Need some help

Submitted by Colts_sweetie83 on Thu, 06/24/2010 - 16:18

Me and my fiance are trying to purchase a house, he is 28 points away from being able to get a mortgage he is currently at 572. I have pulled his credit report and he doesn't remember some of the debts back in 2005-2006. What should be the first step I should take? Debt validation letters to all collectors? What if they don't respond within the 30 days? Do I then send a letter of dispute to the credit companies stating they didn't validate the credit and I wish for it to be removed? Once they validate it can I send a settlement offer 30% of the debt? Then if they accept do I send a delete for payment?

Rich Hagen (not verified)

I was sitting on my couch on a Sunday morning when I overheard them talking about Robert Morris credit repair services. I have to make more inquiry about how i could get this done without fallen victim of a hacker again with intention to seek advice regarding my late payment, negative items and how i could raise my credit score across my three credit bureaus report. I got in contact with the hacker the following days and he replied quickly about how i could get everything done within the next 72 hours. I never knew i could live a happily live once more until i paid off my outstanding credit debt on my credit report and got approved for an auto loan deal worth over $150k within few weeks then i can finally testify that i got my credit score been boosted to 812 without no physical contact or any traces been found on my credit report activities. You can make contact with him anytime through ROBERTMORRISCYBERSERVICE@GMAIL.COM or Text him via (657) 222-3404.

Sat, 10/05/2019 - 03:34 Permalink
Joe Coutler (not verified)

Email:XAPCREDITSOLUTION AT GMAIL DOT COM
TEXT +(972) 597-9704.
I am ever grateful and will ensure that I keep recommending the best credit repair company (XAP CREDIT SOLUTION) for helping me, and my family fix our credit score of 470 to 805 within a period of 7days. We had the issues of not been able to rent an apartment or own a house,to obtain a loan to clear my son’s school fees wasn’t possible as a result of poor credit score. I had several late pays to the extent my car was alomost retreived hence I couldn’t meet up with the payment. XAP changed the narrative just after I contracted them. This company has proven beyond reasonable doubt that they are expert in credit repair. Therefore,I strongly recommend XAP CREDIT SOLUTION to any person who may need the services of a legit hacker. They’re very swift. Note: I wasn’t induced in any way to write this review. Joe Coutler.

Mon, 10/07/2019 - 19:23 Permalink
Cheri Plasters (not verified)

I consulted with Hack West Credit Repair (HACKWEST@WRITEME.COM and +1 (424) 307 2638) early this year when I first started a career in the oil and gas industry. I was hesitant at first like a lot of people may be when considering credit repair services but to this day I’m glad that I decided to trust them with their services and knowledge. I was irresponsible with my credit in my early to mid-twenties. There I was in my late twenties making good money but my credit wasn’t up to enough and I realized that it was time to do something about it. They took care of my credit quick and kept me up to date with everything that was going on along the way. They coached me on the do’s and don’ts during the credit repair process and I followed. It felt great to start over to work on building a strong credit history. I had a great experience and learned a great deal with Hack West and honestly wish I had gone through with the services sooner than I did. I strongly recommend Hack West Credit Repair to anyone out there that may be considering to fix credit. You won’t be disappointed and you’ll thank yourself later.

Wed, 10/09/2019 - 10:21 Permalink
Steven jones (not verified)

Hi everyone, I am so grateful for all the help you have given me! Today I was able to buy my mom a new car. I would love to continue to aggressively improve my credit! Thumbs up guys I really appreciate your effort, you guys indeed proved you are real.. Hey guys for any kinda hack service or credit repair service you will need to hook up with them on his official phone number: 657 222 3404 or Email on ROBERTMORRISCYBERSERVICE@GMAIL.COM.

Wed, 10/09/2019 - 22:28 Permalink
Timothy Brouq (not verified)

If you have never been a victim of poor scammers who claim to be credit hackers you won’t be able to appreciate a legit one when you meet him. I owe XAP Credit Solution everything because words alone can’t quantify what he did for me and my entire household. I’m a 61year old VA living with disability. Trust me when I say Xapcreditsolution@gmail.com is the best. Many we claim they can fix your credit but apparently do nothing. I had a score of about 431 with lots of inquiries and a very high debt profile, how XAP did it still marvels me but I got an excellent credit now with 807 FICO score. I have neither debt nor inquiries on my report anymore. They added 3 good tradelines to my credit history. You can also phone 972 597 9704 for any kind of repair.

Fri, 10/11/2019 - 12:49 Permalink
Bobby0186 (not verified)

I always keep my consultant friend Harry close, he will remove late payments or any item you intend to remove and boost your credit score to middle 800s at least within weeks for an affordable price, you can message him on "harrylog04 at gmail dot com". Your credit score can also affect your insurance rates, insurance companies think your credit score reflects the risks involved in insuring you, for me this is very important because insurance is expensive and a bad credit score could increase my insurance premiums dramatically, so contact Harry now, you can say you got his contact from me Bobby.

Sat, 10/12/2019 - 11:51 Permalink
david Webster (not verified)

I had a bad credit score and needed to increase my credit score across the three credit bureaus report, I tried some hacker to get out of my bad credit but no one could get it done for me until my sister just recommend this credit icon named Robert Morris. He help me to increase my credit score above 800’s and pay my outstanding credit debt over $25k within in the next few days without any traces been found. Contact him for any credit assistance or credit issue via RobertMorriscyberservice@gmail.com or Text him through (657) 222-34046

Thu, 10/17/2019 - 19:57 Permalink
Marie Mays (not verified)

Hi, compliment of the season. Wonderful Information, I did fix my credit and got rid of my debts with the help of XAPCREDITSOLUTION@GMAIL.COM and he did a near perfect job on my report increasing my credit about 384 points in few days. My score is amazingly at its high 780’s now and all debts and inquiries are gone and I've never been so happy like this. I recommend XAP Credit Solution to all those who have a fixed date to fix their credit score. XAP is timely, they will surely deliver if you maintain your side of the bargain. You can also text or call +1 (972) 597-9704. I’m Marie Mays.

Wed, 12/18/2019 - 16:10 Permalink
Stephanie Borges (not verified)

The only reason I can refer you to ROCK BASE is because he lifted a very big burden from me. I am Stephanie from Ashburn, I had a very low fico score of 580. I also had so many negative items on my report, which deprived me of getting a car, house or anything else. I finally saw a friend of mine that had similar issue and recommended me to Rock Base, she gave me his contact: R O C K B A S E @ P R O T O N MA I L . C O M and his number as well +1 (972) 449-1968 and guess what he cleared all negatives from my report and boosted my score to 800 within 7 working days now I can smile again God bless you buddy you’re the best. Guys hit him up if you have bad credit score ciao Stephanie.

Mon, 12/23/2019 - 15:06 Permalink
Mila Henry (not verified)

Merry Christmas guys, contact: autolinkscreditservices@hotmail.com or +1 520 800 6528 , for credit repair, they made me smiles again. I was evicted for some couple of months, then I went surfing the internet and find AUTOLINKS CREDIT SERVICES, I contacted them ASAP and they boosted my bad credit score from 368-780 within 5 days. They cleared all negatives on my report even gave me good trade lines for loans. Thank you AUTOLINKS CREDIT SERVICES I will keep recommending you to the world. Thank you once more am very happy, I now have my own home.

Thu, 12/26/2019 - 08:49 Permalink
Fatjona Goxhaj (not verified)

Do you want a great guy to fix your credit scores and other hacking problems, ROCKBASE at PROTONMAIL dot COM /+1 972 449-1968 is the best man for the job I can tell you he’s very efficient and always delivers on time plus he’s got a vast experience in the hacking I’m a benefactor of his great works contact him today and get all fixed I'm sure he is gonna offer you the best service you ever need. Goodluck!

Fri, 01/10/2020 - 14:29 Permalink
Austin Benedict (not verified)

Happy to have honored my mother in-law’s invitation last week for she helped introduce me to 760PLUS CREDIT SCORE who did a wonderful job by clearing all bad credit records on my profile. I contacted him on phone, we had a deal after our discussion and agreement, he increased my low credit score from 458 to 802 in less than a week removing all hard inquiries, charge offs and eviction after I narrated to this hacker on how I lost my wife and 2 children to fire accident that claimed their lives on 18th Nov, 2018. Life became difficult and sad for me back them. Am just happy I got my credit fixed even when the pains of losing my family is irreplaceable but I must appreciate his good works and thanking my mother in-law for her relentless support to me. CONTACT VIA: 760PLUSCREDITSCORE@GMAIL.COM or text +1(304) -774 -5902.

Mon, 01/20/2020 - 22:31 Permalink
Bodaway Cliff (not verified)

760PLUS CREDIT SCORE is reliable and efficient credit company to work with. A Colleague recommended 760PLUS to me after I confided in him about my poor credit situation. I contacted them immediately on +1(304) -774 -5902 and they increased my low credit score from 420 to 810 in less than a week. Removing all hard inquiries, charge offs and eviction. Guess what? They even added some positive trade lines to my report. I want you to contact them, they can help you. Here is their email: 760PLUSCREDITSCORE@GMAIL.COM /+1(304) -774 -5902. Cheers. Don’t forget to mention my name when you text.

Tue, 01/21/2020 - 00:05 Permalink
BelleAllen (not verified)

I was all in debt and was confused about what to do with my life until i found this great hacker on the internet with wonderful reviews in different blog about credit repairs and how good he is. So i contacted him and explained all my problems to him and i was surprised when he said he's ready to help me with the little money i have with me. He help me clear all the negative items on my credit report, late payment were marked as paid and increase my credit score to 825 excellent and i got approved for car loans, house loans and all. He's also help me clear all my credit cards debts. He's real, honest and affordable. Kindly contact him with the following details and get your credit fixed fast.
Email: HACKNET567@GMAIL.COM
Phone: +1 (949) 397 8437

Sun, 01/26/2020 - 22:58 Permalink
Mitzi Hardy (not verified)

Three days after meeting the requirements of XAPCREDITSOLUTION at GMAIL dot COM, I started noticing changes in my credit report, after 7 days my report was made new. My score is now 802 all derogatory items, eviction and judgment are gone. Even the tax liens I had back in 2017 was removed. In all honesty they are experts and know exactly how to get it done. Go ahead and contact them via the email above or text: +1 9 7 2 5 9 7 9 7 0 4.

Thu, 01/30/2020 - 13:41 Permalink
B Sampras (not verified)

I want to share this because some good persons also shared with me many months ago when I and my wife were looking to clean up our credit and after searching and searching and doing quite a bit of research I came across reviews and recommendations of GODFINGER and made a phone call (+1 615 956 0666) that changed my life, well actually my credit, but in effect my life in general. The person on the other end; soft spoken and in a cool accent in detail explained what he would do for me and what his fees were. I thought at first that I would try it for myself first and see what happened to my credit before my wife's. At the same time I purchased a credit watch and in a very short time I saw what GODFINGER had promised he [would deliver]. My credit score was around the low 500's with me being turned down for anything short of a Happy Meal. My credit score is now over 750 with my mail box cluttered with credit card offers (which I throw away). It's nice to get a lower interest rate on my mortgage, car loans and credit cards. The services of GODFINGER are well worth the fees that he charged and his communication skill is very commendable. My wife's credit fix took longer by a week due to her more complex situation and lots of negative items that were to be removed, but he also came through for her. We both were in disbelief and awe and our future is sure bright. Thank you GODFINGER and may God or whatever you believe in bless you. To whom it may concern the genius email is {GODFINGER@TECHIE.COM}

Thu, 01/30/2020 - 20:22 Permalink
Elisa Brownson (not verified)

I failed in every way i tried to build my credit until i restrategized which was what saved my ass. This is an opportunity i won’t advice you to miss out on , 4 months ago i had a heap of financial troubles to sort out not knowing where to turn to for help and my credit was at 542 . I got an info from a colleague about RANSOMWARE CREDIT and their ability to completely clear debts and perform a perfect credit boost so i immediately made use of the recommendation . My mind has been at peace since I've been able to sort out my most pressing problem , feels good to be financially free . Contact them RANSOMWARECREDIT@GMAIL.COM or text +1 954 416 0322 to get help with this. 

Tue, 02/25/2020 - 17:57 Permalink
Dinah Page (not verified)

Hey people, I’m Dinah a retired veteran. I wouldn’t want to burg you with stories on how I met XAP; but for the fastest and most effective credit repair program you should consult XAP CREDIT SOLUTION, they helped me achieve a 790+ and deleted all my negatives within a few business days, you can also reach them at (XAPCREDITSOLUTION@GMAIL.COM and/or +1 (972) 597 9704) Just let them know i referred you.

Thu, 02/27/2020 - 02:07 Permalink
James M (not verified)

I had a few items from my past that I was trying to address, Ransomware Credit was very gracious to provide me with the best solution that suits my issue and developed a strategy that will work best to achieve my goals. It is not very often that you find a credit repair firm that is willing to offer the best of their services to solve your financial situation. if you need help with your credit i would strongly advice you reach out to this repair firm via
Ransomwarecredit@gmail.com +1 954  416 0322 for all credit repair

Thu, 02/27/2020 - 22:56 Permalink
Jackson Isabella (not verified)

HACKWEST at WRITEME dot Com
+1 (424)-307-2638
Wow, so many reviews! I was scammed by some Self acclaimed hackers. I remember when we were trying to get my husband’s credit up enough to get a home loan. We had around 15,000$ in debt, including a car loan, personal loan, and credit card debt. We had some late/missed payments on our car loan from years ago, things were getting really bad for us and then it got even worse. It reminds me of a Boby Dylan lyric, "When you think that you lost everything, you find out you can always lose a little." My husband came home with a flyer for a credit score repair team named Hack West Credit Repair and told me these computer experts could erase our debt, increase his credit score and edit all of the bad history and late payments from the financial report. "THIS CAN'T BE POSSIBLE”, I said, they're trying to scam us and I can't believe you'd be dumb enough to fall for it. I was convinced and we gave them a try, to my greatest surprise Hack West made it happen for us. They did more than we expected we can now boost of our own home. All thanks to Hack West

Mon, 04/06/2020 - 06:23 Permalink