I have read through the Forum. You people have useful information out here. But my problem is different from others. I am not in debt and don't have any default accounts. I had few student loans from a creditor and I have paid them by debt consolidation. My creditor has also listed individual loans as paid off. But now I have 1 loan which I thought was included in the consolidation program, and a collection agency is calling me to pay off the loan. Now my question is I had about 8 student loans owned by original creditor, so is there any chance that he sold off 1 loan to a collection agency? Sounds ridiculous to me. They also say they can garnish my wages to pay off the loan. Is it true?
Thanks in advance for any help :D