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Seth
Community Manager
Seth

Joined: 27 Jun 2006
Seth's page
Posts: 82

3607 Magic Points

Subject: Introduce yourself

Thu Oct 05, 2006 9:09 am

Please introduce yourself to the community. This is a place to have some serious fun Smile

.

Seth
_________________
Thanks & Regards
Seth

Casey
Guest

Subject: hey

Fri Oct 20, 2006 1:38 am

hey guys new to this community. Just wnated to let you know that I too have bad credit. I guess if I didnt then I wouldnt be here. I need some advice on how to rebuild my credit line. Thanks Smile

dwhite1232
Guest

Subject: intro

Wed Feb 14, 2007 6:26 am

Hi i'm Debbie and I live in the Bay Area, I'm 35 found this web site to be very informative and helpful to people all around. Smile

Polly

Joined: 06 Jul 2006
Polly's page
Posts: 63

3035 Magic Points

Fri Feb 16, 2007 1:36 am

Welcome Dwhite Smile

Guest

Tue Feb 20, 2007 4:18 pm

I'm not new to the forum as I'm usually posting on the "dealing with collection agencies". I was just looking around and found this site as well. I am from IN and I to have bad credit. I'm 35 years old and I'm trying to get my credit back.

Guest

Tue Feb 20, 2007 4:20 pm

I'm new to THIS site but not the forum. I too am needing to get my credit back to "good" instead of bad.

Ed
Guest

Subject: quickest way to acheive both personal and business credit

Mon Feb 26, 2007 11:11 pm

We can help you get good business credit withing a fairly short period of time,get up to $300k unsecured,how would you like that? We also help you improve your credit score sometimes by up to over 200 points,also contact me about buying non performing notes at wholesale prices and or commercial hard money loans,Ed at deleted thank you
Btw,I speak from experience,25 years in the real estate field

Emmy

Joined: 02 Mar 2007
Emmy's page
Posts: 15
Location: Show-Me

1351 Magic Points

Subject: Newbie

Fri Mar 02, 2007 6:38 am

I'm new to the site but not new to credit. I found I thoroughly enjoy the ins and out of credit, their laws, and repair. Just wanted to drop by to say hello.

Hello! Laughing

jaxpax

Joined: 04 Mar 2007
jaxpax's page
Posts: 4

192 Magic Points

Subject: Hello !

Sun Mar 04, 2007 11:16 am

Have just joined the community but have been gathering info for a week or so now on PDL's, of which I have many !! Have already found some helpful info.

Looking foward to more helpful hints from kindred souls !!

Have a blessed day !

MLSR1

Joined: 28 Apr 2007
MLSR1's page
Posts: 1

56 Magic Points

Subject: I AM A NEW B

Sat Apr 28, 2007 1:02 pm

HELLO ALL, I AM NEW AN I HOPE TO GET HELP ON CREDIT UPS AND DOWNS ? THE BEST WAY TO TAKE AND GIVE INFO TO WHO LOOKING 4 IT? [ GOD ONLY KNOWS ]
THANKS
MIKE

Sheila
Guest

Subject: Newbie

Thu May 10, 2007 6:35 am

HI,
I also am new and of course w/i the last few weeks have done MANY payday loans and my credit was already messed up. Today they attacked my checking account and I want help and advice to get my credit BACK ON TRACK!

Sheila

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 608

15 Magic Points

Thu May 10, 2007 11:04 pm

Welcome Sheila!

This forum discusses credit repair...use the debt forums link above to seek help dealing with your PDLs. Post your PDL problems there, and include:

Who you've borrowed money from?
How much you've borrowed?
How much you've paid back?
What state are you in?
Are these storefront or internet loans?

As for your credit, you can obtain a free report from annualcreditreport.com. First, I'd advise looking for any inaccurate information. If there are errors, dispute those first with the credit reporting agencies. If you have any accounts in collections where the statute of limitations has expired, you could attempt to dispute those entries, too. Next, if you are able to get a credit card, open a new account. I'd use it for everyday purchases, setting money aside to pay it off at each use. If you don't qualify for an unsecured card, consider a secured card. If you are able to find a creditor that reports monthly, use them. A steady payment history will help build your credit score. It's not the only factor, but it is an important portion.

You might also want to consider debt consolidation. You can negotiate with a creditor on your own, or you can sign up with a company to help you out. A consolidation company will negotiate will your creditors to lower you interest rates and possibly waive late fees. There is at least one company that negotiates with PDL companies, if you register on the above mentioned site, a member can PM you their contact info.

Best of luck to you, and if you need more help with fixing your credit, be sure to most more details and questions here.
_________________
I don't dream since I quit sleeping

Guest

Fri May 11, 2007 4:48 am

hi my name is manish i am the firstone to be paid at mortgagefit . i helped many people there and now i am here to earn money through my knowldge . i will earn through helping others hows that.....

MAX........the convict

Joined: 11 May 2007
MAXtheconvict's page
Posts: 6

307 Magic Points

Fri May 11, 2007 4:51 am

hi my name is manish i am the firstone to be paid at mortgagefit . i helped many people there and now i am here to earn money through my knowldge . i will earn through helping others hows that.....

MAX........the convict

Joined: 11 May 2007
MAXtheconvict's page
Posts: 6

307 Magic Points

Fri May 11, 2007 4:52 am

so will any1 help me ot here and just let me introduce whats it all about i will surely help alll.........

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