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does your score increase if something is deleted?

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Joined: 25 Mar 2010
wzahn's page
Posts: 4

97 Magic Points

Subject: does your score increase if something is deleted?
Posted on Fri Mar 26, 2010 6:28 pm  

After something is DELETED from your report does your score go up? If so how long does it usually take and how much will it increase?

Joined: 01 Nov 2008
cinnamngrl's page
Posts: 1320

6419 Magic Points

Posted on Sat Mar 27, 2010 1:03 am  

It depends on a couple factors.

how negative the thing was that I presume you wanted to get deleted.

And how old the item was. If it was an old tradeline then you lose credit history.
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Joined: 10 Mar 2010
NightStar's page
Posts: 142
Location: Illinois

3176 Magic Points

Posted on Sat Mar 27, 2010 4:56 am  

If it was within the recent few years, the score should go up, but you only get back a fraction of what you lost to begin with, the older the item gets the less that the score is affected by it.

But it is still good to get deleted, then other lenders don't see it any more.
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Joined: 08 Feb 2010
Aaron's page
Posts: 2632

48565 Magic Points

Subject: improve credit core
Posted on Sat Mar 27, 2010 6:18 am  

Hi wzahn,

Whether or not your score is going to improve, depends firstly on the listing type - whether or not the listing was positive or negative. If you close an old account, all the history of that account is lost from your report. This may negatively affect your score.

However, if negative listings or wrong listings are removed from your report, it does improve your score. There is no time limit within which the score may go up. However, by how much will the score go up depends on the type of debt, the amount of debt and the settlement type.

For more details you can refer editscore .

Hope this helps.


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Joined: 14 Aug 2014
JesGoodairbyy's page
Posts: 2

17 Magic Points

Posted on Thu Aug 14, 2014 1:24 am  

Is the start of building your credit score. To improve your credit score it takes time, just keep pay on time your bill or debt. Avoid of late payment.

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