I guess the SOL in NY is 6 years. See, there are some CAs that purchase junk debts for pennies on the dollar and then try hard to achieve something out of it. Now, if they succeed in forcing a single payment out of you when the debt is already past SOL, then they win and your SOL clock is reset. _________________ Keep in touch
Gabriel Jay Guest
Wed Jan 02, 2019 12:51 pm
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Subject: Credit Score
Tue Jan 08, 2019 2:36 pm
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Olivia Freeman Guest
Tue Sep 10, 2019 3:24 pm
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Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.