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JOINED:  13 August 2007
TOTAL POSTS:  1883
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Posts by sdchargers_63
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Posted: Tue Jan 15 8:50:20 2013 Ok..here is some info I found on 'Callahana ..
Posted: Tue Jan 15 8:24:40 2013 I just looked up ome information for you. Don't ..
Posted: Tue Jan 15 8:08:10 2013 Cash Call is illegal. They 'promote' themselves ..
Posted: Tue Jan 15 7:53:55 2013 I wanted to look up website for you. The website ..
Posted: Tue Jan 15 7:24:32 2013 Hello, welcome to the forum!! I just want to ask ..
Posted: Sun Jan 6 6:43:24 2013 I do want to add anyone can fix their own credit ..
Posted: Sun Jan 6 6:26:56 2013 You have alot of people fooled. I posted, on ..
Posted: Sun Jan 6 6:24:18 2013 I've tried crecreditservices. They took my money ..
Posted: Sat Jan 5 7:18:08 2013 WOW!! That's a terrible thing to do to children. ..
Posted: Sun Dec 30 9:12:53 2012 There are several websites I've researched about ..
Posted: Sun Dec 30 9:06:07 2012 Taylor..you can look up on this forum or via the ..
Posted: Sun Dec 30 9:01:38 2012 First of all, I don't think advertisments for ..
Posted: Mon Dec 17 4:41:56 2012 Andre is right. If you have fees that you can't ..
Posted: Fri Dec 14 5:42:08 2012 I think they would have to do a credit check on ..
Posted: Fri Dec 14 5:35:35 2012 Who is the creditor There are a few places that ..
Posted: Wed Dec 5 5:44:30 2012 ALOT of people have the same first and last name. ..
Posted: Wed Dec 5 5:42:38 2012 Can you please provide what accounts they are Are ..
Posted: Wed Dec 5 5:41:36 2012 I liv in PA, too. PDL's are illegal in the state ..
Posted: Wed Dec 5 5:39:49 2012 No,..it doesn't change the activity date. It ..
Posted: Sun Dec 2 4:39:32 2012 Where is your student loan from There alot of ..
Posted: Tue Nov 20 6:10:04 2012 This is true. If you, yourselve, were getting ..
Posted: Tue Nov 20 5:38:10 2012 I don't think you can have any debt removed ..
Posted: Tue Nov 20 5:36:39 2012 I would continue to pay down/off your credit ..
Posted: Tue Nov 20 5:34:37 2012 Creditors can pull your credit report as many ..
Posted: Mon Nov 19 5:14:57 2012 Payday loans (from my personal 'nightmare' ..
Posted: Mon Nov 19 4:59:44 2012 Hi!! My personal advice,..I don't think it is. At ..
Posted: Mon Nov 19 4:56:53 2012 Whatever CC's or loans you have now, you should ..
Posted: Wed Sep 12 4:50:35 2012 Have you tried 'Secured CC's' That's how I ..
Posted: Wed Sep 12 4:36:33 2012 'Fedupwith co-signer loan'....do you have ..
Posted: Wed Sep 12 4:31:01 2012 If the grantor wants to close your credit card ..
Posted: Tue Jul 10 5:16:15 2012 The best thing to do if you have a credit card, ..
Posted: Mon Jul 9 9:18:38 2012 Hi Sheryl, First of all, look on your credit ..
Posted: Mon Jul 9 8:44:45 2012 Brandon....all states have different SOL's ..
Posted: Mon Jul 9 8:27:28 2012 Whatever new accounts you have on your credit ..
Posted: Sat Jul 7 10:37:14 2012 Kiwl..you may want to explain a bit more of your ..
Posted: Sat Jul 7 10:34:39 2012 Any CA collecting on a PDL (in Pennsylvania, ..
Posted: Sat Jul 7 7:36:39 2012 I've never heard of Tuberon. Is it a ..
Posted: Sat Jul 7 7:32:44 2012 After reading your post, I'm assuming your dad is ..
Posted: Sat Jul 7 7:03:19 2012 I keep careful track of my credit, my 'good' and ..
Posted: Sat Jul 7 6:59:08 2012 Some lenders see a 590 score to be 'fair'. ..
Posted: Tue Jul 3 11:46:08 2012 It doesn't make sense to me why there would be ..
Posted: Wed Jan 18 11:59:06 2012 MYCHAEL....can you please tell me what state you ..
Posted: Sun Jan 15 5:28:28 2012 No...if I were you, I would just tell her to send ..
Posted: Sun Jan 15 5:19:51 2012 If you filed for BK and the credit cards were a ..
Posted: Sun Jan 15 5:11:34 2012 JOEY..our forum would like to help ..
Posted: Sat Jan 14 8:41:14 2012 Well..I looked at the website above. I may find a ..
Posted: Sat Jan 14 8:34:36 2012 'CGEORGE'....( I know this is an older ..
Posted: Sat Jan 14 8:01:10 2012 You have to remember..when 'lenders', gov., etc., ..
Posted: Sat Jan 14 7:51:12 2012 So,..the fall had nothing to do with your ..
Posted: Sat Jan 14 7:44:04 2012 Please tell me what state you live in. When did ..
Posted: Fri Jan 13 11:30:14 2012 There is a 'sticky' under the Credit Repair forum ..
Posted: Fri Jan 13 5:20:29 2012 Here is some information that may be helpful to ..
Posted: Fri Jan 13 4:53:10 2012 very true. It's up to the creditor whether or not ..
Posted: Fri Jan 13 4:47:34 2012 Everyone falls on 'hard times'..beleive me. And, ..
Posted: Thu Jan 12 10:13:24 2012 Hi, NINA. I just want to tell you that there is ..
Posted: Thu Jan 12 9:59:30 2012 Can you please tell us what the problem is This ..
Posted: Thu Jan 12 2:07:19 2012 OH!! I forgot about you question about 'Goodwill ..
Posted: Thu Jan 12 1:57:47 2012 Ok..I just looked up some information. 'SOL for ..
Posted: Wed Jan 11 12:57:11 2012 Any 'new' debt on your Credit Report can drop ..
Posted: Tue Jan 10 11:33:59 2012 I'm not sure about the garnishment laws in ..
Posted: Tue Jan 10 11:18:23 2012 What kind of account (credit card, etc) do you ..
Posted: Tue Jan 10 11:12:43 2012 A car company..can you elaborate please A car ..
Posted: Tue Jan 10 11:02:39 2012 'LIU'..what happened with Chase Bank Why did they ..
Posted: Tue Jan 10 10:55:42 2012 Yep..true. Even if your debt says 'Paid In Full', ..
Posted: Tue Jan 10 10:46:40 2012 'GUEST' ...your retirement pay..are you talking ..
Posted: Tue Jan 10 1:21:22 2012 PDL's are illegal (in most states..). They will ..
Posted: Tue Jan 10 1:03:28 2012 I don't think you can open another bank account ..
Posted: Tue Jan 10 12:50:33 2012 Hi..want to say welcome to the Forum. I am a ..
Posted: Tue Jan 10 12:29:47 2012 If the car is the only thing that is on the loan, ..
Posted: Mon Jan 9 11:54:44 2012 According to the CB's, it would be 'poor'. Mine ..
Posted: Thu Jan 5 11:06:43 2012 If the divorce decree states your wife ..
Posted: Thu Jan 5 11:03:12 2012 Yep..documentation is everything!! That IS your ..
Posted: Thu Jan 5 10:58:17 2012 OH I forgot to say..YES.. I think you should call ..
Posted: Thu Jan 5 10:56:27 2012 Hi!! Welcome to our Forum. I'm not Carol, but..I ..
Posted: Tue Jan 3 12:15:00 2012 As you pay off debt, go from your smallest debt ..
Posted: Tue Jan 3 12:07:05 2012 'We' all have financial difficulties..that's for ..
Posted: Tue Jan 3 11:59:40 2012 On one of the above posts, I liked the palnning' ..
Posted: Tue Jan 3 11:52:26 2012 Something else that may help people. I have a ..
Posted: Tue Jan 3 11:42:44 2012 This is not a CC, but....I have a K-mart 'rewards ..
Posted: Tue Jan 3 11:36:19 2012 I know this thread is a bit old, but,..I would ..
Posted: Tue Jan 3 11:22:08 2012 Toni..did you keep copies of all transactions Do ..
Posted: Tue Jan 3 11:12:57 2012 Christiniadavis..........the paperwork you ..
Posted: Tue Jan 3 10:59:03 2012 It's an entirley different 'system' from accounts ..
Posted: Tue Jan 3 3:02:17 2012 If you are talking about Credit Repair companies, ..
Posted: Tue Jan 3 2:56:31 2012 I've read a few 'Credit Repair' books and ads. It ..
Posted: Mon Jan 2 9:50:32 2012 No..don't cancel your CC because you have a '30 ..
Posted: Mon Jan 2 9:45:35 2012 You don't want to go into 'default' with Student ..
Posted: Mon Jan 2 9:40:24 2012 I think it does matter a great deal if you know ..
Posted: Mon Jan 2 9:31:46 2012 I don't know of any FREE way you can get your ..
Posted: Mon Jan 2 9:25:56 2012 I would like to add, as well, ......I was looking ..
Posted: Mon Jan 2 9:20:44 2012 yes..you can dispute those listings with the ..
Posted: Mon Jan 2 9:07:16 2012 From personally looking at my own credit, credit ..
Posted: Mon Jan 2 8:48:41 2012 Do you have an actual CC through your bank..or ..
Posted: Mon Jan 2 8:41:55 2012 Did you lose your CC..or..do you want to apply ..
Posted: Mon Jan 2 8:35:38 2012 You're welcome for the help. But,...I wouldn't ..
Posted: Mon Jan 2 10:50:14 2012 When it comes to bank accounts, you should pay ..
Posted: Mon Jan 2 10:44:07 2012 If your spouse's name is on the account that was ..
Posted: Mon Jan 2 10:37:44 2012 Yes..'Cakemix'...at least you are working part ..
Posted: Mon Jan 2 10:22:04 2012 You live in Europe now/ wow!! Technically..your ..
Posted: Mon Jan 2 10:02:46 2012 Where did you get your car Usually one of those ..
Posted: Sun Jan 1 12:42:54 2012 I've had this happen with a few debts. The item ..
Posted: Sun Jan 1 12:14:03 2012 I tried to deal with an agency called 'Credit ..
Posted: Sun Jan 1 12:02:30 2012 Sometimes, on CR's, the CA and the OC will both ..
Posted: Sun Jan 1 11:52:03 2012 Hello, 'GUEST". No,..it won't show up on ..
Posted: Sun Jan 1 11:45:13 2012 I just want to let everyone know (pretty excited ..
Posted: Sun Jan 1 11:35:34 2012 Natalie..did you report your credit card stolen ..
Posted: Tue Dec 27 2:36:41 2011 Terri-.......what's the judgement for What kid of ..
Posted: Tue Dec 27 2:27:12 2011 One thing you may want to do to find out if the ..
Posted: Tue Dec 27 2:04:50 2011 I will tell you Lexington Law firm is NOT a ..
Posted: Tue Dec 27 1:51:00 2011 Some lenders (some I know personally) will help ..
Posted: Tue Dec 27 1:42:47 2011 I think alot more landlords are doing credit ..
Posted: Thu Dec 22 1:54:26 2011 Yes..you can. But, if you're checking/savings ..
Posted: Thu Dec 22 1:47:01 2011 Well..I think it depends on the agency/landlord ..
Posted: Wed Dec 14 10:55:50 2011 Recently I was trying to 'dispute' some items on ..
Posted: Wed Dec 14 10:51:30 2011 I tried to apply for credit somewhere..I was ..
Posted: Wed Dec 14 10:42:49 2011 I have a debt, on my credit, from a furniture ..
Posted: Wed Dec 14 10:38:49 2011 I wonder if any of you know who this possibly ..
Posted: Tue Nov 8 11:14:02 2011 Ok..I DO have a question. I've received letters ..
Posted: Tue Nov 8 11:08:37 2011 (LOTS of spam on these forums!! I'll just bypass ..
Posted: Tue Nov 8 10:50:14 2011 Obviously,..there are a few people that want to ..
Posted: Tue Nov 8 10:41:13 2011 I'm not an expert on this subject, however, ..
Posted: Tue Nov 8 10:35:41 2011 I own a CC (with a very low credit limit). There ..
Posted: Tue Nov 8 10:29:19 2011 I have a few qurstions for you first. First: when ..
Posted: Tue Nov 8 10:24:36 2011 I would like to warn people about an e-mail that ..
Posted: Wed Oct 12 7:27:48 2011 When you co-signed for the loan, you took ..
Posted: Wed Oct 12 7:23:01 2011 (Hello, everyone!! It's been a LONG time since ..
Posted: Thu Jun 23 5:34:09 2011 Good advice, Barrentine!! To repair your ..
Posted: Thu Jun 23 5:30:03 2011 Once you file BK, the CA's can turn your debts ..
Posted: Thu Jun 23 5:24:59 2011 True..but, it seems like people with 'excellent ..
Posted: Thu Jun 23 5:21:17 2011 You can also send a letter to the CRA's who are ..
Posted: Thu Jun 23 5:09:52 2011 Yep............Many..that's why this Forum is ..
Posted: Thu Jun 23 4:54:28 2011 You said the debts are 'PIF"..correct ..
Posted: Thu Jun 23 4:47:57 2011 Yes..CA's pull alot of crap and play alot of ..
Posted: Tue Jun 21 6:08:25 2011 Ok..seems like your situation is getting ..
Posted: Tue Jun 21 6:02:05 2011 Hi, Jeff!! First of all the SOL ( Statue of ..
Posted: Tue Jun 21 3:39:48 2011 (Just a comment here)..I have a CC with a $250.00 ..
Posted: Tue Jun 21 2:56:57 2011 People can save alittle bit of money by throwing ..
Posted: Tue Jun 21 2:50:13 2011 I have a CC (it's only a $250.00 credit limit). ..
Posted: Tue Jun 21 2:43:41 2011 Usually 'hard' inquiries stay on your CR for 2 ..
Posted: Tue Jun 21 2:39:20 2011 hello, 'SHOCKED'...........I just don't know what ..
Posted: Tue Jun 21 2:30:56 2011 Hi, SIRBRAVO..Welcome to the Forum!! Well, ..
Posted: Mon Jun 20 8:00:29 2011 Then maybe there is a PDL by the same name. ..
Posted: Mon Jun 20 7:52:57 2011 I have learned alot on this forum ,as well. I'm ..
Posted: Mon Jun 20 7:42:02 2011 It does take time to repair your credit, but, it ..
Posted: Mon Jun 20 7:34:21 2011 i tried to jucst click on the link from your ..
Posted: Mon Jun 20 7:31:48 2011 I thnak you for the information, it SURE will ..
Posted: Mon Jun 20 7:28:07 2011 You're a collection agent..do you mean a CA ..
Posted: Mon Jun 20 7:22:42 2011 I want ot let the Forum know I DID receive my ..
Posted: Mon Jun 20 3:40:42 2011 very true!! Also,..some schools (like the ..
Posted: Mon Jun 20 3:35:19 2011 Is it a bank/finance company that the loan is ..
Posted: Sat Jun 18 6:27:29 2011 Are there actually 'bad credit' CC's that are ..
Posted: Sat Jun 18 6:22:46 2011 James..: do you have all of the appropriate ..
Posted: Fri Jun 17 5:46:30 2011 You can also file a 'petition' with the courts ..
Posted: Fri Jun 17 5:41:31 2011 You can make a 'dispute' with the CRA's and ..
Posted: Fri Jun 17 5:36:27 2011 If you file BK, the payments should stop. Will ..
Posted: Fri Jun 17 5:32:02 2011 PDL's don't appear on your CR if are you making ..
Posted: Fri Jun 17 5:19:34 2011 JOANNA: you can call the CRA's and put a 'freeze' ..
Posted: Fri Jun 17 5:12:34 2011 Also, something that may help (this helped me ..
Posted: Fri Jun 17 5:08:01 2011 It may take a little while to see the 'improved' ..
Posted: Wed Jun 15 2:33:58 2011 That's a good idea if you're trying to rebuild ..
Posted: Wed Jun 15 2:29:21 2011 If you have 'bad' credit, some consumers can ..
Posted: Wed Jun 15 2:21:52 2011 Some CA's will make arrangements like that. But, ..
Posted: Wed Jun 15 2:14:53 2011 Wow!!! That's a long time to 'report' you were 30 ..
Posted: Wed Jun 15 2:10:39 2011 Hello, STARR!! Just want to say 'Welcome'. ..
Posted: Wed Jun 15 2:04:34 2011 Paying off any debt loan you may have, always ..
Posted: Tue Jun 14 10:27:44 2011 'GUEST'.....if the agency is saying they sent a ..
Posted: Tue Jun 14 10:18:57 2011 Do you still have the title to the car..or, did ..
Posted: Tue Jun 14 4:02:15 2011 It sounds like the 'fall off' date would have ..
Posted: Tue Jun 14 3:55:25 2011 Hello, ANTHONY. With SSDI, Social Security, etc, ..
Posted: Tue Jun 14 3:48:30 2011 With a wage ganishment, your employer would have ..
Posted: Sun Jun 12 9:33:48 2011 Hi, Heather. It seems like you didin't finish ..
Posted: Sun Jun 12 9:27:14 2011 Hello, Abel. If you look at your CR, it ..
Posted: Sun Jun 12 9:20:06 2011 By law, CA's are not suppose to run your credit ..
Posted: Sun Jun 12 3:10:30 2011 Hi, Red Baron. Just one question: why would you ..
Posted: Sat Jun 11 3:13:30 2011 I don't think it's appropriate to put on of your ..
Posted: Fri Jun 10 4:00:31 2011 Even if you paid off all of your 'bad' debts, ..
Posted: Wed Jun 8 5:51:36 2011 Hello, 'GUEST'...welcome to the Forum. Ok..you ..
Posted: Wed Jun 8 5:44:52 2011 SALLY is correct!! See if you can make ..
Posted: Wed Jun 8 5:34:32 2011 Talk to your Student Loan lender. If you know ..
Posted: Wed Jun 8 5:27:24 2011 ANY PDL that is overseas is illegal in the United ..
Posted: Wed Jun 8 5:24:04 2011 (I give this advice alot!!) You might want to ..
Posted: Mon Jun 6 3:18:27 2011 That's a good idea!! Actually..some Military ..
Posted: Mon Jun 6 3:13:46 2011 The word 'Free' isn't always free. You really ..
Posted: Sun Jun 5 5:38:24 2011 Hello.....welcome to our Forum. Do you have a ..
Posted: Sun Jun 5 3:26:45 2011 Not ALL OC's or CA's are willing to do the ..
Posted: Sun Jun 5 3:23:34 2011 It may or may not hurt your score. If someone ..
Posted: Sun Jun 5 3:18:24 2011 'Hard Inquiries' can remain on your credit for 2 ..
Posted: Sun Jun 5 3:15:12 2011 True....late payments, of any kind, DO effect ..
Posted: Sun Jun 5 3:10:19 2011 If any agency looks at your credit (CA's, banks, ..
Posted: Sun Jun 5 3:06:05 2011 You may want to see if you can make arrangements ..
Posted: Fri Jun 3 4:34:37 2011 Also..it may help you to know that after 4 years, ..
Posted: Fri Jun 3 4:29:03 2011 I receive alot of 'spam' e-mail stating "my ..
Posted: Fri Jun 3 4:22:51 2011 If you have deliquent debts, on your CR, look at ..
Posted: Fri Jun 3 4:14:03 2011 WOW!! Ok..take a deep breath, NICOLE. First of ..
Posted: Fri Jun 3 4:01:58 2011 I'm assuming your wife doesn't work (you didn't ..
Posted: Fri Jun 3 3:54:05 2011 It's always good to have some kind of ..
Posted: Sun May 29 8:46:32 2011 I was looking into CC rewards, for a friend of ..
Posted: Sun May 29 7:36:50 2011 On 'secured' CC's, you (the consumer) put money ..
Posted: Sun May 29 7:27:52 2011 I've received offers, as well....."if I pay ..
Posted: Sun May 29 7:20:04 2011 Well...'ME'.........you're technically correct. ..
Posted: Sat May 28 3:22:05 2011 The loan company (if that's what you want to call ..
Posted: Sat May 28 2:56:18 2011 To get your credit score, I pretty sure you need ..
Posted: Sat May 28 3:27:16 2011 Hello, DUMMY (of course, non of us our). What PDL ..
Posted: Sat May 28 3:20:35 2011 'Working' on your own credit may take some time. ..
Posted: Sat May 28 3:13:11 2011 If you get a PDL, you'll be paying all kinds of ..
Posted: Thu May 26 6:42:27 2011 How were they going to fire you Are you talking ..
Posted: Thu May 26 6:36:05 2011 There are alot of so-called loan companies, on ..
Posted: Mon May 23 6:50:46 2011 Ok....did you just 'dispute' the items, with the ..
Posted: Mon May 23 6:45:32 2011 That I'm not sure of (I'm not one of the experts ..
Posted: Mon May 23 6:40:00 2011 How do you know that someone else 'bought' your ..
Posted: Sun May 22 1:10:43 2011 I've never dealt with Prosper before. But, I DO ..
Posted: Sun May 22 1:01:36 2011 Keep paying on the debt you have now...make ..
Posted: Sat May 21 11:12:26 2011 I looked up Arrow Financial on the internet. They ..
Posted: Sat May 21 11:08:22 2011 You would make just ONE payment instead of ..
Posted: Sat May 21 11:03:14 2011 You can look on your CR and get the information ..
Posted: Sat May 21 3:34:52 2011 Usually CB's have old addresses up until a ..
Posted: Sat May 21 3:29:24 2011 very true!! A CA will try anything to get their ..
Posted: Fri May 20 5:58:37 2011 I'm really sorry to hear you were scammed by ..
Posted: Fri May 20 5:52:34 2011 If you have a 'hold' on your account, you need to ..
Posted: Fri May 20 5:45:57 2011 yes...if you make payments on it now, you will ..
Posted: Fri May 20 5:35:13 2011 It's very possible that the car dealership will ..
Posted: Fri May 20 5:29:48 2011 It should state on your CR who the 'civil suit' ..
Posted: Fri May 20 5:25:59 2011 Alot of the CA's have their own games they play. ..
Posted: Fri May 20 5:21:34 2011 I would send the CC company a 'certified' letter ..
Posted: Fri May 20 5:13:26 2011 Mmm...I was told 'hard inquiries' will stay on ..
Posted: Fri May 20 4:29:45 2011 However, search very carefully!! Make sure using ..
Posted: Fri May 20 4:27:14 2011 Sometimes if you explain the situation, to the ..
Posted: Fri May 20 4:23:52 2011 I've been working at the same place for 3 years ..
Posted: Wed May 18 5:29:17 2011 I know sometimes there doesn't seem to be a ..
Posted: Wed May 18 5:23:21 2011 I've tried to 'dispute' a few debt accounts on my ..
Posted: Wed May 18 5:17:54 2011 WOW!! At least the forum knows what CC NOT to go ..
Posted: Wed May 18 5:15:03 2011 Hi, RICK. If your accounts, from the "small ..
Posted: Tue May 17 3:38:55 2011 Usually...PDL's (or any other comapny) can't debt ..
Posted: Tue May 17 3:35:20 2011 I've done that a few times. Put a comment in the ..
Posted: Sun May 15 6:18:23 2011 Is it a CC htat is a Walmart CC When you called ..
Posted: Sun May 15 6:11:49 2011 Hi..the amount of the 'charge off' is $42.00 Is ..
Posted: Sun May 15 6:06:15 2011 I don't know what the SOL of 'time frame' of a ..
Posted: Sun May 15 5:55:52 2011 You're correct. FAFSA covers ALOT of it, but, not ..
Posted: Sun May 15 5:45:53 2011 SS is one of the types of incomes that cannot be ..
Posted: Sun May 15 5:41:31 2011 There are a few 'incomes' that can't be taken for ..
Posted: Sun May 15 5:36:56 2011 OP...do you have the name of the company who ..
Posted: Sun May 15 5:32:38 2011 (Why are the MODS, for these posts, not erasing ..
Posted: Sun May 15 5:26:34 2011 (Just 'general' advice here..) When people ..
Posted: Sun May 15 5:21:12 2011 Hello..this is a credit forum ( to help people ..
Posted: Sun May 15 11:05:23 2011 You asked for help with a letter What kind of ..
Posted: Sun May 15 11:01:09 2011 I live in PA, as well. I had 3 PDL's I was ..
Posted: Sun May 15 10:55:01 2011 Debt Consolidation may be the 'right' thing to ..
Posted: Sun May 15 10:49:56 2011 I've tried to increase my credit limit on my card ..
Posted: Sun May 15 10:45:49 2011 Whever you may live, you just can't run away from ..
Posted: Sun May 15 10:40:44 2011 I don't think you can 'delete' a closed account ( ..
Posted: Sun May 15 10:37:52 2011 Depending on how long the bad credit on on your ..
Posted: Sun May 15 10:33:58 2011 Lexington Law..................is a ..
Posted: Sun May 15 10:30:40 2011 yes....student loans are on CR's. Whether you are ..
Posted: Sun May 15 10:25:29 2011 You're correct!! They NEED to be stopped!!! So ..
Posted: Wed Apr 13 5:06:25 2011 (I understand this is an older post..) There are ..
Posted: Wed Apr 13 5:00:28 2011 AARON,...I didn't think Student Loans have SOL's. ..
Posted: Wed Apr 13 4:56:49 2011 It always helps if you can 'Charge Off's' off. ..
Posted: Wed Apr 13 4:51:31 2011 Some banks will let you use your savings account ..
Posted: Wed Apr 13 4:48:08 2011 My EX hubby use to be like that. We would be ..
Posted: Wed Apr 13 4:39:15 2011 Some time ago, I wanted to use a CRA to try to ..
Posted: Sat Oct 30 2:44:55 2010 Building up your credit can take a while to do. ..
Posted: Sat Oct 30 2:39:04 2010 There are alot of great tips, on this Forum, that ..
Posted: Sat Oct 30 2:35:46 2010 Hello. Your question is about BK First of all, ..
Posted: Sat Oct 30 2:29:30 2010 OP.....just be very careful on the debt ..
Posted: Fri Oct 29 10:31:26 2010 let me ask you this: was the credit card given to ..
Posted: Sat Oct 9 12:43:59 2010 (Off the subject, a bit, here). ..
Posted: Sat Oct 9 12:41:19 2010 Did you actually barrow $600.00 from them Or is ..
Posted: Sat Oct 9 12:34:53 2010 A few times, when I had a so-called CA call me, I ..
Posted: Sat Oct 9 12:26:49 2010 I live in PA, as well. The SOL (Statue of ..
Posted: Sat Oct 9 3:22:31 2010 My Auto Insurance rates have stayed the same, for ..
Posted: Sat Oct 9 3:15:34 2010 What type of income do you get There are a few, ..
Posted: Sat Oct 9 2:52:29 2010 I know ALOT of PDL's, that we deal with, don't ..
Posted: Fri Oct 8 4:14:54 2010 I know, while you're in that 'PDL cycle', it ..
Posted: Fri Oct 8 4:10:03 2010 Hello..........just want to say ..
Posted: Thu Oct 7 4:25:59 2010 I just want to be friendly and say ..
Posted: Thu Oct 7 4:22:59 2010 CINNGIRL...love your advice!! Yes..it does take ..
Posted: Thu Oct 7 3:53:46 2010 That sounds like 'a plan', SCHRO..if you can do ..
Posted: Thu Oct 7 3:46:34 2010 (Just my '2 cents')...I don't see how they can do ..
Posted: Thu Oct 7 3:40:05 2010 From personal experiences, anyway...I'm not ..
Posted: Thu Oct 7 2:53:21 2010 Hello. Good to see you here! Thsi Forum has ..
Posted: Thu Oct 7 2:49:31 2010 This Forum is about helping people with their ..
Posted: Sun Sep 26 4:28:00 2010 I'll tell ya,..it's very it's frustrating when ..
Posted: Mon Aug 23 4:45:34 2010 I don't think it's a good idea to take online ..
Posted: Mon Aug 23 4:38:26 2010 Yes...PDL's ARE "available on line." ..
Posted: Mon Aug 16 4:42:34 2010 I'm a bit curious. I have Financial, for school, ..
Posted: Sun Aug 15 7:38:55 2010 No.....if the CC's are in ONLY in your name, they ..
Posted: Sun Aug 15 1:07:47 2010 The Debt Counslers, I've come across, in the ..
Posted: Sun Aug 15 12:57:58 2010 Hello, EVERYONE!!! Haven't been on in a few days! ..
Posted: Sun Aug 15 12:48:34 2010 (I know this is an older post, but..would like to ..
Posted: Sun Aug 15 12:39:58 2010 I've learned the hard-way about giving ..
Posted: Sun Aug 15 4:46:29 2010 (Just a thought here..) It would be nice if ALL 3 ..
Posted: Wed Jul 28 5:44:53 2010 Some 'validation' letters, I've received from ..
Posted: Wed Jul 28 5:26:59 2010 Sometimes, when I get strange numbers, on my ..
Posted: Wed Jul 28 5:16:35 2010 I've done that. I've had an old debt, that ..
Posted: Wed Jul 28 5:08:13 2010 AARON,.....one of the members had just PMed me ..
Posted: Tue Jul 27 6:03:45 2010 I'm 46 years old, as well. My credit was ..
Posted: Tue Jul 27 5:57:19 2010 I think it's a good idea. You can still send ..
Posted: Tue Jul 27 5:53:22 2010 hello, DAS. I'm in the Military, myself. I know ..
Posted: Tue Jul 27 5:47:10 2010 Hopefully my request will be confirmed soon. I ..
Posted: Mon Jul 26 5:23:54 2010 I don't know what happen. I don't see anything. ..
Posted: Sat Jul 24 5:36:41 2010 Postal Service Credit Union I've never heard of ..
Posted: Sat Jul 24 5:26:39 2010 That still sounds like a SOL thing. When I look ..
Posted: Sat Jul 24 5:20:41 2010 There are ALOT more states 'fighting' this PDL ..
Posted: Sat Jul 24 5:03:03 2010 LOL.....KATRINA!!! Yep...seems that way. I've ..
Posted: Sat Jul 24 4:47:59 2010 I knew that you can start the SOL over, but, I ..
Posted: Sat Jul 24 4:33:59 2010 I'm assuming you checked your credit..just to ..
Posted: Sat Jul 24 4:28:40 2010 Maybe someone can answer this question. One of ..
Posted: Tue Jul 20 5:58:40 2010 Yep..I have a few debts, on my CR, that are ..
Posted: Tue Jul 20 5:53:17 2010 Great tips, KATRINA!!! I live in a very small ..
Posted: Tue Jul 20 5:48:12 2010 Imagine CC was a 'bad credit' CC. They claimed ..
Posted: Mon Jul 19 5:20:48 2010 AARON.....I've heard of the different types of ..
Posted: Mon Jul 19 5:12:00 2010 Being a Co-Signer is a big responsibilty. If the ..
Posted: Mon Jul 19 4:59:05 2010 Even if you have 'negative; items removed, i ..
Posted: Sun Jul 18 8:11:14 2010 WHATEVER credit company you go through, it's ..
Posted: Sun Jul 18 7:55:52 2010 I don't know how CA's can do that, LEGALLY. ..
Posted: Sun Jul 18 7:49:36 2010 KATRINA.......I had a secured CC (from Imagine) ..
Posted: Sun Jul 18 7:43:57 2010 Very true, KATRINA. After the SOL (whatever it is ..
Posted: Sun Jul 18 7:38:08 2010 AARON..ok..let me ask you this (and I hope I'm ..
Posted: Sun Jul 18 7:29:14 2010 i have a student loan with AES, as well. Was ..
Posted: Sun Jul 18 7:23:35 2010 You can call the CB's and explain about the ID ..
Posted: Sun Jul 18 7:17:05 2010 I just made a post, on another thread, about ..
Posted: Sun Jul 18 7:11:26 2010 That's good advice,..but.. DO be careful. SOME ..
Posted: Sun Jul 18 7:07:37 2010 I don't think you would have any trouble with he ..
Posted: Sun Jul 18 6:42:13 2010 Ok..just curious here. How can 2 DIFFERENT CA's ..
Posted: Sun Jul 18 6:34:42 2010 It's almost like a 'double-whammy' because they ..
Posted: Sun Jul 18 6:26:44 2010 In my experience with Credit Repair Co's, (the ..
Posted: Sun Jul 18 6:19:19 2010 Hi, RED. You can 'search' PDL's on the Internet ..
Posted: Sun Jul 18 6:09:56 2010 GOSH!! I'm assuming that includes the %, fees, ..
Posted: Sun Jul 18 6:06:07 2010 AARON...........I've 'disputed' a few things on ..
Posted: Sun Jul 18 5:56:33 2010 Is the CC in your AND your husband's name In some ..
Posted: Sun Jul 18 5:51:02 2010 I would like to ask you: is there a bank/finance ..
Posted: Sun Jul 18 5:45:38 2010 What's the question Is it your 'Subject' ..how ..
Posted: Sun Jul 18 5:41:44 2010 NO CA can legally start the SOL again without the ..
Posted: Sat Jul 17 7:01:46 2010 The decision is up to you, of course,...but, I ..
Posted: Sat Jul 17 6:58:00 2010 Oh, yea!! The higher your Credit score, the lower ..
Posted: Sat Jul 17 6:30:14 2010 I have a CC, right now, with a limit of $300.00. ..
Posted: Sat Jul 17 6:25:37 2010 AARON..sorry I wasn't too clear on my question. I ..
Posted: Fri Jul 16 6:12:52 2010 I would guess that the fees, %, etc. are making ..
Posted: Fri Jul 16 6:05:26 2010 A Judgment..for what Are you talking about a gas ..
Posted: Fri Jul 16 5:59:21 2010 It will not be easy to 'startover' (lack of a ..
Posted: Fri Jul 16 5:28:56 2010 AAron...how can the SOL 're-age' when the OP ..
Posted: Fri Jul 16 5:16:09 2010 Can someone give me some 'insight' please Who IS ..
Posted: Fri Jul 16 5:10:20 2010 On SOME CC's, you have that 'protection' on ..
Posted: Fri Jul 16 5:04:28 2010 It's pretty sad that a family member can even ..
Posted: Fri Jul 16 4:58:04 2010 AARON..that's not an AUTOMATIC thing, is it You ..
Posted: Wed Jul 14 6:14:22 2010 Remember, though.........bad credit can stay on ..
Posted: Wed Jul 14 6:09:09 2010 First of all I would like to say.........I think ..
Posted: Wed Jul 14 5:53:49 2010 Hello...Welcome to the Forum. If you have ..
Posted: Wed Jul 14 5:33:41 2010 (Just a personal thought, here..) I think it's ..
Posted: Wed Jul 14 5:28:10 2010 I've tried to 'work with' some CA's. They (some ..
Posted: Sat Jul 10 3:01:14 2010 When my Student loan was in 'deafault', it was ..
Posted: Sat Jul 10 4:13:25 2010 Thanks for the reply. That seems like such a long ..
Posted: Sat Jul 10 4:09:20 2010 SCRAPPER....I was looking into the website, that ..
Posted: Sat Jul 10 3:59:45 2010 Years ago, I had a Student loan in 'deafault'. It ..
Posted: Sat Jul 10 3:50:23 2010 When I 'disputed' items, and waited for an update ..
Posted: Sat Jul 10 3:46:44 2010 I'm assuming it's a 'postive' account If it is ..
Posted: Sat Jul 10 3:31:17 2010 Then..........how would you know when te 'drop ..
Posted: Sat Jul 10 3:27:09 2010 JIMBO....I've tried 2 of these 'high risk' CC's. ..
Posted: Sat Jul 10 3:18:47 2010 (Personal thought) I think, sometimes, when I try ..
Posted: Sat Jul 10 3:12:59 2010 I've known people (who really 'keep up' on their ..
Posted: Sat Jul 10 3:08:11 2010 I've had the same problem...OC and CA reporting ..
Posted: Fri Jul 9 2:33:32 2010 Ok..now....I've tried, a few times, to get debts ..
Posted: Fri Jul 9 2:27:57 2010 Seriously I never knew' Disputes' actually stay ..
Posted: Fri Jul 9 2:19:19 2010 Actually....the PDL's, THEMSELVES, aren't on my ..
Posted: Thu Jul 8 4:37:38 2010 Well......I did work things out with the ..
Posted: Thu Jul 8 4:18:00 2010 Hello, GN. That WOULD be a good idea. It would ..
Posted: Thu Jul 8 4:11:48 2010 Did you check all of the CR's Actaully..one CR ..
Posted: Thu Jul 8 4:06:07 2010 (Just a comment) Sometimes it's really easy to ..
Posted: Thu Jul 8 4:00:50 2010 Oh I see..ok.....that explains it pretty well. ..
Posted: Mon Jul 5 6:17:16 2010 GENO....(I hope I'm not misunderstanding this). ..
Posted: Mon Jul 5 6:11:19 2010 AARON..are PDL's legal in Pennsylvania I STILL ..
Posted: Mon Jul 5 6:05:58 2010 (I think I saw this same post somewhere else, on ..
Posted: Mon Jul 5 6:01:08 2010 I have that, on my CR, as well. An OC says the ..
Posted: Mon Jul 5 5:51:58 2010 AARON...a debit card So..it's NOT a CC Is it ..
Posted: Mon Jul 5 5:48:11 2010 If your debts are close to the SOL (in 'your' ..
Posted: Mon Jul 5 5:42:43 2010 Yep...apartments (Lanlords) can check your ..
Posted: Mon Jul 5 5:39:07 2010 A few times, I couldn't just pay the entire ..
Posted: Sun Jul 4 6:44:42 2010 Is that really true! Your credit score can DRP ..
Posted: Mon Jun 28 12:39:32 2010 If you are a "legitimate and accredited ..
Posted: Mon Jun 28 12:33:35 2010 AARON..if a CA DID do this illegally, how can the ..
Posted: Mon Jun 28 12:30:27 2010 Sometimes, even with Medical bills, you can make ..
Posted: Mon Jun 28 12:26:51 2010 I admire the people (most of them, anyway...the ..
Posted: Mon Jun 28 12:22:14 2010 That's alot of points within a short amount of ..
Posted: Sun Jun 27 10:11:41 2010 ,,,,also, I want to ask,..if you filed BK, did ..
Posted: Sun Jun 27 10:08:01 2010 the only way you can make sure that your Credit ..
Posted: Sun Jun 27 10:03:46 2010 Sounds like you have things 'organized' for ..
Posted: Sun Jun 27 9:32:23 2010 It's really sad that these "scumbags" ..
Posted: Wed Jun 23 7:54:12 2010 Hello.....just want to say I'm NOT an expert, on ..
Posted: Wed Jun 23 7:47:07 2010 What a minute.....did I miss something ..
Posted: Wed Jun 23 7:40:55 2010 When I received the documents from the CA, it ..
Posted: Wed Jun 23 7:38:20 2010 Well, JJ..you need to call the CA and explain the ..
Posted: Wed Jun 23 7:34:40 2010 We all get into financial probelms (ain't that ..
Posted: Wed Jun 23 7:31:28 2010 Yes...ANY CA can remove their 'inquiry' from any ..
Posted: Wed Jun 23 7:46:11 2010 I live in PA, as well. I DO know the SOL is 4 ..
Posted: Wed Jun 23 7:43:09 2010 yep...dealing with PDL's can be horrible. Just ..
Posted: Wed Jun 23 7:39:03 2010 When I had spoken to this (so-called) CA, they ..
Posted: Wed Jun 23 7:37:16 2010 With CA's (sometimes)..it sounds like they 'have ..
Posted: Wed Jun 23 7:34:44 2010 Well.....I appriciate the reply. I thought I saw ..
Posted: Tue Jun 22 10:39:49 2010 AARON...can you please tell me what % the Lenders ..
Posted: Tue Jun 22 10:37:14 2010 Consumers think they are getting 'credit', for ..
Posted: Tue Jun 22 10:26:58 2010 Did he give any explaination why he did this I ..
Posted: Tue Jun 22 10:24:56 2010 Is there a 'proper' validation the CA's shpuld be ..
Posted: Tue Jun 22 10:15:36 2010 to start out (telling you from personal ..
Posted: Tue Jun 22 10:09:12 2010 (Just making a comment here..) I wouldn't think ..
Posted: Tue Jun 22 10:06:19 2010 I've been getting alot of 'spam' mail form this ..
Posted: Tue Jun 22 10:02:41 2010 ZANDER.......they are wonderful!! Every question ..
Posted: Tue Jun 22 9:34:19 2010 Seems really unfair to report the same debt ..
Posted: Tue Jun 22 9:29:27 2010 "We do by playing the game."....WOW!! ..
Posted: Tue Jun 22 9:27:52 2010 Yep..GN..good point. Alot of people (including ..
Posted: Tue Jun 22 9:22:49 2010 CINNGIRL.....that's true (with not being able, ..
Posted: Tue Jun 22 9:18:33 2010 I know that Military Retirement (which is your ..
Posted: Tue Jun 22 9:15:11 2010 Yes..AARON...I sure did. The Fianancial Aid ..
Posted: Tue Jun 8 2:13:15 2010 Obviously the summons wasn't given directly to ..
Posted: Tue Jun 8 2:07:49 2010 (I have learned something, while posting on this ..
Posted: Tue Jun 8 1:59:48 2010 I'll tell ya my 'steps' I did. FIRST and ..
Posted: Tue Jun 8 1:56:00 2010 I thought, on ANY kind of loan, you couldn't ..
Posted: Tue Jun 8 1:48:05 2010 yep...FINALLY I'm 'getting somewhere'. They said ..
Posted: Mon Jun 7 5:37:15 2010 ...OMG!! I must have missed it when you poted ..
Posted: Mon Jun 7 5:33:23 2010 hey, OP, what state are you in Just ..
Posted: Mon Jun 7 5:29:44 2010 I'm an Army Vet, myself (I still serve). Did you ..
Posted: Mon Jun 7 5:23:54 2010 I have a Student Loan, through AES, as well. ..
Posted: Mon Jun 7 5:18:31 2010 Same here!!! I've been following the advice, of ..
Posted: Mon Jun 7 5:15:55 2010 Well.........my concern was I couldn't register ..
Posted: Sat Jun 5 2:34:59 2010 Well.......thanks for the reply. The bill was ..
Posted: Fri Jun 4 11:59:29 2010 (Hi everyone!! Haven't been on the Forum in a ..
Posted: Sun Apr 18 5:30:46 2010 I've never had a Capital One credit card. I know ..
Posted: Sun Apr 18 5:24:04 2010 Yep.....really 'good ones' to work on. Thanks for ..
Posted: Sun Apr 18 5:14:42 2010 From reading your post (please correct me if I'm ..
Posted: Sun Apr 18 5:05:32 2010 Oh..yes.. the "scammers" you really ..
Posted: Sun Apr 11 2:43:33 2010 I DO want to add, OP< that an item won't 'fall ..
Posted: Sun Apr 11 2:37:44 2010 BIGSARGE.....glad to hear you had a few of the ..
Posted: Sun Apr 11 2:25:49 2010 AARON...how can he get the Title, of the car, if ..
Posted: Sun Apr 11 2:13:21 2010 Have you ALREADY charged things to the credit ..
Posted: Sun Apr 11 2:09:55 2010 NIGHTSTAR....what does it matter whether or not ..
Posted: Sun Apr 11 2:03:22 2010 WOW!! That's a HUGE car payment. I'm not one of ..
Posted: Sun Apr 4 5:45:05 2010 I'm unclear about something here. Was the lender ..
Posted: Sun Apr 4 5:41:45 2010 (I thought I posted a comment on this ..
Posted: Sun Apr 4 5:38:04 2010 Same thing I was gonna say. If the SOL expires, ..
Posted: Sun Apr 4 5:34:41 2010 Ok....with a 'dispute' like this (just for my own ..
Posted: Sun Apr 4 5:31:39 2010 Ok...so...............if you have a credit report ..
Posted: Sun Apr 4 5:37:31 2010 I just want give advice from my 'personal ..
Posted: Sun Apr 4 5:08:31 2010 If another CA starts to report it, don't they ..
Posted: Sun Apr 4 5:02:45 2010 Usually if you get a 'bad gut feeling' on a ..
Posted: Sun Apr 4 4:55:17 2010 (Just putting in my '2 cents') CCS had sent me a ..
Posted: Sun Apr 4 4:47:46 2010 I want to let you know this is a Credit forum. I ..
Posted: Sun Apr 4 4:41:33 2010 Can you please tell 'us' what state you are in I ..
Posted: Sun Apr 4 4:39:08 2010 The CB's are reporting a wrong balance ..
Posted: Sun Apr 4 4:26:37 2010 If the incorrect information is on ALL three ..
Posted: Sat Apr 3 5:59:46 2010 Thank goodness I haven't dealt with ANY of the ..
Posted: Sat Apr 3 5:53:45 2010 If the SOL is up, then you DON'T have to pay ..
Posted: Sat Apr 3 5:46:58 2010 How can a bank take that MUCH, out of your bank ..
Posted: Sat Apr 3 5:43:23 2010 "Bad credit pulls" really affects us. ..
Posted: Mon Mar 29 8:50:27 2010 WOW!! Well...I can't really give you ..
Posted: Mon Mar 29 7:10:10 2010 Mmm...I see. How long does a 'Inquiry' stay on ..
Posted: Mon Mar 29 7:07:04 2010 SAMGURL...I'm originally from San Diego. I know ..
Posted: Mon Mar 29 7:03:06 2010 How can a CA buy a debt that is no longer there ..
Posted: Mon Mar 29 7:00:40 2010 Yep..that's what I did. I opened a 'Secured' CC, ..
Posted: Mon Mar 29 6:55:39 2010 AWW!!! That sounds like fun!! yep..every little ..
Posted: Sun Mar 28 6:41:22 2010 "A wild hair."...that's cute!! ..
Posted: Sun Mar 28 6:38:12 2010 Yep!!..........I've done that, as well. You'll be ..
Posted: Sun Mar 28 6:33:37 2010 yes....the 'Donate' button is if other people ..
Posted: Sun Mar 28 6:29:57 2010 In the last year (or so..maybe longer) each of my ..
Posted: Sun Mar 28 6:26:38 2010 Good tips!! I live in an apt, but,..I'm sure alot ..
Posted: Sun Mar 28 6:19:58 2010 Hello, GN!! "tips on re-building your ..
Posted: Fri Mar 26 3:07:29 2010 Wanna say a BIG "HELLO!" Anyone is ..
Posted: Fri Mar 26 3:05:31 2010 (Just thinking outloud here..) So..........where ..
Posted: Thu Mar 25 5:10:35 2010 MOV letter Can you explain what that means ..
Posted: Tue Mar 23 5:47:01 2010 You said, "verbally..they will ..
Posted: Tue Mar 23 5:42:34 2010 WOW!!! A Judgement can stay on your CR,....as ..
Posted: Tue Mar 23 5:36:22 2010 MY GOODNESS!! How horrible!! Why doesn't anyone ..
Posted: Tue Mar 23 5:29:09 2010 I wanna tell ya'll this!! I'm SOOOOOOO excited!! ..
Posted: Tue Mar 23 5:23:32 2010 (I realize this is an older post..) Usually, when ..
Posted: Wed Mar 3 4:51:53 2010 Mmm...I haven't heard of that one. ..
Posted: Wed Mar 3 4:48:53 2010 (It's been a long time since I've 'been' ..
Posted: Tue Jan 26 8:40:42 2010 This 'Identity thing' happened to me, at one ..
Posted: Tue Jan 26 8:36:21 2010 ...also..when looking on your CR, look to see ..
Posted: Tue Jan 26 8:31:53 2010 Do you have a question/comment that this Forum ..
Posted: Tue Jan 26 8:30:20 2010 Yep...FIREYONE. A friend of mine filled out an ..
Posted: Tue Jan 26 8:26:38 2010 I know MY credit score has gone up. I've applied ..
Posted: Mon Jan 18 6:48:00 2010 Great advice from everyone above!!! Also....with ..
Posted: Mon Jan 18 6:43:27 2010 I just want to 'put this out there'. If you (the ..
Posted: Sun Jan 17 9:00:12 2010 A CC is always good to improve your Credit score. ..
Posted: Sun Jan 17 8:54:58 2010 Yes......you still can have the Insurance in your ..
Posted: Sun Jan 17 8:52:02 2010 (I believe I'm seeing this same post in other ..
Posted: Sun Jan 17 8:49:15 2010 I know, sometimes, 'we' don't want to take ..
Posted: Sun Jan 17 8:45:41 2010 Usually the paystubs have the pay information ..
Posted: Sun Jan 17 8:42:17 2010 Hello...and welcome. 'We; try to help people, on ..
Posted: Sun Jan 17 8:39:32 2010 Yes....CINN is correct. We would like to help you ..
Posted: Thu Jan 14 3:54:32 2010 "Redo the loan"....why did they mean by ..
Posted: Thu Jan 14 3:49:39 2010 Hi....just wanted to add my '2 cents'. I live in ..
Posted: Wed Jan 13 4:47:46 2010 Can you prove that you had no idea the loan was ..
Posted: Tue Jan 12 5:44:44 2010 MILITARYFAMILY........I have a question. What ..
Posted: Tue Jan 12 5:35:44 2010 Well..I'll give you some 'personal' advice (this ..
Posted: Tue Jan 12 5:30:30 2010 My student loan is through AES. It's on my CR as ..
Posted: Mon Jan 11 5:09:03 2010 Doesn't it ALWAYS seem that way. GN That Billing ..
Posted: Mon Jan 11 5:04:12 2010 Good point, GN. Even if the 'SHOWING' of the ..
Posted: Mon Jan 11 5:01:19 2010 How did your mother get this huge loan without ..
Posted: Mon Jan 11 4:55:47 2010 I really DID think that Federal ones 'fall off' ..
Posted: Mon Jan 11 4:52:54 2010 Here's my (personal) advice: one of my Medical ..
Posted: Mon Jan 11 4:41:37 2010 Your payments, on the Student Loans, should have ..
Posted: Mon Jan 11 4:35:38 2010 Usually...if you pay electronically (depending on ..
Posted: Thu Jan 7 4:44:41 2010 I'm alittle confused on something......you have a ..
Posted: Thu Jan 7 4:12:52 2010 OH..yea!! I had an outstanding medical Bill that ..
Posted: Thu Jan 7 4:07:19 2010 Good idea to ask for Validation. ..
Posted: Thu Jan 7 3:56:50 2010 If it's a 'positive' credit inquiry, I don't ..
Posted: Thu Jan 7 3:47:39 2010 I've known a few people who DID have their ..
Posted: Thu Jan 7 3:38:56 2010 I DO have to say, FREEDOM, I'm very impressed. ..
Posted: Thu Jan 7 3:31:42 2010 Hello, MEME. Glad you've joined us on the Forum. ..
Posted: Thu Jan 7 3:26:28 2010 Also......you can ask them about (maybe) an ..
Posted: Thu Jan 7 3:20:48 2010 Well, GUEST..............I don't think anyone is ..
Posted: Thu Jan 7 3:17:02 2010 Yep..I agree. How we are 'targeted' is pretty ..
Posted: Mon Jan 4 4:08:31 2010 Yep..AnnualCreditReport is a good place to start. ..
Posted: Mon Jan 4 4:04:25 2010 Is this in JUST your husband name, or, both of ..
Posted: Mon Jan 4 4:00:17 2010 I want to say 'Hello', as well. Great bunch of ..
Posted: Mon Jan 4 3:57:25 2010 Good 'tip', DEBRA. What's the % rate after 6 ..
Posted: Mon Jan 4 3:54:30 2010 Hi..Welcome to the Forum. The debts, that are ..
Posted: Sun Jan 3 3:49:51 2010 It IS good advice, FIREYONE. However, at this ..
Posted: Sun Jan 3 3:45:58 2010 I always tell myself "I'm gonna start ..
Posted: Sun Jan 3 3:42:48 2010 I live in a small town where 'everyone knows ..
Posted: Sun Jan 3 3:38:07 2010 (I think) you can actually 'dispute' this item ..
Posted: Sun Jan 3 3:33:54 2010 There is no one we can contact about this State ..
Posted: Sun Jan 3 2:09:38 2010 ...want to add....you said something about a ..
Posted: Sun Jan 3 2:07:32 2010 There is no 'magic fix' on how to fix 'your' ..
Posted: Sun Jan 3 2:01:42 2010 Yep...GN..I have one CC, as well. Low credit ..
Posted: Sun Jan 3 1:54:22 2010 You received a letter from a CA AND the OC (or ..
Posted: Fri Jan 1 5:26:44 2010 Oh, yeah!! AFTER the Holidays is the time to ..
Posted: Fri Jan 1 5:19:10 2010 Hi, MIKE. Wanna say 'Welcome', as well. Do you ..
Posted: Fri Jan 1 5:16:32 2010 Hi, GRAHAMKETTY. Well.....I'm not sure where you ..
Posted: Fri Jan 1 5:12:17 2010 I received a letter, from a CA, on a debt that ..
Posted: Fri Jan 1 5:05:58 2010 I was thinking the same thing, GN. Our ..
Posted: Fri Jan 1 5:01:46 2010 hello, SHAH. I'm sorry, but, this is not a place ..
Posted: Fri Jan 1 4:59:20 2010 (Alittle confused about a post)..Brad..you said ..
Posted: Fri Jan 1 4:49:52 2010 Hi........Welcome to the Forum. First I would ..
Posted: Wed Dec 23 6:31:46 2009 Hi..I wanna say 'Welcome to the Forum, too'!! It ..
Posted: Sun Dec 20 2:16:51 2009 FIERYONE...I do agree this economy is really ..
Posted: Sun Dec 20 2:09:13 2009 Just from 'personal experience', working with my ..
Posted: Sun Dec 20 2:04:52 2009 I'm slowly, but surely, paying down the debt I ..
Posted: Sat Dec 19 3:15:47 2009 I SHOULD look at my CR again. I KNOW things would ..
Posted: Sat Dec 19 3:09:34 2009 Hey, JESSEE...can you ask the Asst Office to ..
Posted: Sat Dec 19 3:03:23 2009 Why would your % jump so high, after just 4 ..
Posted: Thu Dec 17 7:47:57 2009 I will tell her this. Thanks. Actually.......it's ..
Posted: Thu Dec 17 7:43:49 2009 Ain't it the truth!!!!!!!!!!!!! PDL's can be one ..
Posted: Thu Dec 17 7:36:53 2009 Well...I DO have a CC ( only a $200.00 limit) and ..
Posted: Thu Dec 17 7:32:41 2009 DEBRA...you had no warning of any kind i would ..
Posted: Thu Dec 17 10:40:43 2009 The 'SS' thing I wasn't sure about, either. ..
Posted: Wed Dec 16 3:01:23 2009 Hello, Mike. Wonderful tips you gave!! I'm a ..
Posted: Wed Dec 16 2:54:00 2009 hello, KSO. Well.......if your SS is Direct ..
Posted: Wed Dec 16 2:45:05 2009 I know a similiar situation with someone. This ..
Posted: Wed Dec 16 2:37:10 2009 GN...why, after so long, are they saying this You ..
Posted: Wed Dec 16 2:31:57 2009 I have one CC. It's a $250.00 limit. It's a good ..
Posted: Wed Dec 16 2:29:27 2009 The above post has been duplicated in 3 other ..
Posted: Wed Dec 16 2:26:23 2009 Do you have proof that it was getting paid from ..
Posted: Wed Dec 16 11:46:09 2009 yep...it's almost like C-Singing for something, ..
Posted: Wed Dec 16 11:26:17 2009 (Just thinking outloud here..) How can they do ..
Posted: Wed Dec 16 11:15:56 2009 OP..if they DO file BK on that specific account ( ..
Posted: Wed Dec 16 11:11:44 2009 If you have a complaint, there is a section, on ..
Posted: Wed Dec 16 11:08:24 2009 Hello, MRSAM. I don't thnk your post is very ..
Posted: Wed Dec 16 10:28:19 2009 To answer your question (from my 'personal ..
Posted: Tue Dec 15 11:24:11 2009 A few CA's that I have dealt with told me they ..
Posted: Tue Dec 15 11:21:05 2009 Then if they DON'T "move on", they ..
Posted: Tue Dec 15 11:16:24 2009 Also...I tihnk MOST of it is our Government ..
Posted: Mon Dec 14 8:22:06 2009 Thanks for the replies. That almost makes it ..
Posted: Mon Dec 14 8:06:00 2009 Ok..I see. Makes sense. Thanks for the ..
Posted: Mon Dec 14 5:52:13 2009 You could look at that another way, as well. I've ..
Posted: Mon Dec 14 5:45:32 2009 Yes..it DOES work. I have bad credit. I was ..
Posted: Mon Dec 14 5:40:30 2009 If you can afford to make payments, on more than ..
Posted: Mon Dec 14 5:37:18 2009 CAROL..I applied over the Internet. They were ..
Posted: Mon Dec 14 1:34:47 2009 I received an e-mail from a 'non-PDL company' ..
Posted: Mon Dec 14 1:27:05 2009 OP,..do you mind sharing the name of the CC ..
Posted: Mon Dec 14 1:20:53 2009 I know CA really aren't suppose to call anymore ..
Posted: Mon Dec 14 1:17:06 2009 But a 'Soft Inquiry' is..what Someone told me ..
Posted: Sun Dec 13 6:31:51 2009 I know 'Hard Inquiries': Lenders checking for ..
Posted: Sun Dec 13 6:24:23 2009 Ya know..I tried to do this with an outstanding ..
Posted: Sun Dec 13 6:17:46 2009 I wanna say 'Hello and Welcome', too. If you have ..
Posted: Sun Dec 13 6:14:22 2009 (I know this is an older post, but, I have some ..
Posted: Sun Dec 13 6:06:08 2009 (Speaking 'outloud' here..) Even though your ..
Posted: Sun Dec 13 6:01:13 2009 (How did I miss this one!!)....ok..I can see you ..
Posted: Sun Dec 13 5:52:42 2009 All Debt Relief programs are different. They all ..
Posted: Sun Dec 13 5:47:15 2009 Sounds like everyone is giving you good advice. I ..
Posted: Sun Dec 13 5:38:45 2009 Hello, OP. I thought if you asked for Validation, ..
Posted: Sun Dec 13 5:32:47 2009 I know where ya'll are 'coming from' with that ..
Posted: Sun Dec 13 5:23:39 2009 You must have signed up for them, over the Web. ..
Posted: Sun Dec 13 5:17:59 2009 I have to admit, I've done the same thing. I ..
Posted: Sun Dec 13 5:19:12 2009 Good for you!! Ya 'stood up' to the (one of many) ..
Posted: Sun Dec 13 5:11:32 2009 (I know this post is a bit old, but, I wanted to ..
Posted: Sun Dec 13 4:57:34 2009 Well...that's does clear up a few things!! ..
Posted: Sun Dec 13 4:49:27 2009 Yep, FIREYONE...........I DO agree. 1). Their ..
Posted: Sun Dec 13 4:46:01 2009 I would look on your CR and see WHY this is a ..
Posted: Sun Dec 13 4:41:28 2009 Hello, GIBBST. Welcome to 'our' Forum. ..
Posted: Sun Dec 13 4:36:32 2009 Usually on accounts you MAY have an 'Authorized ..
Posted: Sat Dec 12 8:17:31 2009 That's helpful information, DOC. So...all of the ..
Posted: Sat Dec 12 8:09:35 2009 I saw this post and just didn't know how to ..
Posted: Sat Dec 12 7:42:10 2009 I'm wondering that myself......how is you SON'S ..
Posted: Sat Dec 12 7:34:36 2009 I haven't looked at myCR recently ( last few ..
Posted: Sat Dec 12 6:27:49 2009 Hi, DEAN. I want to Welcome you to the Forum and ..
Posted: Sat Dec 12 6:18:55 2009 Experts, on this Forum, will tell you exactly ..
Posted: Sat Dec 12 6:15:44 2009 Yep......I found out, the hard way, if you go to ..
Posted: Sat Dec 12 6:12:56 2009 Take JUSTIN'S advice and look at the 'Earn Money' ..
Posted: Sat Dec 12 6:10:29 2009 I've gone by ALOT of these tips and I'll tell ..
Posted: Fri Dec 11 5:28:21 2009 Let me be one of the ones to tell you..yes.. you ..
Posted: Fri Dec 11 5:20:49 2009 Good, JONNY. Glad the situation 'worked out'. ..
Posted: Fri Dec 11 5:16:27 2009 Hello, GUEST. Is there something that the ..
Posted: Fri Dec 11 5:13:10 2009 WOW!! I didn't know all of that! Yep..I can see ..
Posted: Fri Dec 11 5:09:03 2009 There is a Giany Eagle and Martins about 45 ..
Posted: Fri Dec 11 4:49:48 2009 I haven't seen any 'gas cards' either. But, I ..
Posted: Fri Dec 11 4:44:45 2009 What about 'First Bank of Delaware They say they ..
Posted: Fri Dec 11 4:42:08 2009 Ya know, JUSTIN........I think more car lots, in ..
Posted: Thu Dec 10 7:00:40 2009 YEP, FIREYONE!!! Your right!! DOC is the expert!! ..
Posted: Thu Dec 10 6:36:50 2009 Well.I would think you would need 'collatral' on ..
Posted: Thu Dec 10 5:30:43 2009 No, I;m sorry..I don't know, SIMPLE. ..
Posted: Thu Dec 10 5:26:05 2009 Yeah..I can 'see' that. Someone who only uses ..
Posted: Thu Dec 10 5:22:59 2009 I would think these comapnies (utilities, CC's, ..
Posted: Thu Dec 10 5:19:17 2009 OHH!! i get it now. Thanks for the clarification. ..
Posted: Thu Dec 10 11:52:29 2009 SIMPLETRUTH.........I know you love your family ..
Posted: Thu Dec 10 11:45:01 2009 Mmm.......I think I'm a bit confused. If the debt ..
Posted: Thu Dec 10 11:40:45 2009 Why would you want to RAISE you score even more! ..
Posted: Thu Dec 10 11:37:06 2009 Kurt......how did you find out that the person ..
Posted: Thu Dec 10 11:32:53 2009 Gosh.....what great advice!! Let me try and get ..
Posted: Thu Dec 10 11:27:33 2009 I'm wondering if someone has some good advice on ..
Posted: Thu Dec 10 11:21:37 2009 (Hello, everyone!! Haven't been on the Forum in a ..
Posted: Fri Nov 20 7:27:46 2009 GOSH!! I don't know what else I could say, after ..
Posted: Fri Nov 20 6:53:26 2009 OP,....you said it's on Public Record, at 'your' ..
Posted: Fri Nov 20 6:46:09 2009 Also...you can check the BBB site (VIA the Web) ..
Posted: Fri Nov 20 6:40:35 2009 Great to hear you paid off your debts, OP. But, ..
Posted: Fri Nov 20 6:33:20 2009 I believe it's 7 years and so-many months (LOL). ..
Posted: Fri Nov 20 6:29:11 2009 (Hi, FIREYONE!!).....yep.....it SHOULD have ..
Posted: Fri Nov 20 6:25:15 2009 I'm assuming you're talking about a CC (if not, ..
Posted: Fri Nov 20 6:19:12 2009 If any 'negative' accounts come off your CR, ..
Posted: Fri Nov 20 6:15:34 2009 It SHOULD be AT&T, but,....usually that ..
Posted: Sat Oct 24 6:01:38 2009 Ok....have a question reguarding the issue above. ..
Posted: Sat Oct 24 5:57:56 2009 GOODNATURED is right. I've had some outstanding ..
Posted: Sat Oct 24 5:50:26 2009 Why some places (Finance Co's, CC Co's, etc) only ..
Posted: Sat Oct 24 5:43:43 2009 Glad to be back. Thanks for the comment, ..
Posted: Sat Oct 24 5:42:09 2009 I'm just curious. Correct me if I'm wrong, ..
Posted: Sat Oct 24 5:36:25 2009 Thought I would tell ya'll 'HELLO' again. I've ..
Posted: Sat Oct 24 5:33:53 2009 I have to hand in to you, COLLECTINGDEBTS. I've ..
Posted: Tue Oct 13 4:31:56 2009 I had debts 'fall off' ONE of the CB's. ..
Posted: Tue Oct 13 4:27:16 2009 FLIPENG......you said you already talked to the ..
Posted: Tue Oct 13 4:22:00 2009 That's a good point...making sure YOU are able to ..
Posted: Tue Oct 13 4:18:53 2009 Hey, FIREYONE.......I had a few 'fall off' this ..
Posted: Sun Oct 11 6:40:47 2009 You said you were the co-signer on the loan, ..
Posted: Sun Oct 11 6:36:41 2009 Hi, FIREONE. yep..you're right. Having POA ..
Posted: Sun Oct 11 6:32:15 2009 I remember "Doc"! I can't believe his ..
Posted: Sun Oct 11 6:25:08 2009 When I was away (overseas), my POA took care of ..
Posted: Sun Oct 11 6:21:34 2009 ......also, (my opionion here..) if you're ..
Posted: Sun Oct 11 5:31:37 2009 Thsi IS good advice. However........what people ..
Posted: Sun Oct 11 5:24:08 2009 Hey, JOY............do you know if you have ..
Posted: Sun Oct 11 5:17:54 2009 ...and (just to add to JUSTIN's post) you may go ..
Posted: Sun Oct 11 5:10:12 2009 Are you considering co-signing for your friend ..
Posted: Sun Oct 11 5:05:27 2009 That's true. I have alittle bit of money that ..
Posted: Sun Oct 11 4:58:24 2009 i would love to get into a Credit Union. ..
Posted: Sun Oct 11 4:55:29 2009 When I was having trouble with PDL companies, I ..
Posted: Sun Oct 11 4:49:45 2009 No, TONY. That is NOT proper validation. They ..
Posted: Sun Oct 11 4:44:01 2009 GOSH... sounds like these guy really stabbed you ..
Posted: Sun Oct 11 4:38:48 2009 Good job, OP!! This should update on your CR. ..
Posted: Tue Oct 6 3:59:35 2009 WOW!! Good for you!! Congrats!! Just ..
Posted: Tue Oct 6 3:54:38 2009 (Just putting my '2 cents' in, here) ....with an ..
Posted: Tue Oct 6 3:47:32 2009 Also....be aware there are Debt Consolidation ..
Posted: Tue Oct 6 3:38:37 2009 You're right, JASON. However.....that doesn't ..
Posted: Tue Oct 6 3:35:08 2009 JENNY.......is your daughter NOT making payments, ..
Posted: Tue Oct 6 3:29:25 2009 So........if someone IS going to sue you, they ..
Posted: Tue Oct 6 3:25:40 2009 I've been late on a few Utility bills, but, the ..
Posted: Tue Oct 6 3:19:15 2009 In my 'personal experiences', with bill ..
Posted: Tue Oct 6 3:13:30 2009 (Just FYI..) ,,each time you apply for a Credit ..
Posted: Sat Oct 3 2:26:20 2009 Just wondering: can you get into some kind of ..
Posted: Sat Oct 3 2:21:42 2009 I think there is a pretty good chance that the ..
Posted: Sat Oct 3 2:16:34 2009 It DOES take patience and time to re-build your ..
Posted: Thu Oct 1 6:37:09 2009 If you CAN get a home loan, with a low credit ..
Posted: Thu Oct 1 6:31:08 2009 Also......the reason why it's a good idea to send ..
Posted: Thu Oct 1 6:24:56 2009 (Obviously....I'm NOT commenting on the above ..
Posted: Thu Oct 1 6:13:59 2009 Hopefully these links will help me, too...LOL ..
Posted: Thu Oct 1 6:08:05 2009 Before CC companies ( or anyone else, for that ..
Posted: Thu Oct 1 6:00:13 2009 JUSTIN.......even if a CA DOES send you a ..
Posted: Thu Oct 1 5:55:11 2009 OP...you said the debt was $35.44 When you called ..
Posted: Thu Oct 1 5:50:59 2009 A few CA's have told me they "are not ..
Posted: Tue Sep 29 4:08:29 2009 Thsi same thing happened to me, too. In my ..
Posted: Tue Sep 29 4:00:19 2009 Some Debt Con Co's charge a fee for the use of ..
Posted: Tue Sep 29 3:50:32 2009 .....I want to add here, too,.....people ..
Posted: Tue Sep 29 3:48:37 2009 CREDITMIND........the example you 'set' was ..
Posted: Tue Sep 29 3:40:03 2009 JAMES....are you saying that it's stated on the ..
Posted: Tue Sep 29 3:35:59 2009 Thsi Corporate Card is through your employment I ..
Posted: Tue Sep 29 3:32:02 2009 OP...you said your mom helped you open this bank ..
Posted: Mon Sep 28 4:10:47 2009 WARNING!!! I would warn ANYONE who gives this ..
Posted: Mon Sep 28 4:04:50 2009 Well.......i do know a few people who don't have ..
Posted: Mon Sep 14 2:14:08 2009 Hello, CAROL. Sometimes the 'search', for good ..
Posted: Mon Sep 14 2:06:41 2009 I don't think the CB's look at the 'Piggyback' ..
Posted: Mon Sep 14 2:01:07 2009 Well.......what bout outstanding debts that show ..
Posted: Mon Sep 14 1:56:00 2009 (I guess there were people using 'spam' stuff and ..
Posted: Sun Sep 6 1:10:41 2009 It IS 'simple'....I know, at times, it doesn't ..
Posted: Sun Sep 6 1:06:58 2009 Well.........one of the posters had stated to get ..
Posted: Sun Sep 6 12:51:57 2009 My score actually went up!!...from 480 to 540. ..
Posted: Sun Sep 6 12:44:58 2009 I'm re-building my credit, slowly but surely. My ..
Posted: Sun Sep 6 12:38:38 2009 I don't know if these types of 'ads' are allowed. ..
Posted: Sat Sep 5 3:23:39 2009 Hello..everyone. I see a few 'new' members on the ..
Posted: Tue Apr 14 3:37:45 2009 (Am I the only one having trouble with Credit ..
Posted: Tue Apr 14 3:29:29 2009 I think a Judgement stays on your recoerd for 7 ..
Posted: Mon Apr 13 4:16:37 2009 OP,..you said 'we can protect our CR'. ..
Posted: Mon Apr 13 4:03:43 2009 Here's a bit more advice, as ..
Posted: Mon Apr 13 3:57:27 2009 That was my question, too. If a Junk Buyer/OC ..
Posted: Sun Apr 12 9:38:26 2009 I think it's horrible that the father is thinking ..
Posted: Sun Apr 12 9:30:11 2009 Oh..yea....good advice from everyone. ..
Posted: Sun Apr 12 9:24:49 2009 I have a Student loan, as well. I think a Perkins ..
Posted: Mon Apr 6 3:40:32 2009 I think it would be better to send a letter VIA ..
Posted: Mon Apr 6 3:32:08 2009 Well.........this is how it goes for loans. To ..
Posted: Mon Apr 6 3:25:43 2009 Usually........a 'Charge Off' we be on your CR ..
Posted: Mon Apr 6 3:19:24 2009 OP..do you still ahve the car ( I'm assuming) ..
Posted: Mon Apr 6 3:13:28 2009 Even if you do Dispute the piad itmes, through ..
Posted: Tue Mar 31 3:05:53 2009 Thanks for the clarification, BRIAN. I would hate ..
Posted: Tue Mar 31 3:03:08 2009 ANDEE......OMG!! if this is true, I really 'feel' ..
Posted: Tue Mar 31 2:58:03 2009 What about the CA fist..I thought it was the CA ..
Posted: Tue Mar 31 2:54:42 2009 Whatever debt you have out there (loans, etc) I ..
Posted: Tue Mar 31 2:50:45 2009 JIM.......now-a-days you have to have REALLY good ..
Posted: Tue Mar 31 2:44:32 2009 That's alittle 'unnerving' just thinking about ..
Posted: Tue Mar 31 2:41:49 2009 OP..have you checked your Credit, to see when the ..
Posted: Mon Mar 30 4:04:43 2009 GOWILLA.....were you specific on which items you ..
Posted: Mon Mar 30 3:59:46 2009 RICHARD..I do have a question. If American ..
Posted: Mon Mar 30 3:55:20 2009 If you DO try to take care of the debt, and the ..
Posted: Mon Mar 30 3:51:55 2009 You would think the CB's would be smart enough ( ..
Posted: Mon Mar 30 3:44:56 2009 I think &quot;yes&quot;, they should. ..
Posted: Mon Mar 30 3:39:50 2009 Gosh!! This can be very discouraging for the ..
Posted: Mon Mar 30 3:34:05 2009 "Pink Slip Loan" What is this When I ..
Posted: Mon Mar 30 3:27:39 2009 I would wait until you get a response from ..
Posted: Mon Mar 30 3:23:48 2009 A credit Consolidation company isn't going to ..
Posted: Mon Mar 30 3:17:10 2009 JUSTIN........I understand the SOL thing. But, ..
Posted: Mon Mar 30 3:12:59 2009 SCOTT..........do you take the same 'approach' ..
Posted: Mon Mar 30 3:09:18 2009 You do have to admit, however...........it WOULD ..
Posted: Wed Mar 25 6:41:55 2009 I would take the advice of the people above. The ..
Posted: Wed Mar 25 6:37:24 2009 How long has the account been 'open' in GA If the ..
Posted: Wed Mar 25 6:32:04 2009 As I said, I would ALMOST guarrantee you probably ..
Posted: Sun Mar 22 8:28:30 2009 Oh, yeah. When you pay for your CR's, on-line, ..
Posted: Sun Mar 22 8:25:43 2009 GUEST.........usually a debt is on your Credit ..
Posted: Sun Mar 22 8:20:44 2009 Well.........yeah, I can see if you have several ..
Posted: Sun Mar 22 8:15:07 2009 I received a RAL this year....not a HUGE amount, ..
Posted: Sun Mar 22 8:10:27 2009 ALSO....I know people are struggling, ..
Posted: Sun Mar 22 8:07:28 2009 If the company filed for BK, they probably filed ..
Posted: Sun Mar 22 5:07:40 2009 OH YEAH!! A member should be around shortly. I'd ..
Posted: Sun Mar 22 5:06:02 2009 TEX...gald I could help. Yep.........if you get ..
Posted: Sun Mar 22 5:02:27 2009 FIRST Question: A Judgement can stay on your ..
Posted: Sun Mar 22 4:58:14 2009 Umm......."in terms of percentage or on ..
Posted: Sat Mar 21 3:24:48 2009 ANY can of 'Negative' itmes can drop your score ..
Posted: Sat Mar 21 3:17:19 2009 Yep..makes sense, ENSUREPUNE. If there are some ..
Posted: Fri Mar 20 8:10:38 2009 Hopefully yourmother is willing to do that..talk ..
Posted: Fri Mar 20 8:08:02 2009 You can go to www.annualcreditreport (dot) com ..
Posted: Fri Mar 20 11:52:31 2009 NOPE...not necessarily. It's the discretion of ..
Posted: Fri Mar 20 11:47:01 2009 Well, MOHAMMED, you MAY want to try and call the ..
Posted: Fri Mar 20 11:42:45 2009 Your Credit Score was a 827 and they denied you ..
Posted: Fri Mar 20 11:39:57 2009 If you know the SOL's have passed, on these ..
Posted: Thu Mar 19 4:10:21 2009 NO!! Don't cash it, CHUCK!! I got a check, from ..
Posted: Thu Mar 19 4:01:05 2009 Was your mother's AND your name on the same bank ..
Posted: Thu Mar 19 1:59:57 2009 GUEST>>>> it says in your post that ..
Posted: Thu Mar 19 1:47:58 2009 Did you apply for Credit (Credit Cards, loans, ..
Posted: Wed Mar 18 8:26:40 2009 OH..ok.....thanks. I'll look into it. I'll see ..
Posted: Wed Mar 18 8:21:43 2009 I have a Student Loan, myself. A few times, I've ..
Posted: Wed Mar 18 2:32:03 2009 So, it's really a disadvantage to the Creditor if ..
Posted: Wed Mar 18 2:29:40 2009 YEP.....take the grat advice from MARY!! LOL ..
Posted: Tue Mar 17 5:49:52 2009 JUSTJADE.........NOPE!! NOPE!! NOPE!! Don't do ..
Posted: Tue Mar 17 5:47:12 2009 DEVID85..sometimes ( depending where you have ..
Posted: Tue Mar 17 5:40:37 2009 Yes, JUSTJADE, that's the information they are ..
Posted: Tue Mar 17 5:34:54 2009 I din't think you could remove a Charge-Off ..
Posted: Tue Mar 17 5:29:44 2009 KMIST.....does your CR state what the SOL is I ..
Posted: Tue Mar 17 4:07:16 2009 What PDL is this, GUEST I DID deal with a PDL, ..
Posted: Tue Mar 17 4:00:22 2009 BIRDFAN83......when you say, "Applied ..
Posted: Tue Mar 17 3:56:48 2009 Good advice, CAROL. I have a few Medical Bills, ..
Posted: Tue Mar 17 3:51:41 2009 Well, JUSTJADE.........I haven't gotten the this ..
Posted: Mon Mar 16 4:39:16 2009 MARY...I never knew, until I came to this forum, ..
Posted: Mon Mar 16 4:35:30 2009 OP..have you had a chance to look at your CR Do ..
Posted: Mon Mar 16 4:28:52 2009 Ya know, OP..I din't ask ( just curious) how old ..
Posted: Sun Mar 15 6:39:47 2009 I know you want to help your daughter, but, this ..
Posted: Sun Mar 15 6:32:38 2009 You really can't attempt to pay your bills while ..
Posted: Sun Mar 15 6:30:59 2009 WHAT!!!! Where did you hear THIS from THIS would ..
Posted: Sun Mar 15 6:25:25 2009 You're right,...the SOL would NOT matter if the ..
Posted: Sun Mar 15 7:25:45 2009 I know some of the posts above are a few months ..
Posted: Sun Mar 15 7:16:11 2009 I know 2010 seems far away. Did you say you DID ..
Posted: Sun Mar 15 7:11:10 2009 FIREYONE..................YEP....I DO agree. If a ..
Posted: Sat Mar 14 7:09:59 2009 Good idea!! I know the same 'approach' doesn't ..
Posted: Sat Mar 14 7:07:22 2009 If you don't mind me asking, ...how long has the ..
Posted: Sat Mar 14 7:03:51 2009 That's what I'm asking.........how do I PROVE to ..
Posted: Sat Mar 14 6:58:56 2009 Hello, FIREYONE..long time, no talk to!!LOL I'm ..
Posted: Fri Mar 13 4:34:11 2009 Thanks for the advice, MARK. I had a few of ..
Posted: Fri Mar 13 4:31:05 2009 Everyone has wonderful advice here, about the ..
Posted: Fri Mar 13 4:27:49 2009 You said you were using Lexington Law How's it ..
Posted: Fri Mar 13 4:24:09 2009 For example..it's never too late to start an IRA ..
Posted: Thu Mar 12 3:02:20 2009 Then does the OP have to go back and prove, to ..
Posted: Thu Mar 12 2:55:58 2009 I think we tend to see the 'short term' of the ..
Posted: Thu Mar 12 2:50:04 2009 TEK...you said this company you went through ..
Posted: Thu Mar 12 2:42:02 2009 I was looking at a website that has Secured CC's. ..
Posted: Thu Mar 12 2:36:33 2009 I think I get it now ( I'm not sure, however). ..
Posted: Thu Mar 12 2:31:34 2009 I have a CC that is now 'Charged Off', on my ..
Posted: Wed Mar 11 9:39:29 2009 I have a student loan I've been paying on for a ..
Posted: Wed Mar 11 9:35:53 2009 You might want to call the company/bank you have ..
Posted: Wed Mar 11 9:27:09 2009 FIREYONE..........yep..all this CAN be a bit ..
Posted: Wed Mar 11 9:19:40 2009 I was recently looking into a Secured ..
Posted: Wed Mar 11 9:11:59 2009 Usually if you're late with ANY payments, from ..
Posted: Fri Feb 13 9:33:16 2009 I know someone who works at a car dealership. He ..
Posted: Fri Feb 13 9:26:56 2009 I don't know what's on your CR, but, try to pay ..
Posted: Fri Feb 13 9:22:48 2009 OH YES!!! Making 'timely' car payments, each ..
Posted: Thu Feb 5 8:38:16 2009 DOC had told me about a Secured CC, called ..
Posted: Thu Feb 5 8:32:58 2009 MARY:: If you ask the CA to verify it and they ..
Posted: Thu Feb 5 8:09:51 2009 Also...I believe, you'll be saving yourself the % ..
Posted: Thu Feb 5 8:04:58 2009 I have a friend that deals with mortages. We've ..
Posted: Sat Jan 31 6:13:19 2009 I live in the state of PA. In THIS state, NOTHING ..
Posted: Sat Jan 31 6:10:01 2009 Ask you bank to put a 'Stop Payment' on these ..
Posted: Sat Jan 31 6:01:45 2009 USUALLY, with 'credit companies' all they really ..
Posted: Sat Jan 31 5:57:21 2009 Putting away $5.00 here and $5.00 there...this ..
Posted: Sat Jan 31 5:54:10 2009 Yeah.....maybe you can contact them and explain ..
Posted: Fri Jan 23 11:01:43 2009 Well, MAD..this really depends on how much debt ..
Posted: Fri Jan 23 10:58:02 2009 OnTWO of my CR's, I have the DOLA different, too. ..
Posted: Fri Jan 23 10:52:32 2009 No.., not yet. I was planning to open an account ..
Posted: Thu Jan 22 4:59:14 2009 My EX-Father-In-Law has Co-Signed several loans ..
Posted: Thu Jan 22 4:52:43 2009 I would just 'wait it out'. Looks like the 'Fall ..
Posted: Thu Jan 22 4:48:35 2009 WOW!! Seems like you were just going 'back and ..
Posted: Thu Jan 22 4:45:20 2009 JUSTIN..are you saying there is ANOTHER 'Rebate' ..
Posted: Thu Jan 22 4:40:51 2009 I think the ABOVE post, is a DOUBLE Post. Thsi ..
Posted: Thu Jan 22 4:38:59 2009 How would a PDL website tell you how to re-build ..
Posted: Thu Jan 22 4:32:55 2009 I had a 'Un-secured' card, at one time. It was ..
Posted: Thu Jan 22 4:28:32 2009 I've 'disputed' a few items, on ALL 3 CR's. I've ..
Posted: Thu Jan 22 4:25:07 2009 Sorry, JUSTIN for taking a while to 'get back to ..
Posted: Tue Jan 13 8:23:00 2009 True.....you can REALLY 'Validate' anything, by ..
Posted: Tue Jan 13 8:12:40 2009 I'm about 99% sure it's in the state of the CC ..
Posted: Tue Jan 13 8:01:45 2009 Never REALLY thought of that, FIREYONE. I mean, I ..
Posted: Tue Jan 13 12:49:43 2009 hey, DOC...............is there anything else you ..
Posted: Tue Jan 13 12:44:04 2009 This sounds like what Paypal does.......if you ..
Posted: Tue Jan 13 12:41:25 2009 I know I've asked this question before, but..I ..
Posted: Sat Jan 10 9:40:02 2009 Ok..I'm a bit 'fuzzy' on this ( I thought I ..
Posted: Sat Jan 10 9:36:03 2009 That would be something i would worry about, too. ..
Posted: Sat Jan 10 9:31:08 2009 HEY, DOC!!..........you said, " no ..
Posted: Sat Jan 10 9:27:15 2009 Wow!! If the CB's DO remove the Cc data for ..
Posted: Sat Jan 10 9:19:28 2009 Yea, Doc.....your advice is great!! ..
Posted: Sat Jan 10 9:12:34 2009 FIREYONE is right..you cannot file for the SAME ..
Posted: Thu Jan 8 6:43:32 2009 Ok.......here's a question. If you ask for Proper ..
Posted: Thu Jan 8 6:24:33 2009 Hello.......I want to just tell you my 'personal' ..
Posted: Thu Jan 8 6:19:07 2009 I received a call from an #800 numbers, that ..
Posted: Mon Jan 5 4:12:28 2009 I understand your point, CAROL. true...if 'we' ..
Posted: Mon Jan 5 4:04:18 2009 I made a comment, on this post, last night. I ..
Posted: Sun Jan 4 8:59:09 2009 My dad use to say, "if something is not ..
Posted: Sun Jan 4 8:56:58 2009 Comment on your quote: ..kind of going through an ..
Posted: Sun Jan 4 8:50:40 2009 Some of the 'Brand name' stuff I don't like....I ..
Posted: Sun Jan 4 8:29:13 2009 Ya mean do you have to be an 'Insurance ..
Posted: Sun Jan 4 8:06:27 2009 Yeah..I know what you mean. I'm not really 'into' ..
Posted: Sun Jan 4 8:03:51 2009 If some PDL's are illegal, how can the ILLEGAL ..
Posted: Sun Jan 4 8:00:40 2009 I try to look for the '2 for 1' sale items. ..
Posted: Sun Jan 4 7:58:12 2009 True, LORRI. Whatever the situation, people, on ..
Posted: Sun Jan 4 7:55:07 2009 How horrible..........how can someone do ..
Posted: Sun Jan 4 7:52:53 2009 I sent you a PM (Private Message), SGT. I'm a ..
Posted: Sun Jan 4 7:41:37 2009 YEP...I do all three: DebtCC, Credit Forum and ..
Posted: Sun Jan 4 7:28:25 2009 OIN, FIREYONE. I've learned ALOT from this ..
Posted: Sat Jan 3 8:31:11 2009 Gosh!!...all of this for $16.00 Is that what I ..
Posted: Sat Jan 3 8:27:10 2009 Yep............as you get the balances lowered, ..
Posted: Sat Jan 3 8:22:42 2009 This stuff is crazy....that's for sure. Then how ..
Posted: Sat Jan 3 8:20:08 2009 Sometimes it's really difficult to deal with ..
Posted: Sat Jan 3 8:09:54 2009 Does anyone know if CCCS has a Debt Settlement ..
Posted: Sat Jan 3 7:20:19 2009 I'm doing a few of those 'not paying it anymore' ..
Posted: Sat Jan 3 7:15:54 2009 I'm dealing with a CA who sent me a bill for a ..
Posted: Sat Jan 3 7:09:44 2009 KVA,..do you have your car financed through a ..
Posted: Sat Jan 3 7:05:54 2009 WOW!! Just seems like a 'Catch 22' in a way. I ..
Posted: Sat Jan 3 7:02:58 2009 I had Loan Shoppe at one time. They were ..
Posted: Sat Jan 3 6:59:30 2009 Is it true that 'Hard' Inquiries stay on your CR ..
Posted: Sat Jan 3 6:54:56 2009 Yep........everytime I put money into some kind ..
Posted: Sat Jan 3 6:31:26 2009 It's difficult to get out of the PDL 'cycle'. ..
Posted: Fri Jan 2 5:14:53 2009 JUSTIN...should I sent a DV letter to the most ..
Posted: Fri Jan 2 5:11:09 2009 Do both of them ( Debt Con and Debt Settlemement) ..
Posted: Fri Jan 2 5:05:08 2009 I have CA's, on my credit ( collecting for PDL's) ..
Posted: Thu Jan 1 9:32:06 2009 Sounds like you have a plan to take care of ..
Posted: Thu Jan 1 9:27:04 2009 Hi, GUEST. Actually, that DOES happen. My ..
Posted: Thu Jan 1 9:19:21 2009 I agree with what FIREYONE is saying. If your ..
Posted: Thu Jan 1 9:14:54 2009 Hey, DOC.....even if you 'Dispute' something on ..
Posted: Thu Jan 1 9:07:53 2009 It just doesn't seem fair that the debt would be ..
Posted: Thu Jan 1 9:01:53 2009 'Putting away' alittle at a ..
Posted: Thu Jan 1 8:59:19 2009 I don't remember where I put the number for ..
Posted: Tue Dec 30 5:10:45 2008 GOOD!! Glad this forum is working out for ..
Posted: Tue Dec 30 5:09:26 2008 Hello, GN. I do agree with that!! However.....a ..
Posted: Tue Dec 30 5:06:27 2008 Even though you 'Dispute' items, over the ..
Posted: Tue Dec 30 5:02:59 2008 I started a new job about 9 months ago. When I'm ..
Posted: Tue Dec 30 4:57:16 2008 I have so much money go FROM my checking account ..
Posted: Tue Dec 30 4:53:41 2008 Hi, ALANA. No,..I can't say I've used them, ..
Posted: Tue Dec 30 4:51:25 2008 Hey, GN,......i tried the 'survey thing'. Just ..
Posted: Mon Dec 29 4:24:27 2008 You may put yourself MORE into debt, if you DO ..
Posted: Sun Dec 28 8:37:44 2008 PA Law does NOT allow Wage ..
Posted: Sun Dec 28 8:33:05 2008 I don't have a Chase CC or Gas Card. ....but, ..
Posted: Sat Dec 27 4:24:54 2008 I try that, sometimes, with CA's calling me: ..
Posted: Sat Dec 27 9:38:26 2008 WOW!!! That's just crazy!! ..then how are ya ..
Posted: Sat Dec 27 4:23:19 2008 You have Global Acceptance Credit Company on ..
Posted: Sat Dec 27 4:18:27 2008 Sure..!! I'll 'put it out there'..LOL ..
Posted: Sat Dec 27 4:13:30 2008 DOC,...........( thinking out loud here) that ..
Posted: Sat Dec 27 4:07:16 2008 Ain't that the truth!! In the small town, where I ..
Posted: Sat Dec 27 4:01:06 2008 I'll be looking into Omega Credit alot ..
Posted: Tue Dec 23 9:54:23 2008 A friend of mine is thinking about filing for BK. ..
Posted: Tue Dec 23 9:49:42 2008 I was told by a 'credit expert' that the Credit ..
Posted: Tue Dec 23 9:47:20 2008 FIREYONE........a FEW of these debts will ..
Posted: Tue Dec 23 9:35:36 2008 "..normal practice to pull numbers with the ..
Posted: Tue Dec 23 3:28:01 2008 No, FIREYONE..it wasn't recent;y. This was the ..
Posted: Tue Dec 23 3:24:15 2008 WOW!!..DOC. Sound like you have ..
Posted: Tue Dec 23 3:21:31 2008 Ok, DOC...give me a bit of advice here. I chacked ..
Posted: Tue Dec 23 3:10:51 2008 YREAS AGO I had a Judgement on my CR. It was on ..
Posted: Tue Dec 23 3:08:04 2008 Hello, MEETTHECREDITCOACH..............Welcome to ..
Posted: Mon Dec 22 12:23:00 2008 OH YEA!!!..when Cash Call called 'references', ..
Posted: Mon Dec 22 12:15:12 2008 I've dealt with this 'Law Office' before, with a ..
Posted: Mon Dec 22 12:10:55 2008 No......i haven't had trouble with them, ..
Posted: Mon Dec 22 12:06:41 2008 Just wondering: Who is your lender for your car ..
Posted: Mon Dec 22 12:02:19 2008 Recently, I was looking at different CC ..
Posted: Sun Dec 21 10:00:12 2008 Your Welcome, DOC. I looked at the Applied Bank ..
Posted: Sun Dec 21 9:56:37 2008 That's why we do A BUNCH of paperwork ( Wills, ..
Posted: Sun Dec 21 9:26:23 2008 DOC..........'your' information is VERY helpful. ..
Posted: Sun Dec 21 6:43:00 2008 I had a loan with Cash Call, at one time. When I ..
Posted: Sun Dec 21 6:39:18 2008 I agree, GN. If the Government can give all the ..
Posted: Sun Dec 21 6:37:12 2008 I was looking on DOC's site. Looking at the ..
Posted: Sat Dec 20 10:07:02 2008 OH YEA!! I agree with ya'll!! ESPECIALLY ..
Posted: Sat Dec 20 10:03:19 2008 I would say if CA's, CC companies, etc, are ..
Posted: Sat Dec 20 10:00:58 2008 DOC.....I appriciate your advice, once again. ..
Posted: Sat Dec 20 7:43:05 2008 With SOO many prices going up on itmes ..
Posted: Sat Dec 20 7:40:15 2008 When I was having trouble, with Imagine, I DID ..
Posted: Sat Dec 20 7:37:11 2008 To tell you the truth, I'm not sure, now, if the ..
Posted: Sat Dec 20 7:32:24 2008 SO........I guess when this happens, you can't ..
Posted: Sat Dec 20 7:30:05 2008 YEP...ain't that the truth. You sure don't want ..
Posted: Sat Dec 20 7:26:03 2008 Do you mean you DID file BK, but, you're behind ..
Posted: Sat Dec 20 7:22:46 2008 But...do the Secured CC's ( as I asked in another ..
Posted: Sat Dec 20 7:15:52 2008 You're welcome, FIREYONE. Some 'newbie' soldiers, ..
Posted: Sat Dec 20 7:27:33 2008 Okey Dokey, Smokey!!LOl I'll explain the best ..
Posted: Sat Dec 20 7:16:39 2008 This 'economy' sure can use some help...that's ..
Posted: Sat Dec 20 7:13:25 2008 Are you talking about the Imagine CC, JEFF! If ..
Posted: Sat Dec 20 7:10:29 2008 I had a Wired Plastic card...a pre-paid card, at ..
Posted: Sat Dec 20 7:05:37 2008 AGFG What's it stand for This is a CA,etc Just ..
Posted: Sat Dec 20 7:00:24 2008 FIREYONE...on a 'Hardship Forbearance' you have ( ..
Posted: Thu Dec 18 11:16:22 2008 THAT post was alittle bit confusing, T. I don't ..
Posted: Thu Dec 18 11:10:51 2008 Even with a VHA loan (Military) I think you have ..
Posted: Thu Dec 18 11:00:44 2008 Vantage Score!!......who, in the world, can keep ..
Posted: Wed Dec 17 9:17:56 2008 The CA's sure waste ALOT of paper writing up ..
Posted: Wed Dec 17 9:14:00 2008 I live in PA, too. From what I understand, a ..
Posted: Wed Dec 17 9:06:47 2008 That's what I mean, GN.........the amounts/fees ..
Posted: Wed Dec 17 8:52:18 2008 I thought it was ILLEGAL for a collector to ..
Posted: Wed Dec 17 8:49:03 2008 From what I understand, a FICO score is like an ..
Posted: Wed Dec 17 8:47:06 2008 Hello.........I just want to put in my '2 cents'. ..
Posted: Wed Dec 17 8:38:02 2008 ...ALSO wanted to add if I DID go 60 days late, ..
Posted: Wed Dec 17 8:36:45 2008 ANTHONY is right. I have a student loan through ..
Posted: Tue Dec 16 8:28:31 2008 Well.......here's my 'delimma' too. I have a late ..
Posted: Mon Dec 15 11:12:23 2008 Alot of different views and opinions on the SOL. ..
Posted: Mon Dec 15 7:33:24 2008 SOL.yep, ya know, before I came on this forum, I ..
Posted: Mon Dec 15 7:30:36 2008 "Hello".........welcome. This site is ..
Posted: Mon Dec 15 7:28:20 2008 I was looking, on the Web, for Secured CC's. Of ..
Posted: Sun Dec 14 8:48:50 2008 Wanna say "Hello" to you. I'm not sure ..
Posted: Sun Dec 14 8:46:21 2008 Yep...........I recently saw my CR, on line. ALOT ..
Posted: Sun Dec 14 8:42:21 2008 I don't think an Att or a CA will send anything ..
Posted: Sun Dec 14 8:39:47 2008 No, ROBERT..never been there. I'm with you, ..
Posted: Sun Dec 14 8:36:34 2008 OMG!!......yea, I know what you mean, FIREYONE. ..
Posted: Sun Dec 14 12:13:02 2008 OH..how true!! On another post, I was reading ..
Posted: Sun Dec 14 12:06:54 2008 WOW!! Actually.......not to sound ignorant, BOTH ..
Posted: Sun Dec 14 12:02:21 2008 Ok......so, 'Hard Inquiries' can lower your ..
Posted: Sat Dec 13 11:56:51 2008 It's kind of funny you said something about OJ ..
Posted: Sat Dec 13 7:28:23 2008 What a horrible thing to do!! Gosh...did ya kick ..
Posted: Sat Dec 13 3:50:58 2008 OIC!!! Goodness. I live in the state of PA. (I ..
Posted: Sat Dec 13 3:12:14 2008 Ya know..........I've REALLY been 'reading up' on ..
Posted: Sat Dec 13 3:03:52 2008 If you go to Annual Credit Report ( dot) com, you ..
Posted: Sat Dec 13 3:01:20 2008 ...wanna add a queation to this, too. Is there an ..
Posted: Sat Dec 13 3:00:31 2008 Are TeleChex and Check System the same thing I ..
Posted: Sat Dec 13 2:55:05 2008 JUSTIN......ALL of this needs to be done, BEFORE ..
Posted: Sat Dec 13 2:51:39 2008 Sometimes we ALL hit 'financial struggles' and if ..
Posted: Sat Dec 13 2:45:11 2008 Yea..that's true. I apply for credit to try to ..
Posted: Fri Dec 12 9:16:50 2008 Thanks for the answer. I intend to look at it. Is ..
Posted: Fri Dec 12 9:13:36 2008 Thanks, FIREYONE. I actually feel a bit better, ..
Posted: Fri Dec 12 9:04:17 2008 Our financial crisis is REALLY making ALOT of ..
Posted: Fri Dec 12 8:59:29 2008 How would you receive the 'cash-back' Would they ..
Posted: Fri Dec 12 8:57:12 2008 Ok...I catcha, FIERYONE. God knows, I've received ..
Posted: Fri Dec 12 8:55:13 2008 I'm not an 'expert', but, I would think if the ..
Posted: Fri Dec 12 8:51:53 2008 Well.........that's DOES make sense. I guess I ..
Posted: Fri Dec 12 8:48:00 2008 OIC!! Good explanation, FIREYONE. Good......now I ..
Posted: Fri Dec 12 8:45:34 2008 FIREYONE........actually, they are CC debts. One ..
Posted: Fri Dec 12 8:42:18 2008 SOOO..even though I have a 'charged-off' debt, on ..
Posted: Fri Dec 12 8:38:23 2008 I just ran mine, last night, in fact. Annual ..
Posted: Fri Dec 12 8:34:21 2008 WOW!! It's like a 'double-whammy' aqainst your ..
Posted: Fri Dec 12 8:30:06 2008 SOO...there is no such thing as a Denial Letter ..
Posted: Fri Dec 12 8:23:56 2008 If I asked a OC or CA for a DV letter, do they ..
Posted: Fri Dec 12 12:04:12 2008 WOW!! That's a good explanation 'in a nut shell.' ..
Posted: Thu Dec 11 11:48:03 2008 Thanks, ANTHONY, for the reply. If the debt is ..
Posted: Thu Dec 11 11:12:48 2008 FIREYONE.......you said "understanding the ..
Posted: Thu Dec 11 11:06:48 2008 Hello, JUSTIN. Can you help with THIS one (I'm ..
Posted: Thu Dec 11 11:03:18 2008 SO.........even if I DO pay the CA, the debt ..
Posted: Thu Dec 11 10:58:38 2008 I have a few 'charged off' accounts, concerning ..
Posted: Thu Dec 11 10:54:30 2008 I have OC's and CA's on my CR.....like SOO many ..
Posted: Thu Dec 11 10:51:56 2008 Denial Letter Haven't heard of one. Is this a ..
Posted: Thu Dec 11 10:49:26 2008 Secured Cards..you can ONLY use what you have on ..
Posted: Thu Dec 11 10:44:37 2008 If you DO go to Small Claims, I really don't ..
Posted: Thu Dec 11 5:21:06 2008 Yep...................I rented a trailer, some ..
Posted: Thu Dec 11 4:59:35 2008 RICHARD..........sometimes I reply to 'spam' ..
Posted: Thu Dec 11 4:31:35 2008 I have a debt, on my CR, that says 'charged off'. ..
Posted: Thu Dec 11 3:04:27 2008 I would have been SOOOOO mad if someone treated ..
Posted: Thu Dec 11 2:58:50 2008 "Hello" and welcome to the Credit ..
Posted: Thu Dec 11 2:54:29 2008 Can the CA, somehow, 'CHANGE' the date of your ..
Posted: Wed Dec 10 7:52:21 2008 Yep.........in 'hard times' you do what you have ..
Posted: Wed Dec 10 7:32:00 2008 OMG!! FIREYONE, sorry this is happening. I ..
Posted: Wed Dec 10 7:19:37 2008 Thanks for the 'clarity', CAROL. If you have a ..
Posted: Wed Dec 10 12:08:40 2008 Lately ( the last few days), there HAVE been a ..
Posted: Wed Dec 10 12:03:34 2008 I know this thread is a few days old, but...I ..
Posted: Tue Dec 9 11:58:54 2008 I know what you mean, FIREYONE. When 'low-income' ..
Posted: Tue Dec 9 11:54:17 2008 Sounds like something I would benefit from, too. ..
Posted: Tue Dec 9 11:45:47 2008 FOREYONE....................yea, that's what I'm ..
Posted: Tue Dec 9 11:31:30 2008 CAROL........ok........I catcha now!! I thought ..
Posted: Tue Dec 9 11:25:10 2008 Thank you for your support, FIREYONE!! LOL ..
Posted: Tue Dec 9 12:00:29 2008 So, if you can make a 'deal' with the OC, you can ..
Posted: Tue Dec 9 11:58:01 2008 This is what you do..............actually, you ..
Posted: Tue Dec 9 11:51:57 2008 I'm sorry that alot people have fallenfor this. ..
Posted: Tue Dec 9 11:28:09 2008 I'm not sayng the CA's aren't reporting i a ..
Posted: Tue Dec 9 1:32:51 2008 You can only pull WHAT once a day, CREDITPRO I ..
Posted: Tue Dec 9 1:30:39 2008 I thought the CB's HAF to provide proof, to you, ..
Posted: Tue Dec 9 1:24:14 2008 I think you 'nailed it', CODY. 'We' DON'T know ..
Posted: Tue Dec 9 1:19:57 2008 Someone else had the 'ad', on this forum, about ..
Posted: Tue Dec 9 1:17:22 2008 I recently looked at Paypal....GOSH!! ALL kinds ..
Posted: Sun Dec 7 7:37:03 2008 That's a good tip...thanks, GN. I'll have to look ..
Posted: Sun Dec 7 7:16:17 2008 GN...yes, I see what you mean. Single mom, work ..
Posted: Thu Dec 4 9:52:29 2008 I sure understand your point, FIERYONE. By the ..
Posted: Thu Dec 4 9:48:14 2008 SOOO, DOC...you're saying that a credit score, ..
Posted: Thu Dec 4 5:36:55 2008 Sometimes all of this can get confusing. That was ..
Posted: Thu Dec 4 5:09:32 2008 I don't know..actually. I haven't gone through ..
Posted: Wed Dec 3 10:45:18 2008 Here's a crazy question. Why HAVE a SOL then, if ..
Posted: Wed Dec 3 10:39:57 2008 You would THINK if the CB's will provide a FREE ..
Posted: Wed Dec 3 10:37:23 2008 RON...we are not a service. This is a Credit ..
Posted: Wed Dec 3 10:33:39 2008 MARILYN....I think you have the wrong place ..
Posted: Wed Dec 3 10:30:51 2008 WOW!!!!!!!!!!!! I never knew this!! COOL!! Good ..
Posted: Wed Dec 3 10:27:45 2008 OH MY!!! What is this!! 'You guys' trying to ..
Posted: Wed Dec 3 10:23:59 2008 I see your point, ..
Posted: Sat Nov 29 8:03:24 2008 How can this LEGALLY be done I know you were ..
Posted: Sat Nov 29 7:59:40 2008 That's a good question. I don't know if it is or ..
Posted: Sat Nov 29 7:53:45 2008 I don't think 'we' realize we give these ..
Posted: Sat Nov 29 7:50:47 2008 Hopefully something will be done for those who ..
Posted: Sat Nov 29 7:48:32 2008 It IS deceiving..that's true. The people that ..
Posted: Sat Nov 29 7:43:51 2008 Can I ask a question ( not saying this ..
Posted: Fri Nov 28 7:56:46 2008 Yep,....I agree. People just see money in front ..
Posted: Fri Nov 28 7:53:47 2008 Has anyone heard about the second 'package' ..
Posted: Fri Nov 28 6:39:34 2008 Well,..I'll tell ya.....................I just ..
Posted: Fri Nov 28 6:33:43 2008 ALL of these forums have helped me, quite a bit, ..
Posted: Fri Nov 28 6:31:25 2008 Obviously, THERESA..it sounds like NONE of this ..
Posted: Fri Nov 28 6:25:17 2008 Oh, yea. I plan to dispute it...that's for sure. ..
Posted: Fri Nov 28 6:22:40 2008 Seems like CA's don't give up trying to get ahold ..
Posted: Fri Nov 28 5:31:29 2008 Well..........I know the information, from the OC ..
Posted: Fri Nov 28 5:29:06 2008 Believe me.....I KNOW to stay away from 'ads' ..
Posted: Thu Nov 27 12:11:17 2008 Black Friday Gosh...good luck. Everyone and their ..
Posted: Thu Nov 27 12:05:30 2008 Sometimes the whole 'CR thing' can be confusing. ..
Posted: Wed Nov 26 11:59:03 2008 WOW!! THIS is good information to have. So many ..
Posted: Wed Nov 26 11:55:52 2008 Ok...here's a question. I live in PA, so I know ..
Posted: Wed Nov 26 11:49:17 2008 ANTHONY......I have a question. If the SOL, of ..
Posted: Wed Nov 26 11:42:00 2008 Sometimes banks/finance companies send 'offers' ..
Posted: Wed Nov 26 11:39:12 2008 I don't blame you. I would be angry, too. ..
Posted: Wed Nov 26 11:36:29 2008 I ha e some information ya'll should know. I ..
Posted: Wed Nov 26 11:25:04 2008 I read your post, MARY. Did I misunderstand you, ..
Posted: Sat Nov 15 8:27:52 2008 That's what I do, from my earnings. I just ..
Posted: Sat Nov 15 8:25:10 2008 Well..........I DO wanna say this. Even though ..
Posted: Sat Nov 15 8:22:36 2008 Yep......dealing with 'bad credit' loans can ..
Posted: Sat Nov 15 8:16:53 2008 GN did some a link to me, FIREYONE........really ..
Posted: Sat Nov 15 8:11:29 2008 What in the world is this (above post)!!!! I ..
Posted: Fri Nov 14 5:14:24 2008 Well...........that's true, FIREYONE. I do see ..
Posted: Fri Nov 14 5:10:55 2008 Credit Boost Mmmmm.....don't think I've ever ..
Posted: Fri Nov 14 5:04:58 2008 I believe in just THAT, FIREYONE. You CAN do ..
Posted: Fri Nov 14 5:00:21 2008 AROG........you may not HAVE a choice but to ..
Posted: Wed Nov 12 3:47:23 2008 Hi PENNYBLOSSOM. I'm low-income, too. I'm a ..
Posted: Wed Nov 12 3:34:20 2008 Gee, thanks. I'll see what I can do about THIS ..
Posted: Tue Nov 11 4:46:09 2008 I think alot of the 'rebate' CC's you have to ..
Posted: Tue Nov 11 4:40:26 2008 GOODNATURED......is it Helium (dot) com Is it a ..
Posted: Tue Nov 11 4:38:00 2008 Thanks for the advice, JUSTIN. I've had a few ..
Posted: Tue Nov 11 4:34:22 2008 I was looking at that Finanaceglobe (dot) com. ..
Posted: Mon Nov 10 1:01:22 2008 If a lender denies you credit, don't they ahve to ..
Posted: Mon Nov 10 12:57:54 2008 Are 'we' taling about the CC here I thought ..
Posted: Mon Nov 10 12:54:21 2008 Can anyone tell me their experiences with this ..
Posted: Mon Nov 10 12:47:12 2008 This site gives you the tools to help you. The ..
Posted: Mon Nov 10 12:43:23 2008 I'm not saying the E-books wouldn't work...just ..
Posted: Mon Nov 10 12:32:23 2008 I have some un-paid hospital bills ( emeregency ..
Posted: Thu Nov 6 5:25:57 2008 Also...i wanted to add.....................the ..
Posted: Thu Nov 6 5:21:28 2008 OHH yea,......CAROL is right. It would be the ..
Posted: Thu Nov 6 5:13:42 2008 I deal with Citifinancial, concerning my Jeep. If ..
Posted: Thu Nov 6 5:10:46 2008 Basically, I suppose you would have to just 'wait ..
Posted: Wed Nov 5 5:21:22 2008 Thanks..I appriciate all the replies from ya'll. ..
Posted: Wed Nov 5 5:10:49 2008 That WOULD be expensive. And, if you DID start ..
Posted: Wed Nov 5 5:08:12 2008 If you had a BK, or something like that, I DO ..
Posted: Wed Nov 5 5:04:09 2008 I've put myself on 'Do Not Call' lists, all over ..
Posted: Sun Nov 2 4:06:40 2008 Yep...I agree with CINNAMNGRL......I would ask ..
Posted: Sun Nov 2 3:53:39 2008 How can the Government understand about those who ..
Posted: Sun Nov 2 7:52:31 2008 I never filed for BK. Just wanted to know what my ..
Posted: Sun Nov 2 6:25:22 2008 The FIRST 'Package' that people received (I'm ..
Posted: Sun Nov 2 6:17:39 2008 GOODNATURED.....I'm gonna go back to your ..
Posted: Sun Nov 2 6:10:40 2008 Can you type in English, please, so we can read ..
Posted: Sun Nov 2 6:09:29 2008 Did you have 2 different accounts with them That ..
Posted: Sun Nov 2 6:05:12 2008 On a Secured CC, would it be the 'High % rate', ..
Posted: Wed Oct 29 8:06:34 2008 Chargers will always be 'my' team. I'm from San ..
Posted: Wed Oct 29 8:04:31 2008 GUEST........I think I made my point pretty ..
Posted: Wed Oct 29 8:00:39 2008 Forgot to ask this before. How did they get a ..
Posted: Wed Oct 29 8:00:31 2008 Ok...I NOW know you can send PFD letter to the ..
Posted: Wed Oct 29 7:57:07 2008 CREDITPRO..I know you've put that same post, on a ..
Posted: Wed Oct 29 7:04:46 2008 If I don't have to put my personal info 'out ..
Posted: Wed Oct 29 7:02:57 2008 Yea..i see, MARY. Can you take an 'advance' on a ..
Posted: Wed Oct 29 7:00:15 2008 I have a student loan, myself. Even if you DO put ..
Posted: Wed Oct 29 4:44:40 2008 Hello, CREDITPRO...Publishing USA They are ..
Posted: Wed Oct 29 4:41:56 2008 CREDITPRO......you're from San Digo I am ..
Posted: Tue Oct 28 9:04:02 2008 I appricaite it. I know you 'got my back.' ..
Posted: Tue Oct 28 10:13:46 2008 i really don't want ANYONE to disclose my prsonal ..
Posted: Tue Oct 28 10:10:56 2008 LOL................I wouldn't put it THAT way, ..
Posted: Tue Oct 28 9:54:24 2008 alot of people are losing their homes...just no ..
Posted: Tue Oct 28 9:49:57 2008 FIREYONE..I do 'Home Health Car'...go into their ..
Posted: Tue Oct 28 9:44:46 2008 No..right now I can't afford the 'offer' and they ..
Posted: Tue Oct 28 9:42:09 2008 Have a question about this. I'm divorced now. My ..
Posted: Tue Oct 28 9:32:21 2008 Yea..I can 'see that'. True.............I agree. ..
Posted: Tue Oct 28 9:28:12 2008 No, I haven't asked for a Pay for Delete letter. ..
Posted: Tue Oct 28 9:25:05 2008 Gosh!! How frustrating!! I use to search ALOT on ..
Posted: Tue Oct 28 9:19:23 2008 Would the % rate be 'decent' on a Secured CC ..
Posted: Tue Oct 28 9:14:10 2008 Well.................true. That was 'my bad'. I ..
Posted: Tue Oct 28 9:10:51 2008 Do you have a 'PC Repair' on your PC I don't mean ..
Posted: Tue Oct 28 9:03:18 2008 I understand more about PDL's now. However....I'm ..
Posted: Tue Oct 28 8:42:50 2008 If you need credit THAT bad, I'm sure people will ..
Posted: Tue Oct 28 8:38:13 2008 Thanks. I'll try that when it's the 'right time.' ..
Posted: Mon Oct 27 2:15:24 2008 Good,JT...that's the BEST way to do it, if you ..
Posted: Mon Oct 27 2:03:56 2008 BTW...ANTHONY, I have seen your responses, to ..
Posted: Mon Oct 27 2:02:24 2008 Ok..I think I read the thread a FEW times, now. i ..
Posted: Mon Oct 27 1:54:44 2008 My Anti-Virus lets me know, right away, whether ..
Posted: Mon Oct 27 1:49:45 2008 'Buy one, get one free' stuff is pretty good, ..
Posted: Mon Oct 27 1:08:56 2008 I forgot to ask.can someone tell me about ..
Posted: Mon Oct 27 1:06:13 2008 CREDITPRO....can I ask you something please Do ..
Posted: Mon Oct 27 12:41:33 2008 To be on the 'safe side', i would send letters. ..
Posted: Mon Oct 27 12:27:53 2008 You're welcome and I hope we can help you with ..
Posted: Mon Oct 27 12:24:56 2008 Hi..I just want to welcome you to this forum. I'm ..
Posted: Mon Oct 27 9:37:48 2008 I never heard of Vital Recovery. Are they a CA ..
Posted: Mon Oct 27 9:33:54 2008 True.....that WILL help. Will a Secured card ..
Posted: Mon Oct 27 9:31:01 2008 Well.....good. Seems like they are working with ..
Posted: Mon Oct 27 9:27:47 2008 What does it matter what country someone lives in ..
Posted: Mon Oct 27 9:25:38 2008 What about those who have bills that equal MORE ..
Posted: Mon Oct 27 9:23:33 2008 I agree...too many people try to live 'out of ..
Posted: Mon Oct 27 8:26:09 2008 you can go to AnnualCredit Report ( dot) com to ..
Posted: Mon Oct 27 8:22:49 2008 Maybe I'm reading the thread wrong, but, it ..
Posted: Mon Oct 27 8:16:45 2008 Parents 'mishandle' their kid's money alot. It ..
Posted: Mon Oct 27 8:13:06 2008 I think right now, with the economy as bad as it ..
Posted: Mon Oct 27 8:08:23 2008 How WOULD you use this..I mean, do you write a ..
Posted: Mon Oct 27 8:03:49 2008 yep.....I bet they are hping that you would call ..
Posted: Mon Oct 27 7:59:36 2008 Would be nice if hey DO the'package' again. ..
Posted: Mon Oct 27 7:55:36 2008 So..again, would be a waste of money trying to ..
Posted: Mon Oct 27 7:48:07 2008 I really thinkm it's scary that your Credit Score ..
Posted: Mon Oct 27 7:43:24 2008 Good question.....cuz I'm wondering that myself. ..
Posted: Mon Oct 27 7:39:52 2008 Also..here's a question. If you have an 'un-paid' ..
Posted: Mon Oct 27 7:35:48 2008 Feeling ALOT better, now. Been a 'reegualr' on ..
Posted: Mon Oct 27 7:34:09 2008 A "retail" card You mean like a Cc for ..
Posted: Sun Oct 26 6:59:29 2008 I nevre knew about SOL's, Re-Aging,etc., until I ..
Posted: Sun Oct 26 6:52:12 2008 I don't think i can be 'accepted' from 'bad ..
Posted: Sun Oct 26 6:49:15 2008 Then the 'surveys' send you a TON more things. ..
Posted: Sun Oct 26 6:46:10 2008 I guess it's a great idea to CYA ( Cover Your ..
Posted: Sun Oct 26 6:42:16 2008 Sometimes just 'letting it out' can greatly help. ..
Posted: Sun Oct 26 6:35:28 2008 I don't see that happening for anyone. Why would ..
Posted: Sun Oct 26 6:14:32 2008 Same here, FIREYONE. I ouldn't understand anyone ..
Posted: Sun Oct 26 6:09:21 2008 If I already know how to do something, why would ..
Posted: Sun Oct 26 5:58:44 2008 ALL of us make mistakes. We're only human. We ..
Posted: Sun Oct 26 5:56:23 2008 No one should ever give up....about doing ..
Posted: Sun Oct 26 5:51:35 2008 I know someone is has 'ok' credit. They had a CC ..
Posted: Sun Oct 26 5:46:10 2008 It DOES get tough, at times. Seems like there's ..
Posted: Sun Oct 26 5:42:25 2008 I agree. I woulod want to 'gt it right' the FIRST ..
Posted: Sun Oct 26 6:18:17 2008 Thanks for the posting. I DON"T have the ..
Posted: Sun Oct 26 6:11:26 2008 I've been seeing alot of 'deleted' posts, from ..
Posted: Sun Oct 26 6:08:43 2008 Ya know, that's what Imagine Credit Card did with ..
Posted: Sun Oct 26 6:06:18 2008 If you have to do that a SECOND time, I suppose ..
Posted: Sun Oct 26 6:02:49 2008 yea..I know what you mean, FIREYONE. The ..
Posted: Sat Oct 25 8:38:55 2008 Some time ago, I had to take some 'days off' from ..
Posted: Sat Oct 25 8:33:40 2008 I know this thread is a bit old, however...I ..
Posted: Sat Oct 25 8:25:44 2008 If you send a copy of the Pay for Delete letter, ..
Posted: Sat Oct 25 8:23:31 2008 How horrible!! That's not legal at all! I guess ..
Posted: Sat Oct 25 8:19:39 2008 FIREYONE, thanks for the advice. I've tried ..
Posted: Sat Oct 25 8:12:11 2008 Sometimes we ALL feel there is no where else to ..
Posted: Sat Oct 25 8:06:07 2008 Ok.....now I'm seeing (almost) a contradictory of ..
Posted: Sat Oct 25 8:01:11 2008 I've called Imagine Customer Service several ..
Posted: Sat Oct 25 5:02:58 2008 GOODNATURED,.........I see your point. I ALREADY ..
Posted: Sat Oct 25 4:50:57 2008 Maybe it's a 'good' thing you don't get approved. ..
Posted: Sat Oct 25 4:49:11 2008 What in God's name was that 'ad'. I don't think ..
Posted: Sat Oct 25 4:46:52 2008 My 'experience' with Imagine did START out good. ..
Posted: Sat Oct 25 4:38:15 2008 I was trying to find out what different Credit ..
Posted: Fri Oct 24 9:32:56 2008 Well.....I'm FAR from an expert, but, I'll tell ..
Posted: Fri Oct 24 6:35:56 2008 What if the debt goes to a CA Is it better to try ..
Posted: Fri Oct 24 6:32:16 2008 ANTHONY...ok ( I'm confused again..) you said if ..
Posted: Fri Oct 24 6:28:03 2008 MARY..you said it can be 're-newed. for another ..
Posted: Fri Oct 24 6:24:19 2008 Sounds alittle like an advertisment to me. Thanks ..
Posted: Fri Oct 24 6:21:04 2008 Can someone please explain to me the 're-aging' ..
Posted: Fri Oct 24 6:18:00 2008 How many times have been gotten on this fourm, to ..
Posted: Fri Oct 24 2:51:29 2008 I haven't 'gone that far' yet. But....Im 'just ..
Posted: Fri Oct 24 2:47:20 2008 Lexington Law 'TALKS' professionally, but, the ..
Posted: Fri Oct 24 2:41:56 2008 Yea..I pretty lucky, when it comes to that. ..
Posted: Thu Oct 23 7:15:57 2008 At least I got SOMETHING right...LOL If I got ..
Posted: Thu Oct 23 7:13:13 2008 Yep.....I've read on this forum of people who had ..
Posted: Thu Oct 23 7:11:06 2008 So many ways your score can drop. That's pretty ..
Posted: Thu Oct 23 7:05:52 2008 I was looking into Lexington Law, myself. They ..
Posted: Thu Oct 23 6:59:29 2008 I have my vehicle financed through Citifinancial. ..
Posted: Thu Oct 23 6:54:44 2008 If you send a letter to CA's, they have 30 ..
Posted: Thu Oct 23 6:46:53 2008 I live in PA. I think the SOL is 4 years, but, ..
Posted: Thu Oct 23 10:10:47 2008 I agree, JUSTIN. It may be overwhelming to have ..
Posted: Thu Oct 23 10:06:25 2008 I agree. I'm a single mom and would like to go ..
Posted: Wed Oct 22 10:30:53 2008 Maybe they are NOT all scams. Maybe I just ..
Posted: Wed Oct 22 10:21:35 2008 Just make sure that the Student Loan companies ..
Posted: Wed Oct 22 10:18:41 2008 I had a credit card, in the past...one that ..
Posted: Wed Oct 22 10:11:03 2008 So...if you start paying back a debt, the SOL ..
Posted: Wed Oct 22 7:50:17 2008 I would gt a student loan ( I believe I made that ..
Posted: Sun Sep 21 5:23:00 2008 The SOL thing can be confusing. I had a CA call ..
Posted: Sun Sep 21 5:15:51 2008 I wanna add, too that I'm SOOOOOO glad that in ..
Posted: Sun Sep 21 5:12:31 2008 Well, GOODNATURED.......to tell you the truth, ..
Posted: Sun Sep 21 5:05:50 2008 I need to start keeping up my Blog again. Just ..
Posted: Sun Sep 21 4:55:06 2008 I did have a CC at one time. It was just a limit ..
Posted: Wed Sep 17 8:31:02 2008 Someone said something about a payday loan. ..
Posted: Wed Sep 17 7:17:11 2008 So....since the SOL is 4 years, does the debt ..
Posted: Wed Sep 17 6:56:02 2008 Well.....I'm not an 'expert', but..I CAN tell ya ..
Posted: Wed Sep 17 6:51:09 2008 Hey, ATHONY...I REALLY like your ..
Posted: Wed Sep 17 6:46:59 2008 Yep...being a single mom can be hard. Not that ..
Posted: Tue Sep 16 4:30:37 2008 I know SOL's are different in every state. ..
Posted: Tue Sep 16 4:24:23 2008 Hey, JENICKKI..........I live in PA, too. I ..
Posted: Tue Sep 16 4:19:08 2008 Anywhere on the West coast.........it doesn't ..
Posted: Tue Sep 16 4:16:38 2008 I think taking a cash advance wouldn't be a good ..
Posted: Tue Sep 16 3:59:48 2008 Sometimes it's hard to budget your money. We all ..
Posted: Tue Sep 16 3:53:01 2008 Wow!! Sounds like a delimma to me.that's for ..
Posted: Tue Sep 16 3:45:14 2008 I agree, FIREYONE..it's sometimes ( alomost ) ..
Posted: Wed Sep 10 4:00:13 2008 Hello ya'll. Sorry I've been 'away' for so long. ..
Posted: Thu Aug 14 3:29:17 2008 Of course, school will be starting soon. My son ..
Posted: Thu Aug 14 3:24:21 2008 Some landlords, in my area, are getting tougher ..
Posted: Tue Aug 12 4:34:14 2008 That's why I don't use my Debit card in the gas ..
Posted: Wed Aug 6 4:44:38 2008 I live in PA, too. Some of the PDL's, I had ..
Posted: Wed Aug 6 4:40:35 2008 Good point, GOODNATURED. Maks sense to me. It ..
Posted: Wed Aug 6 4:37:19 2008 I never heard of them, either. However.....I just ..
Posted: Mon Aug 4 8:13:58 2008 Yep........I sure could use some good credit ..
Posted: Mon Aug 4 8:11:15 2008 About 2 years ago, I financed a good, used Jeep ..
Posted: Mon Aug 4 8:06:47 2008 Same thought here...........all I know, FOR SURE, ..
Posted: Mon Aug 4 7:59:07 2008 Well......I plan to. So far, so good. The finance ..
Posted: Mon Aug 4 7:54:24 2008 Boy...FIREYONE, you're ALL OVER the forum ..
Posted: Mon Aug 4 7:49:42 2008 I think all of the CRA's should work together. I ..
Posted: Mon Aug 4 7:42:07 2008 So........these people can post their websites, ..
Posted: Mon Aug 4 7:36:32 2008 Alot of ads for "repairing your credit ..
Posted: Mon Aug 4 7:30:00 2008 yep...I wanna know that, too. That means someone ..
Posted: Mon Aug 4 7:24:49 2008 Gosh...that IS alot of points. Seems like when ..
Posted: Mon Aug 4 7:20:14 2008 Ok...have a question. I live in PA. I think the ..
Posted: Mon Aug 4 7:14:34 2008 Cash Call is a HORRIBLE company. Another very ..
Posted: Mon Aug 4 7:10:04 2008 I had an Imagine card. VERY HIGH % on it. I din't ..
Posted: Mon Aug 4 7:05:59 2008 If SOL, in PA, is only 4 years,..then ALOT of my ..
Posted: Mon Aug 4 2:14:57 2008 Recently I've gotten ALOT of Pre-Approval offers, ..
Posted: Mon Aug 4 2:11:06 2008 Just curious, if anyone knows. If you have a ..
Posted: Mon Aug 4 2:09:00 2008 Gosh.............Credit Scores seem to run ..
Posted: Mon Aug 4 2:04:04 2008 I live in PA. So,...............the SOL is 4 ..
Posted: Mon Aug 4 1:58:57 2008 I have the 'double-posting' thing, with 2 ..
Posted: Mon Aug 4 2:40:56 2008 If PDL's are illegal, for certain states..I mean, ..
Posted: Mon Aug 4 2:35:41 2008 It's ALSO 'amazing' ( lack of a better word, I ..
Posted: Mon Aug 4 2:30:54 2008 Also........alot of people ( me, for example..) ..
Posted: Wed Jul 30 2:58:04 2008 About PDL's. Even if you can't pay the PDL back, ..
Posted: Wed Jul 30 2:46:33 2008 MARJORIE..you had a credit card for that long and ..
Posted: Wed Jul 30 2:36:46 2008 When you attempt to dispute itmes, that the SOL ..
Posted: Wed Jul 30 2:32:25 2008 I agree. Fixing your OWN credit is the best ..
Posted: Wed Jul 30 2:26:54 2008 Please correct if I'm wrong........if you have ..
Posted: Wed Jul 30 2:17:13 2008 Hello...........I want to welcome you to 'our' ..
Posted: Wed Jul 30 2:10:41 2008 My mom did all she could to but things on sales, ..
Posted: Tue Jul 29 7:50:11 2008 It seems, at times, when I have have bills 'under ..
Posted: Tue Jul 29 7:45:52 2008 There is a store near me called Sharp Shpper. I ..
Posted: Tue Jul 29 7:41:59 2008 yep...that's what I mean. I've seen alot of ..
Posted: Tue Jul 29 7:01:02 2008 OIC..I think I get it now. Sounds interesting. ..
Posted: Sun Jul 27 2:44:19 2008 I haven't looked at my credit lately. I'm tring ..
Posted: Sun Jul 27 2:40:25 2008 Did I misunderstand or did the above post say you ..
Posted: Sun Jul 27 2:35:07 2008 I'll tell ya.....in this 'day and age' seems like ..
Posted: Sun Jul 27 2:29:24 2008 Ok...maybe this is 'stupidity moment' on my part. ..
Posted: Sun Jul 27 2:26:27 2008 I thought the PDL's, THEMSELVES, could not report ..
Posted: Sun Jul 27 2:21:58 2008 There are 'REAL' people, on this forum, who are ..
Posted: Sun Jul 27 2:17:05 2008 No...it wasn't written. ALL 'agreements' were ..
Posted: Sat Jul 26 7:01:29 2008 Hopefully this will not become an long ..
Posted: Sat Jul 26 6:55:42 2008 They called me, again, a few days ago. " Are ..
Posted: Sat Jul 26 2:33:21 2008 I was making payments to a CA, from an account ..
Posted: Sat Jul 26 2:27:00 2008 As I'm reading posts this AM, I'm noticing a few ..
Posted: Sat Jul 26 2:22:07 2008 Not EVERYONE on this forum has bad credit. There ..
Posted: Sat Jul 26 2:13:46 2008 When this 'company' took money out of my account, ..
Posted: Tue Jul 22 3:00:30 2008 My advice, on PDL's is....stay away from them!! ..
Posted: Tue Jul 22 2:54:32 2008 You're right..your Credit Score DOES drop, a bit, ..
Posted: Tue Jul 22 2:50:57 2008 I had an Electronic Check debited from my account ..
Posted: Mon Jul 21 4:33:55 2008 Hello. The link is admin@creditmagic.org to cash ..
Posted: Mon Jul 21 4:23:46 2008 Yep...that IS true. Sometimes I guess you don't ..
Posted: Thu Jul 17 4:37:41 2008 I haven't looked at it yet, but, right now, ..
Posted: Thu Jul 17 4:33:44 2008 I was hearing the same thing. But...what would ..
Posted: Thu Jul 17 4:28:11 2008 I think the outstanding utility bills, other ..
Posted: Thu Jul 17 4:20:46 2008 Well...........I guess, sometimes, 'you' don't ..
Posted: Mon Jul 14 9:43:02 2008 But.........................when somoene DOES do ..
Posted: Mon Jul 14 9:39:05 2008 If they are the same, "or similiar", ..
Posted: Mon Jul 14 9:32:51 2008 I don't know if forclosure would be a negative ..
Posted: Mon Jul 14 9:29:01 2008 The one in Texas describes themselves as a " ..
Posted: Mon Jul 14 9:20:20 2008 True..i do have to say. Every little bit of ..
Posted: Mon Jul 14 9:17:07 2008 I agree, GOODNATURED. All of that " mumbo ..
Posted: Mon Jul 14 9:13:43 2008 I DO still have the card, but, I closed the ..
Posted: Mon Jul 14 4:19:41 2008 I'm in the middle of the 'Medical Bill' thing, ..
Posted: Mon Jul 14 4:13:15 2008 Even if your credit is 'not perfect', you'll be ..
Posted: Mon Jul 14 4:06:51 2008 Yep..I agree. I can't start the 401 (K), through ..
Posted: Mon Jul 14 4:01:26 2008 There is a Global Acceptance Company in Dallas, ..
Posted: Mon Jul 14 3:57:43 2008 I had a CC, that was one of those 'bad credit CC' ..
Posted: Mon Jul 14 3:50:26 2008 Good advice, CMB. However.......please be really ..
Posted: Mon Jul 14 3:46:37 2008 Hello.....welcome to the forum. I just want to ..
Posted: Mon Jul 14 3:41:12 2008 Anyway..trying manage money, when you don't have ..
Posted: Fri Jul 11 9:48:43 2008 I DO think credit is a 'major player' in ..
Posted: Fri Jul 11 9:42:08 2008 RCA has called and e-mailed me with this ..
Posted: Fri Jul 11 9:36:20 2008 I wanna add my '2 cents' to this conversasion ( ..
Posted: Fri Jul 11 9:28:39 2008 I know some VERY wealthy people........they ..
Posted: Fri Jul 11 9:24:15 2008 Mmm......interesting post. I, too, would like to ..
Posted: Thu Jul 10 4:24:44 2008 Yeah..things are alittle hectic, but, I'm getting ..
Posted: Tue Jul 8 9:33:32 2008 It's $10.00 you can cash out now.......1000 ..
Posted: Thu Jul 3 5:25:48 2008 As you 'go through life' you sure learn about ..
Posted: Thu Jun 19 4:10:44 2008 Thank you. I appriciate it!! Thanks to ..
Posted: Wed Jun 18 3:51:50 2008 This forum IS a pleasant place to be. I get alot ..
Posted: Wed Jun 18 3:47:35 2008 My employment does the same thing, GOODNATURED. ..
Posted: Wed Jun 18 3:43:31 2008 Credit Heaven Never heard of them. Are they a ..
Posted: Wed Jun 18 3:39:25 2008 I REALLY don't know which PDL's are legal in my ..
Posted: Wed Jun 18 3:34:32 2008 So, CMBV........it seems ALMOST like a 'catch ..
Posted: Mon Jun 16 3:17:38 2008 Well........I guess I need to put my 'money where ..
Posted: Mon Jun 16 3:08:58 2008 I DO have documents. Bank debits, etc. I tried ..
Posted: Mon Jun 16 2:42:56 2008 I've never use it, but, I've seen ads on TV about ..
Posted: Mon Jun 16 2:38:38 2008 If a CA doesn't respond to a Validation letter, ..
Posted: Mon Jun 16 2:35:31 2008 Did the dealer clearly explain what the monthly ..
Posted: Sun Jun 15 6:57:23 2008 WOW!! I have to say that was no 'sugar coating' ..
Posted: Sun Jun 15 4:58:16 2008 Does the lawyer know all she is getting is SS Of ..
Posted: Sun Jun 15 8:29:59 2008 Why is your mom's account being 'frozen' I don't ..
Posted: Sun Jun 15 7:56:44 2008 Multiple posts with this ..
Posted: Sun Jun 15 7:54:03 2008 MMmmmm...........if you DO get this loan, ..
Posted: Sun Jun 15 7:46:06 2008 Even if you may have accounts that may 'fall off' ..
Posted: Sun Jun 15 7:33:58 2008 When my ex and I were together, we had the same ..
Posted: Sun Jun 15 7:24:37 2008 ...the BBB MAY have Lexington Law at a 'good ..
Posted: Sun Jun 15 7:23:21 2008 Someone had mentioned Lexington Law. Well, since ..
Posted: Sun Jun 15 7:10:29 2008 ..wanted to add to my earlier post. Yep..I DO ..
Posted: Sun Jun 15 7:04:05 2008 Good advice. I've had other people, on this ..
Posted: Sun Jun 15 6:59:23 2008 I recently started a new job..which I love!! ..
Posted: Sun Jun 15 6:53:18 2008 I rent an apt now. Lived here for 8 years. The ..
Posted: Sun Jun 15 6:47:37 2008 I JUST got a chance to look at this letter. WOW!! ..
Posted: Sun Jun 15 6:45:47 2008 If I send Validation Letters to my CA's, and they ..
Posted: Sun Jun 15 6:37:17 2008 I recieved an 'offer', on a PDL. Of course, the ..
Posted: Sat Jun 14 7:03:16 2008 In some cases, people CAN'T pay the balance off ..
Posted: Sat Jun 14 7:01:17 2008 I din't think 'they' could take ANY money out ..
Posted: Fri Jun 13 6:28:12 2008 Did you call the number on the letter If you did, ..
Posted: Mon Jun 9 5:13:43 2008 Hi everyone. I was gone for 2 weeks, for Military ..
Posted: Thu May 22 11:58:17 2008 People can only do what they can do. A CA should ..
Posted: Thu May 22 11:53:14 2008 Seems like the 'medical system says, " if ..
Posted: Wed May 21 8:19:45 2008 Ya know.....this entire 'hospital looking at CR' ..
Posted: Wed May 21 8:11:05 2008 When you send DV letters to CA's, should you ALSO ..
Posted: Wed May 21 8:03:49 2008 Ok...did they validate it with you AND the CB's ..
Posted: Wed May 21 7:57:19 2008 Yep..I get it. Doing all of that, and then NOT ..
Posted: Wed May 21 7:43:47 2008 WHAT!! REALLY Your car insurance went up because ..
Posted: Wed May 21 7:37:15 2008 I see what you mean. If you have something in ..
Posted: Wed May 21 7:30:06 2008 Fixing your credit is NEVER an 'overnite' thing. ..
Posted: Wed May 21 7:24:50 2008 WHERE did you file for BK I'm assuming through a ..
Posted: Wed May 21 7:21:00 2008 Can you re-finance your car loan Where do you ..
Posted: Wed May 21 7:15:43 2008 If you DID try and use the card, the 'owner' ..
Posted: Wed May 21 7:13:25 2008 Thanks FIREYONE!! I would like to know, like ..
Posted: Sun May 18 5:07:01 2008 I agree with CMB.............if you try to go ..
Posted: Sun May 18 4:55:00 2008 This 9 the thread) remeinds me of a saying. ..
Posted: Sun May 18 4:50:44 2008 YEP......kids should ALWAYS come first. I love my ..
Posted: Sun May 18 4:43:44 2008 Thank you for everyone's 'input'. MORNINGSTAR..i ..
Posted: Sun May 18 4:37:27 2008 AIN'T IT THE TRUTH!!!!!!!!!!!Lots of stress ..
Posted: Sun May 18 4:33:50 2008 Can someone answer this please As 'hard ..
Posted: Sun May 18 4:31:32 2008 Isure the heck din't wanna fall behind in ..
Posted: Sun May 18 4:28:29 2008 BOY!! If you have alot of 'hard inquiries' your ..
Posted: Sun May 18 4:25:40 2008 I can ACTUALLY sue a CA for not validating a ..
Posted: Sat May 17 4:51:40 2008 When you have 'hard inquiries', does this drop ..
Posted: Sat May 17 4:46:59 2008 I appriciate the honesty. Sometimes, when people ..
Posted: Sat May 17 4:35:28 2008 If you have children, they are the FIRST ..
Posted: Sat May 17 4:30:25 2008 Yea............this is understandable. Banks and ..
Posted: Sat May 17 4:21:37 2008 Good point!! With DV..if a DV is sent to a CA and ..
Posted: Sat May 17 4:17:15 2008 Well.......I DID call them back and asked a few ..
Posted: Fri May 16 4:18:30 2008 ..also, ALOT of times a 'Debt ..
Posted: Fri May 16 4:11:42 2008 LAURA..I remember having a similiar discussion, ..
Posted: Fri May 16 4:07:36 2008 Aren't 'secured' cards a LESS % rate than ..
Posted: Fri May 16 4:03:34 2008 Thanks, JUSTIN. Have you used them for any reason ..
Posted: Thu May 15 4:03:13 2008 Can someone 'help me out/' What experiences have ..
Posted: Thu May 15 4:00:32 2008 What if it's something you DID authorize Does it ..
Posted: Thu May 15 3:56:14 2008 Where I live is a 'college' town. Right in the ..
Posted: Thu May 15 3:43:40 2008 I din't know that..either. Since you would be ..
Posted: Thu May 15 3:40:48 2008 Ya know...that doesn't seem 'fair' ( and I know ..
Posted: Thu May 15 3:36:24 2008 Can you give me an 'update', DEBTFREE Did you get ..
Posted: Thu May 15 3:31:23 2008 RICHARDS right. No mail is ent to you, from this ..
Posted: Sun May 11 8:00:46 2008 So a Short sale would be better than Foreclosure ..
Posted: Fri May 9 6:06:34 2008 FIREYONE...what do you mean " what did I ..
Posted: Fri May 9 5:55:51 2008 Hi..OAKLANDCA. I'm originally from San Diego, CA. ..
Posted: Fri May 9 5:48:37 2008 Yes..it IS possible for a Debt Management company ..
Posted: Fri May 9 7:20:44 2008 Ok...I've known CA's to inquiry about my CR. They ..
Posted: Fri May 9 7:16:32 2008 It's almost like a 'Catch 22'. All of the ..
Posted: Thu May 8 7:58:49 2008 If you have a 'negative' account and you pay it ..
Posted: Thu May 8 7:53:11 2008 Alot of the Inquiries I have are Pre-Screened ..
Posted: Thu May 8 7:00:25 2008 I'd like to know, too. If it's possible to remove ..
Posted: Thu May 8 6:36:08 2008 Yep...know what you mean. If you check your ..
Posted: Thu May 8 6:31:16 2008 .......or, it WILL be on your credit, in a ..
Posted: Wed May 7 6:00:21 2008 NCO CONTINUES to contact about a few debts, i had ..
Posted: Wed May 7 5:55:54 2008 Sometimes it's difficult to deal with CA's, etc. ..
Posted: Wed May 7 5:48:59 2008 i don't think it would hurt it ( but, I don't ..
Posted: Wed May 7 5:41:09 2008 Good advice from 'above'. ALSO...try NOT to get ..
Posted: Wed May 7 1:30:38 2008 Yea..that makes sense. If everything is approved, ..
Posted: Tue May 6 4:44:39 2008 GOODNATURED...please feel free to share. 'Inquiry ..
Posted: Tue May 6 4:40:48 2008 ALASKADES...................I've 'seen' you on a ..
Posted: Tue May 6 4:37:04 2008 Yeah..i would say you probably could. It's ..
Posted: Tue May 6 4:33:45 2008 ALASKADES....'we' don't charge ANYTHING for being ..
Posted: Tue May 6 4:28:33 2008 Reguarding the school loan........are you saying ..
Posted: Tue May 6 4:23:25 2008 Yep..I live in low-income apartments. They are ..
Posted: Thu May 1 1:59:19 2008 Why are you asking for phone ..
Posted: Thu May 1 1:58:25 2008 Do "Pay for Deletion' letters REALISTICALLY ..
Posted: Thu May 1 1:53:01 2008 OKEY DOKEY, 'SMOKEY'!! LOL Yeah, LAURA.. I know ..
Posted: Wed Apr 30 8:16:01 2008 I'm not saying I DON'T want to pay off my debt. ..
Posted: Wed Apr 30 8:08:12 2008 That does make sense...I never thought of that, ..
Posted: Wed Apr 30 8:03:54 2008 I read somewhere that Lexington Law helps get NCO ..
Posted: Wed Apr 30 7:57:39 2008 Hi, LAURA. NOPE..the CC's were Secured CC's and ..
Posted: Wed Apr 30 7:49:11 2008 Hi. Welcome to the Credit forum. On this forum, ..
Posted: Wed Apr 30 7:45:39 2008 Good advice!! There are alot of Secured cards ( ..
Posted: Wed Apr 30 7:39:56 2008 CAT..when you get an 'update', i would like to ..
Posted: Wed Apr 30 7:36:01 2008 If you can get your Credit Report, it should give ..
Posted: Wed Apr 30 7:31:39 2008 What kind of account is this Welcome to the ..
Posted: Wed Apr 30 10:25:15 2008 FIREYONE...thank you!1 That's 'comforting' ..
Posted: Wed Apr 30 10:19:48 2008 The Revolution Card Never heard of it. Unsecured ..
Posted: Wed Apr 30 10:17:47 2008 I live in a small town. If hospitals ARE going to ..
Posted: Wed Apr 30 10:14:34 2008 LAURA..on HSBC card the balance is $430.00. My ..
Posted: Wed Apr 30 10:08:41 2008 Hi, LAURA. remember when I said my Cash Call ..
Posted: Wed Apr 30 10:00:01 2008 Well...........I live in an apt, too. I've lived ..
Posted: Tue Apr 29 10:44:59 2008 EDDIE, can you please explain your situation with ..
Posted: Tue Apr 29 10:32:13 2008 yep...good advice from above. Some OTHER good ..
Posted: Tue Apr 29 10:22:41 2008 I'm glad to hear that Lexington Law helped you. I ..
Posted: Tue Apr 29 10:18:10 2008 This same thing happened to me!! I had my wallet ..
Posted: Tue Apr 29 10:13:45 2008 You stole it, ASI! How could you! LOL Not ..
Posted: Tue Apr 29 10:09:43 2008 I know I have a few items that will 'fall off' ..
Posted: Tue Apr 29 5:24:51 2008 Sometimes it's really frustrating when you're ..
Posted: Tue Apr 29 5:21:56 2008 Yep.......i think LAURA's right. You can't get ..
Posted: Tue Apr 29 5:18:57 2008 I think I did make a post about this one. Why ..
Posted: Tue Apr 29 5:15:40 2008 Why WOULD you want to put yourself at risk like ..
Posted: Tue Apr 29 5:13:34 2008 GOODNATURED..my CC's were from Orchard Bank and ..
Posted: Sun Apr 20 12:33:36 2008 ..also, what you may have to do is send a letter ..
Posted: Sun Apr 20 12:31:28 2008 I had a few CC's that were for 'bad credit'. BOTH ..
Posted: Sun Apr 20 12:27:01 2008 I agree with you, GOODNATURED. We 'save up' to ..
Posted: Wed Apr 16 3:53:09 2008 Thanks for the advice. Going from 'smaller' to ..
Posted: Tue Apr 15 6:18:38 2008 I think it shows the total that you have earned, ..
Posted: Tue Apr 15 6:13:59 2008 Thanks for the advice. I appriciate ..
Posted: Tue Apr 15 4:52:17 2008 I have an Imagine CC. The payments were coming ..
Posted: Tue Apr 15 4:44:57 2008 I have a few thibgs that will 'fall-off' this ..
Posted: Thu Apr 10 8:34:53 2008 I suppose it depends on the person's situation. ..
Posted: Thu Apr 10 8:30:05 2008 Yes, ANTHONY..I think you 'got it.' I thought I ..
Posted: Thu Apr 10 8:26:39 2008 I have put my cell phone on several 'do not call ..
Posted: Tue Apr 8 6:27:46 2008 Admin DID e-mail me. They said they were having ..
Posted: Mon Apr 7 7:20:54 2008 I requested a 'cash out' on points, last week. I ..
Posted: Mon Apr 7 3:40:53 2008 Well......at least you would have SOMETHING on ..
Posted: Mon Apr 7 3:37:11 2008 Paypal seems like the it's one of the ONLY cards ..
Posted: Sun Apr 6 9:12:36 2008 Thanks for the response. It may seem like a lot ..
Posted: Sun Apr 6 9:08:14 2008 I know how difficult it can be. I'm a single ..
Posted: Sun Apr 6 8:56:47 2008 I guess it's better to 'have it in writing' than ..
Posted: Sun Apr 6 8:51:11 2008 Sometimes I have CA's calling me, even AFTER the ..
Posted: Sun Apr 6 8:45:15 2008 If anyone is interested, an individual, on this ..
Posted: Sun Apr 6 8:39:17 2008 OIC..yep..makes sense to me. Just..I know there ..
Posted: Sun Apr 6 8:35:46 2008 I have a Paypal debit card, too. It IS a very ..
Posted: Sun Apr 6 8:29:54 2008 How can you use AnnualCredit Report.com more than ..
Posted: Sun Apr 6 8:27:55 2008 I probably would have 'improved' a few things, if ..
Posted: Sun Apr 6 6:08:11 2008 I like this letter. Can you, 'LEGALLY, do ..
Posted: Sun Apr 6 6:05:14 2008 I have recently pulled my credit report and saw ..
Posted: Sun Apr 6 6:02:07 2008 'Annual Report' is good. first time I used them ..
Posted: Sun Apr 6 5:52:02 2008 I've never heard of one. 'Revolution card'..is it ..
Posted: Fri Apr 4 3:53:00 2008 ISM..i wanna know the progress, too. Anything ..
Posted: Fri Apr 4 3:51:28 2008 As I had mencjaned, 'disoute' the item, with the ..
Posted: Fri Apr 4 3:48:24 2008 Yea..THIS way your inforamtion doesn't go out via ..
Posted: Fri Apr 4 3:44:39 2008 Thanks, Laura. I haven't heard anything ..
Posted: Thu Apr 3 3:13:57 2008 I am trying to 'cash out' points. I've sent an ..
Posted: Thu Apr 3 2:30:32 2008 That doesn't seem right..SOMEONE should have ..
Posted: Thu Apr 3 2:27:21 2008 If the 'older accounts' are in 'good' standing, ..
Posted: Thu Apr 3 2:25:04 2008 Usually if it's the SAME account, I believe the ..
Posted: Thu Apr 3 2:23:12 2008 Well, ZSTER..if you talked to someone in ..
Posted: Wed Apr 2 7:53:10 2008 When I got my vehicle financed, the Finance ..
Posted: Wed Apr 2 7:49:11 2008 So...you had a Credit Card, THROUGH Dell......you ..
Posted: Wed Apr 2 7:47:24 2008 If you know you have 'negative' accounts on your ..
Posted: Wed Apr 2 7:45:26 2008 Sorry to gear that. I know...it DOES seem, ..
Posted: Wed Apr 2 7:39:08 2008 You CAN try to 'dispute' the 2 accounts, that are ..
Posted: Wed Apr 2 7:35:26 2008 Sometimes it IS difficult to deal with the ..
Posted: Wed Apr 2 6:52:02 2008 Ok....I read the VERY FIRST post, that was ..
Posted: Wed Apr 2 6:40:18 2008 When I fall behind in payments ( for whatever ..
Posted: Wed Apr 2 6:35:16 2008 If people do send letters, to creditors, to ..
Posted: Wed Apr 2 6:28:16 2008 Hi, PALA. If they are 'positive' accounts, I ..
Posted: Wed Apr 2 6:23:30 2008 Another point, too.......some people pay ..
Posted: Wed Apr 2 6:17:20 2008 Also............concerning your Credit Report, ..
Posted: Tue Apr 1 5:39:30 2008 I have the Imagine credit card. I received an ..
Posted: Tue Apr 1 5:33:08 2008 This happened with JUST ONE check I'm surprised ..
Posted: Tue Apr 1 5:27:49 2008 Where do you have your loan from..a bank or ..
Posted: Tue Apr 1 5:24:36 2008 YEP...if something is 'past due' or '30,60 ..
Posted: Tue Apr 1 5:21:29 2008 SOME CA's will work with YOUR circumstances. SOME ..
Posted: Tue Apr 1 5:15:38 2008 i think the only way you can AVOID paying to get ..
Posted: Tue Apr 1 7:20:27 2008 Wanna say 'HELLO' to both of you. You'll get ALOT ..
Posted: Tue Apr 1 7:02:51 2008 Especially..if you have a 'bad credit' credit ..
Posted: Tue Apr 1 6:53:08 2008 I thought ALL of banks and finance companies have ..
Posted: Tue Apr 1 6:42:59 2008 I wanna know, too!!...BOXER. If you, please. I ..
Posted: Tue Apr 1 6:39:53 2008 Makes sense to me, LAURA!! Good point. But..it ..
Posted: Tue Apr 1 6:34:33 2008 Sometimes, I'm TEMPTED to get a PDL, if I'm ..
Posted: Tue Apr 1 6:31:59 2008 Has ANYONE 'seen' DIEM recently That's too bad, ..
Posted: Mon Mar 31 7:31:53 2008 i would think that they CANNOT sell the car ..
Posted: Mon Mar 31 7:25:35 2008 There has been alot of advice on Credit Repair. I ..
Posted: Mon Mar 31 3:55:03 2008 I din't think it was very important to know your ..
Posted: Mon Mar 31 3:46:46 2008 DIEM...can you help with this information..about ..
Posted: Mon Mar 31 3:44:30 2008 Yes.....'we' do NEED a good Health Care System. ..
Posted: Mon Mar 31 3:38:05 2008 I got an ad, in the mail, about a PDL. Looked ..
Posted: Mon Mar 31 3:27:20 2008 MY advice, on the 'credit thing".......don't ..
Posted: Mon Mar 31 3:24:23 2008 Usually a bank or finance company will use all ..
Posted: Mon Mar 31 3:19:55 2008 If the SOL does expire and the debt does 'fall ..
Posted: Mon Mar 31 3:13:05 2008 Well......I've looked at alot of credit repair ..
Posted: Wed Mar 26 10:09:31 2008 Companies ARE there..........however, I'm not ..
Posted: Wed Mar 26 10:02:05 2008 yep..that what it sounded like to me, too. With ..
Posted: Wed Mar 26 9:58:38 2008 When I had items deleted, from my Credit Reports, ..
Posted: Wed Mar 26 3:31:49 2008 GOODNATURED..that's what I did, on an outstanding ..
Posted: Wed Mar 26 3:22:53 2008 I recieved a call, a few days ago. ..from a ..
Posted: Wed Mar 26 3:14:07 2008 YEA...great advice, 'from above'..!!LOL I've ..
Posted: Mon Mar 24 3:19:18 2008 I've been looking at different companies that can ..
Posted: Mon Mar 24 3:01:57 2008 This is how I was TRYING to come ..
Posted: Sun Mar 23 11:50:38 2008 I know thngs can get overwheleming..take it from ..
Posted: Tue Mar 18 7:51:08 2008 When I disputed items, i think the CB's actually ..
Posted: Tue Mar 18 2:55:37 2008 Well...I'll try anyway. Thanks for the advice, ..
Posted: Tue Mar 18 2:50:55 2008 Yep...I have a few more items, I'm taking care ..
Posted: Mon Mar 17 6:41:46 2008 ME, TOO!!! I wanna to know!! LORD KNOWS this ..
Posted: Mon Mar 17 6:39:22 2008 On my credit card ( it's a $300.00 limit), I ..
Posted: Mon Mar 17 6:31:53 2008 I've disputed a few things, on my CR. BOTH times, ..
Posted: Mon Mar 17 6:25:06 2008 This does ease MY worries, too..........knowing ..
Posted: Mon Mar 17 6:20:12 2008 I disputed an 'unpaid' account. However.....the ..
Posted: Mon Mar 17 6:12:03 2008 'Pre-approval offers' are ( I believe) are 'soft' ..
Posted: Fri Mar 14 6:37:25 2008 I know there is a FREE way to get your CR's (only ..
Posted: Fri Mar 14 6:32:55 2008 I have The Imagine Card. It's been pretty ..
Posted: Fri Mar 14 6:30:18 2008 'Goodnatured'.........good point!! You DON'T ..
Posted: Thu Mar 13 7:36:09 2008 Yeah..'Fireyone'.......doesn't make sense, to me ..
Posted: Thu Mar 13 7:32:33 2008 Ok..this does make sense. Knowing I MAY have a ..
Posted: Wed Mar 12 1:24:51 2008 Yeah.., I din't know all the CB's worked ..
Posted: Tue Mar 11 8:54:31 2008 Ok.., 'Seth'..........got-r-done!! YEAH!! ..
Posted: Tue Mar 11 8:48:50 2008 A similiar thing happened to me ( TOO STRANGE!!). ..
Posted: Tue Mar 11 8:39:06 2008 I'll tell ya............the CB's can be ..
Posted: Mon Mar 3 9:23:45 2008 I'm just saying I've read about companies that ..
Posted: Mon Mar 3 9:19:33 2008 So.........in the ABOVE case.if the car is sold ( ..
Posted: Sun Mar 2 9:45:26 2008 Isn't this almost like using SOMEONE else'e ..
Posted: Sun Mar 2 9:34:00 2008 I've looked at ALOT 'credit repair' sites ..
Posted: Sun Mar 2 9:23:41 2008 I don't check it very often.....twice a year, I ..
Posted: Sun Mar 2 9:18:49 2008 I'm in the 'same boat'. I have 2 DIFFERENT ..
Posted: Sun Mar 2 9:12:03 2008 Cash Call is difficult to deal with. The CA AND ..
Posted: Fri Feb 29 11:10:16 2008 Laura........I don't deal with Cash Call anymore. ..
Posted: Fri Feb 29 11:07:22 2008 I DID forget, if you apply for credit (and as ..
Posted: Thu Feb 28 11:44:53 2008 i would like to 'get in on this secret' as well. ..
Posted: Thu Feb 28 11:41:47 2008 Maybe, DIEM...you can help me with THIS issue. I ..
Posted: Wed Feb 27 12:21:49 2008 I use to live in Kentucky. When i did taxes ..
Posted: Wed Feb 27 12:18:50 2008 I haven't seen Shawpiro on here in a day, or so. ..
Posted: Wed Feb 27 8:35:28 2008 Thanks, Richard..as I was 'replying', to the ..
Posted: Tue Feb 26 3:57:55 2008 I went through HR Block to do mine. Been working ..
Posted: Tue Feb 26 3:54:17 2008 Well...NCO hasn't called me in a while....thank ..
Posted: Tue Feb 26 6:07:47 2008 OOPPPSSS!! 'My bad'........I just misunderstood ..
Posted: Tue Feb 26 6:04:28 2008 I don't like dealing with them, either. By the ..
Posted: Tue Feb 26 5:58:03 2008 Public Aid is there to help those in need. I've ..
Posted: Tue Feb 26 5:53:49 2008 You mean........you send something to CA's/CRA's, ..
Posted: Tue Feb 26 5:47:21 2008 Thsi 'Burgess person' called me ,several times, ..
Posted: Tue Feb 26 5:28:38 2008 Just wanna let people know...............if you ..
Posted: Tue Feb 26 5:22:33 2008 Sorry to hear this happened. Just curious, ..
Posted: Tue Feb 26 5:16:50 2008 It's possible it can take longer, depending on ..
Posted: Tue Feb 26 5:14:54 2008 'DIEM'.......what is CMRR Can you explain ..
Posted: Tue Feb 26 5:09:21 2008 As I said, you REALLY can't blame people, who are ..
Posted: Tue Feb 26 4:47:45 2008 When I 'disputed' some things, on my CR, the ..
Posted: Mon Feb 25 11:41:08 2008 Well.......'Shawpiro'.......................I DO ..
Posted: Mon Feb 25 11:20:41 2008 'Shawpiro'......you are stating, on this post, ..
Posted: Mon Feb 25 11:14:14 2008 The post above, scorefix.net, is a DUPLICATE from ..
Posted: Mon Feb 25 11:03:17 2008 SHAWPIRO......your website DOES ..
Posted: Mon Feb 25 10:58:25 2008 I've been reading this ENTIRE thread. I'm SOOO ..
Posted: Mon Feb 25 10:48:35 2008 I read the Website, scorefix.com. Front page ..
Posted: Mon Feb 25 10:34:10 2008 This IS confusing. I guess you have to decide ..
Posted: Mon Feb 25 10:26:22 2008 Never knew all of that!! That's helpful ..
Posted: Mon Feb 25 7:32:35 2008 OMG!! 'JENNIFIER'....sorry you were treated so ..
Posted: Sat Feb 23 9:50:00 2008 OMG!! How rude!! This kind of e-mail, would put ..
Posted: Thu Feb 21 12:11:20 2008 Does 'Clear One' only deal with credit cards, or, ..
Posted: Thu Feb 21 12:06:52 2008 That's a good comparision, 'ISM'. That explain ..
Posted: Thu Feb 21 12:02:01 2008 If I'm correct, if you DO apply for the Imagine ..
Posted: Thu Feb 21 11:56:27 2008 Sometime ago, I tried to get a personal loan, for ..
Posted: Thu Feb 21 11:51:44 2008 I got a few calls, in the past 2 days, on ..
Posted: Thu Feb 21 11:42:44 2008 Thanks, Laura..I appriciate the reply. I'm doing ..
Posted: Thu Feb 21 11:36:33 2008 Thanks for the 'heads-up.'...'Diem'. I've looked ..
Posted: Thu Feb 21 3:42:20 2008 If anyone knows of any good (legit) programs, on ..
Posted: Tue Feb 19 11:33:37 2008 WOW!! 'ISM'.....what a concept. Does make ..
Posted: Tue Feb 19 11:25:54 2008 Thanks for the response, Laura. Good to 'chat' ..
Posted: Tue Feb 19 11:21:46 2008 I'm a single mom. I did file taxes already. I ..
Posted: Tue Feb 19 11:17:39 2008 Alittle confused myself. Can we 'cash out' at ..
Posted: Tue Feb 19 11:07:41 2008 WOW!!! How true! I DO have 2 credit cards. ..
Posted: Tue Feb 19 11:02:54 2008 Yea.........when i was married, and my husband ..
Posted: Tue Feb 19 10:57:25 2008 Got a good story for this one!! LOL My ..
Posted: Tue Feb 19 10:52:33 2008 Forgot to ask...." $10.00 cash ..
Posted: Wed Feb 13 6:21:56 2008 Hope nobody is having trouble with getting paid. ..
Posted: Tue Feb 12 10:18:52 2008 hello,Gerry.and welcome to 'our' forum. Lots of ..
Posted: Tue Feb 12 10:06:28 2008 I've asked this on another hread, I think. Can ..
Posted: Tue Feb 12 9:53:27 2008 Wow.....such a subject (and advice) people can ..
Posted: Tue Feb 12 9:45:17 2008 Some of my bad debts 'fall off' this year..around ..
Posted: Tue Feb 12 9:34:36 2008 Yep...works pretty good, too. I've been paid a ..
Posted: Tue Feb 12 9:32:38 2008 Does anyone know ( more ) about the Tax Rebates ..
Posted: Mon Feb 11 4:48:28 2008 Hello, again!! Wanna put my ' 2 cents' in. ..
Posted: Mon Feb 11 4:43:46 2008 HELLLOOOOOOO everyone!! Been a while, since I've ..
Posted: Thu Jan 17 3:46:06 2008 I think, ( as some of you are saying), this is a ..
Posted: Thu Jan 17 3:39:46 2008 If you STILL have pain, by all means, don't put ..
Posted: Sat Jan 12 3:22:17 2008 i work with the elderly..( my 'full time' job). I ..
Posted: Sat Jan 12 3:16:06 2008 Does it REALLY matter what sexual-preference you ..
Posted: Mon Jan 7 8:03:09 2008 I went to Kwaitt and Iraq, in 2003. Was there for ..
Posted: Mon Jan 7 7:59:18 2008 Oh...I'm ok. I'm pretty tough!! i work full time ..
Posted: Mon Jan 7 7:54:35 2008 I talk to my family, at least, 3 or 4 times a ..
Posted: Mon Jan 7 1:46:46 2008 Hey, Goodnatured........is the company who I ..
Posted: Mon Jan 7 1:42:39 2008 OMG!! Those jokes were cute!! Thanks for the ..
Posted: Mon Jan 7 1:39:21 2008 I live in PA, as most of you know. If my parents ..
Posted: Mon Jan 7 1:31:27 2008 I get alot of them, too, in the mail. I have ..
Posted: Mon Jan 7 1:19:55 2008 Thank you for everyone's 'support'. Hopefully ..
Posted: Sun Jan 6 3:55:27 2008 Hi, Ya'll!! Yep..I'm feeling better. My son was ..
Posted: Wed Dec 26 9:50:23 2007 Why do people ACTUALLY think they can get away ..
Posted: Wed Dec 26 9:45:07 2007 When I went to a Junior College ( a zillion years ..
Posted: Wed Dec 26 9:33:04 2007 Ya know, come to think of it, I haven't seen any ..
Posted: Wed Dec 26 9:27:23 2007 I have a Will done by the Military....POA ( Power ..
Posted: Wed Dec 26 9:23:44 2007 Hope everyone had a Merry Christams! I sepnd my ..
Posted: Wed Dec 19 11:36:27 2007 Hi, everyone!! Been sick for a few days...feeling ..
Posted: Sat Dec 8 5:12:34 2007 Yea, you're right. this WAS posted a while ago. ..
Posted: Fri Nov 23 7:08:27 2007 I worked last nite, so I got home, this AM, about ..
Posted: Fri Nov 23 7:04:28 2007 You're right 'Goodnatured.........we don't need ..
Posted: Fri Nov 23 5:40:46 2007 The ad, that WAS posted above, was on a few more ..
Posted: Fri Nov 23 5:38:22 2007 I wanna put on my ' 2 cents', too!! ( Or I'll ..
Posted: Fri Nov 23 5:33:29 2007 Happy 'belated' Thanksgiving to ya'll!! Hope ..
Posted: Fri Nov 23 5:31:57 2007 I tried a few of those sites myself.." post ..
Posted: Fri Nov 23 5:28:33 2007 Goodnatured.........my Thanksgiving was ..
Posted: Thu Nov 22 2:57:45 2007 The ad above ( loan company) should not be ..
Posted: Thu Nov 22 2:53:07 2007 I'm SOOO gald to see that people are buying ..
Posted: Thu Nov 22 2:49:11 2007 Goodnatured.........i was behind about 2 months, ..
Posted: Mon Nov 19 4:10:05 2007 Laura.............I mean that as a 'good thing' ( ..
Posted: Mon Nov 19 4:04:50 2007 Happy Birthday!!!!! Can I have some cake!! It ..
Posted: Mon Nov 19 4:02:29 2007 Yeah........Cash Call DOES report to Credit ..
Posted: Sun Nov 18 12:45:36 2007 If anyone is interested, I do mypoints.com. With ..
Posted: Sun Nov 18 12:41:16 2007 Hi......yep, if you DON'T pay Cash Call, they ..
Posted: Sat Nov 17 4:45:53 2007 Hopefully ya'll will stay healthy, this winter. I ..
Posted: Sat Nov 17 4:37:41 2007 Hi...yep, I'm Wendy!! Nice to see ya'll!!LOL ..
Posted: Sat Nov 17 2:51:45 2007 I think 'Acccount Now' is a secured debit card. I ..
Posted: Sat Nov 17 2:47:35 2007 Good natured..keep a 'copy' of the e-mail from ..
Posted: Wed Nov 14 8:03:55 2007 i was deployed......Feb 2003-Apr 2004. Sure ..
Posted: Wed Nov 14 8:00:05 2007 Goodnatured...did u have any trouble finding ..
Posted: Tue Nov 13 10:33:36 2007 YEP...I've recieved money. This is really a 'ggod ..
Posted: Tue Nov 13 10:28:21 2007 I have fun on the forums, too!!!! It makes me ..
Posted: Tue Nov 13 10:23:25 2007 If I wanted the ENTIRE world, to have my cell ..
Posted: Tue Nov 13 10:19:12 2007 I PM'ed Seth, to let him know I wanted to 'cash ..
Posted: Tue Nov 13 10:14:21 2007 Well..right now, this card is a 'good thing for ..
Posted: Tue Nov 13 10:11:03 2007 YEAH.....'get with the program'..LOL I want to ..
Posted: Tue Nov 13 10:08:20 2007 Goodnatured...no, I'm sorry, I din't get your PM. ..
Posted: Mon Nov 12 5:24:28 2007 I've called the 'do not call list' several times. ..
Posted: Mon Nov 12 5:21:16 2007 I have 2 credit cards..BOTH for 're-building ..
Posted: Mon Nov 12 5:18:19 2007 Yep...Chargers REALLY needed to win this game. ..
Posted: Sun Nov 11 11:11:40 2007 I have the same problem, sometimes. Capital One ..
Posted: Sun Nov 11 11:08:33 2007 I live in a small town, off of I-80. I live about ..
Posted: Sun Nov 11 11:03:49 2007 Take our advice, Debtstinker....'we've' "got ..
Posted: Sun Nov 11 11:00:37 2007 Yep...ANYTHING I save DOES add up..."alittle ..
Posted: Sun Nov 11 10:57:54 2007 I DO believe that Beneficial/Orchard credit card ..
Posted: Sun Nov 11 1:00:16 2007 I have a HSBC/Orchard credit card. The one I have ..
Posted: Sun Nov 11 12:55:52 2007 if I go back to school, the military will pay for ..
Posted: Sun Nov 11 12:53:11 2007 Din't youe mother ever tell you not to play in ..
Posted: Sun Nov 11 12:49:37 2007 Goodnatured..I live in Pennsylvania. Roads can ..
Posted: Sat Nov 10 3:33:29 2007 I want to let all of the MODS know ( on Debtcc ..
Posted: Sat Nov 10 3:24:04 2007 Great question!! I have a 14 year old. He's in ..
Posted: Sat Nov 10 3:20:00 2007 Yes...I hurt my back. Just stiff and sore. Boy ..
Posted: Sat Nov 10 6:39:27 2007 Hi, ya'll. Just wanna say becareful on the roads ..
Posted: Wed Nov 7 2:18:15 2007 DO want to add one more thing!.............those ..
Posted: Wed Nov 7 2:11:51 2007 BOY!!........great advice from ya'll!!LOL If you ..
Posted: Wed Nov 7 2:07:01 2007 I'm very close to my family!! I've talked to my ..
Posted: Wed Nov 7 2:02:39 2007 Listen to Laura!! She's 'got it going on'!! LOL ..
Posted: Wed Nov 7 1:56:30 2007 How how sad!! As you said...so many wasted ..
Posted: Wed Nov 7 1:50:06 2007 There is a neighbor of mine, a 14 year old girl, ..
Posted: Wed Nov 7 1:44:36 2007 You may think you got a 'good deal', because ..
Posted: Tue Nov 6 5:44:07 2007 Actually, In MOST areas of California, you can't ..
Posted: Tue Nov 6 5:40:41 2007 This is how I feel about 'issues'......I've heard ..
Posted: Sun Nov 4 8:40:14 2007 yep........these can be horrible!! These kinds of ..
Posted: Sun Nov 4 8:37:31 2007 Goodnatured..........well, depending on how 'dry' ..
Posted: Sun Nov 4 8:30:39 2007 FORGOT to tell ya...if that's not the correct ..
Posted: Sun Nov 4 8:28:27 2007 Goodnatured.......OHH!! This was what you were ..
Posted: Sun Nov 4 8:18:03 2007 i am 43 years old. I have a wonderful 14 year old ..
Posted: Sun Nov 4 8:11:14 2007 Debtstinker........I know things are overwhelming ..
Posted: Sat Nov 3 8:51:21 2007 i'm a single mom ,also. SOOO....every penny ..
Posted: Sat Nov 3 8:44:11 2007 yep....all of this should be illegal!! ..
Posted: Sat Nov 3 8:41:28 2007 Thank you, Goodnatured!! Yes...they ARE safe and ..
Posted: Sat Nov 3 8:38:08 2007 SOO many have helped me to....'help myself', in ..
Posted: Sat Nov 3 1:46:48 2007 I had a 'credit freeze' on my credit (lost some ..
Posted: Sat Nov 3 1:37:17 2007 If 'hardships' come upon people, ESPECIALLY ..
Posted: Sat Nov 3 1:33:02 2007 It seems, sometimes, that's how some individuals ..
Posted: Sat Nov 3 1:29:28 2007 hey..BKchick,.....I've never asked for an ..
Posted: Tue Oct 30 4:41:32 2007 or............( possible) does it depend on where ..
Posted: Tue Oct 30 4:39:54 2007 Do ALL 'negative' items stay on your credit for 7 ..
Posted: Tue Oct 30 4:31:14 2007 OH...I gotcha!! Make sense to me. Emotions are ..
Posted: Tue Oct 30 4:18:19 2007 Thanks for the advice. I don't know if you ever ..
Posted: Tue Oct 30 4:12:54 2007 Born and raised in San Diego, i was devasted, ..
Posted: Tue Oct 30 4:08:41 2007 WOW!! That's ALOT of points, if you have several ..
Posted: Sun Oct 28 9:02:41 2007 I completely understand!! That's what I like, ..
Posted: Sun Oct 28 6:56:43 2007 Well.....that makes sense. I just needed a ..
Posted: Sun Oct 28 6:54:14 2007 hey..good idea to 'SPAM" this guy!! I've ..
Posted: Sun Oct 28 6:46:18 2007 OMG!! How horrible!! Did anything work for you, ..
Posted: Sun Oct 28 6:43:49 2007 Ain't that cool!! Thanks. I'm curious..does ..
Posted: Sat Oct 27 6:12:03 2007 ALOT of people lost their homes and ..
Posted: Sat Oct 27 6:09:32 2007 EVERY time there is a 'hard' inquiry, your score ..
Posted: Sat Oct 27 6:06:40 2007 Laura.....I like the smiley faces you add to your ..
Posted: Fri Oct 26 1:21:17 2007 Hi, Cool. Yea...don't call yourself a loser. ..
Posted: Fri Oct 26 1:16:19 2007 Right now, I'm just posting 'personl' things on ..
Posted: Fri Oct 26 1:12:54 2007 The last thing I posted was about my ..
Posted: Thu Oct 25 1:13:04 2007 Hi, Laura. Yea....Simon says it's a good idea to ..
Posted: Tue Oct 23 3:08:01 2007 I get your point, Laura. Makes sense to me. Even ..
Posted: Tue Oct 23 3:00:23 2007 Does anyone happen to know a good site to make ..
Posted: Tue Oct 23 2:57:01 2007 The flu is 'running rampid', in the area, where I ..
Posted: Tue Oct 23 2:55:23 2007 I am having fun with it.........sometimes it's ..
Posted: Tue Oct 23 2:53:17 2007 As most of you know, San Diego, CA, have ..
Posted: Sun Oct 21 8:24:43 2007 Sounds like a 'good deal', Kimmie. I have 2 ..
Posted: Fri Oct 19 7:27:23 2007 I've had the Imagine card, for over a year now. ..
Posted: Wed Oct 17 5:35:46 2007 I'm sorry to hear SOO many people are having ..
Posted: Wed Oct 17 5:31:27 2007 Hi ya'll!! My son and I had the flu, for a while. ..
Posted: Sun Oct 14 4:47:26 2007 Can you send a PIF document, to the Credit Bureau ..
Posted: Tue Oct 9 4:36:36 2007 Thanks for your response!! I appriciate it!! It's ..
Posted: Mon Oct 8 9:59:00 2007 Hi ya'll!!! I recently posted a new Blog. I ..
Posted: Mon Oct 8 9:53:09 2007 Oh..I get it. Sometimes when things are a bit ..
Posted: Mon Oct 8 7:11:59 2007 Morningstar.......how does ' Prosper' work Do you ..
Posted: Sun Oct 7 4:51:49 2007 I've HEARD of Prosper, but, never tried to use ..
Posted: Sat Oct 6 2:23:27 2007 Morningstar...........the loan info ..
Posted: Sat Oct 6 2:19:10 2007 Thanks..this will help me, too! I never knew ..
Posted: Fri Oct 5 9:37:52 2007 I'm very curoius...can you tell me what can of ..
Posted: Thu Oct 4 2:34:58 2007 " Customer service overseas" I never ..
Posted: Wed Oct 3 3:54:49 2007 I've just been so busy lately, I haven't had a ..
Posted: Wed Oct 3 3:52:55 2007 Thanks, Laura. Sorry if I was bugging everyone to ..
Posted: Wed Oct 3 12:03:25 2007 Am kind of curious, about Blogs.......should I ..
Posted: Sun Sep 30 7:20:33 2007 The ad above, for a loan......I din't think these ..
Posted: Sun Sep 30 5:03:21 2007 Also........there is an 800 #, on the website, ..
Posted: Sun Sep 30 5:01:15 2007 When did you apply for a Imagine card The only ..
Posted: Thu Sep 27 6:00:37 2007 Have you asked your bank, etc If you start ..
Posted: Thu Sep 27 9:16:18 2007 Yep....I DID call that '800' #, some time ago. ..
Posted: Thu Sep 27 4:21:57 2007 Yeah..I've been 'playing around' with it. Just ..
Posted: Wed Sep 26 6:42:11 2007 I agree. Giving advice, to others, and ..
Posted: Wed Sep 26 1:15:27 2007 I'm really a 'pack rat'. I started going though ..
Posted: Wed Sep 26 1:12:04 2007 Well........I'm thankful to say I don't deal with ..
Posted: Wed Sep 26 1:07:13 2007 Ok, Laura. Simon 'reset' everything and I've been ..
Posted: Tue Sep 25 9:30:57 2007 What!! Is this person kidding I get spam mail, ..
Posted: Tue Sep 25 4:35:26 2007 Was there something repeatly said, that was not ..
Posted: Tue Sep 25 4:32:21 2007 Sometimes I think I'm in, " the worst ..
Posted: Tue Sep 25 4:25:16 2007 Yard sales are great to save money!! I love it!! ..
Posted: Tue Sep 25 4:22:42 2007 Thanks for the reply. I have an IRA, through the ..
Posted: Tue Sep 25 4:13:57 2007 I'm slowly, but, surely getting my credit taken ..
Posted: Tue Sep 25 4:10:04 2007 Hi, Laura. I DO have a Blog set up. ..
Posted: Sun Sep 23 12:44:27 2007 Have a question, Smileynyc.....I know alot of ..
Posted: Sun Sep 23 12:36:37 2007 I'm in the military ( as some of you know) and I ..
Posted: Sun Sep 23 12:30:26 2007 BTW.......if anyone else knows of any legit ..
Posted: Sun Sep 23 12:28:58 2007 Also.......if your Credit Score is low, and you ..
Posted: Sun Sep 23 12:24:41 2007 Also....I'm still working on my Blog, for this ..
Posted: Sun Sep 23 12:21:23 2007 Yep...the DebtCC Forum has helped ALOT of people, ..
Posted: Wed Sep 19 6:30:55 2007 yep...PDL's will get you into a trap...owing SOOO ..
Posted: Mon Sep 17 6:08:11 2007 I catch'ya!! My POA took care of everything while ..
Posted: Mon Sep 17 6:04:28 2007 I never saw anything like ..
Posted: Sun Sep 16 4:57:35 2007 Ok...I have a question. If, God forbid, I hve to ..
Posted: Sun Sep 16 4:52:06 2007 I do apologize, if i wasn't very clear on ..
Posted: Sat Sep 15 10:33:32 2007 Laura....Imagine card REALLY does help, getting ..
Posted: Sat Sep 15 10:30:21 2007 Ok...I understand the concept now. I'm divorced ..
Posted: Fri Sep 14 12:50:54 2007 That's almost like 'stealing' someone's good ..
Posted: Fri Sep 14 12:45:47 2007 Hi....Anna!! Yeah....when I got the card, I got a ..
Posted: Fri Sep 14 12:40:07 2007 Oh..ok!! Thanks for the reply. You " finance ..
Posted: Thu Sep 13 6:22:50 2007 WOW!! Seems like that's NOT a 'fair' thing to do. ..
Posted: Thu Sep 13 6:17:31 2007 Ya mean......if it;s been THAT long, and the ..
Posted: Thu Sep 13 6:15:17 2007 Oh..I understand. Was a bit confusing to me. ..
Posted: Thu Sep 13 10:34:31 2007 It does take a while to clean up your credit. ..
Posted: Thu Sep 13 10:28:37 2007 If someone has a debt, and it's AT LEAST 8-10 ..
Posted: Thu Sep 13 10:24:25 2007 CreditGrantor..can you tell me what you do, for a ..
Posted: Tue Sep 11 3:28:36 2007 Well........I got into the chatroom!! YEAH!! ..
Posted: Tue Sep 11 3:25:53 2007 Just wanted people to ..
Posted: Tue Sep 11 3:13:04 2007 I agree. There IS as many 'positives' as there ..
Posted: Tue Sep 11 3:04:41 2007 There are alot of companies, out there, that say ..
Posted: Tue Sep 11 2:58:42 2007 Remember the 'fallen' 9/11 victims today. Say a ..
Posted: Tue Sep 11 2:52:03 2007 Believe me, I'm relieved, about this myself!! ..
Posted: Mon Sep 10 8:00:52 2007 CC does NOT 'own' the loan, anymore, even though ..
Posted: Sat Sep 8 6:43:59 2007 Need help, ya'll!! i can get into he Chatrooms, ..
Posted: Fri Sep 7 9:52:34 2007 I catcha!!!! Well.....I thought that's how it ..
Posted: Fri Sep 7 9:40:41 2007 I do understand your point, Laura. You need to ..
Posted: Thu Sep 6 5:03:21 2007 Ok, so...if you have been dealing with a CA, ..
Posted: Thu Sep 6 4:59:51 2007 "Overused".I've read alot about ..
Posted: Thu Sep 6 4:56:00 2007 I was doing alittle 'searching', myself, on the ..
Posted: Tue Sep 4 1:03:11 2007 Yes..I understand, Laura. Just telling ya what ..
Posted: Mon Sep 3 2:15:48 2007 Not that i WANT anyone to deal with CA's, but, if ..
Posted: Mon Sep 3 2:13:37 2007 Very true...........I think, the LESS inquries, ..
Posted: Mon Sep 3 2:08:47 2007 WOW!!! I never had ANY problem, with Imagine. I ..
Posted: Mon Sep 3 8:54:22 2007 Yep........when I talked to the rep, from the CA, ..
Posted: Mon Sep 3 8:31:26 2007 I'm very curious, are there different scores, for ..
Posted: Sun Sep 2 9:36:01 2007 Settlements ARE good, for some. Just make sure ..
Posted: Sun Sep 2 9:29:33 2007 Wanted to warn ya'll!!........there are ..
Posted: Sun Sep 2 9:23:03 2007 ya know...I have looked into alot of ..
Posted: Sun Sep 2 7:14:15 2007 I'm STILL confused, on the 'FICO score' thing. ..
Posted: Sun Sep 2 7:08:02 2007 i've never used DebtCC, but, I've read, all over ..
Posted: Sun Sep 2 6:41:16 2007 UPDATE!!......................I wanted to let ..
Posted: Sun Sep 2 6:31:57 2007 About every 3 or 4 months, you can request a ..
Posted: Sun Sep 2 3:41:16 2007 Wow..I never knew that, either. Well...I DO know ..
Posted: Sun Sep 2 3:35:30 2007 Cajunbulldog is right....you have he wrong ..
Posted: Sat Sep 1 1:43:22 2007 ...Oh ,forgot to add, that Credit scores can go ..
Posted: Sat Sep 1 1:42:19 2007 Mine is 550, right now. SOON..it will go higher. ..
Posted: Fri Aug 31 7:42:24 2007 Gonna give ya'll an 'update' on my CashCall ..
Posted: Thu Aug 30 4:32:02 2007 The CA, I deal with now, is JUST wonderful!! ..
Posted: Thu Aug 30 4:27:38 2007 I'm really excited about all of this!! I told a ..
Posted: Thu Aug 30 4:22:28 2007 I'm still learning alot from these forums..thanks ..
Posted: Wed Aug 29 5:23:54 2007 I know I still owe this debt, but, at least I ..
Posted: Wed Aug 29 5:19:30 2007 My efforts to help myself ( credit wise) is ..
Posted: Wed Aug 29 5:13:25 2007 I recieved my payment this AM!! I am ..
Posted: Tue Aug 28 8:34:45 2007 Forgot to ask...has anyone dealt with Global ..
Posted: Tue Aug 28 8:32:18 2007 I would like to add my updated 'tidbit', about ..
Posted: Tue Aug 28 6:38:54 2007 It is easier to get a loan on 'collateral' ( like ..
Posted: Tue Aug 28 6:34:58 2007 I've noticed ( and please correct me if I'm ..
Posted: Tue Aug 28 6:29:00 2007 I applied for a PDL, back in November ( 2006). ..
Posted: Tue Aug 28 11:45:04 2007 " Know my stuff".........I just post ..
Posted: Tue Aug 28 11:18:21 2007 When I put the 'freeze', on my account, i was ..
Posted: Tue Aug 28 11:11:13 2007 Isn't that HORRIBLE!! I've read a few DIFFERENT ..
Posted: Tue Aug 28 11:05:10 2007 I would think it's always a 'negative' thing, if ..
Posted: Tue Aug 28 10:55:20 2007 Carol......good idea. I've been looking at other ..
Posted: Tue Aug 28 10:52:46 2007 Sounds almost like a 'signer/co-signer' thing. ..
Posted: Tue Aug 28 10:48:54 2007 Thanks.I never knew this. SOO, they get a score ..
Posted: Tue Aug 28 10:45:26 2007 Sorry...i din't look at the date it was ..
Posted: Tue Aug 28 7:44:32 2007 i did e-mail admin, but, I haven't recieved a ..
Posted: Tue Aug 28 4:24:36 2007 Yea..I forgot to say, that's when Cash Call was ..
Posted: Tue Aug 28 4:13:48 2007 Thanks for everyone's help. One more question ( ..
Posted: Mon Aug 27 6:51:50 2007 Can someone tell me who I get in touch with, ..
Posted: Mon Aug 27 11:01:36 2007 Hello, 'Guest'..maybe I can help with this one. ..
Posted: Mon Aug 27 10:34:20 2007 Ok..I've seen people talking about a FICO score. ..
Posted: Mon Aug 27 10:30:37 2007 hey, Mikke.......I do want to say, what you are ..
Posted: Mon Aug 27 10:26:34 2007 I often post that the only 'true' credit repair ..
Posted: Mon Aug 27 10:22:16 2007 I do have to say I have gotten VERY good advice ..
Posted: Mon Aug 27 10:03:43 2007 Hi, YA'LL!! I think MOST of you, 'know' me!! Been ..
Posted: Sun Aug 26 7:55:34 2007 I have 'settled' with some of my accounts ( small ..
Posted: Sun Aug 26 7:48:46 2007 i would ALSO like to add, that in early 2008, ..
Posted: Sun Aug 26 7:45:04 2007 Believe me..I have called them!! However..they ..
Posted: Sun Aug 26 7:38:06 2007 Sicne PDL's are not legal, I din't think they ..
Posted: Sun Aug 26 7:29:22 2007 PDL's are not legal. was the AG calling about ..
Posted: Sun Aug 26 7:25:33 2007 Especially on a phone bill, NO phone company is ..
Posted: Sun Aug 26 7:00:43 2007 I was going to suggest the same thing. Since the ..
Posted: Sun Aug 26 6:52:37 2007 Sooo.....you're taling about 'merging credit' ..
Posted: Sun Aug 26 10:33:07 2007 Want to add ( when DON'T I want to add ..
Posted: Sun Aug 26 10:29:28 2007 If anyone is interested,Cash Call is located in ..
Posted: Sun Aug 26 10:27:28 2007 Laura......positive comments from you!! Is SOO ..
Posted: Sun Aug 26 10:08:32 2007 ..OH...forgot to say,..the " $100.00 ..
Posted: Sun Aug 26 10:07:02 2007 Sig.............it's a 99%, that whatever the ..
Posted: Sun Aug 26 5:48:39 2007 Lots of information, on this forum!! I would say, ..
Posted: Sun Aug 26 5:41:01 2007 Ok..thanks. I do have to say, since I don't reply ..
Posted: Sun Aug 26 5:37:42 2007 WOW!! Bankruptcy can be on your CR longer than ..
Posted: Sat Aug 25 6:15:55 2007 Ok..yeah..I just din't know which one was which. ..
Posted: Sat Aug 25 6:12:08 2007 Gosh..I couldn't 'spell' , in the last post I ..
Posted: Sat Aug 25 1:00:25 2007 Well..............each time someone checks into ..
Posted: Sat Aug 25 12:53:58 2007 ...OH MY!! I forgot to add, the reason the Credit ..
Posted: Sat Aug 25 12:46:36 2007 yep..I agree with Laura!! Send the proof, of the ..
Posted: Sat Aug 25 12:39:38 2007 Have a comment, on the 'trade lines' thing. I've ..
Posted: Sat Aug 25 12:25:45 2007 A few years ago, I had my wallet stolen. Checks, ..
Posted: Sat Aug 25 12:18:24 2007 Sig.......if you have a 'deliquent CLOSED ..
Posted: Sat Aug 25 12:10:02 2007 I get what you're saying. That DOES make sense. ..
Posted: Sat Aug 25 12:06:49 2007 I've been looking around the forum. Very good ..
Posted: Sat Aug 25 6:42:34 2007 I've been going through my CR and looking at some ..
Posted: Sat Aug 25 6:38:43 2007 Need some advice, on dealing with CA's. Is it a ..
Posted: Sat Aug 25 6:30:57 2007 All of the above!! I've tried to e-mail, some of ..
Posted: Fri Aug 24 8:13:35 2007 USCA/Roll Law Firm.............Where are they ..
Posted: Fri Aug 24 8:02:48 2007 here's my advice ( from personal experience!!) ..
Posted: Fri Aug 24 7:50:50 2007 Yep..i would say that sums it up!! being a single ..
Posted: Fri Aug 24 7:46:59 2007 Ya know!........I'm really starting to' get my ..
Posted: Fri Aug 24 7:41:44 2007 Thanks..I will look at them. Wonder if anyone can ..
Posted: Fri Aug 24 6:02:59 2007 Sorry I was not clear, on this issue. I meant ( ..
Posted: Fri Aug 24 5:55:47 2007 Hey, Laura!!...Being in the military, I'm ALWAYS ..
Posted: Fri Aug 24 5:53:39 2007 Thanks, Laura!! I think it does make alot of ..
Posted: Fri Aug 24 4:21:56 2007 WOW!! Good advice! I have been looking around for ..
Posted: Fri Aug 24 4:17:40 2007 I do have to admit, too many people ( as myself) ..
Posted: Fri Aug 24 4:14:04 2007 Keeping on credit card, for a long period of ..
Posted: Thu Aug 23 5:50:36 2007 Good..I'm glad it does. I had to this, on an ..
Posted: Thu Aug 23 2:05:31 2007 I've looked into a few 'credit repair' places. ..
Posted: Thu Aug 23 1:57:33 2007 That information WAS helpful!!! It kind of gives ..
Posted: Thu Aug 23 1:53:37 2007 I've sure seen alot on Cash Call!! Not to 'put ..
Posted: Thu Aug 23 1:49:39 2007 Ok...if it is still an 'open account', it won't ..
Posted: Thu Aug 23 8:11:02 2007 Mmm....it doesn't sound very 'legit' to me. I'm ..
Posted: Wed Aug 22 12:17:29 2007 From my own experiences, I had 4 credit cards. ..
Posted: Wed Aug 22 12:09:28 2007 Mine is, about, 560. ALOT of people that some of ..
Posted: Wed Aug 22 11:58:21 2007 I want to tell ya'll, about a "credit ..
Posted: Wed Aug 22 11:44:00 2007 Just be careful, on what consolidation/settlement ..
Posted: Wed Aug 22 8:41:08 2007 Hi, MAX..the convict!! Welcome to the forum. ..
Posted: Wed Aug 22 8:33:44 2007 In my experience, a CA CAN 'add', an account to ..
Posted: Wed Aug 22 8:28:51 2007 Can you please tell me what the issue is Of ..
Posted: Wed Aug 22 8:24:12 2007 yep..I see your point. When I was getting all the ..
Posted: Tue Aug 21 11:37:42 2007 I din't think PDL'scan be reported on your credit ..
Posted: Tue Aug 21 11:30:22 2007 I haven't contacted JAG about this. I just want ..
Posted: Tue Aug 21 11:16:39 2007 I would 'dispute' this with the Credit Bureau. ..
Posted: Tue Aug 21 11:05:35 2007 REALLY/ I have a few deliquent PDL's..haven't ..
Posted: Tue Aug 21 10:52:51 2007 First things first...........get a copy of your ..
Posted: Tue Aug 21 10:40:39 2007 Laura........thanks for quoting me!! I feel ..
Posted: Tue Aug 21 10:33:29 2007 I've been reading the forum on piggyback ..
Posted: Tue Aug 21 10:19:18 2007 so.........the longer you wait until someone ..
Posted: Tue Aug 21 11:06:42 2007 i would like to add my'2 cents' to this forum. I ..
Posted: Tue Aug 21 10:57:41 2007 Cash Call hasn't called me in a LONG time..or, my ..
Posted: Tue Aug 21 10:25:33 2007 Citifinancial financed a good, used Jeep Cherokee ..
Posted: Mon Aug 20 9:01:04 2007 Just wanna put my ' 2 cents' in ( as ..
Posted: Mon Aug 20 8:40:30 2007 Hi Polly and Carol.......You are both right. I ..
Posted: Mon Aug 20 8:28:01 2007 Citifinancial has been great with me! Even if you ..
Posted: Mon Aug 20 8:14:59 2007 I have contacted them SEVERAL times, to tell me ..
Posted: Sun Aug 19 9:00:30 2007 I've been a member, of this forum, for a short ..
Posted: Sun Aug 19 8:54:01 2007 had a loan with Cash Call, too!! I just couldn't ..
Posted: Sun Aug 19 8:48:16 2007 Yep..i need a bit of assistance, in 'cleaning' ..
Posted: Sun Aug 19 8:36:55 2007 i suggest to get your credit reports nad look at ..
Posted: Sun Aug 19 7:04:03 2007 I have a few credit cards.....both for 'bad ..
Posted: Sun Aug 19 6:56:27 2007 Wel...I have a crdit score of 540 ( something ..
Posted: Sun Aug 19 6:49:25 2007 Has anyone heard or dealt with Lexington Law ..
Posted: Sun Aug 19 6:44:02 2007 Well.....here is osme advice, from a single ..
Posted: Sat Aug 18 10:23:24 2007 Sounds familiar!! Just want to warn people about ..
Posted: Sat Aug 18 10:16:47 2007 That happened to me. Had an account showing paid/ ..
Posted: Sat Aug 18 9:59:18 2007 Just want to add ( and I add stuff all the ..
Posted: Sat Aug 18 9:52:18 2007 This is how I am trying to deal with repairing MY ..
Posted: Fri Aug 17 4:09:16 2007 Can someone explain a "piggybacking ..
Posted: Fri Aug 17 4:03:36 2007 Thansk for the 'boost', Laura............so far ..
Posted: Thu Aug 16 5:19:13 2007 My advice ( Personal experience, anyway.)..keep ..
Posted: Thu Aug 16 5:12:18 2007 Actually........I'm a single mom, I work full ..
Posted: Thu Aug 16 5:07:45 2007 Mmm..are there certain 'qualifications' for this ..
Posted: Thu Aug 16 5:03:12 2007 Well.I recieved my credit report ( a few months ..
Posted: Wed Aug 15 3:58:17 2007 Yep..PDL just got me 'more in the hole' with ..
Posted: Wed Aug 15 3:55:15 2007 Thanks for the advice. When I was financed for a ..
Posted: Tue Aug 14 4:04:57 2007 Ok..my experiences!! LOL I did get tthree or ..
Posted: Tue Aug 14 3:58:38 2007 SOL..I should have known that. LOL I am working ..
Posted: Mon Aug 13 5:19:20 2007 Wanted to give people a 'tidbit' of advice. ..
Posted: Mon Aug 13 5:15:09 2007 I have dealt with a few PDL's myself. Seems like ..
Posted: Mon Aug 13 5:09:49 2007 Slowly, but, surley, I am payong debts off. Can ..
Posted: Sun Aug 12 8:29:43 2007 My name is Wendy. I'm, also, new at this. I'm a ..
Posted: Sun Aug 12 8:18:30 2007 OH MY!! Forgot to say, it is a $300.00 limit, so, ..
Posted: Sun Aug 12 8:16:17 2007 If u can get an Imagine card, it WILL help your ..
Posted: Sun Aug 12 8:11:37 2007 YEP.......I can earn for myself and pay some ..
Posted: Sun Aug 12 8:07:24 2007 My credit score is 530. How do I improve it/ Of ..



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