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Payday loans are killing me - how is this legal

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teal1006
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Subject: loan suggestion
 
Posted on Tue Aug 10, 2010 7:45 am  

Your situation i quite critical..but pay day loan is not such a bad thing..you can try to generate some income source so that you will get out of all this..
tracy rains
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Subject: pay day loans
 
Posted on Mon Aug 16, 2010 5:35 am  

hi
I also know little bit about pay day loans.pay day loans are not bad . pay day loans are for the help of people.
Aaron

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2632



48565 Magic Points

Subject: pay day loans
 
Posted on Mon Aug 16, 2010 11:28 am  

Hi tracy rains,

No pay day loans are not safe. They should be avoided at all costs!!!
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tracy
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Posted on Thu Aug 19, 2010 11:51 am  

Payday loans are not that bad.These loans really help you on time.You can get payday loans just in hour.
Your Friendly Debt Buyer
Guest






Subject: Payday
 
Posted on Fri Oct 01, 2010 4:47 pm  

ADVICE FROM A PERSONAL STANDPOINT: STAYYYYY FAAAR FAAAR AWAYYY!!!!!
ADVICE FROM A BUSINESS STANDPOINT: GET AS MANY AS YOU CAN!!!!

Payday Loans are absolutely a ripoff, but for Debt Buyers are heaven. You can buy them at .25% or less. If I collect 1 % i quadrupled my money, in addition it's still an asset. Even if I work it with no result I can keep it as a pending receivable to secure credit lines. Believe these target people who are financially hurt for a reason, money money money....
nduen



Joined: 15 Oct 2010
nduen's page
Posts: 13



246 Magic Points

Subject: Usury Laws
 
Posted on Fri Oct 15, 2010 6:22 am  

You should check usury laws to determine what are the allowed rates that these companies can charge. If they are charging excessive interest rates for the pay day loan you obtained then you may be able to file a suit for violating usury laws in what they are charging you.
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