Need to raise my 520 to 620

Submitted by marlin on Wed, 10/13/2010 - 17:38
Forums

My credit score is 520 I make 40K a year. I only have 3 accounts and all are in collections. I made settlements on 2 accounts and I paid off all my debts. I currently owe noone. Is it possible for my fico score to reach 620 in 4 to 6 months

I have all my credit reports my scores are 519 and 520. My accounts were in collections I paid them off now tho.

Wed, 10/13/2010 - 18:13 Permalink

do you have all your credit reports? yes
what state are you in?
what is the original creditor and the name of the CA?
what is the date of first delinquency? 30 days after last payment

Wed, 10/13/2010 - 18:14 Permalink