Inter Next Technologies, Inc., Internet Marketing Services, Reno, NV
Call (Toll Free)
(800)-601-1579
Community Area
Get FREE Counseling




*


Helpful Resources
Community
Popular Discussions
Creditmagic Twitter
Credit on Facebook

I hope you got that debt validation letter out by certified mail

Post reply  Start a topic
Author Message
Options
Print this topic
Invite a friend
Email this topic
  Bookmark online
Add to del.icio.us
Add to YahooMyWeb
 
carol

carol

Joined: 27 Jun 2006
carol's page
Posts: 1299
Location: Los Angeles, California


30060 Magic Points

 
Posted on Sat Nov 22, 2008 5:32 am  

Hi outraged
Since you are sure that you do not have any debt with Verizon, you can directly send debt validation letter by certified mail to the Collection agency. Probably they will not be able to validate the debt. If they cannot validate the debt, within 30 days of receipt of your letter, you can send a second letter telling them that they are in violation of FDCP Act by not validating the debt and they should immediately remove the listing from the report. If they still do not remove it, you should immediately send dispute letters to Experian asking them to remove the listing.
_________________
Keep in touch
Carol
Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 1238



28944 Magic Points

 
Posted on Sat Nov 22, 2008 5:45 am  

Ideally, when a debt is sold off to a CA by the OC, and the CA cannot validate the debt, only the CA listing will be removed from the credit report by the credit bureaus and not the OC listing. But since you do not even owe the debt to the OC, both the listing should go out of your credit report. If you are sure that Verizon is not your OC and you do not owe them any money, you can directly send a dispute letter to the credit bureau and ask them to remove the listing from your report. You can find a sample debt validation letter if you visit http://www.creditmagic.org/letters/index.html
_________________
All the Best Smile
Justin
porboy



Joined: 22 Nov 2008
porboy's page
Posts: 17



957 Magic Points

Subject: PALISADES COLLECTION
 
Posted on Tue Nov 25, 2008 10:58 pm  

PALISADES COLLECTION -is just another collection firm -my judgement from a credit card was with Walpolf but on the credit report it`s in Palisides name. Could be anything -find out.
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Wed Nov 26, 2008 3:09 am  

Yes you are right Palisades can be for anything from a credit card bill to a hospitol bill...they collect them all. You would have to call and check or see if you can find out on your credit report. They shoould list the original creditor.
Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 1238



28944 Magic Points

 
Posted on Wed Nov 26, 2008 11:26 am  

Hi Porboy
Since Walpolf has brought judgment against you for the debt, it must be that the debt has been sold off by Palisades to Walpolf. Now Wolpolf has not reported the debt to the credit bureaus and so the debt has not been listed in the credit report and instead they have brought summon against you to recover the debt. If you still think that you do not owe the debt, and 30 days has not expired from the date of judgment you can file a motion to vacate the judgment.
_________________
All the Best Smile
Justin
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Tue Dec 02, 2008 1:51 pm  

Porboy..I thought that your debt was out of statutes. I remember reading and talking with you on another post. You may have to remind me of the exact situation.I hope you got that debt validation letter out by certified mail. Also if you got the summons make sure you answer so they do not win by default.
Harris
Guest






Subject: Palisades
 
Posted on Tue Dec 16, 2008 12:30 am  

Have the same problem, the amount just appeared on Credit Report, but have no knowledge of who they are NOR ever received a bill - Very Strange
carol

carol

Joined: 27 Jun 2006
carol's page
Posts: 1299
Location: Los Angeles, California


30060 Magic Points

 
Posted on Tue Dec 16, 2008 7:30 am  

Hi Harris
If you find Palisades in your credit report, you might have some outstanding debt with any creditor who has sold off the debt to Palisades. Palisades is a collection agency and so after purchasing the debt, they have reported the debt to the credit bureaus and so their name got listed in your report. You may not receive any bill from them claiming the debt. All you need to do now is to send a debt validation letter and wait for 30 days for their response. You should send this DV letter by certified mail.
_________________
Keep in touch
Carol
Guest







 
Posted on Sat Apr 25, 2009 12:40 am  

does anybody have an email address for these people
Bascom1234
Guest






Subject: Palisades Collection
 
Posted on Sun Dec 06, 2009 6:26 pm  

I had a outstanding bill with American Express and Palisades Collection agency purchased my account during this time I had lost my joband I was trying to setup payment arrangement with Palisades collection agency we agreed on one amount and the company wanted to increase the amount I think this company is out of control.
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



504 Magic Points

 
Posted on Mon Dec 07, 2009 11:27 pm  

Did you get the agreement in writing? If so then they will have to abide by it.

If you manage to get them into a descent arrangement that you can afford then you need to get it all in writing so they can not change the rules in the middle of the game.
Gammee07
Guest






Subject: palisades
 
Posted on Tue Feb 02, 2010 6:48 pm  

I sent the request for validation and have not gotten any response what do I do now???
Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 1238



28944 Magic Points

Subject: debt validation
 
Posted on Wed Feb 03, 2010 7:09 am  

Hi Gammee,

If the creditor/CA is not responding to your debt validation, you can send another debt validation letter mentioning that you had send a debt validation previous to this, but have not received an answer yet. Attach a copy of the previous letter with the second letter. Wait and see what they do. If they still don't answer to your debt validation, you can send a dispute letter to the credit bureaus.

I must also add that the creditor/CA may be in the process of suing you. They do this to many people. Don't get tensed about this. You can rather talk to a lawyer for advise.
_________________
All the Best Smile
Justin
Help Me Wanda
Guest






Subject: Palisades
 
Posted on Thu Aug 12, 2010 5:56 pm  

I called the number that "iknow" wrote in but it's a house number and she asked me to let everyone know so the calls would stop coming to her home.
Aaron

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2632



48565 Magic Points

Subject: palisades
 
Posted on Fri Aug 13, 2010 9:29 am  

Hi Help Me Wanda,

Can you please be more clear on what you mean to say about Palisades? Are you having any problem with them?

Thanks,

Aaron
_________________
Keep in touch Smile

Quick Reply
Your Name
Subject
Message body
 Previous  1, 2, 3, 4, 5  Next  
Page 4 of 5

 
Delete this topic Move this topic Lock this topic Split this topic 






Page loaded in 0.070 seconds.