Collector ignored my request for debt validation

Submitted by SimoneAngel on Thu, 04/21/2011 - 18:46
Forums

I received a notice saying if I didn't respond in writing by requesting validation of debt, the CC would assume debt was valid. I did send a request by certified letter well within the 30 day period.

This morning I received a letter saying " Your regularly scheduled payment is now due according to the terms you arranged with our office..."

I NEVER arranged anything with them. How do I respond to this?
Thanks!

#anonymous (not verified)

I guess, you should first go through the terms and conditions that were there in your agreement while you signed up with them. You might come across some thing that is already there. Other wise you might need to consult with a lawyer. It seems as if you'd agreed to some payments arrangements initially, but it might well be that the clause seemed inexplicable at the point of time.

Fri, 04/22/2011 - 13:28 Permalink
crorkz (not verified)

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Tue, 08/05/2014 - 20:25 Permalink