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Debt validation letter: Sample letter to dispute your debt

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Subject: WiCSxgzvtyg
Posted on Wed Aug 06, 2014 2:31 am  

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Posted on Wed Aug 06, 2014 5:47 am  

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Posted on Mon Dec 22, 2014 9:06 pm  

I received a summons 12/19 from Midland Funding LLC with the bill of sale and assignment, copy of July statement and affidavit of debt. I was going to send them a DV Letter, but I think they already proved that information. I have 20 days to respond to summons not sure what to do . Should I dispute debt , due to last payment was made 11/06/2013 ?

Joined: 11 Mar 2015
angeldoyal's page
Posts: 2

22 Magic Points

Posted on Wed Mar 11, 2015 10:50 am  

I would love to do this since my title loan has been sent to debt collections agency, I believe. Yet again, I am not certain. Therein lies the problem. I have received no notice that it was sent to collections and no letter in the mail Only a few vague phone calls. However in not sure I have time to go any of this on a title loan. Any suggestions?

Subject: Question about SOL
Posted on Sun Jul 19, 2015 6:25 pm  

I was served papers from CA for a credit card debt. This debt originated in Mississippi. Last payment/activity was Dec 2011. The SOL for Mississippi is three yrs. I have moved from MS to NV and finally here in UT since 2012. Am I correct in assuming that the SOL for the state of MS is the legal SOL?
Very intimidating when papers are served and not filed yet with the court. This forum is absolutely filled with knowledge.
I was under the impression the SOL had expired, thus did not answer this latest letter from lawyers/CA.
Will respond to said papers, and then send out DV requests etc.
Is there anything else I need to know and do??
Thank you for helping me and so many others.

Subject: awesome topic
Posted on Fri Jun 03, 2016 6:12 pm  

Good analysis , I am thankful for the analysis - Does someone know where my company might be able to access a template CA PLD-050 form to complete ?
going crazy

Subject: Recieved summons for garnishment but dont owe account
Posted on Wed Oct 05, 2016 2:59 pm  

I received a summons from a company that has purchased my write off. it was in 2008 when the write off was put on my credit report. It is no longer on my credit report and I have also recieved a new card from the original collector and i am in excellent standings with the credit holder. What do I need to prove this is not me debt and how do i handle the summons and knowing that this has a statue of limitations on it which has passed. what do i send for the statue of limitation

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