I requested an investigation on a $42 item on my credit report and they send me a letter showing that they are investigating it, and that all collection efforts will be stopped until the results. It looks like this is a old bill I actually owe (so I assume it will get verified).
Suddenly so the item has disappeared from my credit report, even so they just started their investigation. Do they temporarily remove the items from CR while they investigate?
I am also waiting for a letter stating that they will remove the item of my report if I make the full payment, which hasn`t arrived yet.
So my 2nd question is. If I make the payment now, do you think they will add the item back onto the report as Paid, or just leave it off. Is there any way to tell? Should I wait for the "promise letter to remove" before paying, if it ever shows ?
Thank you for your help