My credit card company closed 2 of my cards due to inactivity. I discovered that another one (from another bank) closed my account in January for the same reason. Should I call them to reopen the accounts or should I just leave it alone at this late stage? One card I've had since 2001. The others since 1993 (my oldest account).
I don't have much credit card debt (practically zero) and I have a lot of available credit. My credit score last I checked was really high, but I don't really understand the formulas for FICO score. Will this hurt me? Will it hurt worse to reopen them?
Thanks for your help.