I was charged $2100 for supposedly breaking my lease 2 years ago, even though I gave proper notice and have proof. I need to get this debt taken care of ASAP so I can get an apartment. I sent a pay-for-delete letter offering to pay 25%. They denied my offer, and sent me their offer of 50%. The top of the letter states "Settlement offer" but the letter states:
We would like to make a final attempt to collect this debt. The amount you owe as of this date is $2100.08. We would be willing to offer the following payment agreement to you, providing you agree to it within fourteen (14) days from receipt of this letter.
Pay the amount of $1,000.00 and we will consider this as payment in full.
(1) I'm confused b/c it says "settlement" at the top, but the later states "payment in full"
(2) While this is more than I want to pay, I need this taken care of ASAP and willing to pay the $1,000. Should I send the letter back to them with the $1,000? Or should I send another letter before I send payment? What should that letter say???