Sample letter to remove credit inquiry and fix credit score

Submitted by Richard on Sat, 07/22/2006 - 06:02
Forums

Hi,

We often notice unauthorized hard inquiries made by creditors listed in our credit report. These inquiries hamper our credit profile and cause problems in acquiring credit benefits. I have prepared a sample letter that you may use to ask the creditor to remove the inquiry and it will also help you to know how to get credit inquiries removed. Please make sure that you use fax or certified mail instead of ordinary mail in order to get a prompt response.

Your Name __________
Your Address __________
Your Phone # __________

Creditor's Name _____________
Creditor's Address ____________

Date ___________

Dear Sir or Madam,

RE: Unauthorized credit inquiry

While checking my personal credit report, which I acquired from [insert Credit bureau name], I notice an inquiry made by your organization.

Since I have not, to the best of my knowledge, authorized anyone employed by your organization to make an inquiry, you are not legally entitled to make the inquiry. Therefore, I request that you contact the concerned credit bureau and remove the unauthorized hard inquiry immediately, under the Fair Credit Reporting Act, Section 1681b(c): Transactions Not Initiated by Consumer. I also request that you remove my personal information from your records. Please send me a written confirmation that you have complied with my requests.

If you believe that you posses sufficient documentation that supports your authorization to make the inquiry, please send me a copy to my current address so that I may verify its validity.

Sincerely,

Your Signature ______________

Your Name ______________

Angella (not verified)

Thank you Credit Wizard!!! Because of your experience in credit repair we got 2 repos and multiple delinquent accounts off our credit report. Our credit score went up over 150 points. You are so friendly and helpful!! If you do what they tell you to rebuild your credit it will work. We could not be happier and so glad we went with Credit Wizard. Good credit is everything and we now have a great score of 750 from 502 score. Here is his contact: THECREDITWIZARD@WRITEME.COM/ +1 972-534-5519

Wed, 10/03/2018 - 20:48 Permalink
Jack Bailey (not verified)

how i got my credit fixed, a simple search online did that. Sometimes you don't need to search long to find the answer, finding the right clue will get you your answers faster and that's what i did. thought about the best clue to get me what i seeked and that was how i came accross firewallbreach Expert. Texted him and after speaking to him the relieve came already, he's so intelligent and ready to help. I explained my situation to him and he fixed every single thing, from charge offs, evictions i had, clearing them and raising my credit scores. The best advice i can give anyone is text him. +1 (513) 294-8173

Tue, 10/16/2018 - 02:08 Permalink
Benson Billy (not verified)

Credit Wizard remains the best credit expertise I have known. I had seven negative things on my credit that were holding me back. One of them is from Capital one another from sears which I paid off and I am not sure of the others but they are both 11 years old. I filed bankruptcy 11 years ago and settled with all of these. My attention was called that they are still on my reports I recently got referred by my wife to hire (TheCreditWizard at Writeme dot Com / 972-534-5519) which I did and he helped me fix my credit and my score improved by a huge leap. I recommend anyone that needs to fix his or her credit to get through with him. He is just the best.

Sun, 10/21/2018 - 23:55 Permalink
Perry K Angel (not verified)

Hi, I’m Perry from GA. After having multiple bad experiences with credit repair companies and figuring out the credit score they told me they boosted was actually false and the negatives on my report wasn’t cleaned I tried Credit Wizard…I want to publicly appreciate the effort for helping me to increase my credit score when I was suffering from low score 350 and was unable to meet up to my standard level. My score suddenly shot up 801(excellent result) within 7 days. I happened to meet this dude on Trulia and contacted him (THECREDITWIZARD@WRITEM.COM / +1 972-534-5519). Sincerely, I’m pleased after everything he did for me. He didn’t charge so much but delivered on his part. Contact him for all sort of credit repair, he will be willing to help you.

Tue, 10/30/2018 - 11:16 Permalink
hutchinson (not verified)

Hi
My net weekly income is $1600. I am looking to buy property (new construction) worth $510k.
I have 2 credit inquiries in last 6 month (personal loan and car loan). I have savings of $30k. I have paid deposit for land which is due to be titled in August. I have account with equifax and my score was 570. As soon as i got approved for personal loan my sc9re went down significantly. My credit score is now 450 equifax. I needed to send money overseas for medical expense of my mother. I tried to get a lone but I was not approved because my score is below average. No defaults or judgment. I have heard a lot about universalhack9 from a colleague so I tried him and boom within weeks he raised my score to (788) excellent it was so unbelievable when I saw it something that I never thought about. THANK YOU universal hack9. If you are having similar issue or any credit score issue contact him on universalhack9@gmail .com
Regards

Wed, 10/31/2018 - 08:06 Permalink
donald allan (not verified)

A magazine published earlier this month says between March and now, the percentage of the population having a perfect score has increased by 28% I know why, many of them have been paying to get it fixed. YES try to consolidate your credit so everything can be on a perfect stand with a golden score(i am talking at least 795) in three days. ALL CHANGES ARE PERMANENT. This can only be done with the concentration and smartness by Notablespy who has assisted so many individuals,i just got saved by him too.he can be trusted. I got my credit score increase up to 820 and from then my whole story change, i had enough money to stand on my own, i had my very big dream come though right now my family and i live in a house of our own and i already have two other house along side this year 2018. This is an achievement ever. Although what i paid can't be compared to the good work i received from him out of his kindness. Contact directly email(SYNCHACKTECHCREDITREPAIR@MAIL.COM or 8646570231)

Wed, 10/31/2018 - 13:12 Permalink
Jocc Rodolph (not verified)

Hi all I’m Jocc. I had a lot of debts before now. Credit card debt collectors have been blowing up my phone nonstop. I’m so stressed out that my depression and anxiety multiplied tenfold. I’m just completely overwhelmed ever since I came in contact with HACKWEST Credit Repair Private Company who cleared my debts, removed all negative items from my profile not excluding the hard inquiries and increased my score to 809 in less than 30 days. I must confess these guys are good. I know so many other persons are in this situation, you can contact (424) 307 2638 or Hackwest@ writeme. com don’t forget to mention my name to them. Thanks.

Thu, 11/01/2018 - 11:47 Permalink
Jocc Rodolph (not verified)

Hi all I’m Jocc. I had a lot of debts before now. Credit card debt collectors have been blowing up my phone nonstop. I’m so stressed out that my depression and anxiety multiplied tenfold. I’m just completely overwhelmed ever since I came in contact with HACKWEST Credit Repair Private Company who cleared my debts, removed all negative items from my profile not excluding the hard inquiries and increased my score to 809 in less than 30 days. I must confess these guys are good. I know so many other persons are in this situation, you can contact (424) 307 2638 or Hackwest@ writeme. com don’t forget to mention my name to them. Thanks.

Thu, 11/01/2018 - 11:48 Permalink
Paul Brooks (not verified)

I have spent a lot of time online looking for a way i could get my credit score increased have tried a lot of sites online and none really worked out, a friend introduce me to this guy COMPUTERSPYEXPERTS, he helped me clean my report and help me fix my credit score,it was stealth and neat with no trace he is a professional to the core and the best i have seen at fixing credit score and hacking into IRS database to clear tax unpaid. get him on (COMPUTERSPYEXPERTS@GMAIL. COM), (859) 780-3779

Thu, 11/15/2018 - 20:44 Permalink
Meka McDonald (not verified)

Hi all, I always wondered how I could boost my credit score after constantly getting ripped off by lenders, banks and credit card companies due to my poor credit history. So I got referred to by a friend about this amazing company (Hack West Credit Repair) who helped remove negative items on my report and increased my credit score in a discreet manner. He charges reasonably and gives you evidence before final payment. West changed my life and I can now boast of having a home and a new business all thanks to Hackwest@writeme.com. West can fix your credit report and increase your scores in record time. He came through for me and he can also do same for you… You can also hit him up on (424) 307 2638.

Sun, 11/18/2018 - 13:50 Permalink
Emily6575 (not verified)

My mom was scammed by someone who claims to be a repair expert back in late 2015 or early 2016. I tried to tell her it was a scam but she had already given her information’s and money. I’ve tried to tell her that she could try to get her money back but I think she doesn't believe that I know what I'm talking about. It really upsets me when these scammers target our parents & grandparents! I just lost my dad when they did this to her. They called several months after she paid for the service. Thank God I answered the phone & not my mom! I told them hell no & if they owe us money to either mail a check or credit the card they charged in the 1st place. No exaggeration, they called 6 times in a row one day. I kept saying no, they would hang up or I would hang up & they would call right back. This went on for about a week & finally the calls stopped. She lost about $500.00. They charged her around $150.00-$200.00 for "fixing" her Credit & then told her a year membership for about $300.00 more dollars. I don’t know which bothers me more, that she was scammed or that she won't listen to me when I try to help her. So after much argument she finally listen to me I called a friend Tracy that contacted a hacker that worked on a criminal records on her Dad so she gave me he’s contact and I contacted him and explained the situation and how possible could it be. He assured me of a clean and safe job and he will get done in just 4 days we provided the information he asked for and we contacted on Tuesday and on Friday everything was solved credit history looking superb and her scored increased to 200 points we are really grateful to you who may be reading this right now you want to fix your credit pick up phone and contact COLE (.)FRANK (@) CYBERSERVICES (.) COM OR text +1 (972) 798 8812 my name is Emily tell him I referred you have a nice day.

Mon, 11/19/2018 - 11:27 Permalink
Christina Evon Gray (not verified)

I read about Hack West on several review sites. The woman whom he helped spoke very highly of them and obviously West turned things around for her by giving her back her life. I Immediately wrote HACKWEST@WRITEME.COM and texted as well +1 (424) 307 2638 telling them I would rather like the same results for myself as I am a struggling single mother of 3 and trying to get my credit up. My dream is to buy a home to get away from where I am right now, own my own shit. My children are grown, with the exception of the last one, changing colleges etc. my credit is very important to me and I am considering bankruptcy, please help me. He replied me swiftly and gave me a direct instruction on the process. We got started same day and after 7 days, it was a turn over for my credit profile. He didn’t just erase the bankruptcy but he also deleted other negative items (collections, inquiries, medical bills and student loans) and raised my score to 792. Now I have moved to my own house with my kids. I can’t help but wonder what we would have done without Hack West. On this note, I recommend them for you credit repair. You can confidently contact them with the above info and be sure of a success story.

Wed, 11/21/2018 - 09:02 Permalink
Darrylhoagland (not verified)

You do need to talk with a credit repair professional. I know of someone who you can talk to and you can ask him questions if he can help with your situation. He charges reasonable fees but he will tell you if he can help you or not. If he does not there is no charge. Take a chance. Also, you may need to know that owning a home now is less expensive for you than renting. If you can solve this problem and re direct your goal to owning a home that will be more beneficial for you in the long haul. contact (COMPUTERSPYEXPERTS@GMAIL. COM) (8 5 9) 7 8 0 - 3 779.

Sat, 11/24/2018 - 16:33 Permalink
Tony Gall (not verified)

Thursday (November 22nd , 2018) was my thanksgiving day not because it’s a day set aside for we to be thankful but because it was the day I got my credit fixed by Hack West Credit Repair. I had all 3 bureaus reporting 550, 557, etc. main thing, I filed for bankruptcy chapter 13 to pay everyone back and then I asked to dismiss it. I had a couple of 60 days late payments but I was up to my limit on my cards but they were low limits; $300, $500 and $750. I signed up for credit saint in June but they are very slow in their process and couldn’t even remove the bankruptcy. I was making more research and by chance I found Hack West and his contact; HACKWEST@WRITEME.COM, +1 (424) 307 2638. From many of the names I found for some reason, I identified more with them. I am a father of 2 children and I have always wanted to buy my house but by credit report, I have never been able to. I did bought one house in Puerto Rico but it entered foreclosure. Well I trusted Hack West with my credit and they delivered my life from shame and failure bringing joy and reason to be happy again. He raised my score to 789 and deleted the bad items on my report and it still looks nice up to date. Feel free to contact them and get your life back again.

Mon, 11/26/2018 - 18:19 Permalink
Gracekent1991 (not verified)

Hello Everyone, a snappy inquiry to anybody that has procured an expert on techleadhackers com for Credit Repair. Kindly, do you think the repairs are perpetual? The purpose behind the inquiry is I got my credit settled/fixed almost 3 weeks ago by one of the experts, I simply need to affirm if the repair is permanent. So assuming else, I can request a refund ASAP. Although, The experts said the improvement is permanent.

Tue, 11/27/2018 - 21:21 Permalink
Rose Jojo (not verified)

Hello everyone, I’m Rose, divorce recently. I decided to buy a home suited for my family. I didn’t have the best track record with funds in my past and my credit profile was faulty. My credit score was 521 and I couldn’t apply for a mortgage, I was desperate to get a roof over my head which almost led to the detriment of my family. I read some good reviews about Hack West on Google and different credit sites then I contacted. Within 10 working days my score was raised to 768 and erased all the negative items on my credit report. This is the best thing that has ever happened to me and my family, I’m totally grateful to West for such services given to me. I firmly recommend Hack West to you all in need of such services and get your credit issues fixed in a short period. Email now on HACKWEST@WRITEME.COM or send a text to +1 (424) 307 2638). They can fix a Chex system and a DUI report as well. Cheers.

Thu, 11/29/2018 - 13:16 Permalink
Ruth Martins (not verified)

Thank for the advice @(PAMELA YOUNG). I have checked on DARK WEB hacker online to check eligibility and clear the negative item on my credit report. I met him on public forum when different people keep rating him because of the good return and always successful at his work. I remember most hacker don't give a reason why my money was denied without getting my work complete or do you think they will give a reason why it was denied or are they not obliged to do that. I want to buy a home but Equifax leaves me a score of 595 and finally come up to 820 score with the help of this right repairer i was advice to contact. Get more from him when you contact him. Darkwebcyberservice@gmail.com. and keep me posted to rate him just like i did after working with him to save people from getting scam.

Thu, 11/29/2018 - 15:32 Permalink
joeatkins (not verified)

I know and can recommend a very efficient and trustworthy hacker. I got his email address blackhatlord (at) protonmail (dot)com on DISQUS. He is very nice and he has helped me a couple of times even helped clear some discrepancies in my account at a very affordable price. he offers a top notch service and I am really glad I contacted him. He's the right person you need to talk to if you want to hack any of your spouses social network account or whatsapp,Bitcoins recovery or school grade hacks. He offers a legit and wide range of hacking services. His charges are affordable and reliable, This is my way of showing appreciation for a job well done because I promised to spread the news of deeds.

Mon, 12/03/2018 - 15:29 Permalink
Sandra Migual (not verified)

My gratitude goes out to the entire team of Hack West Professional Credit Repair. Someone left information ((424) 307 2638, HACKWEST@WRITEME.COM) under a comment section on helping to repair credit. I was interested in knowing more and if the hacking team still does this. I had poor credit, an old bankruptcy and problems with getting approved for an apartment due to 2 broken leases from the past which I explained to HACK WEST when I made contact with them. They cleaned my credit records and they boosted my credit score within just few days of contacting them without charging much. They also referred me to their website. Thanks to you all for this great gesture.

Tue, 12/04/2018 - 12:56 Permalink
Karen Hopper (not verified)

My Grandmother's wallet was stolen from her at the Walmart store. We called the police and called all of her card companies, few days later we discover Grandmother pin must have been too easy to guess because some money were wired to another account when she receive alert from her card company. I've advised her to cancel the card and investigation keep going from her card company with no response and this keep her worried often, companies assured us right away that this would be sorted not until i sharply ran to a friend for help and she introduce me to credit card hacker she met on public forum called Dark Web. He told us to wait for 5 days while he keep working on it. Guys i'm here to review him because Grandmother funds were wired back to her account to my surprised and only she has full access to her card again. I was also told he can boost your credit score to excellent result and work on criminal record. Contact him for me. Darkwebcyberservice@gmail.com.

Mon, 12/10/2018 - 16:48 Permalink
Dan Allsop (not verified)

Hi!

Get Instant access To:

1000+ fresh opt-in leads every 24 hours!
10.000+ updated email addresses every week!
15.000+ updated email addresses every month!
100.000+ updated email addresses every month!
900+ updated surveyed phone verified leads every week!
140 SUPER HOT Daily Prospects (up to 100% Interest level)
+ Much more...

ALL LOOKING FOR WAYS TO MAKE MONEY ONLINE!

Mail 1000+ random leads from inside the members area EVERY 24 HOURS!

Just join - get INSTANT access - download leads!
(NO HIDDEN UPGRADE-PAYMENT BUTTON)

Join here:
https://createsplashpages.com/splash.php?id=5014

To your success!

IG : romingsongoh

Mon, 12/10/2018 - 16:58 Permalink
Ashley Johnson (not verified)

Ashley Johnson by name, from Arkansas’s State. I’m a divorced mom of 2 autistic kids with a substantial income. We were going to lose our home because I didn’t have the credit score to purchase it. I had already worked with a hacker that almost wrecked my account with zero result. He also introduced one of his friends who tried to help but couldn’t because of the new security on the credit bureaus, they were unsuccessful but if I paid $1200 more, they would send me a cloned Credit Card and it is nothing but another big mess. I continued making more research on whom to help me with my credit until I saw and read some reviews from people saying HACKWEST help people who have alarming poor credit. I texted on +1 (424) 307 2638) and emailed (hackwest@writeme.com) asking if everything I heard and read were legit that I am interested in his service ASAP. I got a responds and further explained the process although I was lucky they are on promo discount so the cost was supper substantial. We moved on and West actually did all he said he would do within 7 business days and now I’m happy sitting on an average high credit score of 790 across the 3 major credit bureaus with no negative items on it.

Wed, 12/12/2018 - 07:28 Permalink
Edie Breed (not verified)

I have been waiting for my card since September. I applied for the card because of the Xmas coming up. Even sent in my full Proof of Income Statement as soon as I received the request and i heard nothing come up for 5 weeks. The first time I finally phoned to follow up, they initially said I sent the wrong documents. They checked again with me on line and noting still come up. They keep saying sorry for the delay and that the team would work on it and call me back. After they didn't call back, I asked if they could check again and they said that they could not and I could only resend the documents again. It is now approaching 6 weeks and it still does not look like I will get my credit card anytime soon. I once remember a friend told me about private hacker online and i agree to work with him and he gave me result within 5 days and i'm glad to review him to the world because his the best and reliable,affordable at the right time. Ask more about him at: Cyberspacehacker2@gmail.com.

Fri, 12/14/2018 - 06:28 Permalink
georgeolson (not verified)

It's been a crazy year for me, unfortunate happenings beyond me made score fall to 622, I needed a loan few months ago for my failing business which could'nt be approved because of my credit score. A colleague linked me up with Clever Hacker, after contacting him he didn't just raise my score to a golden and remove my eviction. Thanks to him I got my loan approved contact cleverhacker |.| hack |@| gmail |.| com or (601) 803-3273

Sat, 12/15/2018 - 11:57 Permalink
789 (not verified)

Learn the secret of maintaining a good and prefect credit and also fixing your credit and increasing scores from a Great and trusted friend who is ready to share ideas with you on Credit Repair Solution Mr. Cole contact him on today on COLEFRANKSERVICES@GMAIL.COM phone +1 972 798 8812.

Sun, 12/16/2018 - 19:49 Permalink
Oralia Brown (not verified)

Thank you so much to the team at Hack West Credit Repair for helping me achieves my dream of becoming a first time home owner! Also, for the purchase of my new family car! Thank you for your time and dedication! West and his team were very thorough through the process and took care of all my questions! They made sure I got the best deal for my car and now I and my family get to enjoy it with a low payment! We are grateful to have gone through this process with them! I recommend HACKWEST@WRITEME.COM to everyone who needs help with their credit! You can also text (424) 307 2638. Guys, IT IS WORTH IT!! Do it!!

Mon, 12/17/2018 - 17:54 Permalink
Andrea Baron (not verified)

Hack West Professional Credit Repair gave me the greatest Christmas gift. Words fail me to express how joyful I’m right now. I just received a mail from my bank that I’m now qualified for a loan. This is coming after several rejections from banks due to my poor credit score. After reading several reviews about Hack West I decided to give them a try, lo and behold it’s real. The charge was worth the service. My score jumped to 720 from low 400s. All I can say right now is “Thank You to the entire team of Hack West” you’re truly the best. I’m dancing into the new year with a good credit score and that has being my dream. You too can achieve this or even more. Kindly contact: (424) 307 2638 HACKWEST@WRITEME.COM.

Thu, 12/27/2018 - 11:21 Permalink
Rick Kennedy (not verified)

Hack West Professional Credit Repair isn’t just a place of business it is a place of family where they truly care about your credit score and they help you raise and fix your past (which can be frightening and intimidating at first). We all make financial mistakes and I made those bad decisions that truly affected me in where I couldn’t ever gathered $100 loan. BUT HACK WEST (HACKWEST@WRITEME.COM/+1 (424) 307 2638) credit has helped me by taken me by the hand and raised my credit score from 460 to 780. They are very integrated, interactive and truly want to not only fix your credit score but help you at a second financial change at life. With them working hard for us, we are confident we can now truly fulfill our dream of buying our first home at Denver.
Hack West is a Blessing to us and can also be a Blessing to you, tell West Rick directed you. Truly I’m fulfilled. 2019 is settled hence I have an excellent score.

Sun, 12/30/2018 - 17:42 Permalink
FESTUS (not verified)

They are all scammers, they will make you pay after which they will give you an excuse asking you to pay more money, they have ripped me of $2000, i promised i was going to expose them.
I figured it all out when my colleague took me to Pavel

(HACKINTECHNOLOGY@GMAIL.COM)
whatsapp/cell +16692252253

He did perfect job, he hacks all accounts ranging from (Emails, Facebook, whatsapp, imo, skype, instagram, Phone cloning, DMV removal, tracking locations, background checks Kik etc. he also hacks cell phones, cell phone tapping and cloning, clears bad driving and criminal records, bank transfers, locates missing individuals e.t.c. You should contact him and please stop using contacts you see on websites to execute jobs for you, you can ask around to find a real hacker.

Mon, 12/31/2018 - 02:13 Permalink
Danny782 (not verified)

Danny Smith; After having multiple bad experiences with credit repair companies which I was robbed, figuring out the credit score they told me they boosted was actually false and the negatives on my report wasn’t cleaned I tried Ghost Virus Credit Repair whom my bosom friend introduced to me…I want to publicly appreciate the effort for helping me to increase my credit score when I was suffering from low score 490 and was unable to meet up to my standard level. My score suddenly shot up 790 (excellent result) within 9 days. Let me quote Ghost word to me “you can’t begin the new year with a bad credit” that encouraged me and immediately started the job. Sincerely, I’m pleased after everything they did for me. He didn’t charge so much but delivered on his part. Contact him for all sort of credit repairs, he will be willing to help you. (GHOSTVIRUS789@GMAIL.COM: +1 (205) 418 0498). Also DUI and Chex fix have a wonderful start happy New Year.

Mon, 12/31/2018 - 17:21 Permalink
Sarai Sumira (not verified)

Having good credit is not something they teach you in high school or college. I had horrible credit and was burned a couple of times by hackers who provide "clean up credit" services. Working with Hack West Credit Repair was an entirely different experience. Hack West was honest. They did exactly what they said they would, within a short while, was always available and awesome. These things made all the difference. Thanks so much for helping to repair my credit; I now have a score of 760 with all hard inquiries removed. Reach them on HACKWEST at WRITEME dot COM or +1 (424) 307 2638.

Mon, 12/31/2018 - 18:37 Permalink
Sarai Sumira (not verified)

Having good credit is not something they teach you in high school or college. I had horrible credit and was burned a couple of times by hackers who provide "clean up credit" services. Working with Hack West Credit Repair was an entirely different experience. Hack West was honest. They did exactly what they said they would, within a short while, was always available and awesome. These things made all the difference. Thanks so much for helping to repair my credit; I now have a score of 760 with all hard inquiries removed. Reach them on HACKWEST at WRITEME dot COM or +1 (424) 307 2638.

Mon, 12/31/2018 - 18:39 Permalink
Cherry (not verified)

"Words cannot express my gratitude nor Appreciation to Ghost Virus for he’s help." Sometime last year I was in a very terrible situation I was almost losing my house due to my poor credit outline. I reached out for help and searched online for a quick solution to my poor credit outline and to restore my life back without being kicked out of my apartment and suffering from so many things. I came across several reviews about Ghost how he helped a lot of persons with similar issue I was having. I contacted Ghost Virus (Ghostvirus789@gmail.com: +1 205 418 0498) for a quick solution explaining everything concerning my credit to him and I could really use he’s help he said okay and promised to help me fix my credit within 12 working days. My credit got fixed my score 395 was increased to a high 795 deleting all negative items and also increasing my credit limits and leverage. God bless you Ghost I’ll forever remain grateful to you Have a prosperous years ahead of you thanks. Cherry Idaho Connecticut Happy Holidays

Fri, 01/04/2019 - 00:33 Permalink
Thomas123 (not verified)

During the past few years I have tried without success to fix my credit. The last time was last year in which they requested some payments, but it was not resolved. I was making more research and by chance I found CLEVER HACKER and his contact; cleverhacker |DOT| hack |AT| gmail |DOT| com or text (601)8033273. From many of the names I found for same reason, I identified more with him. I have always wanted to buy my house, but I have never been able to. I did buy one house in Houston but it entered foreclosure. My score was around 575 due to the medical bills, repossessions, student loans, etc. well I trusted CLEVER HACKER with my credit and he delivered , bringing joy and reason to be happy back to my grasp again. He raised my score to 765 and deleted the bad items on my report and it still looks nice up to date.

Fri, 01/04/2019 - 15:46 Permalink
Nancy33 (not verified)

Hello and Happy New Year everyone my name is Nancy, I want to use this medium to appreciate Ghost for he’s determination in making sure I get a better credit. Nov last year while I made inquiry online for a credible credit repair expert to help get my credit back to speed and by chance I came across wonderful review about this genius Ghost Virus how he helped so many people out there trying to get there credit resolved and fix their credit in short while. I initially had a score of 480 with late payments lingering debts bankruptcy, judgment etc that wouldn’t let me qualify for anything. After 8 days when the job was completed my score increased (780) and my credit is looking good. I’m so grateful and the newest home owner in 2019 thanking (Ghost) you for your, support God bless. Contact him Toady and be happy too (Ghostvirus789@gmail.com: text +1 (205) 418 0498)

Fri, 01/04/2019 - 21:39 Permalink
Billie Mckay (not verified)

I’d like to share my experience with contacting Credit Wizard. I was referred by Mr. Morris Jeff whom it’s the essence of professionalism. After, speaking with the Credit Wizard I understood why I had been referred to him as he is also the essence of professionalism critically important in any business and difficult to find. He is also kind, patient & always replies to my questions quickly. He has made me feel that I’m understood, important and goes the extra mile. I had an eviction, credit card debts and student loans but as of today you can’t find this in my report any longer. I now have a credit score of 769 with great tradelines. Feel free to contact thecreditwizard@writeme.com.

Sat, 01/05/2019 - 00:47 Permalink
Jason6567 (not verified)

Hello everyone Jason by name. I want to express my endless gratitude to Ghost for helping out with credit repair and also increasing my score 479 to a high 790. If you need help fixing your credit and lessons on maintaining a good credit Ghost got you covered contact them via mail (Ghostvirus789@gmail.com text (205) 418 0498) Happy Holidays.

Sat, 01/05/2019 - 14:07 Permalink
Gunter Richard (not verified)

Thank you for your service! I live outside of Houston, TX. 2 1/2 years ago I lost a well-paying job and was out of work for almost a year. We had to sell our house to raise money to pay expenses. With the proceeds we paid down as much debt as possible but have 3 Bank of America credit card accounts with balances totaling $65,000 remaining. We couldn’t afford the payments and sought the advice of a friend who recommended this great hacker (THECREDITWIZARD@WRITEME.COM) who advised us to stop paying. He told me what it will cost to wipe the debts from my report, I complied and after 7 days my score moved to 790 with positive tradelines added to it. I can’t thank him enough. I have been able to get a better house. I will always recommend Credit Wizard to anyone who desire to fix credit, DUI or Chex system.

Mon, 01/07/2019 - 07:28 Permalink
Robert454 (not verified)

I want to acknowledge Ghost for dedicating so much making sure I get my credit fixed and my score increased qualifying me for everything. I had 4 negative items, couple of collections tons of debts, eviction on my profile. I needed to secure a new home for me and my family and also start a business this year. So after I contacted Ghost and we worked together got done fixing my credit which took about 12 business days to achieve, I got qualified for everything. I’m so grateful to Ghost you’re a hero thanks for everything. If you wish to get in touch with Ghost you can reach them on the address Ghostvirus789@gmail.com text +1 205 418 0498. All the best

Mon, 01/07/2019 - 15:39 Permalink
Ruth Dettle (not verified)

You may be thinking Great! I remember when i was desperate of busting my low credit score. That’s one of the biggest misconceptions reward of a hacker called Dark Web. If you’re doing it right, you will NOT hurt your credit when you contact the right repairer. I though soft inquiries are those made by companies for non-lending reasons, like identity confirmation. Another soft inquiries example is when you ask for your own credit report. Well i will gladly review you guys to this hacker who clear the negative items on my report before increasing my score to 800 standard within 2 to 3 business days. Getting credit card is simple and easy to do when you follow the steps above. Once you know your goal, you can easily find. Darkwebcyberservice@gmail.com.OR +1(702) 907 1140. Its reliable,affordable and work with time without a delay from him.

Tue, 01/08/2019 - 10:48 Permalink
James885 (not verified)

Greetings Everyone I’m James Bronx from New York; I want to express my sincere Appreciation to Ghost Virus for devoting and putting he’s best to make sure I get my credit fixed. With Transunion 456 Equifax 558 Bankruptcy, Debt, Repos, Collection stuck on my profile I was unable to apply for a loan to purchase a home for my family. My friend introduced me to Ghost Virus on 5th of December 2018 and we began the process of fixing my credit on the 10th just before the Christmas Eve my credit was fixed and my scores increased. Trans 780 Equifax 800 I’m very grateful so excited and my wife credits is currently been taken care. You can get in touch with them at (Ghostvirus7890 at gmail dot com text +1 (205) 418 0498).

Tue, 01/08/2019 - 14:03 Permalink
Kpos Kane (not verified)

It's always very discomforting to talk about our personal confidential information, especially when it comes down to repairing or fixing our credit. I can guarantee anyone that the moment you write Credit Wizard, his empathy & professionalism will immediately assure you otherwise. His profound understanding about the credit industry & very reasonable billing is second to none. I will recommend THECREDITWIZARD@WRITEME.COM to anyone I know in need of help with their credit. I’m happily free from all debts including credit cards debts and student loans just after I trusted him with my funds and information, my score jumped to 760 from low 400 in less than a month. What else can I say than to say “Thank You” for giving me a new life.

Wed, 01/09/2019 - 07:47 Permalink
Paul McCarthy (not verified)

Paul McCarthy Boston Massachusetts, I’m happy to be in this position to express my sense of indebtedness to Ghost without he’s help I don’t know how my life would have been with my terrible credit report. Maybe would have found myself on the streets begging but I’m glad Ghost Virus came through for me. Last year I almost lost my home due to my very poor credit profile with low score, Tons of medical bills, Eviction, collection, Negative items and a lot on my report which disqualified me from so many things. I did some research on credit repair blog where I was directed to Ghost Virus for a repair service. I contacted Ghost and explained my experience to them they promised to get my credit fixed but the process would last for 18 days. They fixed my credit raised my score and placed some beautiful (Tradeline). I’m so happy I can boost of my credit I felt someone out there could really use their help Contact Ghostvirus7890@gmail.com: +1 205 428 0498

Wed, 01/09/2019 - 16:47 Permalink
Alexis Brooklyn (not verified)

Happy New Year my name is Alexis from Texas I live in NY. I’m a divorced mom of 2 kids with a substantial income. We were going to lose our home because I didn’t have the credit score to purchase it. I had already worked with a hacker that almost wrecked my account with zero result. He also introduced one of his friends who tried to help but couldn’t because of the new security on the credit bureaus, they were unsuccessful but if I paid $1500 more, they would send me a cloned Credit Card and it is nothing but another big mess. I continued making more research on whom to help me with my credit until I read some reviews from people talking about Ghost Virus and how he help people who have alarming poor credit. I texted on +1 (205) 418 0498) and emailed (Ghostvirus7890@gmail.com) asking if everything I heard and read were legit that I am interested in his service ASAP. I got a responds and further explained the process. We moved on and Ghost actually did all he said he would do within 8 business days and now I’m happy sitting on an average high credit score of 790 across the 3 major credit bureaus with no negative items on it. You can connect with Ghost for a Credit Repair assistant.

Thu, 01/10/2019 - 22:53 Permalink
Jack Miles (not verified)

As skeptical as I am, I have to say these guy is the best in the business. The cost is worth it. Faster than Lexington Law or any other repair services I have ever used.I started less than a week ago and changes are happening to my credit report and my scores have been going up. Take it from me, try him you won’t regret it. Ask for THECREDITWIZARD@WRITEME.COM, he is your guy. Customer service is professional and you are not being considered as a number. He is personable and understands your needs. It’s worth it guys and this aren’t no FAKE NEWS. You can also text him on his personal number +1 (717) 467-7735.

Sun, 01/13/2019 - 09:21 Permalink
Christian56 (not verified)

Greeting Great people my name is Christian, Few years back I tried without success to fix my credit and rather it got worse. The last time was last year in which they request me some payments and six (6) months, the person did nothing. I was making more research and by chance I found Ghost Virus and his contact; GHOSTVIRUS7890@GMAIL.COM, +1 205 418 0498. For many of the names I found for some reason, I identified more with him. I am a father of 4 children and I have always wanted to buy my house but by credit report, I have never been able to. I did bought one house in Puerto Rico but it entered foreclosure. My score was in the 475 due to the medical bills, credit cards, repossessions, student loans, etc. well I trusted Ghost Virus with my credit and he delivered my life from shame and failure bringing joy and reason to be happy back to my grasp again. He raised my score to 790 and deleted the bad items on my report and it still looks nice up to date. Reach him with his above contact and get your lives back again.

Sun, 01/13/2019 - 17:11 Permalink
gregransom45 (not verified)

However, there are many services that might try to take advantage of you and your financial needs by trying to steal your money or financial information not this guy. I’m GREG, I live in Tennessee. I’m very grateful to Ghost. Last year, I needed help with my credit. My current credit score was 506, I wanted a higher score and probably my old accounts deleted although most of them I had no idea why they were there, because I never opened accounts with credit card. I went on internet to search for help and I found Ghost the credit Expert and I immediately contacted him (205) 418 0498; GHOSTVIRUS7890@GMAIL.COM). We got started with the process with some few questions and a little display of competency as a proof of legitimacy. He (deleted the accounts, erased all the inquiries and eventually raised my score to 780. I guess someone out there with bad credit issue will be in need of such help. I’m very certain Ghost will help you contact them today have a wonderful Day.

Mon, 01/14/2019 - 16:25 Permalink
James Lawson (not verified)

Hello Guys before working with COLEFRANKSERVICES I had a credit score of 531 to 542. I went looking for a loan from Metro Credit Union and they told me to pay my debt to Bank of America first which was about $4,800. At the time my credit report was awful with red mark all over it. I had a couple charge-off accounts and I was stressed out about them. I called the credit bureaus and asked them for my credit report. I found out I had about 7 negative items and 9-12 hard inquiries from every bureaus. While searching for solution, I found several good reviews about ColeFrankServices on different blogs and sites. At first I was skeptic and curious, so I sent them an email. They quickly replied back addressing me to an agent whom explained the process and everything needed to fix my credit there was absolutely no confusion. My credit score now is 795 and 790 deleting all the negative items on my report and also added beautiful Tradelines. Contact them COLEFRANKSERVICES@GMAIL.COM: +1 424 245 2993 if you have any question or you need their services. I paid absolutely nothing to Bank of America and it is all cleared in my credit report.

Wed, 01/16/2019 - 14:30 Permalink
Dave Callahan (not verified)

I remember in 2017, my credit score was horrible, I had so many collection accounts and would not approve for anything. I had rental debt, charge offs, student loans, tax liens e.t.c. from your credit report.
I was then introduced to XAPCREDITSOLUTION@GMAIL.COM by Mr. Stone who happened to be my old time friend and my credit score went from 529 to 790 within few days and I was able to get a home loan and eligible for several credit cards. I can always recommend XAP CREDIT SOLUTION to anyone who desires to have a better credit life. Cheers!

Thu, 01/17/2019 - 23:40 Permalink
Johnny Taylor (not verified)

I must acknowledge the tireless effort of Cole Credit Services, your commitment and dedication are greatly appreciated helping men and women with credit issues. I had a bad credit which disqualified me from many things and my score was on a low 474 but after my contact with Cole regarding my credit issues I can now boost of an excellent credit report and my score on a high 790. God bless your entire team and service to the community. I strongly recommend any one with a credit challenge to contact them COLEFRANKSERVICES@GMAIL.COM

Thu, 01/17/2019 - 23:49 Permalink