Message
Options
Print this topic
Invite a friend
Email this topic
  Bookmark online
Add to del.icio.us
Add to YahooMyWeb
 
Aaron

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2632



48565 Magic Points

Subject: NAFS
 
Posted on Thu Jun 10, 2010 11:35 am  

Hi,

If it is not your debt, then they are not supposed to call you. You can tell them to stop the calls, else you can file complaint with Federal Trade Commission. Next time they call, record the call as proof, if your state laws allow you to do so.

Thanks,

Aaron
_________________
Keep in touch Smile
Bill
Guest






Subject: Not validation
 
Posted on Sat Jun 19, 2010 2:33 pm  

Sorry, I did not read the whole thread, but apparently you're trying to get "validation" of a debt from NAFS. According to the FDCPA (Fair Debt Protection Collections Act", they're not REQUIRED to VALIDATE, only to "verify" the debt. Section 809(a) para 4. What the legal difference between validation and verification is, I'm not sure, I've just been told by MANY there IS a difference. If you do not respond within 30 days, collections will (and legally so) assume it's valid. If you do respond and dispute, collections is supposed to receive "verification" of this debt of "judgement of settlement" against the consumer and mail it to you. Don't know if that's been done. Document EVERYTHING and continued problems usually push me in the direction of filing an official complaint with the FTC (Federal Trace Commission). FTC is required to annually report before Congress about collections and the practices both legal and illegal (amongst other things). Also consider taking this up with the Depart. of Commerce at the White House. This may seem extreme, but crap rolls down hill and Dept of Commerce (after numerous calls or faxes) will notify FTC who will notify NFAS. NFAS is a world wide company privately owned by Sanjiv Mirchandani. 5 minutes of internet research discovered this, not to mention some background as a former U.S. Marine Information Analyst. I hope this helps. Feel free to email me at bill37_newstart@live.com. I'll be glad to attempt to offer further assistance.
Bill
Guest






Subject: Recording phone calls
 
Posted on Sat Jun 19, 2010 2:36 pm  

There are 12 states in the US that are 1 party states and NY is one of them. All the rest are 2 party states, meaning both parties have to give consent for the conversation to be recorded. When it's coming from one state to another, get legal clarification as to which states law applies to the call. Either the law from the state where the call initiated from, or the state where the destination call is going to. Recording a call illegally IS an FCC violation so proceed with caution here.
Bill
Guest






Subject: 12 states
 
Posted on Sat Jun 19, 2010 2:39 pm  

FYI, the 12 states that are 1 party states are California, Connecticut, Delaware, Florida, Massachusetts, Maryland, Michigan, Montana, New Hampshire, Pennsylvania and Washington. This information can be confirmed by googling out "recording phone calls" and look at the "American Legal Guide for Recording Phone Calls". Just trying to help and arm people with knowledge.
YEAT
Guest






Subject: Gym membership
 
Posted on Wed Aug 18, 2010 5:06 pm  

Angel, not sure if you are still having this issue, but the credit agencies will take a negative report off if you tell them it is from a gym membership.
I had a negative item from a CA -David Taylor and associates- regarding a gym membership that was cancelled due to a move, which the gym sent to the collection agency. I saw it on my credit report after I noticed a spike in my CC APR. Work with the agency directly and you should be able to clear it from your report, not much you can do about them calling you, especially since the CA's usually will sell the debt to another agency after you tell them to remove your name enough.
Aaron

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2632



48565 Magic Points

Subject: credit
 
Posted on Thu Aug 19, 2010 10:23 am  

Hi Bill:

Thanks for sharing such useful information Smile

Aaron
_________________
Keep in touch Smile
crorkz
Guest






Subject: BKQNwxGXyV
 
Posted on Tue Aug 05, 2014 6:13 am  

Z2AKal Thanks again for the article post.Thanks Again. Fantastic.
crorkz matz
Guest






Subject: XFVxAnFqguVOiFeWY
 
Posted on Tue Aug 05, 2014 7:28 am  

IAnHda Very informative article. Keep writing.
crorkz matz
Guest






Subject: ZUEWWsUayQygyL
 
Posted on Wed Aug 06, 2014 4:08 am  

ezO123 Thanks again for the blog.Thanks Again. Keep writing.

Quick Reply
Your Name
Subject
Message body
 Previous  1, 2
Page 2 of 2

 
Delete this topic Move this topic Lock this topic Split this topic 






Page loaded in 0.076 seconds.