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Payday loan help Fast!

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Aaron

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2632



48565 Magic Points

Subject: payday loan
 
Posted on Wed Aug 18, 2010 8:00 am  

Hi Tracy,

Taking out a payday loan is bad. It increases your debt amount considerably as the interest rates are high. Moreover, most of the payday loans are illegal companies.

Thanks,

Aaron
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teal
Guest






 
Posted on Thu Aug 19, 2010 11:38 am  

What is payday loans.I know only this that payday loans are online.
teal
Guest






 
Posted on Thu Aug 26, 2010 8:31 am  

I also know about payday loans.These loans are really helpful for short term.If you want money for a very less amount of time than you can go with payday loans.You are right the interest rate of these loans are very high so you should be careful about its payback time.
teal
Guest






 
Posted on Fri Aug 27, 2010 10:01 am  

The interest rate of payday loans is very high that is right.But these loans are very helpful for short interval of time.
hgimmy229

hgimmy229

Joined: 01 Jul 2010
hgimmy229's page
Posts: 11
Location: Florida


259 Magic Points

 
Posted on Fri Aug 27, 2010 3:42 pm  

If you have all of your written documentation and your receipts confirming what you have paid and the collector is still attempting to collect funds, you have the right to report them to the Federal Trade Commission for breaching The Fair Debt Collections Practices Act.

FTC website: "http://www.ftc.gov/"
FDCPA: "http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf"

Please read up on The Fair Debt Collection Practices Act as it will give you a lot of informative information of what collectors can & cannot do legally.

I hope I was able to give you some informative information. If in need of free financial assistance by a certified credit counselor, please do not hesitate to contact me.
chef32



Joined: 27 Aug 2010
chef32's page
Posts: 1



25 Magic Points

Subject: Help !!
 
Posted on Fri Aug 27, 2010 10:45 pm  

I have 7 payday loans and now i am in touble. On monday I am closing my checking account and just living off my prepaid credit card where my momey from work goes. I will owe my bank with the checking account that I am closing at least 700 dollars. My payday loans are worse. Looking for payday help for debt consulation. Any websites that might help me in New york would be helpful. I am crying everyday after work and I am the stupid person that got myself in this mess but I hope there is someone out there that can help me.
Aaron

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2632



48565 Magic Points

Subject: payday loans
 
Posted on Sat Aug 28, 2010 12:37 pm  

Hi Chef,

Payday lending in New York has been prohibited. Thus, no payday lender can have the license to lend money. In this case you are supposed to pay back only the principal amount. If the PDLs still harass you, you can file complaints with the Federal Trade Commission and State's Attorney General.

Thanks,

Aaron
_________________
Keep in touch Smile
teal
Guest






 
Posted on Mon Aug 30, 2010 11:51 am  

Payday loans are very much helpful for short interval of time.Payday loan is really fast loans.
Aaron

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2632



48565 Magic Points

Subject: payday loans
 
Posted on Mon Aug 30, 2010 12:34 pm  

Hi teal,

Yes, it is true that you can get fast money through payday loan. But, this kind of loans come with high interest rates, and most of the companies giving you payday loans are illegal. It is always better to avoid payday loans.

Thanks,

Aaron
_________________
Keep in touch Smile
James00



Joined: 20 Sep 2010
James00's page
Posts: 4



49 Magic Points

 
Posted on Tue Oct 05, 2010 1:10 pm  

Payday loans come into work when you are in an immediate need of cash. Since they need a few minutes for approval so they are the fastest means of getting cash.
nduen



Joined: 15 Oct 2010
nduen's page
Posts: 13



246 Magic Points

Subject: Excessive Rates
 
Posted on Fri Oct 15, 2010 5:45 am  

Unfortunately pay day loans are notorious for charging ridiculous interest rates on the loans that they provide. You should check the usury laws to determine if you were overcharged on the loan. There are certain limits on certain types of loans and how much they can charge on interest for the type of loan.
crorkz
Guest






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Jane87
Guest






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