Inter Next Technologies, Inc., Internet Marketing Services, Reno, NV
Call (Toll Free)
(800)-601-1579
Community Area
Get FREE Counseling




*


Helpful Resources
Community
Popular Discussions
Creditmagic Twitter
Credit on Facebook

Does Consolidating Credit Hurt Your Credit Score?

Post reply  Start a topic
Author Message
Options
Print this topic
Invite a friend
Email this topic
  Bookmark online
Add to del.icio.us
Add to YahooMyWeb
 
williamsjohn



Joined: 18 Apr 2011
williamsjohn's page
Posts: 2
Location: USA


24 Magic Points

 
Posted on Mon Apr 18, 2011 7:30 am  

Hi,
Debt consolidation is unique to follow and very good tool to decrease the interest rate and ultimately save income.
it may not be useful while some one is educating and is student , because u have a very sort income resource , however it will be good in your personal loan
_________________
Chandler luxury real estate for sale
MaryO
Guest






Subject: Debt Consolidation
 
Posted on Wed Jul 27, 2011 8:58 am  

I'm really confused about debt consolidation!! I heard that it majorly destroys your credit because in order to put your credit cards on the plan, they must be closed, thus lowering your score considerably.

Why so many comments saying it doesn't hurt your score? Are there "credit counselors" on here trying to drum up business?
Wilhans
Guest






Subject: iChyntPUrUSmieHv
 
Posted on Mon Sep 02, 2013 9:48 am  

I am in the same boat 15k in debts. I didn't bother tnyrig to get a consolidation loan because I already knew I wouldn't get approved. What I did do though is go to Money Management International since I didn't want to file bankruptcy. I signed up for a debt management plan. This plan is similar to a bankruptcy in that you can't have credit cards (all accounts are closed) and you can't finance anything.The differences 1) No bankruptcy on your credit report for 7 or more years.2) Completely optional. You don't have to include every creditor and your creditors don't have to accept any proposal. Because of this the 1st month or two can be a bit hard on the nerves.3) You can end the plan anytime. but your creditors will come demanding payment in full immediately on everything owed and don't count on them being willing to make a deal.4) If you miss a payment on the debt management plan your creditors can (and probably will) cancel their participation if they wish.
Jane87
Guest






Subject: Credit Repair
 
Posted on Tue Jan 15, 2019 2:39 pm  

Good day everyone, my name is Lucy. I am here to share a testimony about this credit Genius Ghost who helped my husband and I repair our bad credit report when we were in need of it. We needed to fix our credit so we could maximize our business, purchase a home and live comfortably. We really needed the help of a credit repair assistant to help fix our credit so we could live up to our dreams. After a month, through recommendations I found on Google about Ghost, we made contact with Ghost for a repair service explaining our credit challenges to him and we could really use he’s help. To cut the story short he proved to my husband and me that he is a savior. We were asked to wait for (7 to 9 days) after he collected our personal info from us. We got an excellent result removing all negative items and bad report on our credit and as well increased our scores I made a promise to recommend him if he could actually fix our report and increase our score to our satisfaction. I completely recommend Ghost to you with a 105% of a clean and safe job fixing Chexsystem and Cleaning a DUI report. (GhostVirus7890@gmail.com; +1 205 418 0498) He’s always busy I advice you be patience with him have a nice day.
James Lawson
Guest






Subject: Credit Review
 
Posted on Wed Jan 16, 2019 2:54 pm  

Hello Guys before working with COLEFRANKSERVICES I had a credit score of 531 to 542. I went looking for a loan from Metro Credit Union and they told me to pay my debt to Bank of America first which was about $4,800. At the time my credit report was awful with red mark all over it. I had a couple charge-off accounts and I was stressed out about them. I called the credit bureaus and asked them for my credit report. I found out I had about 7 negative items and 9-12 hard inquiries from every bureaus. While searching for solution, I found several good reviews about ColeFrankServices on different blogs and sites. At first I was skeptic and curious, so I sent them an email. They quickly replied back addressing me to an agent whom explained the process and everything needed to fix my credit there was absolutely no confusion. My credit score now is 795 and 790 deleting all the negative items on my report and also added beautiful Tradelines. Contact them COLEFRANKSERVICES@GMAIL.COM: +1 424 245 2993 if you have any question or you need their services. I paid absolutely nothing to Bank of America and it is all cleared in my credit report.
Johnny Taylor
Guest






Subject: Credit Hero
 
Posted on Fri Jan 18, 2019 12:34 am  

I must acknowledge the tireless effort of Cole Credit Services, your commitment and dedication are greatly appreciated helping men and women with credit issues. I had a bad credit which disqualified me from many things and my score was on a low 474 but after my contact with Cole regarding my credit issues I can now boost of an excellent credit report and my score on a high 790. God bless your entire team and service to the community. I strongly recommend any one with a credit challenge to contact them COLEFRANKSERVICES@GMAIL.COM
Angie Knox
Guest






Subject: Credit SOLUTION
 
Posted on Sat Jan 19, 2019 1:31 am  

With great joy in my heart I’m happy to share my testimony. Last year I applied for a loan but I was disqualified due to my terrible Credit Report I online for a solution to my credit. My name is Angie mother of 3 since the death of my late husband life has been perilous for us my business too was not in good shape. I had late payments, Eviction, a large history of bills, couple of collection..my credit was a mess with low score Trans 545 Equ 487 Exp 610. 2weeks ago I was on a Credit Repair Site following instruction and Video lesson on how to fix my credit when I came across a review of a lady testifying about how she got her credit fixed using the help of a Credit Hero Ghost Virus. I contacted him on both GHOSTVIRUS7890@GMAIL.COM; +1 205 418 0498 and explained my situation and I really needed help although I was skeptical about but the whole thing I just had to give a try. I followed he’s instructions and did all he asked me to do within a period of 9 days my credit was fixed and my scores are excellent. Get Yourself a Credit Expert Today.
Eavan Fallon
Guest






Subject: how i fixed my credit
 
Posted on Sat Mar 23, 2019 9:01 am  

DEBOOTH is a genus when it comes to credit repairs and credit score upgrade. This guy is the best hacker you can trust and I strongly recommend you contact him and his team for your credit repairs. He is well detailed and time conscious. My experience with him is something I’ll live to remember. Strike a deal with him and see your plans and dreams come true. It sounds unbelievable but it’s true. I was scared from the beginning, but as I followed his directives, my credit was fixed within three weeks and his charges are pretty moderate and affordable. Try him out and you’ll see yourself doing exactly what I’m doing. Contact him via DEBOOTHCREDITSOLUTION@GMAIL.COM /+1 (562) 281-7621, you’ll thank me later for this info.
Abigail Matt
Guest






Subject: DEBOOTH CREDIT SOLUTION
 
Posted on Thu Apr 04, 2019 10:28 pm  

Everything I read about DEBOOTH CREDIT SOLUTION on trulia, credit magic and Google are true. I believe they are just out to help people with credit issues be it minor or major. I don’t know who you are consulting right now, even if you have consulted someone already for your credit repair I strongly advise you contact DEbooth credit solution if you want desired results. It took DEbooth and his team approximately 14 working days to fix my credit. My fico score was increased by 100 points within the first week and later increased by 100 points on the second week, isn’t that incredible? My score was initially 602, and was increased to 802 across the three credit bureaus and my negative reports were cleared. I’m so happy and I conclude with this assertion that “DEBOOTH CREDIT SOLUTION is the best”. You can as well reach them today via DEBOOTHCREDITSOLUTION@GMAIL.COM and text: (562) 281-7621 to confirm this.
Iris George
Guest






Subject: fix your credit
 
Posted on Fri Apr 05, 2019 3:28 am  

Do you have hard inquiries, late payments, liens, evictions etc. on your profile? Do you wish to upgrade your credit? Do you need a hacker to help rejuvenate your credit profile? I know hackers that can get the job done. They are called XAP CREDIT SOLUTION, they came into my life when I was at my lowest point and revitalized it by increasing my score and clearing all my negatives. I owe everything I have today to them. Text 972 597 9704 or send them a mail via XAPCREDITSOLUTION@GMAIL.COM and let them help you!!!
moldovawomenagw
Guest






 
Posted on Sat Jul 13, 2019 9:41 am  

ANTM Cycle 10 Winner Whitney Thompson launches Plus

The terrific Whitney Thompson, Plus sized winner of moldova dating sites america's Next Top Model Cycle 10, Is launching into an ambitious new career: President and founder of an online dating site for plus sized women called The Big and the Beautiful.

As the only plus sized model to ever win this country's Next Top Model, Whitney is a great spokesmodel for the average, Healthy American woman looking to find love. As she says in her pr release, "los angeles injury lawyers looked for love online, at all like me, knows the cycle: Post 'flattering' photos to get noticed, Then stress about the one on one meeting. I created this site so people don't need to stress over their profile, But can focus on the fun and excitement of meeting and dating other incredible people of all shapes and forms,

The auspicious concept likely will attract tons of girls, to, As Whitney installations it, "[A curvy chick] Can show her confidence and know that the men are here for not info her physical attributes,

as opposed to typical ANTM winner's post show activities (house furniture catalogs, yawn), We're actually excited to see one of Tyra's students graduate into a very Tyra esque career.
Christopher
Guest






Subject: prohack network is the best in credit repair.
 
Posted on Tue Jul 16, 2019 7:46 pm  

Hello Guys. For the past 7 – 9 months, I have been battling with my credit score because it was very low and I wanted to buy a home. Until I met this hacker through a friend of mine. He removed all the negative items on my FICO report and increased my credit score from 461 to 785. I was really surprised that he helped me do it within 1 week, even though I doubted him at first. He got my report information and in 2 weeks my TU, EQ, EX, AND FICO was fixed. He is genuine and reliable.

Contact: PROHACK NETWORK
Email: PROHACK.NET@AOL.COM
Text / Call him on +1(252) 307-3167
charmdatescamreviewsdub
Guest






Subject: slavic ladies
 
Posted on Fri Aug 02, 2019 1:35 am  

Canadairy you

Canadairy 3 points provided 1 day ago

I used 25 lbs of muscle. I gone from very thin to thin. The toughest part was eating enough make sure you Charmdate scam reviews above you TDEE by 300 500 calories a day. The length of my arms and legs still make them look skinny even wth the additional weight.

gaining weight didn change how I felt about my body. What changed my opinion was simply maturing and realising it didn matter exactly who thought. And when I get confused when reading I can't continue and reading starts to feel like a chore. aside from that, But I get bored and and stop making time for what is happening in the book so then I get confused and either reread the text again (have no idea like reading that much) Or just stay with me while confused and have to stop. I need a book that's isn't very complex, except to simple, Yet compelling enough to keep me intrigued. I need something at least extra complex than "log of a wimpy kid, But not anything past "Fahrenheit451". I'm sorry if this isn't what you wanted commented on your post, But I really never know what to read and am a bit desperate and need something more in my range for my simple mind I guess :/.
spanishwomenfor
Guest






 
Posted on Sat Aug 10, 2019 5:19 pm  

7 uniform dating Tips for Women

internet dating gives you access to an endless supply of prospects. Put your best foot forward and manipulate these dating tips for women when using online services. Consider this a shortlist of dating ideas that can help increase your odds of matching with the right prospect. Decide medicare supplement relationship you looking for. There are two types of services, inheritor and free. The type of service you use can make a change in the types of individuals you attract. A paid service is usually more reliable than a free online dating site.

The reoccuring fee that you pay, As part, Is an incredible bargain compared to the standard way of dating. Internet dating can save you a lot of money and you have access to numerous singles. If you intent on finding someone, Pay the few dollars per month and experience an infinite number of potential mates online. Remember you want someone that wants you for who you are. Someone you can process of modeling rendering and that complements your character. Don over inflate or deflate your business on your profile. Be as honest because you can while staying anonymous. ask yourself if you would contact someone without pretty girl in spanish a photo. If your answer is no then find your most attractive photo and upload it to your profile. It also recommended that you appear alone in your photos. young adults, insects and animals, And heavy others in your photo may send mixed messages. Wait until they gotten to know you before bringing folks into the picture. One very last thing, steer clear of the glamorized photos. Show the real you splendid real response. but, Here is where honesty is really important. Your profile will consist of personal questions that can other singles relate to you. Your profile may likewise incorporate an essay about yourself. The essay is the place for you to describe yourself in a cool way. Use descriptive words to spell out your passions. When writing an essay to one's profile, remember to keep it short and add a positive twist. Stray apart from negative comments, Especially about prior relations. go on, perform spell and grammar check. Using poor grammar can be a real shut off. Online dating services are teaming with married men disguising themselves as single. item tell if he is married?

unavailable to chat until a specific time each day

Doesn give you his phone number but asks you for yours

He gives you an alias because his real name. Perform a Google explore his name and see what pops up.

Talks more information on you than himself or family.

If any of these tips raises questions in your mind trust your gut feeling and drop romantic relationship. you can preserve your e mail, message or calls, And even your meetings anonymous if you have chosen. couple of pointers to remember about safety.

Let someone know the details of your meeting when dating someone from the net.

You advance to the phone call stage, Give your cell number instead of your office or house number. A simple Google search of your property number will lead a prospect directly to your doorstep.

however, you spent hours chatting online and on the phone, Consider yourself a stranger until you meet several times.

Meeting initially drive or take a taxi, Never ride with a new person.

Your car license plate hidden most certainly. Watch in places you park.

Sure you are able to afford to take care of any necessities that may occur.

You find someone that interests you and the relationship has advanced, Consider doing a background check to further ensure your safety. You can employ a professional to do this or you can use a commercial internet service.
latin girlsoga
Guest






 
Posted on Tue Sep 03, 2019 8:41 am  

Sex attacks involving dating apps rising

The number of recorded sexual offences involving online dating services and apps has almost doubled in the last four years, Police figures offer.

Offences where a dating site was observed in a police report increased from 156 in 2015, To 286 last year, based on figures from 23 of the 43 forces in England and Wales.

The figures reveal that between 2015 and 2018 ended up being a total of 2,029 recorded offences including sexual offences where an dating foreign girls website or app was mentioned in a police report.

while 2015, 329 offences were recorded, more than 658 recorded offences last year.

'They should double check'Victims told BBC's 5 Live Investigates more ought to be done by the companies operating the apps to prevent predators from using them to seek out victims.

They called on companies to ask for proof of ID documents and to carry out criminal background checks to prevent offenders from using dating apps to target victims.

Katherine jones, 26, Was stabbed to death by Anthony Lowe in sept 2017, Two months after they met online Plenty of Fish.

Ms Smith was stabbed 33 occasions when, experiencing wounds to her back, body.

Lowe pleaded guilty to murder at Cardiff Crown Court last year and was jailed for a minimum 18 years.

His trial heard how Lowe faked his credit to meet Ms Smith, Saying he was 10 years younger and that also his name was Tony Moore. He did not mention his burglar past.

Katherine's the new mom, Debbie, recounted: "They should check people before they let them on to these sites, it's so easy.

"If Katherine had known he had a criminal convictions she wouldn't have gone out with him,

Ten million peopleThe National Police Chiefs' Council said firms have a social obligations to prevent abuse on their platforms.

"This would assist law enforcement officials to concentrate resources on offenders who pose the most harm to the most vulnerable in our society,

George Kidd, leader latina women dating of the Online Dating Association which represents some of the online dating and app companies, Said they are unable to do criminal convictions checks on users but do work with police and are committed to doing all they can to help keep people safe.

"A third of marriages start this way and 10 million people use them in the UK. It's help our social fabric, We want to celebrate it and ensure it's safe, he was quoted saying.

rival Group, Which owns a considerable amount of Fish, said it uses "Industry leading automated and manual small amounts and review tools, Systems and processes and spends vast amounts annually to prevent, Monitor and remove people who engage in incorrect behaviour from our apps.

Quick Reply
Your Name
Subject
Message body
 Previous  1, 2, 3  Next  
Page 2 of 3

 
Delete this topic Move this topic Lock this topic Split this topic 






Page loaded in 0.110 seconds.