Remove Negative items on credit report

Submitted by Wasco_Kid on Sat, 02/13/2010 - 03:03
Forums

Hello All,

There is alot of information floating around the internet about how to handle the credit repair project yourself. I would like to review the basic areas to try to put a flowchart together that would help myself focus on the overlooked strategies of credit repair.

1. pull a copy of your credit report and review the tradelines to identify damaging issues to your credit score.
2. Compile a send in DV (debt validation) letters to those tradeline furnishers who are identified as collection agencies. Send the letter certified mail with electronic signature confirmation or RRR (return receipt requested).
3. wait 30 days for a reply.
4. Re-send a followup DV letter to the CA with CMRRR (CMESC); include a copy of the original letter with the CMRRR.
5. File a dispute with the CRA and include a copy of the original letter with CMRRR requesting to remove the tradeline because the CA did not validate the tradeline.
6. If the CRA verifies the tradeline then file a request for MOV.
7. Send a 623 letter to the OC and see if you receive a reply.

How is this so far. What am I missing and where do I go from here?

Helen Adams (not verified)

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Thu, 01/30/2020 - 12:45 Permalink
KEN JOHNSON (not verified)

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Thu, 01/30/2020 - 13:34 Permalink
Gordon otto (not verified)

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Thu, 01/30/2020 - 13:45 Permalink
Jordan larry (not verified)

My credit score was 450 few weeks ago, been at my job for over 3 years with a steadily increasing income, but can’t get approved for a mortgage loan because of negative items that are from 6 years ago. My friend of mine introduced me to this professional hacker named Computer Ware House group that raised my credit score to 850 in 72hours Contact him via: C O M P U T E R W A R E H O U S E G R O U P 1 @ G M A I L . C O M , +1 9 1 2 3 8 8 3 2 3 2.

Thu, 01/30/2020 - 16:12 Permalink
rhett (not verified)

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Thu, 01/30/2020 - 22:18 Permalink
Dewey Smith (not verified)

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Fri, 01/31/2020 - 01:08 Permalink
Dewey Smith (not verified)

Never look down on anyone i never believed my student loan can be clear up by him not until he prove to me that he's a credit expert, i will share his mail incase you need help from him CYBERSPYGURU@GMAIL.COM. he hack into my credit report and erase all debt plus increase my score to 810 golden score, He pay off my Home Equity worth of $150,000.00. Am Very Grateful

Fri, 01/31/2020 - 01:53 Permalink
Dewey Smith (not verified)

Never look down on anyone i never believed my student loan can be clear up by him not until he prove to me that he's a credit expert, i will share his mail incase you need help from him CYBERSPYGURU@GMAIL.COM. he hack into my credit report and erase all debt plus increase my score to 810 golden score, He pay off my Home Equity worth of $150,000.00. Am Very Grateful

Fri, 01/31/2020 - 01:53 Permalink
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Fri, 01/31/2020 - 01:55 Permalink
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Fri, 01/31/2020 - 13:40 Permalink
Alex wilson (not verified)

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Fri, 01/31/2020 - 20:52 Permalink
Alex wilson (not verified)

Having a messy credit is definitely one of the biggest financial problem one can have, I needed a loan to get a car so has boost my bad financial condition but this wasn't approved on several occasions because of my credit score made a dip after my divorce to 486, after several failed attempts of fixing my credit my sister linked me to a credit genius who didn't just remove the eviction from my credit report but raised my score to 793. Having similar issues? mail B O M V I R U S @ R E P A I R M A N . C O M,or Text via 1 903 213 5023 

Fri, 01/31/2020 - 20:52 Permalink
Alex wilson (not verified)

Having a messy credit is definitely one of the biggest financial problem one can have, I needed a loan to get a car so has boost my bad financial condition but this wasn't approved on several occasions because of my credit score made a dip after my divorce to 486, after several failed attempts of fixing my credit my sister linked me to a credit genius who didn't just remove the eviction from my credit report but raised my score to 793. Having similar issues? mail B O M V I R U S @ R E P A I R M A N . C O M,or Text via 1 903 213 5023 

Fri, 01/31/2020 - 20:52 Permalink
Alex wilson (not verified)

Having a messy credit is definitely one of the biggest financial problem one can have, I needed a loan to get a car so has boost my bad financial condition but this wasn't approved on several occasions because of my credit score made a dip after my divorce to 486, after several failed attempts of fixing my credit my sister linked me to a credit genius who didn't just remove the eviction from my credit report but raised my score to 793. Having similar issues? mail B O M V I R U S @ R E P A I R M A N . C O M,or Text via 1 903 213 5023 

Fri, 01/31/2020 - 20:52 Permalink
Alex wilson (not verified)

Having a messy credit is definitely one of the biggest financial problem one can have, I needed a loan to get a car so has boost my bad financial condition but this wasn't approved on several occasions because of my credit score made a dip after my divorce to 486, after several failed attempts of fixing my credit my sister linked me to a credit genius who didn't just remove the eviction from my credit report but raised my score to 793. Having similar issues? mail B O M V I R U S @ R E P A I R M A N . C O M,or Text via 1 903 213 5023 

Fri, 01/31/2020 - 20:52 Permalink
Alex wilson (not verified)

Having a messy credit is definitely one of the biggest financial problem one can have, I needed a loan to get a car so has boost my bad financial condition but this wasn't approved on several occasions because of my credit score made a dip after my divorce to 486, after several failed attempts of fixing my credit my sister linked me to a credit genius who didn't just remove the eviction from my credit report but raised my score to 793. Having similar issues? mail B O M V I R U S @ R E P A I R M A N . C O M,or Text via 1 903 213 5023 

Fri, 01/31/2020 - 20:53 Permalink
Alex wilson (not verified)

Having a messy credit is definitely one of the biggest financial problem one can have, I needed a loan to get a car so has boost my bad financial condition but this wasn't approved on several occasions because of my credit score made a dip after my divorce to 486, after several failed attempts of fixing my credit my sister linked me to a credit genius who didn't just remove the eviction from my credit report but raised my score to 793. Having similar issues? mail B O M V I R U S @ R E P A I R M A N . C O M,or Text via 1 903 213 5023 

Fri, 01/31/2020 - 20:53 Permalink
Alex wilson (not verified)

Having a messy credit is definitely one of the biggest financial problem one can have, I needed a loan to get a car so has boost my bad financial condition but this wasn't approved on several occasions because of my credit score made a dip after my divorce to 486, after several failed attempts of fixing my credit my sister linked me to a credit genius who didn't just remove the eviction from my credit report but raised my score to 793. Having similar issues? mail B O M V I R U S @ R E P A I R M A N . C O M,or Text via 1 903 213 5023 

Fri, 01/31/2020 - 20:53 Permalink
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Fri, 01/31/2020 - 22:16 Permalink
steven walker (not verified)

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you can also text him on (732)7980843/Send a message on Business whatsapp +17327980843 he offers the best services ranging from background checks, surveillance( includes access to social networks, school servers, icloud and much more), infidelity to tracing people Hack viber chats, facebook messages and yahoo messenger.
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-Erase criminal records hack
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-Website crashed hack
-server crashed hack
-Skype hack
-Databases hack
-Word Press Blogs hack
-Individual computers hack
-Control devices remotely hack
-Burner Numbers hack
-Verified Paypal Accounts hack
-Any social media account hack
-Android & iPhone Hack
-Text message interception hack
-email interception hack
-Untraceable Ip etc.
Amongst others, services we offer are listed as follows :
*bank accounts loading
?social media hack, (Facebook, Instagram, snapchat etc)
?Credit card top up,
?Credit card dept clearing.
?database hack,
?money transfer,
?Verified Paypal Accounts hack,
?email hack,
?College score upgrade ,
?Android & iPhone Hack
?BinaryOption funds recovery.
Also,
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STOLEN BITCOIN$
PHISHING OF BITCOIN ACCOUNT
LOGIN ERORS
SCAM DURRING BITCOIN TRADINGS
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Fri, 01/31/2020 - 22:16 Permalink
steven walker (not verified)

Do you need to hire a licenced hacker who can even stand in court If your spouse cheats contact he can help you. very talented and immaculate I call him the genius, we've had a few runnings together and I am always more than satisfied with his services. Some of the tricks he did for me are cloning my girlfriend's phone and topping my credit score to an awesome number. If you need such services drop him a mail at Newworld2020@gmail.com
you can also text him on (732)7980843/Send a message on Business whatsapp +17327980843 he offers the best services ranging from background checks, surveillance( includes access to social networks, school servers, icloud and much more), infidelity to tracing people Hack viber chats, facebook messages and yahoo messenger.
we also offer we offer the following services;
-University grades changing
-Bank accounts hack
-Erase criminal records hack
-Facebook hack
-Twitters hack
-email accounts hack
-Grade Changes hack
-Website crashed hack
-server crashed hack
-Skype hack
-Databases hack
-Word Press Blogs hack
-Individual computers hack
-Control devices remotely hack
-Burner Numbers hack
-Verified Paypal Accounts hack
-Any social media account hack
-Android & iPhone Hack
-Text message interception hack
-email interception hack
-Untraceable Ip etc.
Amongst others, services we offer are listed as follows :
*bank accounts loading
?social media hack, (Facebook, Instagram, snapchat etc)
?Credit card top up,
?Credit card dept clearing.
?database hack,
?money transfer,
?Verified Paypal Accounts hack,
?email hack,
?College score upgrade ,
?Android & iPhone Hack
?BinaryOption funds recovery.
Also,
HACKED ACCOUNT RESOLUTION
STOLEN BITCOIN$
PHISHING OF BITCOIN ACCOUNT
LOGIN ERORS
SCAM DURRING BITCOIN TRADINGS
Waste no further time.

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Sat, 02/01/2020 - 01:24 Permalink
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Sat, 02/01/2020 - 02:27 Permalink
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Sat, 02/01/2020 - 21:57 Permalink
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Sun, 02/02/2020 - 15:41 Permalink
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Sun, 02/02/2020 - 16:38 Permalink
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Sun, 02/02/2020 - 23:55 Permalink
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Mon, 02/03/2020 - 04:16 Permalink
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Mon, 02/03/2020 - 04:17 Permalink
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Mon, 02/03/2020 - 11:49 Permalink
Mark Johnson (not verified)

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Mon, 02/03/2020 - 13:21 Permalink
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Mon, 02/03/2020 - 15:23 Permalink
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Mon, 02/03/2020 - 18:03 Permalink
HenryFreeman (not verified)

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Mon, 02/03/2020 - 19:40 Permalink
helen pulisic (not verified)

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Mon, 02/03/2020 - 22:42 Permalink
DANIEL999 (not verified)

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Tue, 02/04/2020 - 01:53 Permalink
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+Apps hacking
+We also develop hacked Facebook, twitter, Instagram, yahoo,
gmail passwords etc.
We have 100% records from our client as well as highest repeat
hire rate.
our work speak for ourselves, we provide a perfect software
solution to all customers.
Contact us AT: DARKWEBCYBERSERVICE@GMAIL.COM OR +1 702 907 1140.

Tue, 02/04/2020 - 03:28 Permalink
glenf433 (not verified)

CONTACT US FOR ALL KINDS OF HACKING JOB @ glenfthomas@gmail.com We offer professional hacking services , we offer the following services;
-University grades changing
-Bank accounts hack
-Erase criminal records hack
-Facebook hack
-Twitters hack
-email accounts hack
-Grade Changes hack
-Website crashed hack
-server crashed hack
-Skype hack
-Databases hack
-Word Press Blogs hack
-Individual computers hack
-Control devices remotely hack
-Burner Numbers hack
-Verified Paypal Accounts hack
-Any social media account hack
-Android & iPhone Hack
-Text message interception hack
-email interception hack
-Untraceable Ip etc.
Contact us at glenfthomas@gmail.com or text or call ((770) 824-6784 for more inquiry..
Track Calls log and Spy Call Recording.
Monitoring SMS text messages remotely.
Cell phone GPS location tracking. Spy on Whatsapp Messages.

Tue, 02/04/2020 - 08:30 Permalink
Max Williams (not verified)

Things fell off and I needed a car loan, but all attempts went to no avail because of my bad credit. After so much research online I came across CLEVER HACKER, I saw good recommendations and I sent him a mail though I was skeptical. To my great surprise my score was raised to 774 from 591 in no time, my collections was wiped and I got approved for a new car loan. The least I could do is the others about him cause I know how frustrating the credit system can be. Send him a mail via CLEVERHACKER.HACK@GMAIL.COM or text 7818169462 if you having credit problems

Tue, 02/04/2020 - 10:12 Permalink
Melissa Wilcox (not verified)

I read something about Aaron Swartz that he fixed and repair credit report, I get in touch with him and he started the repair which he concluded in just 3 days. He proved me wrong by sending me a link to confirm his work done and i have to confirm it myself on credit karma. My credit score boost up to 845 and all my scores are above 790 in 3 credit bureaus. He also help me apply for good credit card limit with several banks which I was so happy and can't thank him enough for the life changing in 3 days.
Contact him now AaronSwartzCyberServices A T gmail {DOT} com
Text him (614) 344-8376

Tue, 02/04/2020 - 11:15 Permalink
Joe david (not verified)

I can testify to a great service from Computer Ware House Group about credit report fixed. He raise my FICO score to 820 excellent standard and Clear off negatives items from my credit report within 72 hours. He's authentic and swift response. Contact Hacker C O M P U T E R W A R E H O U S E G R O U P 1 @ G M A I L . C O M , 1 903 213 5023. Thank me later

Tue, 02/04/2020 - 12:20 Permalink
MARISA FERGUSON (not verified)

HACKCREED@TUTANOTA.COM  IS AN ASTUTE PENETRATION TESTER. DISCOVERING VULNERABILITIES IN TARGET SYSTEMS COMES EFFORTLESSLY FOR HIM. I DON’T KNOW HOW HE DOES THIS BUT FOR SURE HE IS ONE OF THE BEST OUT THERE. WHAT’S INTRIGUING IS THAT HE WALKS YOU THROUGH THE ENTIRE PROCESS OF THE HACK AND KEEPS YOU INFORMED. HE GAVE ME A REMOTE ACCESS TO MY PARTNER'S MOBILE, FROM TEXT MSGS TO WHATSAPP CHATS, CALL LOGS AND FACEBOOK LOGINS. NO STRESS, NO HASSLE. IT IS ONLY FAIR I RECOMMEND HIM FOR A JOB WELL DONE. TELL HIM MARISA REFERRED YOU. THAT'S MY REVIEW.

Tue, 02/04/2020 - 12:26 Permalink
Kim martins (not verified)

I was finding for a way to improve my FICO credit score and remove negative items, inquiries from my credit report. I heard about T R O J A N is good at helping people to raise there credit scores, I emailed him on T R O J A N @ W R I T E M E . C O M or 1 903 213 5023. He helped me remove all negative items on my report including inquiries within 1 week and He boosted my FICO credit score up to 820 excellent plus. He also help me pay off credit card debts within few weeks after clearing the student loan i owned for years, You can contact him he would be able to help you easily.

Tue, 02/04/2020 - 14:28 Permalink
Perfect Recovery (not verified)

Do you require any of the following services?
-Server Crashed Hack
-Word Press hack Blogs
-Facebook Hack
-Hack Bank Accounts
-Chop degree Changes Accounts
-Chop degree Changes
-Blocked local politics
-Server Crashed Hack
-Potter Hacks
-Burner Hack numbers
-Tate Hack
- Account Pirate
-Skype Hack

Perfect recovery is certified for this.we have a knack for problem solving problems.We respond and tend to solve our client’s problems in a timely manner and we are adapt at prioritizing multiple problems. Also we are effective communicator with interpersonal skills when it comes to solving of problems.Contact PERFECTRECOVERY1atGMAIL,COM

Tue, 02/04/2020 - 19:07 Permalink
Gary mills (not verified)

Thank you very much Cyber Don, i can’t appreciate Cyber Don enough, someone recommended Cyber Don as a credit repair expert on this same site, so i gave it a try, but fortunately for me, he then raised my credit score from a 532 to 821 excellent plus, he also deleted my evictions and all my late payments now show up as fully paid, if anyone out there needs his help you should contact him C Y B E R D O N @ C L E R K . C O M, and you can also text him on phone 1 903 213 5023.

Tue, 02/04/2020 - 23:10 Permalink
Curt Lennix (not verified)

🟢Hire the best and fastest HACKERS on the web today. We give you HACKING SERVICES better than any HACKING group you can find in the internet. Our HACKERS are available for 24/7, always ready to attend to you at any time of the day, anywhere in the world.

🟢 There are no limits to what we can do. Don’t be surprised we say this. Hacking isn’t as difficult as it sounds, as so many HACKING equipments(softwares, virus, spyware, Trojan) are made available in the dark web and this has made HACKING very easy to perform. There are different varieties of Hacking Service we offer, such a as
▪️Phone📱📲 Hack, cloning & Tracking
▪️Computer 💻 Hacking
▪️Emails 📧 & Social Media account Hacks/password recovery
▪️Tracking/Finging People
▪️Raising Money 💰 using (Bitcoin Mining, Money Flip e.t.c)
▪️Tracking Scammers and Spammers.
▪️Recovery of deleted files e.t.c

🟢If you need hacking services, PYTHONAX are the group you should contact. We have a strong policy that covers our Clients Privacy. We do not ask our Clients Targets and intention for any job given to us, we simply do our job and provide a strong security to Clients so that our services can’t be traced to them.

🟠Payment for our services will only be collected after Customers have certified and confirmed the completion of their job. For no reason do we collect upfront for services. But note that Customers will have to pay for Hacking Equipments if necessary before a job would be done.

🔴Beware of FRAUDSTERS claiming to be HACKERS and ripping people of their money, they saying things and share false testimonies to Attract people and Lure them. They are everywhere in the internet even here in this site, be careful of them. We have come across so many of this FRAUDSTERS Victims and some have been lucky to get back what was falsely taken from them.

Below are list of our emails you can contact if you need our services
Email-:
pythonaxhacks@gmail.com
pythonaxservices@gmail.com

PYTHONAX.
2020 © All Right Reserved.

Wed, 02/05/2020 - 01:13 Permalink