analyze everything that has transpired between u and them and see if they messed up in anyway. if they have, use that as leverage to get them to delete it.
"Pay for delete" (PFD) is a good option for removing the negatives form your account. However, unfortunately, not all creditors and collection agencies agree to a PFD. In this case you have nothing to do but request them to report the account as "Paid".
Can you tell me whether this account is with the original creditor or the collection agency?
evaluate your case. you can't force them to take the deal
What state do you live in?
how old is this debt?
who is the original creditor?
Is the negative tradeline a Collection Agency or the Original Creditor?
analyze everything that has transpired between u and them and see if they messed up in anyway. if they have, use that as leverage to get them to delete it.
pay for delete
Hi agarza,
"Pay for delete" (PFD) is a good option for removing the negatives form your account. However, unfortunately, not all creditors and collection agencies agree to a PFD. In this case you have nothing to do but request them to report the account as "Paid".
Can you tell me whether this account is with the original creditor or the collection agency?
Thanks,
Aaron