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does your score increase if something is deleted?

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wzahn



Joined: 25 Mar 2010
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Posts: 4



97 Magic Points

Subject: does your score increase if something is deleted?
 
Posted on Fri Mar 26, 2010 6:28 pm  

After something is DELETED from your report does your score go up? If so how long does it usually take and how much will it increase?
cinnamngrl



Joined: 01 Nov 2008
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Posts: 1320



6419 Magic Points

 
Posted on Sat Mar 27, 2010 1:03 am  

It depends on a couple factors.

how negative the thing was that I presume you wanted to get deleted.

And how old the item was. If it was an old tradeline then you lose credit history.
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NightStar



Joined: 10 Mar 2010
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Posts: 142
Location: Illinois


3176 Magic Points

 
Posted on Sat Mar 27, 2010 4:56 am  

If it was within the recent few years, the score should go up, but you only get back a fraction of what you lost to begin with, the older the item gets the less that the score is affected by it.

But it is still good to get deleted, then other lenders don't see it any more.
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Aaron

Aaron

Joined: 08 Feb 2010
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48565 Magic Points

Subject: improve credit core
 
Posted on Sat Mar 27, 2010 6:18 am  

Hi wzahn,

Whether or not your score is going to improve, depends firstly on the listing type - whether or not the listing was positive or negative. If you close an old account, all the history of that account is lost from your report. This may negatively affect your score.

However, if negative listings or wrong listings are removed from your report, it does improve your score. There is no time limit within which the score may go up. However, by how much will the score go up depends on the type of debt, the amount of debt and the settlement type.

For more details you can refer http://www.creditmagic.org/knowledgebank/credit-scoring.html#improvecr editscore .

Hope this helps.

Regards,

Aaron
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Subject: CezydbLSowbpfls
 
Posted on Wed Aug 06, 2014 6:00 am  

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JesGoodairbyy



Joined: 14 Aug 2014
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17 Magic Points

 
Posted on Thu Aug 14, 2014 1:24 am  

Is the start of building your credit score. To improve your credit score it takes time, just keep pay on time your bill or debt. Avoid of late payment.
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