I received a cc from CitiBank. It had that "Call us to activate" sticker on it. That was about three weeks ago. I never called and was holding onto to it to see what I would do.
I got a letter from Chase Manhattan who has me on a credit alert due to the fact that they let my info out last year. I signed up at True Credit and checked my credit report.
It doesn't say that it's CitiBank but it shows up as a new account.
My question is this: Should I activate it or cancel it? Will cancelling it affect my credit score?
Once the account has been there for awhile if I don't use it that will affect my credit as well.
I really resent that CitiBank did this. Has anyone else had this problem?