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paying student loans

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Donald
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Subject: paying student loans
 
Posted on Tue Mar 16, 2010 10:29 am  

Hello,

I am a 2yr college student. I have a couple of student loans amounting up to $15,000. I am at a loss as how to pay off the loans ASAP. I have gotten a part time job. Should I enroll myself into a loan forgiveness program? If yes, then how should I go about it? Can anybody help?
Aaron

Aaron

Joined: 08 Feb 2010
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48565 Magic Points

Subject: paying off student loans
 
Posted on Tue Mar 16, 2010 10:52 am  

Hi Donald,

You can definitely enroll yourself in a loan forgiveness program. It is one of the most popular and convenient option for the students to free himself/herself of debt. These programs promise to curb all or some of your debts in lieu of some services like military services or volunteer work. You can check out this program to pay off your student loans.

Hope this helps.

Regards,

Aaron
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fireyone



Joined: 26 Feb 2008
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Posted on Tue Mar 16, 2010 11:37 am  

I think this would be an excellent opportunity for you. It would also be a great way to relieve some of the debts acquired while trying to get your education. I would talk to your school and find out what you need to do to get this program started and working for you. Being a student is tough and can be expensive so why not take advantage of whatever possibilities that is offered to you? Good luck with the program and your education.
cinnamngrl



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Posted on Wed Mar 17, 2010 2:36 pm  

What about payment deferment? I think that you might be expected to defer the loan while you seek full time employment.

Loan forgiveness is for when there is no hope of you ever paying this off.

There is a public service program, where you work for the government for 10 years and your loan is forgiven.
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NightStar



Joined: 10 Mar 2010
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Posted on Wed Mar 17, 2010 9:38 pm  

Yeah I heard something about that on the news, that after 10 years if the student loans are not paid they can be fore given.

Another possibility is to transfer the student loan on to a balance transfer credit card, if you can get approved for one.

Difference is that a credit card is unsecured and can be discharged in Bankruptcy if you heaven for sakes ever had to file.

Student loans have no statute of limitations, and can not be discharged in Bankruptcy.
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