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Subject: Why do I need Return Receipt?
Posted on Mon Mar 29, 2010 8:36 pm  

Hello, I sent a debt validation letter, but I paid for Certified Mail only. I'm wondering why I need to request the Return Receipt as well? I know it's nice to have, but it seems like Certified Mail is sufficient proof that I sent correspondence since it can be tracked to its destination.

Joined: 10 Mar 2010
NightStar's page
Posts: 142
Location: Illinois

3176 Magic Points

Posted on Tue Mar 30, 2010 1:25 am  

If you are sending correspondence to a credit reporting agency then you want certified mail return receipt requested because the credit reporting agencies have a 30 day turn around time and you want proof of when they received it.

Collection agencies on the other hand does not have a required turn around time, plus I have heard people who said they send return receipt or certified mail, say that the item just never got claimed, I really don't see no reason for it with the collection agency to have return receipt, you might want certified mail, but you don't need a green card back.
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Posted on Tue Mar 30, 2010 3:37 am  

Ok, I will probably just send by Certified Mail from now on. Just about every site says to send CMRR but adding RR adds over $3 per letter, and I never quite understood the point of having to have both items from the post office.


Joined: 08 Feb 2010
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Posts: 2632

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Subject: certified mail requesting a return receipt
Posted on Tue Mar 30, 2010 7:37 am  

Hi Anewguy,

Certified mail provides you the proof that the letter has reached it's destination. On the other hand return receipt provides you the proof that the right person has received the letter. Later, if you face problem with the creditor or collection agency, you will be able to show these as the proof of your letters or payments. Return receipt will only strengthen your proof.


Keep in touch Smile

Posted on Tue Mar 30, 2010 9:32 am  

Right on, thanks Aaron and Nightstar.

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