I looked at my TransUnion credit score for the first time yesterday.
Under the category "Accounts In Which The Exact Category Is Not Known" there are 7 RBC accounts.
Their Condition is "Closed Account (Paid)" but under type it says "Open Account."
The account numbers are mostly x-ed out, but each ends in 6001, then 6002, ascending to 6007.
The dates on the account are in pairs:
6001 and 6002 opened 10/01/98 and reported 12/01/2001
6003 and 6004 opened 03/01/99 and reported (same day) at 12/01/2001
6005 and 6006 opened 09/01/99 and reported (again same day) 12/01/2001
6007 opened 09/01/2000 and reported (same day) 12/01/2001
So, I've got 7 accounts, opened at different times but all report on 12/01/2001. I have no idea what these accounts are. When I click on "More About This Account" the fields are all empty.
If the SOL in Ontario (where I live) is 2 years, and even if these are collection accounts (where I understand these should be removed after 6 years) then shouldn't these be gone regardless of what they are?
What are my next steps to a) figure out what these even are and b) dispute them?
Thanks for your time!