Remove Negative items on credit report

Submitted by Wasco_Kid on Sat, 02/13/2010 - 03:03
Forums

Hello All,

There is alot of information floating around the internet about how to handle the credit repair project yourself. I would like to review the basic areas to try to put a flowchart together that would help myself focus on the overlooked strategies of credit repair.

1. pull a copy of your credit report and review the tradelines to identify damaging issues to your credit score.
2. Compile a send in DV (debt validation) letters to those tradeline furnishers who are identified as collection agencies. Send the letter certified mail with electronic signature confirmation or RRR (return receipt requested).
3. wait 30 days for a reply.
4. Re-send a followup DV letter to the CA with CMRRR (CMESC); include a copy of the original letter with the CMRRR.
5. File a dispute with the CRA and include a copy of the original letter with CMRRR requesting to remove the tradeline because the CA did not validate the tradeline.
6. If the CRA verifies the tradeline then file a request for MOV.
7. Send a 623 letter to the OC and see if you receive a reply.

How is this so far. What am I missing and where do I go from here?

Randy still (not verified)

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Sat, 02/15/2020 - 16:15 Permalink
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Sat, 02/15/2020 - 23:16 Permalink
MalcomWillis (not verified)

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Sat, 02/15/2020 - 23:59 Permalink
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Sun, 02/16/2020 - 09:09 Permalink
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Sun, 02/16/2020 - 20:13 Permalink
Jack browns (not verified)

we were scammed.i am sharing this with the hope that it doesn't happen to anyone else.we wanted a loan to buy a house so bad as we were tired of paying monthly rents,while my wife was also having issues with the Lexington law.my wife an i came in contact with some hackers.but we ended up being scammed.not until i met mattwoody on this a credit repair platform .After contacting him i don't know how he did it mattwoody4098@gmail.com he was prompt and gave us an upgrade fast.I can always recommend people with any type of credit issues to him.you will thank me you can also text him on [413]2517151).

Sun, 02/16/2020 - 21:17 Permalink
Jack browns (not verified)

we were scammed.i am sharing this with the hope that it doesn't happen to anyone else.we wanted a loan to buy a house so bad as we were tired of paying monthly rents,while my wife was also having issues with the Lexington law.my wife an i came in contact with some hackers.but we ended up being scammed.not until i met mattwoody on this a credit repair platform .After contacting him i don't know how he did it mattwoody4098@gmail.com he was prompt and gave us an upgrade fast.I can always recommend people with any type of credit issues to him.you will thank me you can also text him on [413]2517151).

Sun, 02/16/2020 - 21:17 Permalink
Micheal Smallwood (not verified)

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Sun, 02/16/2020 - 22:12 Permalink
Dickson Grey (not verified)

I am Dickson; it’s obvious a lot of us have been ripped off our hard earned money in a bid to fix credit just like me. I’ve been a victim of scam hackers several times not till I disclosed my problem to my regional pastor, whom I had to share my worries, so he introduced me to this great hacker called 760PLUS CREDIT SCORE I contacted the programmer and asked if he could get my credit report fixed as recommended by my Pastor, he said yes! I explained to him the entire negative items on my report and my low score of 420. To my greatest surprise in 3 weeks he fixed my credit from the initial 420 to 805. I’m so excited to smile again. Contact him via: 760PLUSCREDITSCORE@GMAIL.COM /+1(304) -774 -5902. I urge you to also recommend him to others as I have done the moment your credit is fixed completely.

Mon, 02/17/2020 - 00:27 Permalink
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Mon, 02/17/2020 - 11:05 Permalink
Macron (not verified)

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Mon, 02/17/2020 - 11:28 Permalink
Dennis Alexander (not verified)

Happy President Day, well I fixed my credit and got rid of my debts with the help of XAP Credit Solution whom a trusted colleague recommended and he did a perfect job increasing my credit about 210 points in few business days. My score is amazingly at its high 780’s now and all debts and inquiries are gone & I've never been this happy. I refer this hacker to those who have a fixed date to fix their profile. Text XAP on +1 (972) 597 9704. Tell him Dennis Alexander referred you. You can also reach him via XAPCREDITSOLUTION@GMAIL.COM.

Mon, 02/17/2020 - 19:24 Permalink
Dickson Grey (not verified)

I am Dickson Grey; it’s obvious a lot of you have been ripped off your hard earned money in a bid to fix your credit just like me. I’ve been a victim of scam hackers several times not till I disclosed my problem to my regional pastor, whom I had to share my worries, so he introduced me to this great hacker called 760PLUS CREDIT SCORE I contacted the programmer and asked if he could get my credit report fixed as recommended by my Pastor, he said yes! I explained to him the entire negative items on my report and my low score of 420. To my greatest surprise in 3 weeks he fixed my credit from the initial 420 to 805. I’m so excited to smile again. Contact him via: 760PLUSCREDITSCORE@GMAIL.COM /+1(304) -774 -5902. I urge you to also recommend him to others as I have done the moment your credit is fixed completely.

Mon, 02/17/2020 - 21:14 Permalink
Brenda789373 (not verified)

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Mon, 02/17/2020 - 22:47 Permalink
anna lucas (not verified)

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Tue, 02/18/2020 - 01:52 Permalink
Anderson troy (not verified)

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Tue, 02/18/2020 - 10:15 Permalink
Jason Wilbert (not verified)

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Tue, 02/18/2020 - 10:47 Permalink
Charles lamar (not verified)

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Tue, 02/18/2020 - 15:14 Permalink
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Tue, 02/18/2020 - 16:49 Permalink
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Tue, 02/18/2020 - 20:45 Permalink
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Tue, 02/18/2020 - 22:01 Permalink
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Tue, 02/18/2020 - 22:17 Permalink
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Tue, 02/18/2020 - 22:51 Permalink
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Tue, 02/18/2020 - 23:20 Permalink
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Tue, 02/18/2020 - 23:57 Permalink
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Wed, 02/19/2020 - 00:07 Permalink
Derrick Richard (not verified)

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Wed, 02/19/2020 - 00:25 Permalink
Terry baker (not verified)

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Wed, 02/19/2020 - 10:42 Permalink
Dave nelly (not verified)

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Wed, 02/19/2020 - 14:05 Permalink
EOGHAN (not verified)

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Wed, 02/19/2020 - 20:18 Permalink
Ripped off sin… (not verified)

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Wed, 02/19/2020 - 21:51 Permalink
HAZZAN (not verified)

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Wed, 02/19/2020 - 22:01 Permalink
Harris wilson (not verified)

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Wed, 02/19/2020 - 22:33 Permalink
Derrick Richard (not verified)

760PLUS CREDIT SCORE cleared all financial mess from my profile, after reading favorable reviews about him online I decided to give a try base on reviews, I contacted him on 24th January, we had a deal after my wife explained to him our family worries and poor financial status, he gave me a task to make some initial commitment which I did, on 12th Feb, 2020 got an email that my credit score has being raised from 410 to 780, hard inquiries removed from my credit report. I got approved for mortgage loan as a result of my credit profile that is brought back to lime light. He is very fast and affordable. Write him via: 760PLUSCREDITSCORE@GMAIL.COM or text +1(304) -774 -5902.

Thu, 02/20/2020 - 00:31 Permalink
Anonymous (not verified)

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Thu, 02/20/2020 - 05:33 Permalink
Martins john (not verified)

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Thu, 02/20/2020 - 08:29 Permalink
Rob Micheal (not verified)

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Thu, 02/20/2020 - 08:56 Permalink
rhett (not verified)

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Thu, 02/20/2020 - 09:26 Permalink
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Thu, 02/20/2020 - 10:25 Permalink
Felix chad (not verified)

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Thu, 02/20/2020 - 10:53 Permalink
Jason Jones (not verified)

With 3 late payments, a couple collections, charge offs and credit cards debts, life was not easy. I sourced for the help of a professional hacker. So many encouraging comments popped up in respect of Rock Base Credit Repair, so therefore, I decided to give it a shot. I provided the necessary details he requested for as well as an affordable payment and to my greatest surprise, he removed all negatives, paid debts(credit cards and loan) and increased my credit to 795. Do well to reach him on ROCKBASE at PROTONMAIL dot COM or text +1 (972) 449-1968 to fix your credit problems.

Thu, 02/20/2020 - 13:41 Permalink
Mr dickson (not verified)

Everyone should please follow this wonderful Hacker just for once like i did when i was in need of wiping away my bad credit report and my credit card debt plus the loan i took when i was about to start my business. He was one in a billions, i never trusted him at first but he made me proud about his job. he wiped all 3 bad required on credit report and pay all debt both Banks and Credit Card . Am so grateful for the wonderful change you brought into my life! For the serious ones and business only should reach him At: C Y B E R D O N @ C L E R K . C O M OR +1 903 213 5023.

Thu, 02/20/2020 - 13:55 Permalink
Robertlissa (not verified)

I got a mortgage loan in 2018 through Chase, and in late 2019; I experienced financial hardship and fell behind on my payments. I had months of late payments before I was introduce to this business minded hacker. I’m very grateful to 760PLUS CREDIT SCORE for helping me clear my loans and late payments from my report. I taught it would not be possible for my credit to be fixed within the short period of time agreed on. I want to thank Miss Elizabeth for giving me the information and their contact last month. Write him via: 760PLUSCREDITSCORE@GMAIL.COM or text +1(304) -774 -5902.

Thu, 02/20/2020 - 23:01 Permalink
Curt Lennix (not verified)

Need The To Hire A Hacker❓ Then contact PYTHONAX✅

The really amazing deal about contacting PYTHONAX is that the Hack done by us can’t get traced to you, as every Hacking job we do is strongly protected by our Firewall. It’s like saying if anyone tries to trace the Hack, it will lead them to us and we block whatever actions they are doing.

We have been Invisible to Authorities for almost a decade now and if you google PYTHONAX, not really about us comes out, you can only see comments made by us or about us.

Another Amazing thing to you benefit from Hiring our Hackers is that you get a Legit and the best Hacking service, As we provide you with Professional Hackers who have their Hacking Areas of specialization.
We perform every Hack there is, using special Hacking tools we get from the dark web.

Some list of Hacking Services we provide are-:
▪️Phone Hacking & Cloning ✅
▪️Computer Hacking ✅
▪️Emails & Social Media Account Hacking✅
▪️Recovering Deleted Files✅
▪️Tracking & Finding People ✅
▪️Hunting Down Scammers✅
▪️Hack detecting ✅
▪️Stealing/Copying Files & Documents From Restricted Networks and Servers ✅
▪️Bitcoin Multiplication✅
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And lots more......

Whatever Hacking service you require, just give us an Email to the Emails Address provided below.
pythonaxhacks@gmail.com
pythonaxservices@gmail.com

PYTHONAX.
2020 © All Right Reserved.

Thu, 02/20/2020 - 23:40 Permalink
Hopenguyen (not verified)

Are you having a problem with hackers or have you been scammed by an hacker? My name is Hope Nguyen and I have a good news for you, happy right!!! I met this programmer and senior Tech analyst (jackcraigcreditrepairer@gmail.com) through a friend and he has been so amazing and supportive in helping me increase my credit score from 486 to 834 Excellent score within 7 days, wont lie i doubted him at first because he asked me to make a down payment before any action and within 7 days my credit score was increased and strong. you can always reach him on this number +14135294026 and thank me later XOXO.

Fri, 02/21/2020 - 05:08 Permalink
Aaron Michael (not verified)

I recommend you seek professional help while trying to fix your credit to avoid further complications and ruin your credit the more. I talked to Hack West Credit Repair who listened to me and was happy to help solve my credit issues. My score was raised to 810 in just about 7 days and all collections, charge offs, eviction and IRS were removed from my profile. Contact H A C K W E S T @ W R I T E M E . C O M or Text/Whatsapp +1 424.307.2638. You can tell him a previous customer referred you.

Fri, 02/21/2020 - 06:25 Permalink
EOGHAN (not verified)

I got the 609 credit repair program from QUADHACKED@GMAIL.COM about 15
months ago. He got rid of 4 out 5 charge offs after 3 rounds of letters. My
credit score went from 578 to 725 and will go up more from now on. Thanks
brother for not only helping me fix my credit and peace of mind but,
educating me on how credit scores work and how to keep it top notch. You
are the man. Best $200 I ever spent. If you need to delete blemishes from
your credit report or increase your credit score , Write the email address
i'll be leaving below, telling him of your credit service needs, you'll be
glad you did so,especially if you've had eviction blemishes and collections
wiped off your report. QUADHACKED@GMAIL.COM

Fri, 02/21/2020 - 10:20 Permalink