I will try to make a long story short. After several months of demanding validation for a debt, I finally filed a lawsuit against this XYZ credit card company. But later it ended up in a settlement. The company reported to CRA and it was deleted. I filed a motion to dismiss the lawsuit.
But now the same debt has reappeared on my Experian report after 3 years. I called them up and whoever answered said that it was never deleted. I must have been dreaming then. :shock: Anyway what can I do now? Any help would be appreciated.