Today I was served a summons. It says:
You have been sued by the above-named plaintif, and you are directed to file a written answer to the attatched petition in the office of the court clerk of ***** county located at, *********, within 35 days after service of this summons upon you exclusive of the day of service. Whitin the same time, a copy of your anser must be delivered or mailed to the attorney for the plaintiff. Failure to respond, in writin, within 35 days will result in a default judgment being entered against you.
No request will be made to the court for a judgment in the case until the expiration of 35 days after your receipt of the petition and summons. If you dispute the debt and/or request the name and address of the original creditor in writing within the 35 day period that begins with the receipt of the petition and summons, all collection efforts, including our proceeding with this lawsuit, will cease until we respond as required by law.
What is an answer? In my answer can I ask them to validate this debt? I have no clue what to do, I have never been sued before. Any help would be appreciated... Thanks