A few years ago when i was in college I made some wrong decision of owning a few student credit cards and were unable to pay the credit card company back the amount I owe. At the time, $1500 was alot to me because since I only worked part time and didnt make much. But after graduation, I paid the amount in full. But I checked Experian and other credit bureaus. And there was a judgment made against me by Resurgence Collection. But my question is, Since I already paid Resurgence off in full. Why is there still a judgment in Public Records? How can i get this deleted other than to wait 7 long years? I really hope this judgment on my credit doesnt affect me buying a house or car in the long run.