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step by step to repair credit?

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jacobbon



Joined: 20 Dec 2010
jacobbon's page
Posts: 1



15 Magic Points

 
Posted on Mon Dec 20, 2010 12:36 pm  

The first thing that you need to do is get copies of your credit reports and take a look at it. While you can pay-down balances to improve your credit utilization ratios and debt to income ratios, negotiate to pay-off any delinquencies with creditors.
moniquec11



Joined: 27 Dec 2010
moniquec11's page
Posts: 8



146 Magic Points

Subject: Credit repair company
 
Posted on Tue Dec 28, 2010 12:51 am  

Clean Slate credit...BBB has them in Texas with A- rating.
4 payments of 199.00. Easy to follow access to your account online to see what they are doing. Gives you a bank line of credit of 2500.00 that reports on your credit also. Guarantees a 640 fico or money back...Has most of my customers ready in 5-6 months. Of course, alot of this depends on the customers willingness to cooperate and do what they are told and when they are told to do it. The serious ones average a deletion rate of negative at about 70-80%...not too bad Smile
but other things factor in also...new collections can pop up, no new established credit which is needed also...it can get costly..
jumbo2011



Joined: 26 Apr 2011
jumbo2011's page
Posts: 5



23 Magic Points

Subject: Re: step by step to repair credit?
 
Posted on Tue May 03, 2011 11:00 am  

Well, Try these things hope that can help you. Add an installment loan to the mix, Use your cards lightly, Pay down your credit cards.
misaelwade



Joined: 07 Feb 2011
misaelwade's page
Posts: 10



122 Magic Points

Subject: Steps to take a good credit
 
Posted on Tue May 03, 2011 12:09 pm  

Hi the steps you must take to go on in a good credit is the following

* Payments of loan amount in an irregular manner
* Irregular payments for utility bills
* Borrowing lots of credit from the market
* Loss of job
* If you have gone through a bankruptcy or foreclosure

I believe these methods if there is any thing which helpful to us please provide me.
_________________
bankruptcy credit repair | raise my credit score
jumbo2011



Joined: 26 Apr 2011
jumbo2011's page
Posts: 5



23 Magic Points

Subject: Re: step by step to repair credit?
 
Posted on Fri May 06, 2011 12:54 pm  

Obtain current copies of your credit history from all major reporting bureaus and ensure their accuracy, removing any erroneous items not in your favor.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1916 Magic Points

Subject: credit
 
Posted on Sun May 15, 2011 5:33 pm  

Lexington Law..................is a scam!!!!!!!!!!!!!!!! I've tried to use them. To make a long story short, they took my money, did nothing to improve my credit, and when I tried to call a certain number (for the zillionth time) it was disconnected!! Watch out for them.
StephanieDobblfe



Joined: 05 Aug 2014
StephanieDobblfe's page
Posts: 4



23 Magic Points

 
Posted on Tue Aug 05, 2014 6:53 am  

Keep these credit repair tips in mind as you work toward a better credit score.


Salvage what you can. Don’t sacrifice accounts that are in good standing for accounts that are not. Continue making timely payments on all your current accounts.

Spread your disputes over a period of time. If you're disputing several items on your credit report, only put one dispute in each letter and space out your disputes. The credit could become suspicious of too many disputes and consider them frivolous.

Be careful closing credit cards. Rarely does closing a credit card help your credit score. In fact, closing a credit card is more likely to hurt your credit score, especially when the account has a balance.

Learn what things hurt your credit score. Learn what things have a negative effect on your credit score so you can avoid making these mistakes.

Don't be discouraged by setbacks. Your credit score may drop unexpectedly as you go through credit repair. This doesn't necessarily mean you've done something wrong. Continue adding positive information to your credit report and your credit score will improve over time.

Get consumer credit counseling. If your debts are overwhelming, creditors aren’t willing to work with you, and you can’t seem to come up with a payment plan on your own, consumer credit counseling is an option for getting back on track.

If bankruptcy is inevitable, file sooner rather than later. If filing bankruptcy is the only way you can get back on track, don't waste time on strategies that won't work. Evaluate whether you should file bankruptcy early so you can start the process and begin to rebuild your life.
_________________
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cryptech
Guest






Subject: hacking services
 
Posted on Thu Mar 29, 2018 7:29 pm  

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Daniel Peters
Guest






Subject: Good Review
 
Posted on Thu Oct 04, 2018 2:16 pm  

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I truly appreciate all their hard works and because of there persistent and hard work, I was able to purchase my very own home. Thank you HACK WEST!

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