Sample letter to remove credit inquiry and fix credit score

Submitted by Richard on Sat, 07/22/2006 - 06:02
Forums

Hi,

We often notice unauthorized hard inquiries made by creditors listed in our credit report. These inquiries hamper our credit profile and cause problems in acquiring credit benefits. I have prepared a sample letter that you may use to ask the creditor to remove the inquiry and it will also help you to know how to get credit inquiries removed. Please make sure that you use fax or certified mail instead of ordinary mail in order to get a prompt response.

Your Name __________
Your Address __________
Your Phone # __________

Creditor's Name _____________
Creditor's Address ____________

Date ___________

Dear Sir or Madam,

RE: Unauthorized credit inquiry

While checking my personal credit report, which I acquired from [insert Credit bureau name], I notice an inquiry made by your organization.

Since I have not, to the best of my knowledge, authorized anyone employed by your organization to make an inquiry, you are not legally entitled to make the inquiry. Therefore, I request that you contact the concerned credit bureau and remove the unauthorized hard inquiry immediately, under the Fair Credit Reporting Act, Section 1681b(c): Transactions Not Initiated by Consumer. I also request that you remove my personal information from your records. Please send me a written confirmation that you have complied with my requests.

If you believe that you posses sufficient documentation that supports your authorization to make the inquiry, please send me a copy to my current address so that I may verify its validity.

Sincerely,

Your Signature ______________

Your Name ______________

Austin Benedict (not verified)

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Mon, 01/20/2020 - 20:45 Permalink
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Tue, 01/21/2020 - 05:39 Permalink
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Wed, 01/22/2020 - 19:13 Permalink
Gilbert Paul (not verified)

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Thu, 01/23/2020 - 02:59 Permalink
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Wed, 02/05/2020 - 21:45 Permalink
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Thu, 02/06/2020 - 20:55 Permalink
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Sat, 02/08/2020 - 21:06 Permalink
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Tue, 02/11/2020 - 20:47 Permalink
Linda Grey (not verified)

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Wed, 02/12/2020 - 09:34 Permalink
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Fri, 02/14/2020 - 00:29 Permalink
Mattew Swat (not verified)

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Tue, 02/18/2020 - 23:02 Permalink
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Thu, 02/20/2020 - 23:04 Permalink
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Fri, 02/21/2020 - 23:03 Permalink
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Tue, 02/25/2020 - 22:31 Permalink
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Wed, 02/26/2020 - 11:10 Permalink
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Wed, 02/26/2020 - 19:56 Permalink
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I never knew hackers could improve a low credit score until I met one on a discussion forum when I Google how to improve my credit score, I read several reviews on how good and reliable 760PLUS CREDIT SCORE is in solving issues that has to do with credit reports. I emailed them and asked if they can raise credit score (all 3 major credit bureaus) and also delete evictions in 10 working days? They replied yes and asked me for some personal info to enable them hack through my profile. I gave everything they needed to get started with the job, last week Saturday my score was increased from 410 to 800. Contact him via: 760PLUSCREDITSCORE@GMAIL.COM or text 1(304) -774-5902. Ensure you recommend him to others as I have done the moment your credit is fixed completely.

Sat, 02/29/2020 - 06:46 Permalink
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Mon, 03/02/2020 - 17:25 Permalink
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Tue, 03/03/2020 - 21:18 Permalink
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Wed, 03/11/2020 - 14:50 Permalink
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Fri, 03/20/2020 - 00:18 Permalink
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Thu, 03/26/2020 - 18:14 Permalink
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Sun, 04/05/2020 - 16:16 Permalink
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Tue, 04/07/2020 - 00:37 Permalink
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Tue, 04/07/2020 - 00:38 Permalink
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Tue, 04/07/2020 - 09:55 Permalink