1002543 | Credit Magic

Member for

16 years 2 months

First Name

wmarat@yahoo.com

User Last Private Msg

1258527418

Attach Signature

Off

User Rank

Off

Notify Private Message

Off

User Registration Date

1220152662

User New Pvt Msg

Unread Private Message

Off

Allow View Online

User Notify

Comment Posted By User

Wed Oct 29 2008 Mary! Your info is completely wrong. I've got BOA secured card 2 weeks after I…
Thu Oct 23 2008 F and GN. Have you thought how many H1B workers are here in the States and why…
Thu Oct 23 2008 Oh, please. No one needs a course to get out of debt. The only thing needed to…
Mon Oct 20 2008 Do not feel bad. This is standart procedure. Basically, you need to file…
Thu Oct 16 2008 I am no a pro or an expert. Removing any negative information is extremly…
Sat Oct 04 2008 Sounds like a plan. I would suggest, if possible, pay revolving debt down to 9…
Fri Oct 03 2008 Anthony You listed all pluses of Amex, but you did not mention any minuses. 1…
Fri Oct 03 2008 Justin With all due respect you are fundamentally wrong. Available credit does…
Fri Oct 03 2008 Any person, above 18 years and with SSN can join. I am big fan of CU, their are…
Thu Oct 02 2008 http://www.creditmagic.org/report/removed-medicalbill.html
Thu Oct 02 2008 Through this link "http://credituniondeals.blogspot.com/2007/07/credit-unions-…
Thu Oct 02 2008 Sometimes, when negative info falls off of your report your score drops. It…
Sun Sep 28 2008 It depends on issuer, usually 12 mos. BOA graduates secured cards after 9 mos.…
Sun Sep 28 2008 Sorry, Madam! No offense meant.
Sun Sep 28 2008 I would say , wait till your unsecured cards graduate to unsecured.
Sat Sep 27 2008 I would file complain with BBB.
Sat Sep 27 2008 Yes, FICO may go down. It has nothing to do with available credit, but with…
Fri Sep 26 2008 BT offers and BT fees vary . Those offers are individual and depend on…
Fri Sep 26 2008 Very precise discription, Mary. The key word is non profit. Credit Unions have…
Fri Sep 26 2008 I agree that cash back cards are the best. For insrance: Discover More: 5% cash…
Thu Sep 25 2008 If you had paid those $100 by rewards credit card, you would have received 2-3…
Wed Sep 24 2008 BOA or BOFA stands for Bank of America. I am pretty much happy with this…
Wed Sep 24 2008 All communication MUST be in writing and sent CMRRR. A lways keep paper trail,…
Wed Sep 24 2008 All big financial institutions have business credit cards. BOA, Chase, Citi,…
Wed Sep 24 2008 I use for online shopping my Citi card (virtual number) or PayPal debit card…
Tue Sep 23 2008 1. They defenetly can do that. 2 I would look for 0% BT cards. Usually BOA and…
Tue Sep 23 2008 If you find FICO algorithm consider yourself a billioner
Sun Sep 21 2008 Credit Unions usally are more generous than banks, try them.
Sat Sep 20 2008 All accounts up to 100k are insured by FDIC. The problem is that FDIC is…
Wed Sep 17 2008 Never talk to collection agency. Never provide any financial information to CA…
Wed Sep 17 2008 GW, PFD or wait 7 years.
Sat Sep 13 2008 peacockrancher I do understand your frustration and no offense taken. Let me…
Sat Sep 13 2008 You can compare Australian credit cards
Wed Sep 10 2008 BBB, AG, FTC
Wed Sep 10 2008 You welcome
Wed Sep 10 2008 peacockrancher No need to be so agressive. I assume you had previous negative…
Wed Sep 10 2008 Check out whogavemecredit.com BTW no fees. You can also check on…
Wed Sep 10 2008 If you borrowed me money without written agreement, do I have to pay you back?
Wed Sep 10 2008 North Pole?
Sun Sep 07 2008 According to Fair Isaac, 90% of lenders use different variations of FICO score.
Sun Sep 07 2008 Hi I am 1002543, new to this forum, credit and this country. I do not have debt…
Sat Sep 06 2008 There is no such a thing as a free credit score. An annualcreditreport.com…
Sat Sep 06 2008 Innovis
Sat Sep 06 2008 whychat.5u.com
Sat Sep 06 2008 That's OK. I have to remember this number for work purposes.
Sat Sep 06 2008 Let say you lent money to your neighbour, $1000 for 10 mos, $100/mos and he…
Fri Sep 05 2008 As the matter of fact all this "explanations" are nothing more than speculation…
Fri Sep 05 2008 Anthony! IME, my score fell 13 pt due to inq. And please I never carry balances…
Thu Sep 04 2008 Well, how successful are you with your budgeting?
Wed Sep 03 2008 Again, Anthony, I have to disagree wit you. I personally lost more than 5…