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We are very close to filing for Bankrupcy

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Melissa



Joined: 01 Dec 2007
Melissa's page
Posts: 5



252 Magic Points

 
Posted on Tue Dec 04, 2007 5:58 am  

Thanks. I talked to a lawyer and was told that I owuld have to wait until September 2008. But I can file for the chapter 13. I make more money than my hubby so money is tight so I hope that I can qualify for it. I took a means test on the internet to see and I qualified for a chapter 7, sp hopefully I can for the 13 as well.
Guest







 
Posted on Mon Dec 10, 2007 6:17 pm  

Do you have any place around your area like credit unions or finance companies? But be carefull that you do not overdo the loan, and have trouble paying it back. Thatt is the mess that I am in now. mine were mostly payday loans though.
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1327



36459 Magic Points

 
Posted on Tue Dec 11, 2007 12:06 pm  

Hi Yusef,

You can do an online search. But make sure you cross check and do a thorough background check. Its essential for you to know that there are a lot of scams that can rip you off. Just stay on your guard and ask friends where they took help from. Try to research some from the internet and can come back to us again if you need some help. Smile
_________________
Regards,
Laura.
crackerjack



Joined: 03 Dec 2007
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Posts: 144



33 Magic Points

 
Posted on Wed Dec 12, 2007 12:58 am  

You can also use the better business bureau to check out any company that you want or are thinking about using. You can read everything about the company there including any complaints filed and the results of those complaints.

Hope this helps, keep us updated because we can all learn from you and your experience here.
Mary

Mary

Joined: 06 Jul 2006
Mary's page
Posts: 684



17426 Magic Points

 
Posted on Wed Dec 12, 2007 7:38 am  

Better business bureau allows you to do a complete check but be sure you ask people.
_________________
Where there's a will, there's a way !!
Buddy Paranoid
Guest






Subject: Closing my account
 
Posted on Fri Mar 21, 2008 9:58 pm  

We are very close to filing for Bankrupcy....I owe $2,500 on 2 parday loans. My lawyer suggested I simply cloe my checking account and set up another one. How do I know the Police won't be at my door or will I be handed a Supoena at Work ?
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



538 Magic Points

 
Posted on Thu Jun 19, 2008 2:06 am  

You have no guarentee, but it would not be the police it would be the sheriffs department, you would just end up in court under civil suit and there they would come up with a payment arrangement that would work for both of you.

Who are the companies that you owe? Somebody here may have dealt with them before and tell you how they are in the long run of things.
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Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
mashel miller
Guest






Subject: bankruptcy 13 and adding a payday loan
 
Posted on Mon Oct 20, 2008 7:32 pm  

I am in chapter 13 my husbund left me with 3 kids i had to get a a couple of payday loans to help me. Now I am in trouble and need to add these to my chapter 13 is that possible I swear that i will never mess with a payday lender again.
DEBO
Guest






Subject: PAYDAY LOANS
 
Posted on Mon Dec 15, 2008 7:09 pm  

WHAT HAPPENS IF THE BANK CLOSES YUOR CHECKING ACCT DUE TO NEGATIVE BALANCES FROM PAY DAY LOANS? i HAVE SEVERAL LOANS OPEN AND FOR A WHILE THE BANK WOULD PAY THEM AND I'D HAVE TO REIMBURSE THE BANK. NOW I'M HAVING MY WHOLE PAY CHECK CONFISCATED EITHER BY THE THE BANK, THE LOAN PEOPLE AND OVERDRAFT FEES. WHAT SHOULD I DO. I'VE GOTTEN MYSELF IN SOME SERIOUS DEBT HERE PLEASE HELP
Justin

Justin

Joined: 17 Jul 2006
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Posts: 1238



28944 Magic Points

 
Posted on Tue Dec 16, 2008 9:33 am  

First of all I cannot understand that if the bank closes your checking account how can the check gets deposited in the bank. Now the creditors can get access to your bank account and garnish your wages only if they have brought judgment against you. If there is a judgment to garnish your bank account, the creditors can garnish the entire amount that gets credited so long as the outstanding debt gets paid in full.
_________________
All the Best Smile
Justin
lusciouslyn
Guest






Subject: overdrawn bank account filing bankruptcy
 
Posted on Mon Sep 07, 2009 3:48 am  

i will be filing chapter 13 in a couple of days my bank is overdrawn can i file it on my bankruptcy
Mashel Miller
Guest






Subject: This Blog
 
Posted on Sat Oct 24, 2009 4:23 am  

Please remove me from this blog I was asking a personal question I want it removed ASAP!!!!!
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



538 Magic Points

 
Posted on Mon Oct 26, 2009 1:24 am  

Just don't post anymore if you don't want to be part of it. You are coming across as a guest so it does not look like you registered, your post would have to be removed by admin.
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



130 Magic Points

 
Posted on Mon Oct 26, 2009 1:29 pm  

If your really intent on removing the post you may be able to send a personal message to the moderator or administer of the site. I feel you really have nothing to worry about. Usually a post gets old in a f ew days or changes to another topic. Your question will just get lost in the mix unless you keep calling attention to it.
Chris Rutter
Guest






Subject: Payday Loan Debt Relief
 
Posted on Wed Dec 09, 2009 10:46 pm  

I was stuck in payday loan debt and couldn't make it through another week! Thankfully I found this company called Payday Loan Debt Solution pdlds dot com is their site! They were great and I received the help I sooo much needed! A gentleman by the name of William helped me and I would recommend him to all of my friends who need help with their debt!

Good luck everyone and hope I could help =)

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