Consolidate My Credit Card Debt

Submitted by ROSS on Sat, 10/03/2009 - 11:22

I want to know if I can just consolidate my credit card debt I don't want to refinance my home or use equity I just want one bill.

Sure thing, we will try to get you some tips and advice on the options available to you and what you should consider.

The quick answer is that there are options. Which one you choose will depend on what your priorities are, so I will try to cover all of your options and let you decide the best course of action for your situation, but I can tell you that you can evaluate debt consolidation options that do not necessitate a loan.

The four primary concerns for most consumers are:
i) monthly payment,
ii) time to debt freedom,
iii) total cost, and
iv) the credit rating impact of the consolidation program.

Be sure to evaluate each program, relative to your prioritization of these factors.

Sun, 10/04/2009 - 14:23 Permalink

Since there are a variety of debt consolidation options, including credit counseling , debt negotiation/debt settlement , a debt consolidation loan , bankruptcy , and other debt resolution options, it is important to fully understand each option and then pick the solution that is right for you.

Sun, 10/04/2009 - 14:23 Permalink