My daughter bought a car 9 yrs ago and the company asked her to make down payment installments, but needed a check for a retainer for the down payment. Well my daughter paid the down payment in full and forgot to pick up my check. When she went back to get the check, most of those people were gone or fired. My daughter got her license and tags when she made the last of the down payment, but the check was turned over to a collector and is now on my credit. I have challenged this at the credit bureau. We have papers where the car was purchased and financed and paid off. What can I do about this. I don't want to pay this check all over again. I think it's too old to be at the credit bureau with no activity for 9 years.