I am working on rebuilding my credit. 2 years ago I opened 4 small "rebuilder" cards with balances from 250 to 500. Since then I have opened 3 more carefully, but now I have 7 cards with balances from 300 to 800. I have just taken a second job whose proceeds are 100% to pay off all revolving debt (my score is stuck until I get my balances lower). So my question is do I close the 3 lowest balanced cards? or keep them all just paid down? I worry that leaving them open will be a temptation to charge them up again.