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I am trying to repair my credit, and I have amex card that is listed as charged off....in 2008 I settled the debt for less than the ammount with a collection agency, how ever they did not report it that way..... would I be better of score wise to pay the full amount of the account, or pay there settlement, or wait and see if the collection agency sends me the proof from settlement in 2008?
Have you asked for the proof of settlement already? You may get it disputed with the CB.