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About fireyone
JOINED:  26 February 2008
TOTAL POSTS:  4059
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Posts by fireyone
Posting date Subject
Posted: Wed Nov 4 13:21:02 2009 Marcus, That is a really great idea! I am ..
Posted: Wed Nov 4 13:17:03 2009 You know I was thinking about just how much we ..
Posted: Wed Nov 4 13:14:10 2009 I think I may pass. It seems like the cell bill ..
Posted: Wed Nov 4 13:10:33 2009 Bee, I do not think registering it in your ..
Posted: Wed Nov 4 13:04:34 2009 The fact is we all have to be careful in this ..
Posted: Wed Nov 4 13:01:10 2009 You really do not want to remove the creditors ..
Posted: Wed Nov 4 12:57:39 2009 Did you have insurance at the time of this ..
Posted: Wed Nov 4 12:54:35 2009 This is a wonderful site and I have been here for ..
Posted: Wed Nov 4 12:51:15 2009 I would not myself reccomend any tax anticipation ..
Posted: Wed Nov 4 12:46:57 2009 I have actually never heard of a company ..
Posted: Tue Nov 3 19:34:37 2009 That makes a person think but now let me throw ..
Posted: Tue Nov 3 19:27:11 2009 I have to get on there and look up Rubin and ..
Posted: Tue Nov 3 19:19:45 2009 lol. Did you ever find the answer we were looking ..
Posted: Tue Nov 3 19:15:47 2009 True I looked them up after reading this post for ..
Posted: Tue Nov 3 19:09:26 2009 I personally feel all payday lenders should be ..
Posted: Tue Nov 3 19:04:56 2009 I also have never heard of this. I tell you the ..
Posted: Tue Nov 3 18:58:47 2009 This is what amazes me. How do they get a ..
Posted: Tue Nov 3 18:53:26 2009 Hi All, I wonder if maybe we missed the original ..
Posted: Tue Nov 3 18:48:36 2009 Hello Dee, Was the credit cards open before you ..
Posted: Tue Nov 3 18:45:02 2009 Yes that is true but if you also have other ..
Posted: Tue Nov 3 18:40:28 2009 I really want an I phone. I have been debating ..
Posted: Tue Nov 3 18:31:55 2009 I did not know that one either. If Jamie is ..
Posted: Tue Nov 3 18:26:56 2009 Hello Guest, Unfortunately right not is not the ..
Posted: Tue Nov 3 18:21:46 2009 Hello Corgee, This is a different type of ..
Posted: Mon Nov 2 17:59:44 2009 Thats what I thought. The only good thing I guess ..
Posted: Mon Nov 2 17:57:20 2009 We paid ours off and we wanted to close the ..
Posted: Mon Nov 2 17:54:11 2009 I looked into what the original poster was saying ..
Posted: Mon Nov 2 17:50:53 2009 This would be a good opportunity for those ..
Posted: Mon Nov 2 17:47:16 2009 They know the law. These companies try to go by ..
Posted: Mon Nov 2 17:42:47 2009 Jayben, You will really need to do your homework ..
Posted: Mon Nov 2 14:58:43 2009 It is a good thing that you filed with the Better ..
Posted: Mon Nov 2 14:53:45 2009 I have not dealt with them personally either. I ..
Posted: Mon Nov 2 14:50:02 2009 Hello and welcome to our forum. Unfortunately a ..
Posted: Mon Nov 2 14:45:42 2009 Hello Fellis, A lot of times when collectors do ..
Posted: Mon Nov 2 14:35:43 2009 I started a few years ago, actually quite a few. ..
Posted: Mon Nov 2 14:32:14 2009 I don't have to hand out IOU's. Everyone ..
Posted: Sun Nov 1 20:08:33 2009 That really is an awesome idea. Sometimes this ..
Posted: Sun Nov 1 20:05:13 2009 Knowledge, It is so good to hear you saved all ..
Posted: Sun Nov 1 20:02:21 2009 Making sure all the papers are filed and it is ..
Posted: Sun Nov 1 19:56:28 2009 No not yet. They informed me they legally had ..
Posted: Sun Nov 1 19:46:46 2009 It is a good source but you have to have one ..
Posted: Sun Nov 1 19:43:51 2009 One good warning here is credit cards. They are ..
Posted: Sun Nov 1 19:40:01 2009 I am always a little suspicious when it comes to ..
Posted: Sun Nov 1 19:37:56 2009 There is alot of places to make money on line . ..
Posted: Sun Nov 1 19:34:37 2009 You may want to call the original creditor and ..
Posted: Sun Nov 1 19:27:03 2009 I have had DOc help me and I can vouch for him. ..
Posted: Sun Nov 1 19:22:09 2009 I believe I heard somewhere that the creditor is ..
Posted: Fri Oct 30 21:48:25 2009 Thats is what Justin was saying. Most of these ..
Posted: Fri Oct 30 21:44:39 2009 I would like to know why it can be appealed once ..
Posted: Fri Oct 30 21:38:42 2009 Knowledge, Be sure you keep all documents ..
Posted: Fri Oct 30 21:34:52 2009 That is what I was going to suggest. In a way ..
Posted: Fri Oct 30 21:28:05 2009 Here is my question. If they are getting ready to ..
Posted: Fri Oct 30 21:21:48 2009 We recently moved and this is when the economy ..
Posted: Fri Oct 30 21:15:29 2009 You may want to visit your bank and discuss this ..
Posted: Fri Oct 30 21:09:16 2009 Also always have a good nest egg. Once you are ..
Posted: Fri Oct 30 21:04:20 2009 Dang. I did not think of that. It may be ..
Posted: Fri Oct 30 20:57:50 2009 I remember growing up and being jealous because ..
Posted: Fri Oct 30 20:52:44 2009 I would do as goodnautured said. I would also ..
Posted: Thu Oct 29 9:03:59 2009 Justin is right you can go to the courthouse and ..
Posted: Thu Oct 29 9:00:31 2009 OOps sorry about the error above. It was easier ..
Posted: Thu Oct 29 8:56:51 2009 I never heard of ebooks. I love to read and I ..
Posted: Thu Oct 29 8:52:23 2009 That does make a good point. I guess there is ..
Posted: Thu Oct 29 8:48:14 2009 If along the lines you are in need of any more ..
Posted: Thu Oct 29 8:45:22 2009 Debra is correct. Never close an older card that ..
Posted: Thu Oct 29 8:40:34 2009 This is a good way to look at it. To have a ..
Posted: Wed Oct 28 22:28:14 2009 Wow I never knew an atty would even agree to let ..
Posted: Wed Oct 28 22:21:24 2009 Knowledge, I would definately file the dispute. ..
Posted: Wed Oct 28 22:17:51 2009 Freedom, Is that the SOL on judgment for NJ ..
Posted: Wed Oct 28 22:14:37 2009 Hi andy, This all depends. What you do not want ..
Posted: Wed Oct 28 22:11:29 2009 Hello Jayben, If you can not afford to pay off ..
Posted: Wed Oct 28 22:07:33 2009 This is all I could find on ..
Posted: Wed Oct 28 22:03:51 2009 I would go the route of settling this debt out of ..
Posted: Wed Oct 28 21:58:58 2009 Checking your credit report is a must. What I ..
Posted: Wed Oct 28 21:54:46 2009 I am sure there are not too many people out there ..
Posted: Wed Oct 28 6:12:20 2009 Hi Debra, This happened to my mother in law when ..
Posted: Wed Oct 28 6:06:52 2009 Hello Kathy, he bank may lay off callking you ..
Posted: Wed Oct 28 6:03:04 2009 marcusandila, Even if you show you are renting ..
Posted: Wed Oct 28 5:57:17 2009 marcusandila , Thank you for the information. ..
Posted: Wed Oct 28 5:54:34 2009 Also be sure what they send you is actual debt ..
Posted: Wed Oct 28 5:52:00 2009 Steven, I would also avoid giving them any ..
Posted: Wed Oct 28 5:47:33 2009 Justin, If they do not validate does this ensure ..
Posted: Wed Oct 28 5:45:28 2009 HI Knowledge, Sometimes collection agencies ..
Posted: Tue Oct 27 20:38:39 2009 ..
Posted: Tue Oct 27 20:31:37 2009 Hi, I believe there is no certain time limit a ..
Posted: Tue Oct 27 20:27:13 2009 Hey mtm, if you happen to need help with a good ..
Posted: Tue Oct 27 20:24:07 2009 Hello and welcome. many are feeling your stress. ..
Posted: Tue Oct 27 20:18:22 2009 Tammy, I understand your distress with the debt ..
Posted: Tue Oct 27 6:41:36 2009 Justin, I believe you are talking about the ..
Posted: Tue Oct 27 6:23:47 2009 Hi jenorlandi , I am going through the debt ..
Posted: Tue Oct 27 6:12:33 2009 Kim, I am sorry to hear of your bad times. I ..
Posted: Tue Oct 27 6:05:14 2009 The law is a collector can not attach social ..
Posted: Tue Oct 27 5:58:44 2009 oops, I guess when I went back and read my post ..
Posted: Mon Oct 26 19:58:03 2009 I am trying to dispute a debt that is listed on ..
Posted: Mon Oct 26 18:53:21 2009 You know I know for a fact this is true. I had a ..
Posted: Mon Oct 26 18:49:36 2009 Sometimes having too much credit is a really bad ..
Posted: Mon Oct 26 18:44:49 2009 I have to agree with good natured here. I have ..
Posted: Mon Oct 26 18:41:20 2009 Alot of go seeking the resources. Funny I never ..
Posted: Mon Oct 26 18:38:00 2009 I think household budgeting needs to be done at ..
Posted: Mon Oct 26 18:33:06 2009 Look at it this way and no I am not trying to ..
Posted: Mon Oct 26 9:41:24 2009 I am not sure on that but I would not think so. ..
Posted: Mon Oct 26 9:38:21 2009 You can also get the statute of limitations for ..
Posted: Mon Oct 26 9:33:27 2009 Renee, it is not advisable to list an account ..
Posted: Mon Oct 26 9:29:07 2009 If your really intent on removing the post you ..
Posted: Mon Oct 26 9:25:05 2009 If the debt is past the SOL I would first file to ..
Posted: Mon Oct 26 9:20:49 2009 The creditor is required to update account ..
Posted: Mon Oct 26 9:17:29 2009 DON, Hello and welcome to the forum. I do not ..
Posted: Mon Oct 26 9:12:27 2009 I was pretty sure that you could also try to ..
Posted: Sun Oct 25 10:55:55 2009 Hello Kim, Lots of people are going through this ..
Posted: Sun Oct 25 10:48:32 2009 They are just pushing to scare you into paying. ..
Posted: Sun Oct 25 10:42:06 2009 At this point you have already paid the taxes on ..
Posted: Sun Oct 25 10:38:14 2009 JS, Yes hello and welcome. I hope you find this ..
Posted: Sun Oct 25 10:36:08 2009 Hello Kim, The vendor can only automatically ..
Posted: Sun Oct 25 10:32:00 2009 If you have a judgment I would think that you ..
Posted: Sun Oct 25 10:29:23 2009 I use to have this misconception myself. This ..
Posted: Sun Oct 25 10:26:05 2009 Ross, NEVER giv e a collection company your ..
Posted: Sun Oct 25 10:21:23 2009 Renee, You should not go through the debt ..
Posted: Sun Oct 25 10:16:54 2009 Hi, I do not believe the SOL will come into play ..
Posted: Thu Oct 22 14:27:58 2009 I got a letter from Rubin and yates today ..
Posted: Wed Oct 21 20:00:19 2009 Hello guest, If this debt is not past the ..
Posted: Wed Oct 21 19:55:44 2009 Nicole, Hello and welcome to the forum. If the ..
Posted: Wed Oct 21 9:55:28 2009 Thanks again Justin. They have been calling ..
Posted: Tue Oct 20 19:55:28 2009 What exactly is an intent to file suit letter As ..
Posted: Tue Oct 20 19:46:49 2009 Some banks will work with you but I have not seen ..
Posted: Tue Oct 20 19:42:34 2009 Thanks Debra. I did look and although it was an ..
Posted: Tue Oct 20 19:37:55 2009 That is good to know and, in my opinion a very ..
Posted: Tue Oct 20 19:35:24 2009 I am not so sure the early termination fee should ..
Posted: Tue Oct 20 19:31:30 2009 This is also where I am getting confused. I ..
Posted: Tue Oct 20 19:25:25 2009 Okay I heard of this several times so why it such ..
Posted: Tue Oct 20 19:22:42 2009 If you go yo court and have already made payment ..
Posted: Tue Oct 20 19:20:29 2009 Can this be done I thought there was a clause in ..
Posted: Tue Oct 20 19:16:13 2009 Goodnatured, I did in fact find some information ..
Posted: Tue Oct 20 19:10:47 2009 Hello Jinni, I would not worry about this debt. ..
Posted: Tue Oct 20 10:49:33 2009 They have gotten higher since raising htier rates ..
Posted: Mon Oct 19 9:32:19 2009 Alright. Thanks everyone. I am going to search ..
Posted: Mon Oct 19 6:37:41 2009 I actually also think they changed the amount of ..
Posted: Mon Oct 19 6:31:22 2009 Hi Suzie, I would definatly try to get more ..
Posted: Mon Oct 19 6:24:06 2009 Yes I believe that is what I am going to do ..
Posted: Sun Oct 18 20:17:27 2009 Another thing is if you already used your free ..
Posted: Sun Oct 18 20:14:38 2009 I am hoping that the atty general asking will ..
Posted: Sun Oct 18 20:11:34 2009 I agree. People are suppose to start new post ..
Posted: Sun Oct 18 20:09:12 2009 Hi Boss, First are you sure they did not send a ..
Posted: Sun Oct 18 20:03:05 2009 I need to go to ebay and figure out how it works. ..
Posted: Sun Oct 18 19:59:05 2009 Yes and not only that the laws of credit cards ..
Posted: Sun Oct 18 19:56:19 2009 Yes this is a good option but just remember it ..
Posted: Sun Oct 18 18:47:14 2009 It will not peronally affect his credit. It may ..
Posted: Sun Oct 18 18:40:13 2009 I think what may be going on is people start ..
Posted: Sun Oct 18 18:33:54 2009 I have seen other posts here at the credit magic ..
Posted: Sun Oct 18 18:29:44 2009 One other thing I just thought of...the atty ..
Posted: Sun Oct 18 18:27:45 2009 I think a lot of people actually do this. Good ..
Posted: Sun Oct 18 18:21:32 2009 A lot of information on reports can get messed ..
Posted: Sun Oct 18 18:15:40 2009 I believe alot of people did not make the choice ..
Posted: Sat Oct 17 13:57:18 2009 Hi Kelly, I am glad to hear you got everything ..
Posted: Sat Oct 17 13:52:25 2009 Jane, Hello and welcome to the forum. You could ..
Posted: Fri Oct 16 19:45:58 2009 I think I have figured this out. I had an old ..
Posted: Fri Oct 16 19:36:47 2009 Hi Allison, Payday loans,as you know, are a ..
Posted: Fri Oct 16 12:56:06 2009 I am still trying to track down a debt. I got a ..
Posted: Fri Oct 16 8:24:56 2009 Hi Justin, I do not know if the SOL is expired ..
Posted: Thu Oct 15 14:35:07 2009 also one other thing I am listed as an authorized ..
Posted: Thu Oct 15 14:33:29 2009 ruben and yates cintacted me today over an ..
Posted: Wed Oct 14 19:44:44 2009 Erkska, YES! you you definatley go. If you do ..
Posted: Wed Oct 14 19:41:53 2009 Hi Debra, I am not real sure on this one but if ..
Posted: Wed Oct 14 19:39:20 2009 Hello Monty, I feel for your situation since ..
Posted: Wed Oct 14 19:31:35 2009 Hello Dave, You may not have to pay this debt if ..
Posted: Wed Oct 14 19:27:20 2009 Hello Help, There is still a possibilty to ..
Posted: Wed Oct 14 6:48:04 2009 Hello bhazlett901, First welcome to the ..
Posted: Wed Oct 14 6:42:40 2009 Hello corgee and welcome. Most people would say ..
Posted: Wed Oct 14 6:33:52 2009 Hello Dakota and welcome to the forum. First of ..
Posted: Wed Oct 14 6:29:59 2009 Hi Debra, A hard inquiry does stay on for a bit ..
Posted: Wed Oct 14 6:25:43 2009 Hi Debra, It is about the same thing. When a ..
Posted: Wed Oct 14 6:20:58 2009 question, You are correct. More and more ..
Posted: Tue Oct 13 6:26:58 2009 I would also imagine it would depend on how many ..
Posted: Tue Oct 13 6:23:40 2009 Credit, This is some really good advice good ..
Posted: Tue Oct 13 6:20:54 2009 Good point good natured. A lot of people send out ..
Posted: Tue Oct 13 6:17:06 2009 Paypal is an excellent source for purchasing ..
Posted: Tue Oct 13 6:13:24 2009 Debra, Hello and welcome. Alot of companies ..
Posted: Tue Oct 13 6:07:38 2009 I am sure a better paying job in this economy is ..
Posted: Tue Oct 13 6:04:35 2009 I agree. I just posted on another thread the ..
Posted: Tue Oct 13 5:59:06 2009 It really is a shame all the scams that are ..
Posted: Tue Oct 13 5:54:01 2009 Patricia, Hello and welcome to the forum. ..
Posted: Tue Oct 13 5:49:23 2009 Hello Patrick, You can apply for credit cards ..
Posted: Sun Oct 11 21:30:23 2009 SD, I never thought of the notorizing part. I ..
Posted: Sun Oct 11 21:28:34 2009 Hi Robert..hope this helps: An Individual ..
Posted: Sun Oct 11 21:26:11 2009 Hi Robert, I believe this may help explain: ..
Posted: Sun Oct 11 21:22:56 2009 Hello mom and welcome to the site. First of all ..
Posted: Sun Oct 11 21:19:59 2009 I think you would really have to know what the ..
Posted: Sun Oct 11 21:16:44 2009 Hi DEerek and welcome to this site. There are ..
Posted: Sun Oct 11 21:13:29 2009 A good route, for the ones who had asked ..
Posted: Sun Oct 11 21:08:54 2009 That is my question also. How can a person be ..
Posted: Sun Oct 11 21:04:59 2009 I agree. This is what helped get the economy ..
Posted: Sun Oct 11 21:01:05 2009 Now my turn to play the advocate here. Just stop ..
Posted: Thu Oct 8 10:30:19 2009 Remember its not as hard as it seems. Click on ..
Posted: Thu Oct 8 10:26:04 2009 Sara, you seem to know some things about credit ..
Posted: Thu Oct 8 10:18:24 2009 Yes building credit is the first step to getting ..
Posted: Thu Oct 8 10:13:04 2009 Hi Tina, Let me first say you have come to the ..
Posted: Thu Oct 8 10:09:29 2009 Asking for a settlement is not as hard as it may ..
Posted: Wed Oct 7 13:09:46 2009 Dan, Have you tried to send them a debt ..
Posted: Wed Oct 7 13:03:55 2009 Sara, it seems you have asked alot of questions ..
Posted: Wed Oct 7 12:59:09 2009 Sara, the main concern I see here is you will ..
Posted: Wed Oct 7 12:53:54 2009 Sara, Although I do not know any books personally ..
Posted: Wed Oct 7 12:47:43 2009 Justin, I had mentioned on another post about my ..
Posted: Wed Oct 7 12:39:48 2009 I am personally glad to hear this. Recently with ..
Posted: Wed Oct 7 12:35:25 2009 Live free, It seems your hands appear to be tied ..
Posted: Wed Oct 7 12:25:25 2009 bernette, They seem to have added some wrong ..
Posted: Wed Oct 7 12:20:55 2009 aldogut, This could be very damaging to your ..
Posted: Wed Oct 7 12:15:56 2009 wendel, You should be able to contact the bureaus ..
Posted: Tue Oct 6 14:28:51 2009 Sara, Was your father listed on your account If ..
Posted: Tue Oct 6 14:22:54 2009 Sara, About a year ago my hubby and I had the ..
Posted: Tue Oct 6 14:18:32 2009 Sara, I would suggest that it would be a good ..
Posted: Thu Oct 1 22:09:29 2009 I totally agree with Sd Chargers here. I would ..
Posted: Thu Oct 1 22:05:24 2009 Joy, You hould have appeared at the court ..
Posted: Thu Oct 1 21:55:41 2009 SD, I believe they have hte right if you hold ..
Posted: Thu Oct 1 21:52:13 2009 Its good to see people trying to improve their ..
Posted: Thu Oct 1 21:48:09 2009 SD, I can not understand how they are remaining ..
Posted: Thu Oct 1 21:43:59 2009 SD, for the debts that are past the statute of ..
Posted: Thu Oct 1 21:40:14 2009 Nita, You handled this in a great menner. I ..
Posted: Thu Oct 1 21:34:17 2009 I agree here with Nathan. I had a family member ..
Posted: Thu Oct 1 21:27:29 2009 Hello red, With the internet as it is today it ..
Posted: Thu Oct 1 21:22:24 2009 Todd, First I would suggest going over your ..
Posted: Thu Oct 1 21:18:15 2009 If I am understanding you correctly the bank took ..
Posted: Wed Sep 30 6:40:33 2009 Sammy, this is very good advise. The sooner you ..
Posted: Wed Sep 30 6:33:42 2009 derhak, This is going to depend mostly on what ..
Posted: Wed Sep 30 6:29:03 2009 abigorbot, I would probaly wait to get a reply ..
Posted: Wed Sep 30 6:23:08 2009 Phil, One of the ways it i done is through a copy ..
Posted: Wed Sep 30 6:20:22 2009 I wonder if this has anything to due with all the ..
Posted: Wed Sep 30 6:16:24 2009 Justin, I always thought garnishments were only ..
Posted: Thu Sep 24 14:57:38 2009 I would make sure the court does get a copy of ..
Posted: Thu Sep 24 14:54:31 2009 I believe going the route Justin has mentioned is ..
Posted: Thu Sep 24 14:50:22 2009 I have also seen people get good loans through ..
Posted: Thu Sep 24 14:47:23 2009 It is defiantley untrue. I had a few on my ..
Posted: Thu Sep 24 14:44:38 2009 Diane, The first step is to go to your lender ..
Posted: Thu Sep 24 14:41:56 2009 TJensen, I see Justin has helped you. I would ..
Posted: Thu Sep 24 14:40:41 2009 This sounds like a good type of account. Can ..
Posted: Thu Sep 24 14:38:11 2009 Lynn, Hello and welcome to the forum. I would ..
Posted: Thu Sep 24 14:34:22 2009 Hello question, Where was the civil judgement ..
Posted: Thu Sep 24 14:28:58 2009 roccog, Unless you had made prior arrangements ..
Posted: Tue Sep 22 14:52:35 2009 Kara, I do not believe credit card statements ..
Posted: Tue Sep 22 14:48:52 2009 aboroth, I believe they do inform you but I ..
Posted: Tue Sep 22 14:43:55 2009 MAB, Hello and welcome. It appears you may have ..
Posted: Tue Sep 22 14:40:34 2009 rck, Hello and welcome. You do need to file a ..
Posted: Sat Sep 19 22:07:40 2009 DO NOT PAY THAT DEBT!!!!! tHIS DEBT HAS GOT TO ..
Posted: Sat Sep 19 22:02:30 2009 Who is requesting the payment for this debt If ..
Posted: Sat Sep 19 21:58:04 2009 Arya, Please calm down a little. I see you are ..
Posted: Sat Sep 19 21:53:49 2009 Zetta, Hello and welcome to the forum. When you ..
Posted: Sat Sep 19 21:49:22 2009 June, the account you already settled will stay ..
Posted: Sat Sep 19 21:46:32 2009 Hello sean, Yes these accounts will remain on ..
Posted: Sat Sep 19 21:40:47 2009 Texas, The first thing you could do is go to ..
Posted: Fri Sep 18 9:31:58 2009 The one thing I do not get is how they got the ..
Posted: Fri Sep 18 9:26:31 2009 Justin is correct. They can not garnish workers ..
Posted: Fri Sep 18 9:22:21 2009 sgilpin80 , I would never advise sending a copy ..
Posted: Fri Sep 18 9:18:06 2009 If this debt was paid off then your score is ..
Posted: Fri Sep 18 9:12:04 2009 oldcolonyscrap , Getting your score directly ..
Posted: Fri Sep 18 9:08:26 2009 scarletone, although I never heard of a 529 ..
Posted: Fri Sep 18 9:01:50 2009 boddidog, Most debts fall off after seven ..
Posted: Tue Sep 15 21:00:41 2009 Ab, I imagine they could keep adding all kinds ..
Posted: Tue Sep 15 20:55:36 2009 Michelle, I would send them a debt validation ..
Posted: Tue Sep 15 20:47:53 2009 Arya, If they are showing paid off, they still ..
Posted: Tue Sep 15 20:43:07 2009 I would make sure the courts knew the reason you ..
Posted: Tue Sep 15 20:37:08 2009 Abigorbot, If your name is on the title then ..
Posted: Tue Sep 15 20:32:58 2009 Randel reynolds, Always be wary of a business ..
Posted: Tue Sep 15 20:28:10 2009 AAron is correct. Most people can find errors on ..
Posted: Tue Sep 15 20:21:47 2009 Hi, Dealing with the original creditor at this ..
Posted: Tue Sep 15 20:12:35 2009 kingrichards welcome, Glad to see you join our ..
Posted: Tue Sep 15 20:06:21 2009 I am going to add to these posts. My husbands ..
Posted: Tue Sep 15 20:01:10 2009 Hello Blue, My advice to you would be to get ..
Posted: Tue Sep 15 19:55:30 2009 Hello Aaron, most things stay on your credit ..
Posted: Thu Sep 10 16:41:55 2009 Yes you can send out a debt validation letter but ..
Posted: Thu Sep 10 16:39:43 2009 Wow that is really a shame. Usually hospitols do ..
Posted: Thu Sep 10 16:35:55 2009 POMF, Even if the debt is lying there and n o ..
Posted: Thu Sep 10 16:30:59 2009 Hello jamjwu, When a person files a ..
Posted: Thu Sep 10 16:25:22 2009 I wonder when a case like this goes to court if ..
Posted: Thu Sep 10 16:21:32 2009 I also think you need to take into the fact that ..
Posted: Wed Sep 9 13:52:51 2009 I have neer heard of sherriff saling in PA for ..
Posted: Wed Sep 9 13:49:35 2009 I have never even knew my score. Nope not even ..
Posted: Wed Sep 9 13:46:05 2009 You list o good reason why most do not pay off ..
Posted: Wed Sep 9 13:41:24 2009 Shouldn't they have had a judgement in order to ..
Posted: Wed Sep 9 13:35:44 2009 I wonder if the topic of credit repair gets ..
Posted: Wed Sep 9 13:27:34 2009 overwhelmed, They may want this information to ..
Posted: Wed Sep 9 13:24:55 2009 Goodnatured, I had this happen one time when my ..
Posted: Wed Sep 9 13:18:38 2009 Thanks for the excellent example letter. Alot of ..
Posted: Wed Sep 9 13:13:33 2009 Goodnatured is correct. What I do not understand ..
Posted: Tue Sep 8 9:49:47 2009 Sarah, I believe your opening comment is ..
Posted: Tue Sep 8 9:44:08 2009 joannetai Referring to your earlier question ..
Posted: Tue Sep 8 9:37:59 2009 If it were me I would prefer to pay by money ..
Posted: Tue Sep 8 9:30:18 2009 If you already have one card for 150 then you may ..
Posted: Tue Sep 8 9:21:35 2009 Has anyone sent a letter like this and actually ..
Posted: Tue Sep 8 9:19:15 2009 Yes its true. alot of people get upset at the way ..
Posted: Tue Sep 8 9:16:03 2009 I would suggest you sign up and join. There is ..
Posted: Tue Sep 8 9:12:43 2009 Streemly, Carol is correct if it is chapter 13 ..
Posted: Tue Sep 8 9:08:21 2009 I believe that they passed some new guidelines a ..
Posted: Tue Sep 8 9:03:45 2009 Yes this is true. Both are ungarnishable but the ..
Posted: Tue Sep 8 9:00:12 2009 I would think it would be hard to determine a ..
Posted: Tue Sep 8 8:54:16 2009 I still have trouble with the soft inquires and ..
Posted: Tue Sep 8 8:41:15 2009 dkrundel , Since you are on social security I ..
Posted: Fri Sep 4 20:54:16 2009 Arya, I am glad to see you made all your ..
Posted: Fri Sep 4 20:51:20 2009 Usually a debt validation can take no longer than ..
Posted: Fri Sep 4 20:49:42 2009 Lucy, Alot can happen. They can take it to ..
Posted: Fri Sep 4 20:46:04 2009 Hello Vonnien, From my view you do have a ..
Posted: Fri Sep 4 20:38:38 2009 Hi Dani, You could ask for a pay for delete but ..
Posted: Fri Sep 4 20:34:06 2009 I am going to get on that. Thanks a ..
Posted: Thu Sep 3 9:27:24 2009 Hello pepper, I am glad you came here and did ..
Posted: Thu Sep 3 9:24:04 2009 That is really useful information. I wonder if ..
Posted: Thu Sep 3 9:21:53 2009 So does this mean it is better to be paid all at ..
Posted: Thu Sep 3 9:19:45 2009 Great reply optimist! I would recommend going ..
Posted: Thu Sep 3 9:05:37 2009 Carol, Thank you. This letter seems to be a lot ..
Posted: Wed Sep 2 21:29:23 2009 I get a little confused on the different listings ..
Posted: Wed Sep 2 21:26:08 2009 I recently got a letter from a collection agency ..
Posted: Wed Sep 2 21:22:50 2009 fout, Usually the time frame for reporting a ..
Posted: Wed Sep 2 21:19:23 2009 You can go to ..
Posted: Wed Sep 2 21:17:18 2009 Art, If you have the name of the agency you ..
Posted: Wed Sep 2 21:13:39 2009 Hello guest, I would advise you to pay the ..
Posted: Fri Aug 28 11:00:28 2009 Carol. If the poster does not have the proof how ..
Posted: Fri Aug 28 10:50:20 2009 Yes and this should have been something the ..
Posted: Fri Aug 28 10:42:36 2009 You need to call your atty general and ask him or ..
Posted: Fri Aug 28 10:36:14 2009 I agree. I do not think that it stays on your ..
Posted: Fri Aug 28 10:31:36 2009 Hello c-breinig, First of all I do not feel ..
Posted: Fri Aug 28 10:25:01 2009 Goodnatured, I thought there was a a way to file ..
Posted: Fri Aug 28 10:19:04 2009 Are you talking about what your score number ..
Posted: Fri Aug 28 10:16:38 2009 I would definatley pay her. Do you relize if you ..
Posted: Fri Aug 28 10:10:33 2009 How long is your wife out of the country If it ..
Posted: Fri Aug 28 10:07:47 2009 Guest, Tis does not appear to be proper ..
Posted: Fri Aug 28 9:58:27 2009 Cristiano , I would recommend going to another ..
Posted: Tue Aug 25 20:33:53 2009 Optimist, You are very right. You need to ..
Posted: Tue Aug 25 20:26:13 2009 This would be your best option. Call verizon and ..
Posted: Tue Aug 25 20:19:46 2009 You really just need to do your homework when it ..
Posted: Tue Aug 25 20:09:39 2009 Some new laws started a few days ago but the ..
Posted: Tue Aug 25 11:00:20 2009 Raquel, Hello and welcome. If the finance ..
Posted: Tue Aug 25 10:54:59 2009 Kat, Is there any possible way for your son to ..
Posted: Tue Aug 25 10:50:08 2009 Carol, I was looking into some different ..
Posted: Mon Aug 24 20:24:25 2009 PFIELDS2, I am sorry to hear of your ..
Posted: Mon Aug 24 9:48:52 2009 Kat, I just wanted to add here that we ..
Posted: Mon Aug 24 9:43:25 2009 I also believe this is what you are looking at. ..
Posted: Mon Aug 24 9:40:08 2009 stvnrlmm Hi and welcome. You should try ..
Posted: Mon Aug 24 9:38:09 2009 Carol, Great explanation! The poster can also ..
Posted: Mon Aug 24 9:31:05 2009 I heard some things about the new laws coming ..
Posted: Mon Aug 24 9:26:06 2009 That is what the agency is there for. I know they ..
Posted: Mon Aug 24 9:22:45 2009 advisoryline, Hello and welcome. Most debt ..
Posted: Mon Aug 24 9:19:01 2009 I am sure it does but with out trying this could ..
Posted: Mon Aug 24 9:13:27 2009 Goodnatured, It is good to see you back here and ..
Posted: Mon Aug 24 9:09:53 2009 Carol, I really think it is unfair for ..
Posted: Sun Aug 23 19:54:10 2009 Once you give the people this reasonable interst ..
Posted: Sun Aug 23 19:50:40 2009 Hello Kat, I am sorry hear of your ..
Posted: Sun Aug 23 19:43:45 2009 I am not so sure about that since you already ..
Posted: Sun Aug 23 19:39:52 2009 Christina, I really feel you should have ..
Posted: Sun Aug 23 19:34:29 2009 Does this site ask for anything like a credit ard ..
Posted: Sun Aug 23 19:31:13 2009 This is very true. Recently we paid off alot of ..
Posted: Sun Aug 23 19:27:12 2009 Raymond, I really think at this point you need ..
Posted: Sun Aug 23 19:22:09 2009 Sears recently sent my husband an opt out letter ..
Posted: Thu Aug 20 22:50:15 2009 Corey, sometimes when collection agencies ..
Posted: Thu Aug 20 22:45:54 2009 Hello, the numbers definatley do not seem to add ..
Posted: Thu Aug 20 22:41:16 2009 Carol is correct..do not upset them. Just keep ..
Posted: Thu Aug 20 22:39:20 2009 Miamga, If you can not afford to pay this debt ..
Posted: Thu Aug 20 22:35:28 2009 Maybe I can help explain a little here. ..
Posted: Wed Aug 19 22:17:37 2009 I hope are a creditable person with a legitimate ..
Posted: Wed Aug 19 22:15:01 2009 Hello Frida and welcome to the credit magic ..
Posted: Wed Aug 19 22:12:30 2009 How many times have you tried to settle Sometimes ..
Posted: Mon Aug 17 20:03:45 2009 Hi Tumi, How old is this collection account ..
Posted: Mon Aug 17 19:58:48 2009 Sunil,, Alot of credit repair can be done ..
Posted: Mon Aug 17 19:56:33 2009 Sunil, You need to look at it from the lenders ..
Posted: Mon Aug 17 19:53:57 2009 There are lots of sites with amazing info. You ..
Posted: Mon Aug 17 19:51:33 2009 Hello, If everything was reported accurately ..
Posted: Mon Aug 17 19:48:30 2009 Too much credit can also be a bad thing. If it ..
Posted: Tue Aug 11 20:08:25 2009 Yes that is true. What really bothers me is when ..
Posted: Tue Aug 11 20:04:03 2009 Nora, If some have went out of business why not ..
Posted: Tue Aug 11 20:00:02 2009 Hello Broke, Although this post is pretty old ..
Posted: Tue Aug 11 19:50:17 2009 Emery, Have you filed any complaints ..
Posted: Tue Aug 11 19:43:13 2009 Card balance transfers can sometimes be a real ..
Posted: Tue Aug 11 19:38:15 2009 Mel. Although I am not an expert I do not believe ..
Posted: Tue Aug 11 19:32:33 2009 Confused, You need to check the SOL on your ..
Posted: Tue Aug 11 19:23:06 2009 Hi Tricia, Have you looked in the letters of ..
Posted: Mon Aug 10 19:46:06 2009 Hello Prang, I am unsure of how debts ..
Posted: Mon Aug 10 10:45:04 2009 Soemtimes once the Original creditor sells the ..
Posted: Mon Aug 10 10:38:59 2009 I am unsure of the New Zealand laws on owing ..
Posted: Mon Aug 10 10:30:50 2009 Mikie, If by chance they do validate then you ..
Posted: Mon Aug 10 10:23:37 2009 Jrzy, You need to be careful if your new home is ..
Posted: Mon Aug 10 10:15:27 2009 deluchi1976 , Carol is correct. If your ..
Posted: Mon Aug 10 10:10:45 2009 Carol, I heard that if you decide to ..
Posted: Mon Aug 10 10:03:56 2009 pageflora, You can also look at your report to ..
Posted: Mon Aug 10 9:57:50 2009 Cindy, Are you with the same bank That may make ..
Posted: Mon Aug 10 9:49:49 2009 jmassey , There are also a ..
Posted: Mon Aug 10 9:43:33 2009 Ruth, I am wondering if some of these fees are ..
Posted: Mon Aug 10 9:39:59 2009 I am not quite sure what exactly you are asking ..
Posted: Mon Aug 10 9:36:48 2009 Barry, How did you get your personal info off ..
Posted: Sat Aug 1 9:16:00 2009 Sometimes these companies will change their names ..
Posted: Fri Jul 31 8:46:13 2009 I do not know of any personally. Maybe you can ..
Posted: Fri Jul 31 8:41:20 2009 miamga, What is the SOL for your state If you ..
Posted: Fri Jul 31 8:34:09 2009 dofolloconnie , When I hear this it ..
Posted: Fri Jul 31 8:28:01 2009 Tk. Hello and welcome. Did you not file ..
Posted: Fri Jul 31 8:21:44 2009 I will give this a try. Thanks for your help. I ..
Posted: Fri Jul 31 8:20:07 2009 rzguti , Paying off your loan ..
Posted: Fri Jul 31 8:15:28 2009 Hi 2468, There definately are a ..
Posted: Thu Jul 30 9:17:01 2009 Carol, I use to request validation but with the ..
Posted: Thu Jul 30 9:09:19 2009 Thanks for your kind comments. I tool came here ..
Posted: Thu Jul 30 9:00:25 2009 You can also request a pay for delete. With this ..
Posted: Thu Jul 30 8:40:49 2009 Iflex, if this debt is your it will continue to ..
Posted: Thu Jul 30 8:30:09 2009 Iflex, If this debt is with in the SOL the new ..
Posted: Thu Jul 30 8:23:05 2009 Jorden, Most will do as Carol suggest and ask ..
Posted: Thu Jul 30 8:11:36 2009 SMP, I believe they may have been referring to a ..
Posted: Thu Jul 30 8:06:32 2009 Also remember the older those collection debts ..
Posted: Thu Jul 30 8:01:19 2009 Heather, The statute of limitations is different ..
Posted: Wed Jul 29 7:05:50 2009 Hi Elementiron, Building your credit can ..
Posted: Tue Jul 28 9:49:06 2009 I would have thought you would have been ..
Posted: Tue Jul 28 9:38:22 2009 Thanks for the link. I am always suspicious of ..
Posted: Tue Jul 28 9:36:31 2009 I to agree but Carol what if the debt is past the ..
Posted: Tue Jul 28 9:26:15 2009 You can go to your bank and show them what the ..
Posted: Tue Jul 28 9:21:17 2009 Hi Dan, This happened to my husband when we ..
Posted: Tue Jul 28 9:16:06 2009 This reall y does sound like a mystery to me. I ..
Posted: Fri Jul 24 23:04:35 2009 Hi George, If I am understanding this correctly ..
Posted: Fri Jul 24 22:59:36 2009 Do you have any proof that you disputed the ..
Posted: Fri Jul 24 22:55:34 2009 Hi Alice, Welcome to the credit magic forum. Is ..
Posted: Fri Jul 24 22:52:36 2009 Hi Michael, I am not sure if you could get an ..
Posted: Fri Jul 24 22:49:59 2009 Hi Lisy, Alot of people are facing this same ..
Posted: Wed Jul 22 21:33:09 2009 Trixie, Yes they do have a 1099 form. This ..
Posted: Wed Jul 22 21:28:39 2009 Thats actually probaly really close to the truth. ..
Posted: Wed Jul 22 21:27:11 2009 Thats my advice on this matter also as long as a ..
Posted: Wed Jul 22 21:24:29 2009 You are then protected by the SOL. By not paying ..
Posted: Wed Jul 22 21:20:30 2009 They will not take your car but not showing up ..
Posted: Wed Jul 22 21:17:13 2009 Hi Newbie, Whats best for you is something ..
Posted: Wed Jul 22 21:12:51 2009 Are you sure these are tax liens Maybe since ..
Posted: Wed Jul 22 7:55:12 2009 Debt management is good. Carol is correct it ..
Posted: Wed Jul 22 7:47:16 2009 Sven, Doc has a really good point here. Whats ..
Posted: Wed Jul 22 7:44:11 2009 What are the chances though that bankruptsy ..
Posted: Wed Jul 22 7:40:31 2009 A good way to show the SOL has passed is a copy ..
Posted: Wed Jul 22 7:36:58 2009 Here is what may be going on. The bank may have ..
Posted: Wed Jul 22 7:31:55 2009 One benefit if debt consolidation is that you ..
Posted: Wed Jul 22 7:23:41 2009 There is alot you can do to raise your score. ..
Posted: Tue Jul 21 19:39:14 2009 I am not sure if you could get it deleted ..
Posted: Tue Jul 21 19:34:52 2009 In alot of states they can not put a lein on your ..
Posted: Tue Jul 21 19:28:33 2009 Sven, wow I am really glad you have the receipt. ..
Posted: Tue Jul 21 19:23:18 2009 Hello Miles and welcome to the forum. I am glad ..
Posted: Tue Jul 21 19:21:00 2009 You are very welcome. Is there anything we can ..
Posted: Tue Jul 21 19:18:54 2009 Thank you girlsSpoome , it really does take a ..
Posted: Tue Jul 21 9:14:11 2009 The collection agencies should update your report ..
Posted: Tue Jul 21 9:05:34 2009 I am confused here. A debt that is 15 years old ..
Posted: Tue Jul 21 8:59:00 2009 Well it really could effect your credit if it was ..
Posted: Tue Jul 21 8:54:58 2009 Hello, Yes the three year SOL will apply as ..
Posted: Tue Jul 21 8:47:28 2009 When they agreed to 50% did they do it by mail or ..
Posted: Tue Jul 21 8:43:58 2009 Experian really is a reputable company. Just ..
Posted: Mon Jul 20 21:33:06 2009 Probaly. Just do it and have it over with. They ..
Posted: Mon Jul 20 21:31:22 2009 AZ, you can not get collections removed from ..
Posted: Mon Jul 20 21:27:30 2009 You can not remove charge offs from your report. ..
Posted: Mon Jul 20 21:24:43 2009 Hi, Okay then it looks like you defaulted in Feb ..
Posted: Mon Jul 20 21:22:08 2009 Sven, Do you have any type of receipt Call the ..
Posted: Mon Jul 20 21:15:33 2009 You could also make those phone calls to the FTC. ..
Posted: Mon Jul 20 21:10:14 2009 You are entitled to debt validation. I would ..
Posted: Mon Jul 20 21:06:46 2009 If you have not completely paid off these debts ..
Posted: Mon Jul 20 21:04:00 2009 Is the collection notice from the bank If so ..
Posted: Mon Jul 20 20:59:27 2009 Sorry C, I have not been on alot. Remember to ..
Posted: Mon Jul 20 20:53:49 2009 Hello and welcome. First of all there is probaly ..
Posted: Sat Jul 18 9:08:50 2009 I can not see how it can be listed as paid and ..
Posted: Sat Jul 18 9:05:37 2009 Another thing they may look at is your overall ..
Posted: Sat Jul 18 9:01:00 2009 Roger, Once a debt is sold to a collection ..
Posted: Sat Jul 18 8:55:49 2009 A bad mark on your credit stays for 7 years. Once ..
Posted: Sat Jul 18 8:52:34 2009 Most credit agencies will ask for your social ..
Posted: Thu Jul 16 22:22:05 2009 I believe you could use the one posted above. I ..
Posted: Thu Jul 16 22:18:43 2009 Banks are not taking too many chances these days ..
Posted: Thu Jul 16 22:15:23 2009 Sounds pretty good to me. I am glad to see you ..
Posted: Thu Jul 16 22:06:26 2009 Why are you having trouble getting your equifax ..
Posted: Wed Jul 15 9:13:38 2009 Thats why I suggested keeping ht e documents. I ..
Posted: Wed Jul 15 9:08:40 2009 I can not see why unless it was once an account ..
Posted: Tue Jul 14 9:33:40 2009 If you do have to pay them and they agree to a ..
Posted: Tue Jul 14 9:29:03 2009 Did you ask for validation Make sure you get the ..
Posted: Tue Jul 14 9:21:09 2009 Wow that is a pretty good letter. I am glad to ..
Posted: Tue Jul 14 9:12:52 2009 I am not really sure. I suppose they can BUT ..
Posted: Tue Jul 14 9:09:13 2009 Unforetunatley until the loan is paid off you may ..
Posted: Tue Jul 14 9:04:59 2009 Usually it will go off in 7 years. I had one ..
Posted: Thu Jul 9 9:14:05 2009 Always, ALWAYS send letters to collection ..
Posted: Thu Jul 9 9:07:45 2009 Thanks Doc but I may as well wait it out. Like I ..
Posted: Thu Jul 9 9:05:33 2009 You need to go to the courthouse and the motion ..
Posted: Thu Jul 9 8:54:43 2009 How about really old creditors I have one from ..
Posted: Thu Jul 9 8:49:37 2009 What I can not figure out is why it is such a ..
Posted: Thu Jul 9 8:46:04 2009 You should contact the lawyer who is helping you ..
Posted: Thu Jul 9 8:35:49 2009 Problem is sooner or later they will find out ..
Posted: Thu Jul 9 8:30:26 2009 Sven, sometimes a collection agency will send ..
Posted: Thu Jul 9 8:25:28 2009 Also please be sure to remember how important it ..
Posted: Thu Jul 9 8:21:28 2009 Hello Katherine, Yes a high credit score is nice. ..
Posted: Thu Jul 9 8:10:49 2009 You are very welcome Doc. It was much ..
Posted: Wed Jul 8 9:24:35 2009 Karen, You really need to get a complaint into ..
Posted: Wed Jul 8 9:16:38 2009 I agree. I would make sure I filed my response ..
Posted: Wed Jul 8 9:11:01 2009 Carol, I seen where you posted about limiting ..
Posted: Wed Jul 8 9:04:44 2009 Shoeforme, I believe you may have reached here ..
Posted: Wed Jul 8 8:56:54 2009 Apparently this company may not want to settle ..
Posted: Wed Jul 8 8:52:06 2009 Sean, When sending anything to a collector is is ..
Posted: Wed Jul 8 8:48:13 2009 Hey Doc, glad to see you still at the forum. I ..
Posted: Tue Jul 7 9:22:19 2009 Hari, For most credit card applications it is ..
Posted: Tue Jul 7 9:17:28 2009 Another big one is to be careful using those ..
Posted: Tue Jul 7 9:11:31 2009 You will more than likely pay higher interest for ..
Posted: Tue Jul 7 9:02:55 2009 More than likely the collection agency was hired ..
Posted: Tue Jul 7 8:54:59 2009 Carol is correct. They can delete it but you can ..
Posted: Thu Jul 2 8:33:24 2009 Smarty, You need to call your atty general or ..
Posted: Thu Jul 2 8:23:12 2009 You can also deny when the send you a summons ..
Posted: Thu Jul 2 8:14:58 2009 Problem is unless Angry has enough proof that he ..
Posted: Thu Jul 2 8:05:55 2009 You need to be sure if you can not pay an entire ..
Posted: Thu Jul 2 8:01:51 2009 You could look under the letters of credit ..
Posted: Tue Jun 30 9:04:30 2009 I do know that some places have started charging ..
Posted: Tue Jun 30 9:01:13 2009 TJ, you can go to the courthouse and they will ..
Posted: Tue Jun 30 8:55:15 2009 Tom, you could also ask for a phone number to ..
Posted: Tue Jun 30 8:49:56 2009 It appears they do now own the debt. I personally ..
Posted: Tue Jun 30 8:36:40 2009 Joe56, Hello and welcome to the forum. There is ..
Posted: Thu Jun 25 9:03:33 2009 Lost boy, The statute of limitations for CA is 4 ..
Posted: Wed Jun 24 13:33:08 2009 This is not a validation of debt. I do not ..
Posted: Wed Jun 24 9:08:18 2009 There have been a lot of issues in the news ..
Posted: Tue Jun 23 20:58:43 2009 You should have card protection from this type of ..
Posted: Tue Jun 9 6:43:32 2009 Secured credit cards are a very good way to go ..
Posted: Tue Jun 9 6:34:27 2009 Do you have tips other than the website for our ..
Posted: Tue Jun 9 6:27:33 2009 Rockwood, what you heard is correct. You do not ..
Posted: Tue Jun 9 6:19:33 2009 Shopping for new credit can sometimes be ..
Posted: Tue Jun 9 6:13:02 2009 Hello Jordan, If any of your credit card bills ..
Posted: Mon Jun 8 8:04:41 2009 headpains, generally you would have to show a ..
Posted: Mon Jun 8 7:58:48 2009 akira, Does the original creditor still own this ..
Posted: Mon Jun 8 7:52:34 2009 When you paid these accounts off did you ask for ..
Posted: Tue May 26 5:56:06 2009 This si one reason I always tell people to hold ..
Posted: Tue May 26 5:49:10 2009 I see you listed that bills need to be sent out ..
Posted: Tue May 26 5:43:12 2009 Payday loans is one of the biggest traps out ..
Posted: Sun May 17 10:45:36 2009 I have been going through this for about two ..
Posted: Sun May 17 10:40:54 2009 You need to have your mother check to see if ..
Posted: Sun May 17 10:37:40 2009 One good way to try to stop this type of behavior ..
Posted: Sun May 17 10:33:43 2009 IO understand where you aRE coming from ..
Posted: Sun May 17 10:28:02 2009 I am not sure at this stage what all your option ..
Posted: Wed May 13 21:08:39 2009 This may be your best option. As Carol said you ..
Posted: Wed May 13 20:59:43 2009 Wow this is a nightmare! I would definately send ..
Posted: Thu May 7 6:44:33 2009 What is permissable purpose I have not heard of ..
Posted: Thu May 7 6:35:31 2009 Do they give you a chance to deny the award once ..
Posted: Thu May 7 6:28:27 2009 I was wondering about why they did not add ..
Posted: Thu May 7 6:23:22 2009 WE recently updated are auto insurance and I was ..
Posted: Tue May 5 7:49:37 2009 Are you from the US and is that what kind of card ..
Posted: Sun May 3 11:15:04 2009 I am from PA and my sister had a judgement ..
Posted: Sun May 3 11:08:24 2009 You should stay current on all your bills but the ..
Posted: Sun May 3 11:03:33 2009 Yes they are spam and I am sure as soon as the ..
Posted: Sun May 3 10:56:40 2009 I would call windstream themselves and inquire ..
Posted: Sun May 3 10:49:25 2009 Larry P. Smith & Associates, Ltd. is a ..
Posted: Fri May 1 6:53:49 2009 Unifund has been complained about on different ..
Posted: Fri May 1 6:36:24 2009 Hello, welcome to the forum. This should keep ..
Posted: Thu Apr 30 6:52:12 2009 Dreamscar, Lt is right I would definatelty send ..
Posted: Thu Apr 30 6:42:32 2009 sophbullo, you really do need to file a response ..
Posted: Thu Apr 30 6:34:58 2009 Sha, both Scott and MAry are correct and I have ..
Posted: Mon Apr 27 6:39:01 2009 A legacy visa would be a good start if you suffer ..
Posted: Mon Apr 27 6:32:44 2009 I would imagine you are going to have to pay off ..
Posted: Wed Apr 22 19:03:44 2009 That could be true but the ooster mentioned that ..
Posted: Wed Apr 22 9:37:38 2009 Hi Kitkat, If you have DEFERRED student ..
Posted: Wed Apr 22 9:29:50 2009 Yes this is true. You need to read the fine ..
Posted: Mon Apr 20 6:16:33 2009 Make sure you get debt valadation. Soemtimes ..
Posted: Mon Apr 20 6:10:59 2009 Justin is correct. By my figures it should fall ..
Posted: Mon Apr 20 6:06:27 2009 I have a hospitol debt listed on my report due to ..
Posted: Mon Apr 20 6:02:55 2009 What I would like to know if anyone can answer is ..
Posted: Mon Apr 20 5:55:51 2009 When looking for a good debt settlement company ..
Posted: Mon Apr 20 5:49:43 2009 Hello bkunke1, You are correct, at this point ..
Posted: Mon Apr 20 5:45:49 2009 The best thing you can do until this judgement is ..
Posted: Sat Mar 14 9:25:43 2009 Determined, This just happened to my ..
Posted: Sat Mar 14 9:19:03 2009 Welcome Guest, Carol is correct your social ..
Posted: Sat Mar 14 9:11:53 2009 SD, if you asked for debt validation and they did ..
Posted: Sat Mar 14 9:04:52 2009 Scott, I thought there was some rule out there ..
Posted: Sat Mar 14 9:00:31 2009 To remove a hard inquiry you would have to go ..
Posted: Sat Mar 14 8:52:23 2009 cdglover, Justins is correct they can garnish but ..
Posted: Sat Mar 14 8:48:32 2009 iflex, Do you have any receiptsd showing you ..
Posted: Sat Mar 14 8:44:01 2009 If the furniture bill or credit is not in your ..
Posted: Sat Mar 14 8:39:57 2009 401K is an excellent plan. You are correct SD. If ..
Posted: Fri Mar 13 12:35:36 2009 I would fiel with the FTC. This is usually the ..
Posted: Fri Mar 13 12:32:34 2009 Needy, Yes the SOL has expired. If you make one ..
Posted: Fri Mar 13 12:26:26 2009 Lexington law does have some scary stories. I ..
Posted: Fri Mar 13 12:23:33 2009 Check back in because others here have some ..
Posted: Fri Mar 13 12:22:16 2009 Any budget is a really good idea. Its better than ..
Posted: Fri Mar 13 12:08:40 2009 Disabled, You must make sure any creditor knows ..
Posted: Fri Mar 13 12:05:25 2009 Just be sure not to fall for any debt collector ..
Posted: Fri Mar 13 12:01:54 2009 Restarting the SOL is as simple as one payment ..
Posted: Fri Mar 13 11:57:34 2009 I would imagine as long as you owe them the debt ..
Posted: Fri Mar 13 11:55:40 2009 Looks like you are figuring out sopme of the ..
Posted: Fri Mar 13 11:51:16 2009 SD some will actually relieve the late payment. I ..
Posted: Thu Mar 12 10:41:13 2009 Now they can put a lein on your house and when ..
Posted: Thu Mar 12 10:29:58 2009 how long of a time period has passed I am not ..
Posted: Thu Mar 12 10:27:49 2009 Taffy, I am wondering if maybe they put the first ..
Posted: Thu Mar 12 10:22:31 2009 Maxwell, Justin is correct. This judgement will ..
Posted: Thu Mar 12 10:17:22 2009 Nina, It is the date of discharge. I know this ..
Posted: Thu Mar 12 10:14:54 2009 Birdfan, A bankruptsy can not be removed from ..
Posted: Thu Mar 12 10:09:05 2009 Jane, Have you tried calling the company that ..
Posted: Thu Mar 12 9:59:51 2009 When saving this amount try putting it somewhere ..
Posted: Thu Mar 12 9:56:45 2009 If DCS is the company you paid off then they will ..
Posted: Wed Mar 11 8:22:55 2009 Credit novice, first off they can not take your ..
Posted: Wed Mar 11 8:13:50 2009 I have been dealing with this same type of issue. ..
Posted: Sun Mar 8 12:31:58 2009 I would petition the ccourt. If you did not live ..
Posted: Sun Mar 8 12:28:43 2009 I too would contact the person or company that ..
Posted: Sun Mar 8 12:24:53 2009 My husband is the same way. I always told him if ..
Posted: Sun Mar 8 12:19:33 2009 If these past due bill are still with the ..
Posted: Sun Mar 8 12:16:25 2009 You can visit the FTC webpage at www.ftc.gov. ..
Posted: Sun Mar 8 10:41:50 2009 Missouri Statutes of Limitation Written ..
Posted: Fri Mar 6 20:35:21 2009 You can not get a n]bankruptsy off your credit ..
Posted: Fri Mar 6 20:33:39 2009 Do you still have the copy of the debt settlement ..
Posted: Fri Mar 6 20:30:34 2009 Hi wanna be , First off welcome to the forum. I ..
Posted: Fri Mar 6 20:22:46 2009 I would first check the SOL then send out the ..
Posted: Tue Mar 3 20:59:18 2009 Black sunshine, You listed on another post that ..
Posted: Tue Mar 3 20:55:44 2009 I would tell them exactly that. Even though I am ..
Posted: Tue Mar 3 20:52:50 2009 xx, What you really need to do before paying any ..
Posted: Tue Mar 3 20:43:43 2009 Pattie, do you have a copy of the agreement ..
Posted: Tue Mar 3 20:39:32 2009 To have it removed you will have to go through ..
Posted: Tue Mar 3 20:37:16 2009 It seems like you really know your way around the ..
Posted: Tue Mar 3 20:32:24 2009 Yes you should be legally entitled to proof that ..
Posted: Mon Mar 2 21:33:09 2009 I imagine they may be able to do this. Are you ..
Posted: Mon Mar 2 21:27:41 2009 Is it too late to also get debt validation Surely ..
Posted: Mon Mar 2 21:19:23 2009 Blacksunshine, I just wanted to give you a small ..
Posted: Mon Mar 2 21:14:31 2009 What does the poster mean when they say "I ..
Posted: Mon Mar 2 21:07:12 2009 CMBV....I am so glad to see you on this post. My ..
Posted: Mon Mar 2 21:03:07 2009 I thought this was a violation of the FCRA. I am ..
Posted: Mon Mar 2 7:48:29 2009 Justin, can he ask the credit bureau to list it ..
Posted: Mon Mar 2 7:46:36 2009 Moss, you could also try to call the company to ..
Posted: Mon Mar 2 7:44:22 2009 I would also get a debt validation letter out in ..
Posted: Mon Mar 2 7:41:47 2009 Black sunshine, I would dispute them and then if ..
Posted: Mon Mar 2 7:36:33 2009 Dperez, I would answer the summons and in then ..
Posted: Mon Mar 2 7:30:46 2009 If the inquirers do not remove their listing what ..
Posted: Sun Mar 1 19:52:13 2009 Taffy if it is the hospitol that stills holds the ..
Posted: Sat Feb 28 18:08:23 2009 I hear shortly they are going to be raising ..
Posted: Sat Feb 28 18:03:11 2009 It seems the phone dispute may be a lot quicker. ..
Posted: Sat Feb 28 17:58:57 2009 None of my bills are with bill collectors. All ..
Posted: Sat Feb 28 11:50:41 2009 Are you making suer that these debts are being ..
Posted: Sat Feb 28 11:43:55 2009 Aby, How is this true I have never heard of ..
Posted: Sat Feb 28 11:39:32 2009 Then I fail to see how someone can really get a ..
Posted: Sat Feb 28 11:22:59 2009 They can not place a debt for a corportaion on ..
Posted: Sat Feb 28 11:14:54 2009 Jes, if these medical bills are fairly older ..
Posted: Sat Feb 28 11:04:56 2009 I also would send debt validation letters to the ..
Posted: Fri Feb 27 11:55:04 2009 Thats a pretty wise move paying direct tv ..
Posted: Wed Feb 25 14:09:31 2009 Why not just go to the bank and have them ..
Posted: Wed Feb 25 14:07:17 2009 I would imagine if you yourself are trying to ..
Posted: Wed Feb 25 14:04:58 2009 You may also want to check with your bank. You ..
Posted: Wed Feb 25 13:59:41 2009 I would send the validation letter and if they do ..
Posted: Wed Feb 25 13:35:57 2009 Hoff, do not close the card. Good natured is ..
Posted: Wed Feb 25 13:31:39 2009 poika, If you close that card your score will go ..
Posted: Tue Feb 24 7:03:58 2009 Golman if this is the case then what they sent ..
Posted: Tue Feb 24 7:01:11 2009 Alright now if the poster had arrangements to pay ..
Posted: Tue Feb 24 6:58:30 2009 Thats true. Some states do not allow for wage ..
Posted: Tue Feb 24 6:37:04 2009 This really is a great resource letter. Many can ..
Posted: Tue Feb 24 6:33:29 2009 You will have to repay this loan since the SOL ..
Posted: Tue Feb 24 6:29:08 2009 How do you know that that they do not change the ..
Posted: Sun Feb 22 21:23:44 2009 Yes good point this is an excellent post for the ..
Posted: Sun Feb 22 21:20:59 2009 auroravallejo2007 , I had a bankrupty back in ..
Posted: Sun Feb 22 21:18:02 2009 Nikki, The SOL for your state is six years. It ..
Posted: Sun Feb 22 21:12:24 2009 Pcats, The first step in repairing your credit is ..
Posted: Sun Feb 22 21:09:37 2009 blhk, you say you had insurance at the time these ..
Posted: Sun Feb 22 21:05:33 2009 You should always leave long standing accounts ..
Posted: Sun Feb 22 21:02:49 2009 I can not imagine that this is proper valicdation ..
Posted: Sun Feb 22 21:00:36 2009 I would first of all call equifax and the other ..
Posted: Fri Feb 20 20:21:16 2009 I read your post and I am wondering what state ..
Posted: Fri Feb 20 20:14:50 2009 $1000 a call could pay off the collection pretty ..
Posted: Fri Feb 20 20:07:23 2009 How do you find out if a collection agency is ..
Posted: Fri Feb 20 20:02:40 2009 Scott, if the new collection agency can not ..
Posted: Fri Feb 20 19:55:59 2009 What is a certification letter Can you send this ..
Posted: Fri Feb 20 19:43:43 2009 What I am trying to do is get a car. I would have ..
Posted: Fri Feb 20 7:45:25 2009 First of all if you never signed a contract and ..
Posted: Fri Feb 20 7:40:36 2009 I want to go pay off all my credit card bills. I ..
Posted: Fri Feb 20 7:38:20 2009 When you file a dispute with one reporting agency ..
Posted: Fri Feb 20 7:34:20 2009 Usaually if you have a paycheck direct deposited ..
Posted: Fri Feb 20 7:30:10 2009 Definatley, There is a huge difference in a bank ..
Posted: Fri Feb 20 7:27:09 2009 Yes I agree that the bank does not deal with this ..
Posted: Fri Feb 20 7:21:55 2009 First of all this is not fair. I would have ..
Posted: Thu Feb 19 14:59:46 2009 What I do not understand is how of they are not ..
Posted: Thu Feb 19 14:53:25 2009 Hello Carrie, your score seems to be on the ..
Posted: Wed Feb 18 20:00:52 2009 Never close an old account if you do not have to. ..
Posted: Wed Feb 18 19:57:06 2009 Naomi, What are you trying to freeze Has your ..
Posted: Mon Feb 16 18:39:10 2009 How can they file this alias summons if they did ..
Posted: Mon Feb 16 18:32:20 2009 I would imagine your score would have to raise if ..
Posted: Mon Feb 16 18:25:38 2009 What time frame was there between the higher ..
Posted: Mon Feb 16 18:19:53 2009 Naomi, One of the worst things to do is close out ..
Posted: Thu Feb 12 14:24:26 2009 If you need help finding the Sol for your state ..
Posted: Thu Feb 12 14:17:02 2009 Hi sfrab=nk and welcome. Here is some contact ..
Posted: Thu Feb 12 14:11:15 2009 Luv, I think what you are asking is if family ..
Posted: Thu Feb 12 14:07:17 2009 I am not sure what type of credit card number you ..
Posted: Thu Feb 12 14:04:33 2009 Adam, You always want to keep your credit card ..
Posted: Thu Feb 12 13:59:27 2009 If you do recieve a summons make sure that you ..
Posted: Thu Feb 12 13:52:32 2009 Yes it should raise tyour credit score since it ..
Posted: Thu Feb 12 13:43:41 2009 Jefferson, If you closed an account and pwed ..
Posted: Wed Feb 11 13:06:59 2009 Nina, If you did not include Lane Bryant in the ..
Posted: Tue Feb 10 14:27:03 2009 So the next step mholcomb is to the dispute ..
Posted: Tue Feb 10 14:24:48 2009 I have seen the same thing on my husbands report. ..
Posted: Tue Feb 10 14:20:16 2009 Hello Jim and welcome. Thanks first of all for ..
Posted: Mon Feb 9 13:28:04 2009 If you were only late on that one payment then I ..
Posted: Mon Feb 9 13:24:29 2009 Hi Squadcar, usually when garnishing wages for ..
Posted: Mon Feb 9 13:20:24 2009 Web sites like fake paychecks is one sure way to ..
Posted: Mon Feb 9 13:18:29 2009 LT, some people can raise their score a lot by ..
Posted: Mon Feb 9 13:16:24 2009 Since your daughter was not 18 at the time of ..
Posted: Mon Feb 9 13:14:05 2009 Nina, this mark does stay on your credit for a ..
Posted: Mon Feb 9 13:11:11 2009 Dan, also is some states once a judgement verdict ..
Posted: Mon Feb 9 13:05:56 2009 Adam, this is not proper debt validation. It ..
Posted: Fri Feb 6 21:07:41 2009 Adam, You can file your dispute at any time. If ..
Posted: Fri Feb 6 6:53:53 2009 I do not think this is what the poster is trying ..
Posted: Fri Feb 6 6:49:53 2009 Justin, I actually think this is what happened. ..
Posted: Thu Feb 5 19:40:40 2009 Have you any update on this I am going through ..
Posted: Thu Feb 5 14:41:07 2009 I have never had to repair my credit so where ..
Posted: Thu Feb 5 14:36:36 2009 Lt, First of all you can find sample letters in ..
Posted: Thu Feb 5 14:31:27 2009 Need some help here. A few years ago my mother- ..
Posted: Wed Feb 4 19:13:49 2009 Do not let the idea of credit repair scare you ..
Posted: Wed Feb 4 19:11:05 2009 This still will not remove the original creditors ..
Posted: Wed Feb 4 19:08:38 2009 You can check Dynamites reputaion by going to the ..
Posted: Wed Feb 4 19:03:38 2009 They will do as Guest suggests. When you owe ..
Posted: Wed Feb 4 18:58:25 2009 CAn banks increase interest just like that I ..
Posted: Wed Feb 4 18:55:27 2009 We can not give you account numbers here at the ..
Posted: Tue Feb 3 21:24:35 2009 Panther express, just a short note here. A ..
Posted: Tue Feb 3 21:21:23 2009 Hi Luvnet, You can obtain a good credit card ..
Posted: Tue Feb 3 21:17:43 2009 Hello Kara, Yes you should send a debt validation ..
Posted: Tue Feb 3 21:12:10 2009 It may be for your best interests to pay this ..
Posted: Tue Feb 3 21:08:06 2009 Not really. You can still get credit in this ..
Posted: Tue Feb 3 21:02:11 2009 Is this account still owned by the original ..
Posted: Tue Feb 3 20:57:30 2009 No they can not take wages that are from Social ..
Posted: Tue Feb 3 20:54:12 2009 Hi Chase hater, No if you have not made any ..
Posted: Mon Feb 2 21:52:50 2009 If you are on this loan as a co-signer then you ..
Posted: Mon Feb 2 21:49:10 2009 What kind of form did they send you Were you ..
Posted: Mon Feb 2 21:41:16 2009 First I thought collection agencies were not ..
Posted: Sat Jan 31 11:08:43 2009 The poster stated that he is paying on a charged ..
Posted: Sat Jan 31 11:05:58 2009 When calling always ask for someone ..
Posted: Sat Jan 31 11:03:33 2009 Okay if they can not collect money up front for ..
Posted: Sat Jan 31 10:57:42 2009 Excellent news Good Natured! From my ..
Posted: Sat Jan 31 10:53:06 2009 I have seen credit card places waive interest ..
Posted: Sat Jan 31 10:49:12 2009 One of the biggest things for us is not to carryu ..
Posted: Sat Jan 31 10:45:09 2009 Another way to save money is recycling brown bags ..
Posted: Sat Jan 31 10:37:52 2009 Do they have an email on the customer service ..
Posted: Fri Jan 30 10:44:30 2009 I always thought that if a debt was listed on a ..
Posted: Fri Jan 30 10:10:01 2009 So the statute of limitations is different on ..
Posted: Fri Jan 30 10:06:52 2009 Once a settlement offer is reached can they ..
Posted: Fri Jan 30 9:58:38 2009 You should have plent of time to get a response ..
Posted: Fri Jan 30 9:52:06 2009 OK thanks Carol for giving me the reasoning ..
Posted: Fri Jan 30 9:46:16 2009 So if the father does not find out about the ..
Posted: Thu Jan 29 14:44:41 2009 I always thought sending a cease and desist put a ..
Posted: Thu Jan 29 14:29:07 2009 What is the difference in "settled for ..
Posted: Thu Jan 29 14:24:09 2009 Is this company moving around or just expanding ..
Posted: Thu Jan 29 14:09:34 2009 I would believe it would be up to the company ..
Posted: Thu Jan 29 11:59:51 2009 What route can a person go if a creditor does not ..
Posted: Thu Jan 29 11:49:02 2009 lescifra, Hello and welcome. If you are planning ..
Posted: Thu Jan 29 11:44:50 2009 You may be able to go through a mortgage company ..
Posted: Thu Jan 29 11:28:11 2009 Have you tried contactin the credit card ..
Posted: Thu Jan 29 11:23:44 2009 Elisa, I think you should call your atty generals ..
Posted: Thu Jan 29 11:06:34 2009 If you know the name of the person or company you ..
Posted: Thu Jan 29 11:01:53 2009 Can anyone tell me in this situation if a summons ..
Posted: Tue Jan 27 14:36:25 2009 If a cease and desist letter does not stop them ..
Posted: Mon Jan 26 17:00:23 2009 You can request debt validation at any time. Have ..
Posted: Mon Jan 26 16:55:36 2009 Justin, are these collectors allowed to call cell ..
Posted: Sun Jan 25 13:06:38 2009 Doesn't the judge who issues the bank account ..
Posted: Sun Jan 25 12:52:35 2009 What state did you take out this credit card in ..
Posted: Sun Jan 25 12:45:34 2009 They can not legally hold your husband ..
Posted: Sun Jan 25 12:33:26 2009 It would depend on the rules of debt collection. ..
Posted: Sat Jan 24 8:54:59 2009 You really do have to be careful when chosing a ..
Posted: Fri Jan 23 18:35:26 2009 Hi, keylamoon Yes it should have fell off your ..
Posted: Fri Jan 23 6:57:27 2009 Poboy..what type of disability are you on Is it ..
Posted: Fri Jan 23 6:52:05 2009 I had one call me years ago and threaten to sell ..
Posted: Fri Jan 23 6:48:24 2009 If it is a copy of her contract is she not ..
Posted: Fri Jan 23 6:43:18 2009 thanks...I can not seem to get on my page. It ..
Posted: Fri Jan 23 6:39:29 2009 Yes a social security number is something you ..
Posted: Fri Jan 23 6:36:38 2009 I did answer you here Key, I had the same thing ..
Posted: Fri Jan 23 6:31:40 2009 Ask them to show proof of the judement. Also you ..
Posted: Fri Jan 23 6:27:15 2009 I would not pay this debt. This debt is 13 years ..
Posted: Fri Jan 23 6:21:32 2009 Redsox, if the debt collectors due bother you and ..
Posted: Thu Jan 22 19:22:00 2009 Problem is these days you cannot trust anyone to ..
Posted: Thu Jan 22 19:18:04 2009 I ca not believe that there is not something that ..
Posted: Thu Jan 22 19:12:10 2009 Carol. SO if the someone was a victim opf ..
Posted: Thu Jan 22 19:09:36 2009 Linda, Hello and welcome to the forum. Alot of it ..
Posted: Thu Jan 22 19:07:30 2009 Probaly not much until its been 30 days on the ..
Posted: Thu Jan 22 19:01:41 2009 I remember reading your original post. I am so ..
Posted: Thu Jan 22 18:58:00 2009 If the only money going into your account is from ..
Posted: Thu Jan 22 18:53:23 2009 If the debt is with in the statute of limitations ..
Posted: Thu Jan 22 18:50:04 2009 Yes the SOl has been up on this account for a ..
Posted: Thu Jan 22 18:47:03 2009 If I was you I would call your states atty ..
Posted: Wed Jan 21 11:44:40 2009 It would seem that this account has not been open ..
Posted: Wed Jan 21 11:37:21 2009 RPK, I would not confirm or agree to anything! ..
Posted: Wed Jan 21 5:37:57 2009 Is the mark on your credit report from the ..
Posted: Wed Jan 21 5:26:30 2009 Thank you Sheryl for your above post. I am glad ..
Posted: Wed Jan 21 5:22:20 2009 Also to add to the post..back arrearages on child ..
Posted: Wed Jan 21 5:18:42 2009 Yes good natured once it goes over to the ..
Posted: Tue Jan 20 8:51:30 2009 Mary, is there a way she can find out why and how ..
Posted: Mon Jan 19 19:13:08 2009 Discharged debt is usally one that someone files ..
Posted: Mon Jan 19 6:58:26 2009 So regardless of what each credit report sayd ..
Posted: Mon Jan 19 6:55:04 2009 A family member went throught chil support ..
Posted: Sun Jan 18 17:26:39 2009 As Doc has said this is illegal if you are ..
Posted: Sun Jan 18 12:37:56 2009 DV, how old is this debt and have you made any ..
Posted: Sun Jan 18 12:32:59 2009 Fraud hater, Can you give us some details about ..
Posted: Sun Jan 18 12:24:00 2009 It may help to know how long ago this was good ..
Posted: Sun Jan 18 9:08:48 2009 I can find it on my credit report. I have all ..
Posted: Sun Jan 18 9:00:38 2009 I am pretty usre the problem is not that they are ..
Posted: Sun Jan 18 8:58:30 2009 When it comes to balance transfer the fine print ..
Posted: Sat Jan 17 14:39:31 2009 Then it looks like this debt will have to stay on ..
Posted: Sat Jan 17 14:35:21 2009 Ben, if you feel the person you co-signed for is ..
Posted: Sat Jan 17 14:31:35 2009 Has anyone from Hope for homes contacted you Also ..
Posted: Sat Jan 17 9:26:01 2009 Why three different fall off dates. I looked at ..
Posted: Sat Jan 17 9:23:28 2009 Yes a credit card that has been opened this long ..
Posted: Sat Jan 17 9:01:04 2009 I know just to pull a report if you know ..
Posted: Fri Jan 16 8:00:58 2009 Adam, You need to see if the original creditor is ..
Posted: Thu Jan 15 8:22:29 2009 If the payday loans are illegal (some are) and ..
Posted: Thu Jan 15 8:16:01 2009 SInce the car is in default and they were going ..
Posted: Thu Jan 15 8:11:41 2009 What about the fact that he was never served a ..
Posted: Thu Jan 15 8:07:35 2009 SO if they do not valdiate this debt why can he ..
Posted: Thu Jan 15 7:58:37 2009 I think when it would matter what is being ..
Posted: Wed Jan 14 21:57:13 2009 I remembe seeing it here also. I am almost ..
Posted: Wed Jan 14 13:00:57 2009 A little note about midland Devin, I dealt with ..
Posted: Wed Jan 14 8:49:17 2009 Yes I was pretty clear on the student loans since ..
Posted: Wed Jan 14 8:46:54 2009 Whom is considered the third party in debt ..
Posted: Wed Jan 14 8:42:42 2009 Sorry Richard I did look to see if anyone else ..
Posted: Wed Jan 14 8:40:09 2009 Gee Doc, you are a deep well of information. So ..
Posted: Wed Jan 14 8:37:26 2009 What happens if they will not send this copy and ..
Posted: Wed Jan 14 8:33:34 2009 Alright thanks for this answer. I have been ..
Posted: Tue Jan 13 17:17:36 2009 I have heard though that some work with them to ..
Posted: Tue Jan 13 17:14:32 2009 Wow I never relized that these virtual credit ..
Posted: Tue Jan 13 17:03:39 2009 Donald, Usually debt settlement is about 50-70% ..
Posted: Tue Jan 13 16:57:13 2009 Did you find the Applied CC a good place to start ..
Posted: Tue Jan 13 11:13:53 2009 Scott, in the four states that do not allow for ..
Posted: Tue Jan 13 11:07:36 2009 I asked this question too. I keep hearing that ..
Posted: Tue Jan 13 10:56:54 2009 What does the SOL go by I would like to know ..
Posted: Tue Jan 13 10:30:22 2009 Where are my post going I have asked a couple ..
Posted: Tue Jan 13 10:26:04 2009 Yes that is where they get there numbers but when ..
Posted: Tue Jan 13 10:20:30 2009 So if if it the card hholder agreement that could ..
Posted: Tue Jan 13 10:16:50 2009 Just working on it alone is enough to give ..
Posted: Mon Jan 12 21:12:03 2009 I hear that some credit repair companies actually ..
Posted: Mon Jan 12 20:57:57 2009 I have asked this to many people and always got ..
Posted: Mon Jan 12 20:37:36 2009 If though there are alot of cards open and this ..
Posted: Mon Jan 12 18:57:07 2009 I would find those records or call the law office ..
Posted: Mon Jan 12 18:54:41 2009 I agree with you DD. The fact is it is easy just ..
Posted: Mon Jan 12 18:49:55 2009 Justin, why is it that some people say its six ..
Posted: Mon Jan 12 18:47:22 2009 Carol, So it is not just one copy they have to ..
Posted: Mon Jan 12 18:38:54 2009 You do not need debt validation to prove the debt ..
Posted: Mon Jan 12 18:33:13 2009 SD, this is not validation. If you want my ..
Posted: Mon Jan 12 12:30:43 2009 If and when it does go to court you will be able ..
Posted: Mon Jan 12 12:12:29 2009 I relize you are in a tough situation. Since they ..
Posted: Mon Jan 12 12:06:41 2009 I filed many years ago and know when I did my ..
Posted: Sun Jan 11 18:21:56 2009 Hello abhimanyu, welcome to our forum. If you ..
Posted: Sun Jan 11 13:39:17 2009 I do not believe that it is. Do you recognize the ..
Posted: Sun Jan 11 13:34:05 2009 Thats why I was a because I would be wary of ..
Posted: Sat Jan 10 23:09:42 2009 Doesn't that require making a trip to the ..
Posted: Sat Jan 10 22:57:40 2009 Glad you dropped in here Doc. Let me say you have ..
Posted: Sat Jan 10 22:33:20 2009 Yes you could make the call but I would see it ..
Posted: Fri Jan 9 22:45:31 2009 Is there any custody arrangements set up Does ..
Posted: Fri Jan 9 22:41:39 2009 Scott, I was under the impression that a person ..
Posted: Fri Jan 9 22:37:42 2009 I never heard of them sending certified mail but ..
Posted: Fri Jan 9 22:32:34 2009 Julie this is harassment and you can report this ..
Posted: Fri Jan 9 22:27:26 2009 Student loans effect your credit score like any ..
Posted: Fri Jan 9 22:22:40 2009 Do NOT send them one payment if they are past the ..
Posted: Fri Jan 9 22:07:42 2009 Oh I doubt they have fallen off the earth..We ..
Posted: Fri Jan 9 21:58:36 2009 I would get your bank to write you a statement to ..
Posted: Fri Jan 9 21:40:03 2009 Do you have to send the original return reciept ..
Posted: Thu Jan 8 7:23:12 2009 I just asked this question on another thread. Is ..
Posted: Thu Jan 8 7:18:46 2009 Is it true only the courts can decide what ..
Posted: Thu Jan 8 7:13:30 2009 Are they legally allowed to re-reverse a debt If ..
Posted: Thu Jan 8 7:08:42 2009 This is an area that always makes me wonder about ..
Posted: Thu Jan 8 7:04:58 2009 I forgot to mention the FTC. Usually an atty ..
Posted: Thu Jan 8 7:00:03 2009 Hello tshozi, Do you have any proof that this ..
Posted: Thu Jan 8 6:56:30 2009 In PA you can not have your wages attached or I ..
Posted: Wed Jan 7 21:05:50 2009 Bailey, We here can not do anything to get those ..
Posted: Wed Jan 7 20:04:51 2009 Is it the three credit bureaus that offer the ..
Posted: Wed Jan 7 19:31:18 2009 Here is a question for whom ever can answer it: ..
Posted: Wed Jan 7 19:21:12 2009 Learning fast, It sounds like you are on the ..
Posted: Wed Jan 7 19:13:02 2009 You must wait the full 30 days from the date they ..
Posted: Wed Jan 7 18:55:58 2009 No More drama, How old is this debt and also what ..
Posted: Tue Jan 6 20:32:44 2009 Sounds like a problem we had to correct a few ..
Posted: Tue Jan 6 20:27:23 2009 Carol, Can these types of agencies add fees to a ..
Posted: Tue Jan 6 20:17:09 2009 Doc Why do you suggest she ask them what to do ..
Posted: Tue Jan 6 20:12:48 2009 Learning that is not proper debt validation. they ..
Posted: Tue Jan 6 20:06:29 2009 I am not so sure you can get them deleted from ..
Posted: Tue Jan 6 19:55:36 2009 I would contact the comapny that has these debts ..
Posted: Tue Jan 6 19:51:07 2009 First you ust reply to the summons or they will ..
Posted: Tue Jan 6 19:47:13 2009 First of all I would not pay anyone that is not ..
Posted: Tue Jan 6 19:43:20 2009 Hi miss, How have you had your taxes prepared for ..
Posted: Tue Jan 6 19:40:36 2009 I would try to dispute this listing with the ..
Posted: Mon Jan 5 21:36:45 2009 Unforetunatly if you would have gotten a pay for ..
Posted: Mon Jan 5 21:32:31 2009 Lincoln, that sounds like a pretty good reduction ..
Posted: Mon Jan 5 21:28:50 2009 Hi Bernard, I did a little internet searching and ..
Posted: Mon Jan 5 21:26:18 2009 I heard on a news program that todays credit card ..
Posted: Sun Jan 4 14:21:09 2009 Yes it sounds as if it is. We would almost have ..
Posted: Sun Jan 4 10:53:45 2009 I believe I have heard differnt stories like ..
Posted: Sat Jan 3 16:04:56 2009 I opened a paypal account recently and got some ..
Posted: Sat Jan 3 16:02:09 2009 For clarification SD Doc is trying to tell you if ..
Posted: Sat Jan 3 15:56:21 2009 Do they have copy of sample letters over at the ..
Posted: Sat Jan 3 15:53:42 2009 No SD it is not proper validation. Everyone here ..
Posted: Sat Jan 3 15:47:39 2009 What makes the difference in what part of Ireland ..
Posted: Sat Jan 3 8:36:51 2009 It is really risky at this point but if we all ..
Posted: Sat Jan 3 8:33:41 2009 MAry is definatley correct. You should protect ..
Posted: Sat Jan 3 8:26:25 2009 Mad, Are you trying to reach Speigel or just ..
Posted: Sat Jan 3 8:12:55 2009 This is something I jave not looked at much on my ..
Posted: Sat Jan 3 8:09:59 2009 It may have something to do with how much you owe ..
Posted: Thu Jan 1 19:40:45 2009 Good natured, I know there is alot more that ..
Posted: Thu Jan 1 19:31:56 2009 Guest I think you are on the right track when you ..
Posted: Thu Jan 1 19:10:19 2009 If the collection agency is the only one listing ..
Posted: Thu Jan 1 18:54:58 2009 Yes we have that little system in place here. We ..
Posted: Thu Jan 1 10:21:04 2009 It doesn't sound quiute right to me either. I ..
Posted: Thu Jan 1 9:55:30 2009 What is the difference in getting the collection ..
Posted: Wed Dec 31 9:06:15 2008 Good natured, how did you finally get caught up ..
Posted: Wed Dec 31 9:01:38 2008 So if you do owe the debt they can harass you I ..
Posted: Wed Dec 31 8:54:15 2008 Yes sometime in January. I have been following ..
Posted: Wed Dec 31 8:48:21 2008 Do you have the proof that you asked for debt ..
Posted: Wed Dec 31 8:43:34 2008 I only had two negatives that were really ..
Posted: Tue Dec 30 19:31:31 2008 There are good agenciesw out there that can help ..
Posted: Tue Dec 30 19:29:08 2008 I am about ready to pull my last report of the ..
Posted: Tue Dec 30 19:03:08 2008 I should do a check tomorrow and use my last free ..
Posted: Tue Dec 30 18:59:09 2008 I have heard nothing about any cash in hand. Its ..
Posted: Tue Dec 30 18:55:22 2008 You will be legally held responsible if they take ..
Posted: Tue Dec 30 14:53:01 2008 I do not think he is sayong he is late or even ..
Posted: Tue Dec 30 14:36:25 2008 I wondered this and remember asking the question ..
Posted: Tue Dec 30 14:30:00 2008 The credit bureaus do not have to senf you proof ..
Posted: Tue Dec 30 9:28:10 2008 I have not heard of this place but I do not have ..
Posted: Mon Dec 29 9:06:52 2008 I believe what the poster is trying to figure out ..
Posted: Sun Dec 28 17:16:32 2008 Yes and the older the account the worse damage it ..
Posted: Sun Dec 28 17:12:38 2008 They really have a battle if they go top take it ..
Posted: Sun Dec 28 17:09:45 2008 SD...I know when I googled Omega credit I had ..
Posted: Sun Dec 28 17:06:27 2008 It is good that they can give this kind of break ..
Posted: Sun Dec 28 17:00:30 2008 Usually by the time a collection agency sells ..
Posted: Sun Dec 28 16:55:31 2008 I thought loans from another counrty were hard to ..
Posted: Sun Dec 28 16:48:04 2008 I use to have a mortgage loan with Chase mahattan ..
Posted: Sat Dec 27 11:05:42 2008 I see ups and downs the way you put it. Making ..
Posted: Tue Dec 23 17:53:17 2008 Thanks for expalining. I understand now. If you ..
Posted: Tue Dec 23 17:50:29 2008 I was told that only two people can report on one ..
Posted: Tue Dec 23 6:44:02 2008 I can not believe lawyers do not tell you this. I ..
Posted: Tue Dec 23 6:41:42 2008 I believe the person has made a decision to file ..
Posted: Tue Dec 23 6:37:02 2008 I would be happy with that...why complain Thanks ..
Posted: Tue Dec 23 6:35:48 2008 What are the difference between bank 7 and bank ..
Posted: Tue Dec 23 6:32:54 2008 No I did like 14 years ago. When my first hubby ..
Posted: Tue Dec 23 6:29:12 2008 The older thesse debts become sd chargers the ..
Posted: Tue Dec 23 6:25:09 2008 I imagine if you are going to be in the business ..
Posted: Tue Dec 23 6:22:27 2008 I actually believe it was but many of the ..
Posted: Mon Dec 22 19:48:20 2008 So does this erve as a good defense for them I ..
Posted: Mon Dec 22 19:46:25 2008 Justin, Okay now do you have a certain time ..
Posted: Mon Dec 22 19:43:47 2008 Is there a way at this point to get the money ..
Posted: Mon Dec 22 19:40:50 2008 Thats pretty good that they match you with the ..
Posted: Mon Dec 22 19:37:19 2008 Sd chargers if this was recently and you have ..
Posted: Mon Dec 22 19:30:11 2008 If you filed for a bankruptsy you can not get it ..
Posted: Mon Dec 22 19:26:27 2008 Didn't they already violate the persons rights by ..
Posted: Mon Dec 22 8:07:44 2008 This would be a n excellent opportunity for ..
Posted: Mon Dec 22 8:04:35 2008 If someone finds out that they have a judgement ..
Posted: Mon Dec 22 8:01:12 2008 I do not think you would see the help come our ..
Posted: Sun Dec 21 19:50:18 2008 Wow this is really great news. I think it will ..
Posted: Sun Dec 21 19:46:33 2008 This is a great post and thanks for the time you ..
Posted: Sun Dec 21 19:42:32 2008 Well the insurance company said they had ..
Posted: Sun Dec 21 19:30:56 2008 I am just glad to see programs out there for our ..
Posted: Sun Dec 21 19:15:52 2008 I will agree with everyone on this note too. You ..
Posted: Sat Dec 20 15:36:34 2008 Trua and with it being past SOL and not really ..
Posted: Sat Dec 20 15:34:17 2008 So what is the taxes paid on the settlemnt amount ..
Posted: Sat Dec 20 15:32:05 2008 Justin, I was wondering if they list judgements ..
Posted: Sat Dec 20 15:29:41 2008 Thanks for the information. I think I have ..
Posted: Sat Dec 20 15:16:41 2008 Wow Are there truly that many collection agencies ..
Posted: Sat Dec 20 10:15:58 2008 I am not real sure on this one but I believe that ..
Posted: Sat Dec 20 10:07:59 2008 Just another collector. I believe that I would ..
Posted: Sat Dec 20 9:59:46 2008 Are there any gaurentees of refunding money that ..
Posted: Sat Dec 20 9:56:07 2008 Yes Good natured the debt forum is also an ..
Posted: Sat Dec 20 9:52:03 2008 Jeff, Have you callled anyone at the Image card ..
Posted: Sat Dec 20 9:48:02 2008 I will agree with you there. This nation has ..
Posted: Sat Dec 20 9:45:21 2008 Wow this sounds like an excellent program. ..
Posted: Sat Dec 20 9:42:23 2008 A little research goes a long way. As people get ..
Posted: Sat Dec 20 9:40:11 2008 SD chargers, You will see alot of this if you do ..
Posted: Sat Dec 20 9:36:21 2008 Good Morning Lola, If you want to ..
Posted: Fri Dec 19 10:47:37 2008 Is there many ways to keep this from happening I ..
Posted: Fri Dec 19 10:45:33 2008 At leat it gives the person a little time to get ..
Posted: Fri Dec 19 10:42:41 2008 There was a write up in the ppaper about the ..
Posted: Fri Dec 19 10:38:50 2008 Sd Chargers, I do not know much about VHA loans ..
Posted: Fri Dec 19 10:35:28 2008 I have been seeing more and more articles in ..
Posted: Fri Dec 19 10:33:08 2008 Keke, Have you found any good cards that will ..
Posted: Fri Dec 19 10:29:43 2008 SD I believe he was just giving an examp;le of a ..
Posted: Fri Dec 19 10:27:14 2008 Swsabean, If you are looking for good samples of ..
Posted: Fri Dec 19 10:24:58 2008 I myself have not had any problems with Experian. ..
Posted: Thu Dec 18 20:23:50 2008 according to the Readers Digest when talking on ..
Posted: Thu Dec 18 20:17:24 2008 I had thought that they did away with the [art of ..
Posted: Thu Dec 18 20:06:18 2008 The Federal Housing loans really do have ..
Posted: Thu Dec 18 19:57:23 2008 Rebecca, I am glad you got this all taken care of ..
Posted: Thu Dec 18 19:53:08 2008 I believe that it really means ..
Posted: Thu Dec 18 10:41:19 2008 If you ever need help seeing what the SOl or laws ..
Posted: Thu Dec 18 10:38:29 2008 Going through this program, The Hopenow, does it ..
Posted: Thu Dec 18 10:35:25 2008 I always tell people to not set up a repayment ..
Posted: Thu Dec 18 10:30:09 2008 Even if the poster goes through a counseling ..
Posted: Thu Dec 18 10:26:07 2008 SD, Here this may make you feel better... No ..
Posted: Thu Dec 18 10:23:08 2008 This really is a shame especially all the work it ..
Posted: Thu Dec 18 10:18:15 2008 Doc is right on that on SD. The older the debt ..
Posted: Thu Dec 18 10:14:44 2008 I have seen reage as two different things thats ..
Posted: Thu Dec 18 10:06:18 2008 Is there a way to keep them from going to court ..
Posted: Thu Dec 18 10:01:05 2008 So if you are already in the closing process as ..
Posted: Thu Dec 18 6:54:34 2008 Thats the first reage I was talking about. If you ..
Posted: Thu Dec 18 6:48:14 2008 Now I do believe that you will be responsible for ..
Posted: Wed Dec 17 19:30:33 2008 A social security number that is stolen can cause ..
Posted: Wed Dec 17 19:27:17 2008 Question, why would it matter where they lived ..
Posted: Wed Dec 17 19:25:24 2008 I am not entirely sure of this one since I have ..
Posted: Wed Dec 17 19:22:26 2008 Your right some things are just best let go. If ..
Posted: Wed Dec 17 18:59:52 2008 Reaging an account is when the creditor agrees to ..
Posted: Wed Dec 17 13:19:34 2008 I was considering the options just in case she ..
Posted: Wed Dec 17 13:16:12 2008 Justin, does chapter 13 still stay on your credit ..
Posted: Wed Dec 17 13:13:09 2008 This is how I figured it would be. Once they ..
Posted: Wed Dec 17 12:58:30 2008 Bangman, Justin is correct you will have to repay ..
Posted: Wed Dec 17 6:41:13 2008 I myself would try a nonprofit organization. ..
Posted: Wed Dec 17 6:31:22 2008 I would want to present my case to the court if I ..
Posted: Wed Dec 17 6:23:41 2008 With the markewt the way it is now that could add ..
Posted: Wed Dec 17 6:19:59 2008 That a very true statement but I can almost bet ..
Posted: Wed Dec 17 6:15:43 2008 Thanks MAry. It probaly would be best done ..
Posted: Wed Dec 17 6:12:28 2008 Yes I am aware of the only things that are ..
Posted: Wed Dec 17 6:09:29 2008 Good nautured, You should check on Docs site. He ..
Posted: Wed Dec 17 6:06:39 2008 Sean chuck, You may still be able to get your ..
Posted: Wed Dec 17 6:01:25 2008 This is why they are called junk debt collectors. ..
Posted: Tue Dec 16 13:37:17 2008 That doesn't mean they can not take you to court ..
Posted: Tue Dec 16 13:15:12 2008 I have had two collection agencies send me ..
Posted: Tue Dec 16 12:59:20 2008 Doc, What exactly is a short sale It sounds as if ..
Posted: Tue Dec 16 10:01:57 2008 Mary How does this dispute process actually work ..
Posted: Tue Dec 16 9:58:50 2008 So there is not anyway he can file for the change ..
Posted: Tue Dec 16 9:53:14 2008 Also they will probaly put a person,sometimes a ..
Posted: Tue Dec 16 9:47:42 2008 So you see porboy it really is 4 years here in ..
Posted: Tue Dec 16 9:41:01 2008 I also would try to dispute the information. with ..
Posted: Tue Dec 16 9:34:36 2008 This is very true. soemtimes the debt depending ..
Posted: Tue Dec 16 9:29:58 2008 I to believe that they will not take the vehicle. ..
Posted: Tue Dec 16 9:16:45 2008 Mary, She is trying to use an existing card and ..
Posted: Mon Dec 15 20:28:30 2008 I was reading an article in the readers about ..
Posted: Mon Dec 15 20:25:25 2008 Wonder girl I am sorry to hear things are going ..
Posted: Mon Dec 15 20:20:04 2008 I amnot exactly sure on this one but I would ..
Posted: Mon Dec 15 20:18:05 2008 Then be sure not to contact them at all. You will ..
Posted: Mon Dec 15 20:15:05 2008 I am not so sure there would be nothing to worry ..
Posted: Mon Dec 15 20:09:30 2008 Concerned, usually the federal trade commission ..
Posted: Mon Dec 15 20:06:17 2008 My goodness what a mess. I would call that credit ..
Posted: Mon Dec 15 14:40:05 2008 I am not sure exactly what I would do about it ..
Posted: Mon Dec 15 14:36:54 2008 I am not the greatest in the mortgage field but I ..
Posted: Mon Dec 15 14:32:38 2008 I can not believe how high the interest rate can ..
Posted: Mon Dec 15 14:28:20 2008 Yes the statute of limitations is DEFINATELY 4 ..
Posted: Mon Dec 15 9:49:27 2008 If you have given tehm your credit card number as ..
Posted: Mon Dec 15 9:45:53 2008 The fair debt collection act actually has a web ..
Posted: Mon Dec 15 9:42:46 2008 Yes Doc is right on this one. I have seen others ..
Posted: Mon Dec 15 9:37:39 2008 How do they get these default judgements Wouldn't ..
Posted: Sun Dec 14 18:32:39 2008 Nothing usually is as good as it sounds. Maybe ..
Posted: Sun Dec 14 18:24:15 2008 SWSA, So are you saying that they do not have to ..
Posted: Sun Dec 14 18:16:57 2008 This probaly boils down to having a lawyer that ..
Posted: Sun Dec 14 18:11:43 2008 Thats why it is important to get the facts ..
Posted: Sun Dec 14 18:03:30 2008 Thanks for the info, Although I believe two years ..
Posted: Sun Dec 14 18:02:10 2008 Hello Guest, Fisrt of all lewt me say I really ..
Posted: Sun Dec 14 17:56:39 2008 It really annoys me when people at the courthoues ..
Posted: Sun Dec 14 17:17:59 2008 Yes it really is seven and a half years. I ..
Posted: Sun Dec 14 17:01:44 2008 Have you went down to your bank and reported this ..
Posted: Sun Dec 14 16:51:32 2008 Pop, I believe what you actually mean is Statute ..
Posted: Sat Dec 13 19:58:37 2008 See here is another example of what I was talking ..
Posted: Sat Dec 13 19:55:29 2008 Gosh thats a really long period. I wonder why the ..
Posted: Sat Dec 13 19:52:28 2008 Theres an idea. LOL. I guess some where along the ..
Posted: Sat Dec 13 19:49:08 2008 I myself have not been a victim but I was always ..
Posted: Sat Dec 13 19:45:50 2008 So if I were to look at my report and see where ..
Posted: Sat Dec 13 19:40:04 2008 So this is a really big if. I guess they really ..
Posted: Sat Dec 13 9:46:28 2008 Thanks a lot for clearing that up. How long does ..
Posted: Sat Dec 13 9:41:28 2008 Does this company really operate in so many ..
Posted: Sat Dec 13 9:37:13 2008 Now here is a big question and I would really ..
Posted: Sat Dec 13 9:22:36 2008 How do these collection agencies get away with ..
Posted: Sat Dec 13 9:15:46 2008 That has always been kind of a big issue here. ..
Posted: Sat Dec 13 9:10:34 2008 A couple question on this Doc. Does all ..
Posted: Fri Dec 12 23:10:33 2008 I did not look into it exactly but I did look at ..
Posted: Fri Dec 12 23:02:44 2008 Thats probaly the best decision right there. It ..
Posted: Fri Dec 12 22:57:28 2008 They have just recently offered a 20% cash back ..
Posted: Fri Dec 12 22:52:26 2008 Nope no denial letter. Like I said I believe the ..
Posted: Fri Dec 12 22:49:44 2008 Sd..let the debt collection place getg a hold of ..
Posted: Fri Dec 12 22:45:05 2008 Now I am not 100% sure on this but I do not ..
Posted: Fri Dec 12 22:41:06 2008 Actually Sd it is not as it would appear to be. ..
Posted: Fri Dec 12 18:52:24 2008 Hi Nashes, There is a page where you can get ..
Posted: Fri Dec 12 6:58:54 2008 That is true unless the debt is really old then ..
Posted: Fri Dec 12 6:54:34 2008 I am sure if he has any records of the acccounts ..
Posted: Fri Dec 12 6:49:35 2008 No Sd chargers they can not legally change the ..
Posted: Fri Dec 12 6:42:22 2008 SD chargers, I do not believe anything these days ..
Posted: Fri Dec 12 6:37:49 2008 I believe what Good natured was talking about ..
Posted: Fri Dec 12 6:32:32 2008 SD, the detb will stay on for 7 years. It can not ..
Posted: Fri Dec 12 6:28:42 2008 swsabean, Getting back to your original ..
Posted: Fri Dec 12 6:21:54 2008 The poster needs to file a change of venue surely ..
Posted: Fri Dec 12 6:15:18 2008 If you win and can prove you in fact do not owe ..
Posted: Thu Dec 11 22:09:51 2008 Thats a great question and one I never thought to ..
Posted: Thu Dec 11 16:21:46 2008 They can in fact garnish wages in the state of ..
Posted: Thu Dec 11 16:15:23 2008 sOMETIMES When a collector buys your account you ..
Posted: Thu Dec 11 16:06:27 2008 I do not know a whole lot about secured cards but ..
Posted: Thu Dec 11 15:56:26 2008 Do they have a legal judgement to garnish your ..
Posted: Thu Dec 11 9:18:57 2008 Once you recieve debt validation and only when ..
Posted: Thu Dec 11 9:15:03 2008 You may have a problem with disputing the claim ..
Posted: Thu Dec 11 9:11:22 2008 Taking on so many peoples electric bills is not a ..
Posted: Thu Dec 11 9:06:03 2008 It is very hard once you get behind or get a lot ..
Posted: Thu Dec 11 8:53:57 2008 I would like to see a better program implemented ..
Posted: Thu Dec 11 8:46:50 2008 Thats why it is very important to make sure you ..
Posted: Thu Dec 11 8:31:43 2008 Hi Richard, I sent you a pm on this. I have been ..
Posted: Wed Dec 10 20:05:57 2008 That call would have gotten my blood boiling. ..
Posted: Wed Dec 10 7:37:07 2008 Does anyone know who you can email with problems ..
Posted: Wed Dec 10 7:22:30 2008 I am trying to find an answer to why my credit ..
Posted: Wed Dec 10 7:00:47 2008 Arlington, You will have to repay this debt. Many ..
Posted: Tue Dec 9 17:58:54 2008 Diana, Is the thousands of dollars because of ..
Posted: Tue Dec 9 17:46:36 2008 doesn't that just make your situation alot worse ..
Posted: Tue Dec 9 17:24:32 2008 Sd explains it all very well here. This can be a ..
Posted: Tue Dec 9 17:02:35 2008 Lisa, sounds like you found a payday lender that ..
Posted: Mon Dec 8 18:35:38 2008 Do you have any idea how these charges even ..
Posted: Mon Dec 8 18:29:21 2008 Thats probaly for the best chargers..seriously. ..
Posted: Mon Dec 8 18:25:40 2008 30 days..how would a person know if they haven't ..
Posted: Mon Dec 8 18:21:37 2008 What happens if say a debt collector picks up the ..
Posted: Mon Dec 8 18:13:38 2008 Is there anyway the bankl could help you with ..
Posted: Mon Dec 8 18:08:53 2008 That sounds like a really great book. I was ..
Posted: Mon Dec 8 18:04:39 2008 Thats true..leave it to you to put sense into ..
Posted: Mon Dec 8 18:01:18 2008 Cody hasn't been looking well to people here ..
Posted: Mon Dec 8 17:57:05 2008 I am not quite certain exactly which one it was. ..
Posted: Mon Dec 8 14:55:03 2008 Thats y opinion. Up until the accident about ..
Posted: Mon Dec 8 14:51:24 2008 Hello and welcome. I am glad to see you found our ..
Posted: Sun Dec 7 17:52:59 2008 Three parties are not allowed to report a debt. ..
Posted: Sun Dec 7 17:47:19 2008 Another one of his one liners. Maybe by going ..
Posted: Sun Dec 7 17:43:57 2008 Doc has a website on credit repair that sounds ..
Posted: Sun Dec 7 17:41:12 2008 I am still trying to figure out why Cody post ..
Posted: Sun Dec 7 17:36:23 2008 How can you verify that these letter are actually ..
Posted: Sun Dec 7 17:29:53 2008 GN you have it wrong. These people are actually ..
Posted: Sun Dec 7 17:25:40 2008 This is the reasons those people do not work. I ..
Posted: Sun Dec 7 17:17:19 2008 Even if your SOL is expired that debt will still ..
Posted: Sun Dec 7 17:07:37 2008 Lets not even talk about stores this time of ..
Posted: Sun Dec 7 17:01:29 2008 I also check my bank account online but not very ..
Posted: Sat Dec 6 10:45:49 2008 I still stand by the thought to give repairing ..
Posted: Sat Dec 6 10:42:39 2008 Well finally some sensible advice. I see your ..
Posted: Sat Dec 6 10:38:22 2008 What does this have to do about phone calls This ..
Posted: Sat Dec 6 10:32:29 2008 Here,Here GN...I am glad someone else backs my ..
Posted: Sat Dec 6 10:27:01 2008 Did your read any of the new persons (DOC) posts ..
Posted: Sat Dec 6 10:24:07 2008 I have seen people do this type of thing. I know ..
Posted: Fri Dec 5 22:01:23 2008 Thats great. I always tjhought once it reached ..
Posted: Fri Dec 5 21:58:51 2008 Maybe "why don't you pay your debt" ..
Posted: Fri Dec 5 12:18:08 2008 I think this is a big common misconception to ..
Posted: Fri Dec 5 12:15:38 2008 Yes it is wise to compare the interest rates. ..
Posted: Fri Dec 5 12:12:16 2008 Good one Doc... I think when people do not do ..
Posted: Fri Dec 5 12:07:10 2008 I think anyone who is even a little good a math ..
Posted: Fri Dec 5 12:02:26 2008 Sometimes it takes up to 7.5 years for a debt to ..
Posted: Fri Dec 5 11:58:13 2008 I have to agree with you on the point that paying ..
Posted: Fri Dec 5 11:50:06 2008 Well ntox, Doc gave you some really great ..
Posted: Fri Dec 5 7:04:33 2008 Thats not what I need them to do. I am not the ..
Posted: Fri Dec 5 6:59:22 2008 Mr. Gonzales...you have reached this ite in ..
Posted: Fri Dec 5 6:55:48 2008 I can understand when the original creditor does ..
Posted: Fri Dec 5 6:52:12 2008 I see this post started out about a high credit ..
Posted: Fri Dec 5 6:48:18 2008 I think that is why most of us end up here SD is ..
Posted: Fri Dec 5 6:43:51 2008 I think you hit on the heart of the situation ..
Posted: Fri Dec 5 6:34:36 2008 I have to laugh at that when I hear it on the ..
Posted: Thu Dec 4 14:26:45 2008 Wow this really is getting out of control. The ..
Posted: Thu Dec 4 14:16:28 2008 I am really glad to hear this. I think if more ..
Posted: Thu Dec 4 8:51:51 2008 They have to get the judge to issue a garnishment ..
Posted: Thu Dec 4 8:41:50 2008 How is this legal I have heard of this methos ..
Posted: Thu Dec 4 8:35:47 2008 Was the repossession listed three times Who holds ..
Posted: Thu Dec 4 8:27:01 2008 SD trying not to argue here but we make that ..
Posted: Thu Dec 4 8:17:14 2008 I do believe we are a notion with mass amounts of ..
Posted: Thu Dec 4 8:07:19 2008 How successsful are these consumer law atty ..
Posted: Thu Dec 4 7:59:04 2008 Now there is some mighty fine information. I am ..
Posted: Thu Dec 4 7:54:02 2008 I think that the debtor has better protection ..
Posted: Thu Dec 4 7:45:32 2008 I have been searching my mind and the internet to ..
Posted: Thu Dec 4 7:40:02 2008 Hi Mary, Appaerntly there have been a lot of ..
Posted: Wed Dec 3 22:22:18 2008 It really doesn't matter what I do they still ..
Posted: Wed Dec 3 6:33:43 2008 I agree Justin. We all need to use those free ..
Posted: Wed Dec 3 6:30:42 2008 Just keep in mind that most department store ..
Posted: Wed Dec 3 6:27:54 2008 No matter what the states SOL is the date the ..
Posted: Tue Dec 2 19:02:32 2008 Will have to see what this is about although I no ..
Posted: Tue Dec 2 18:56:03 2008 I think you may want to loook into it a little ..
Posted: Tue Dec 2 18:51:21 2008 I wish you would have found your way here before ..
Posted: Tue Dec 2 18:44:18 2008 Wow it really seems like you guys have something ..
Posted: Tue Dec 2 9:08:01 2008 Tanga...was there a court date for you to appear ..
Posted: Tue Dec 2 9:05:45 2008 If the last payment was to the original creditor ..
Posted: Tue Dec 2 9:02:22 2008 I was just considering all the consequences of ..
Posted: Tue Dec 2 8:59:19 2008 We all could use more collection agency info. If ..
Posted: Tue Dec 2 8:58:01 2008 Thats a long time to stay in one place so if you ..
Posted: Tue Dec 2 8:55:25 2008 Thats what I do..usually I mail it even if I go ..
Posted: Tue Dec 2 8:51:29 2008 Porboy..I thought that your debt was out of ..
Posted: Tue Dec 2 8:48:27 2008 Some are on autimatic dialers so it doesn't keep ..
Posted: Tue Dec 2 8:44:55 2008 Thanks for informing me. Yes that does seem ..
Posted: Tue Dec 2 8:33:50 2008 Yes it seems like if you read through enough ..
Posted: Tue Dec 2 8:27:10 2008 Okay...lets see if you can prove your just not ..
Posted: Tue Dec 2 8:23:42 2008 Thank you for the Link, I went to check it out. ..
Posted: Tue Dec 2 8:16:59 2008 I haven't heard to much about them but there ..
Posted: Sun Nov 30 19:49:22 2008 SD...I would wait to dispute this after you SOL ..
Posted: Sun Nov 30 19:46:11 2008 Hello Mr Smith, please let us know how we can ..
Posted: Sun Nov 30 19:33:40 2008 Yes, this is true but it all depends on your ..
Posted: Sat Nov 29 23:49:24 2008 Could it be someone with your name or something ..
Posted: Sat Nov 29 23:46:20 2008 Carol, How would one go about asking the credit ..
Posted: Sat Nov 29 23:42:00 2008 I look at all the responses and just tend to ..
Posted: Sat Nov 29 23:35:16 2008 I go because with my debts this is a good way to ..
Posted: Sat Nov 29 23:32:49 2008 Even if you are pushed to the next level of the ..
Posted: Sat Nov 29 23:26:05 2008 There have been complaints on this on every ..
Posted: Sat Nov 29 23:20:38 2008 OK. So now you need to call the original ..
Posted: Sat Nov 29 11:08:59 2008 True to all of the above.. Just think about it. ..
Posted: Sat Nov 29 11:05:39 2008 You wouldn't necessarliy need enough money for a ..
Posted: Sat Nov 29 11:01:09 2008 I file thirteen all this type of stuff. I would ..
Posted: Sat Nov 29 10:56:19 2008 I agree. I hear there is a stimulus but it is ..
Posted: Sat Nov 29 10:47:51 2008 Thats a great thing about the credit magic site. ..
Posted: Sat Nov 29 10:39:12 2008 I do n ot think she went to court over this SD. ..
Posted: Sat Nov 29 10:33:16 2008 This would depend on a number of factors. do you ..
Posted: Sat Nov 29 10:29:47 2008 No not yet SD. My insurance company is looking ..
Posted: Sat Nov 29 10:25:54 2008 Is there a number maybe the poster could call ..
Posted: Fri Nov 28 21:03:16 2008 SD I think that was a typo. The first round of ..
Posted: Fri Nov 28 19:22:12 2008 That would really make me angry but how are you ..
Posted: Fri Nov 28 19:18:32 2008 Yes SD definaltely dispute this. I think if it ..
Posted: Fri Nov 28 19:15:14 2008 If you transfer an account to another zero ..
Posted: Wed Nov 26 19:58:17 2008 Wow I hope someone stops in and gives you an ..
Posted: Wed Nov 26 19:55:16 2008 Thanks for the info call girl/boy. This is a ..
Posted: Wed Nov 26 19:48:59 2008 Thats a really good explanation. Ialso would ..
Posted: Wed Nov 26 19:45:22 2008 I posted this on another forum also. I had an ..
Posted: Wed Nov 26 19:42:14 2008 I agree I think it is only fair to leave the ..
Posted: Wed Nov 26 19:36:15 2008 Yes be sure you do not pay anything until the ..
Posted: Wed Nov 26 19:32:58 2008 This may be a program offered by a certian crdit ..
Posted: Wed Nov 26 19:30:00 2008 They are known to not follow any rules. A lot of ..
Posted: Wed Nov 26 19:27:29 2008 I have never heard of this before. What is a ..
Posted: Wed Nov 26 19:19:41 2008 Wow I would have been really angry. Are they ..
Posted: Tue Nov 25 22:09:20 2008 Yes you are right Palisades can be for anything ..
Posted: Tue Nov 25 22:07:06 2008 We would need to know what type pf credit you ..
Posted: Tue Nov 25 22:01:17 2008 I have never went to court on a summoms but I ..
Posted: Tue Nov 25 21:57:58 2008 Cash advance fees usually always come with a high ..
Posted: Tue Nov 25 16:08:55 2008 I have seen this happen to a couple people ..
Posted: Tue Nov 25 7:15:31 2008 Thats probaly the best known avenue to finding ..
Posted: Tue Nov 25 7:12:13 2008 Thats good to kow. I don't think the co-signer ..
Posted: Tue Nov 25 7:08:30 2008 What is this number for. Can anyone use it to ..
Posted: Mon Nov 24 20:21:35 2008 This site is like a shopping network. You can ..
Posted: Mon Nov 24 20:17:33 2008 Is it possible to do this I would think that he ..
Posted: Mon Nov 24 20:08:43 2008 Well I called today and it isn't what it appeared ..
Posted: Mon Nov 24 18:58:37 2008 Wait..thats about all you can do at this point. ..
Posted: Mon Nov 24 18:21:19 2008 Hi Besty, It depends on your state. There are ..
Posted: Mon Nov 24 18:08:38 2008 1. If it is a valid debt validation letter then ..
Posted: Mon Nov 24 5:16:00 2008 Good one Mary...I never considered someone not ..
Posted: Mon Nov 24 5:11:12 2008 As mad as we get there are some things that are ..
Posted: Mon Nov 24 5:08:48 2008 You would win the lawsuit if the debt is past SOL ..
Posted: Mon Nov 24 5:05:10 2008 Yes it is definatley legal. First check your ..
Posted: Sun Nov 23 20:34:31 2008 Oh yeah thats really great to hear. Was there a ..
Posted: Sun Nov 23 20:32:39 2008 I never even knew some of these places did these ..
Posted: Sun Nov 23 20:27:51 2008 I have no extra and just went through the whole ..
Posted: Sun Nov 23 20:23:49 2008 Thats what had me really worried a while ago wiht ..
Posted: Sun Nov 23 20:17:30 2008 They are not a part of the top three credit ..
Posted: Sun Nov 23 20:15:12 2008 Well you may have to wait it out and keep ..
Posted: Sun Nov 23 20:11:15 2008 First of all never co-sign for anyone whom you ..
Posted: Sun Nov 23 10:03:15 2008 Yes it really will be. If you plan on shopping ..
Posted: Sun Nov 23 10:00:36 2008 I know the feeling. I have put fuel in my tank ..
Posted: Sun Nov 23 9:57:48 2008 That would be a really good idea. Say if you ..
Posted: Sun Nov 23 9:53:30 2008 I remember this nightmare of yours. I really ..
Posted: Sun Nov 23 9:49:26 2008 Isn't it jsut sad that the people who are willing ..
Posted: Sun Nov 23 9:46:14 2008 If I were ot runnung in circles I wouldn't know ..
Posted: Sun Nov 23 9:44:26 2008 I got my mail late last night and seen a hospitol ..
Posted: Sun Nov 23 9:32:51 2008 Yep..I asked the collecotr on the phone my self. ..
Posted: Sun Nov 23 9:29:31 2008 I agree. I also think we need some more info ..
Posted: Sun Nov 23 9:28:01 2008 Boy isn't that the truth..sleepness nights and ..
Posted: Sat Nov 22 22:09:37 2008 If you need to find your states statute of ..
Posted: Sat Nov 22 22:00:13 2008 They can and usually will take you to court if ..
Posted: Sat Nov 22 21:56:29 2008 Yep I hate that 7 year thing. I wish once the SOL ..
Posted: Sat Nov 22 21:52:37 2008 Keep checking back. I personal messaged someone ..
Posted: Sat Nov 22 21:47:36 2008 Some of those loan transfer fees can be on the ..
Posted: Sat Nov 22 21:19:50 2008 GN they were really great and had mine cashed out ..
Posted: Sat Nov 22 21:15:02 2008 See you have found this site. hope your handling ..
Posted: Sat Nov 22 21:05:41 2008 Yes but they keep selling her debts or something ..
Posted: Sat Nov 22 21:03:19 2008 If the SOL has expired then I would definately ..
Posted: Sat Nov 22 21:01:05 2008 thast been a jole around here for a while and I ..
Posted: Sat Nov 22 20:59:05 2008 They probaly have already closed the accounts ..
Posted: Sat Nov 22 20:51:39 2008 You should take the copy of your equifax repart ..
Posted: Sat Nov 22 20:46:20 2008 Once again Credit pro you are to be commended on ..
Posted: Sat Nov 22 20:43:43 2008 The short answer is that identity theft is a ..
Posted: Sat Nov 22 20:38:21 2008 No it really is not a scam I went there for the ..
Posted: Sat Nov 22 20:34:37 2008 Hey Poboy..this has been answered in detail on ..
Posted: Sat Nov 22 20:31:39 2008 Gn that sounded like a tongue twister:thier ..
Posted: Sat Nov 22 20:28:08 2008 You should go and pull your credit report at ..
Posted: Fri Nov 21 14:31:20 2008 You could use your credit card to take out cash ..
Posted: Fri Nov 21 14:29:43 2008 Well no more...soon you will get that monkey off ..
Posted: Fri Nov 21 14:26:31 2008 Yes Bon, even if they are not there doesn't mean ..
Posted: Fri Nov 21 14:20:31 2008 Some additional charges How about a load of them. ..
Posted: Fri Nov 21 14:16:29 2008 Hi Guest and welcome to the credit magic forum. ..
Posted: Fri Nov 21 14:13:30 2008 This is a really good rule then to have in place. ..
Posted: Fri Nov 21 14:10:48 2008 Great. You really are learning fast. I am glad ..
Posted: Fri Nov 21 14:01:42 2008 Another thing about student loans...if you do not ..
Posted: Thu Nov 20 11:46:44 2008 Violation of rights.....peeves me off...You think ..
Posted: Thu Nov 20 11:45:04 2008 Still a bunch of crap. I still would think that ..
Posted: Thu Nov 20 11:40:06 2008 Gn if they didn't validate,even if they have the ..
Posted: Thu Nov 20 11:33:34 2008 Good to hear. Hopefully you will SD and you will ..
Posted: Thu Nov 20 9:57:55 2008 Jim...Thank you. This is what I try to advise ..
Posted: Thu Nov 20 9:53:52 2008 Your very welcome SD. Just remember they do ..
Posted: Thu Nov 20 9:50:50 2008 Bon, you are correct, payday lender loan are the ..
Posted: Thu Nov 20 9:47:08 2008 This is a good idea. If they can not validate ..
Posted: Thu Nov 20 9:41:14 2008 Lots of people have been making that mistake and ..
Posted: Thu Nov 20 9:37:03 2008 Thanks Justin. To me it just seems a lot wiser ..
Posted: Thu Nov 20 9:32:40 2008 We live in the back woods here Theresa and they ..
Posted: Thu Nov 20 9:28:57 2008 Thanks for the information SAm12. I myself was ..
Posted: Thu Nov 20 6:54:36 2008 Is it Commonwealth Financial that is suing you or ..
Posted: Thu Nov 20 6:48:59 2008 Be sure to get the pay for delete in the ..
Posted: Thu Nov 20 6:46:31 2008 In other words never just not reply to a summons. ..
Posted: Thu Nov 20 6:44:23 2008 I agree. A person can easily forget a payment if ..
Posted: Thu Nov 20 6:41:38 2008 Both Mary and Justin are correct. I have seen at ..
Posted: Wed Nov 19 12:59:04 2008 Oh I get it now. I never thought od a person ..
Posted: Wed Nov 19 12:56:22 2008 No I didn't send by certified mail and I relize ..
Posted: Wed Nov 19 12:53:44 2008 Can you be mroe specific on your needs I am ..
Posted: Wed Nov 19 12:51:16 2008 I remember hearing that most of these places to ..
Posted: Wed Nov 19 12:47:56 2008 What happens if they bring up some phony ;last ..
Posted: Wed Nov 19 12:44:48 2008 Homeownership is really a big step. Dinfo has it ..
Posted: Wed Nov 19 12:39:48 2008 Thats fair. The only thing is a highly doubt if ..
Posted: Wed Nov 19 12:37:11 2008 I guess then that would leave somebody out in the ..
Posted: Wed Nov 19 12:30:34 2008 Since we are on the subject of consoladation ..
Posted: Wed Nov 19 12:27:28 2008 Congrats on your trip and your excellent credit ..
Posted: Wed Nov 19 12:24:12 2008 I have learned about this myself since coming ..
Posted: Tue Nov 18 21:56:16 2008 I imagine that is why they put n/a on date of ..
Posted: Tue Nov 18 19:26:56 2008 I agree with you alot here Mary. It is best to ..
Posted: Tue Nov 18 19:18:35 2008 Thanks I did but that has not stopped the calls. ..
Posted: Tue Nov 18 19:15:38 2008 Hey credit pro... I have heard of chexsystems. ..
Posted: Tue Nov 18 19:11:41 2008 Take it that you just wanted to vote. I welcomed ..
Posted: Tue Nov 18 19:10:15 2008 Yo momma..does that mean non applicable I see ..
Posted: Tue Nov 18 19:07:24 2008 I was thinking about a balance transfer from my ..
Posted: Tue Nov 18 18:59:37 2008 Oh boy I had those sorry asses at one time...you ..
Posted: Tue Nov 18 18:54:48 2008 This is great to hear about motivated children. ..
Posted: Tue Nov 18 18:51:49 2008 I guess you can really give it to them. I like ..
Posted: Tue Nov 18 18:46:43 2008 I thought that multiple collection agencies could ..
Posted: Tue Nov 18 18:37:48 2008 i have and I need to wait out the lawsuit. It ..
Posted: Tue Nov 18 18:31:32 2008 Hmmm. wonder if we could finger it out I really ..
Posted: Tue Nov 18 18:28:35 2008 I would also like to do something like this in ..
Posted: Tue Nov 18 18:25:16 2008 What doesn't take up the extra money anymore I ..
Posted: Tue Nov 18 18:20:15 2008 They shouldn't be allowed to even collect on the ..
Posted: Mon Nov 17 19:57:58 2008 I don't even know how they even ever got this ..
Posted: Mon Nov 17 19:48:44 2008 Hopefull we will see some changes in these types ..
Posted: Mon Nov 17 19:44:19 2008 It is really funny you made a mention of this ..
Posted: Mon Nov 17 19:30:57 2008 Could you explain a bit further What exactly is ..
Posted: Mon Nov 17 19:25:12 2008 Yes it is really crazy. I had always thought ..
Posted: Mon Nov 17 19:18:41 2008 Moreover, if you take a credit for your food and ..
Posted: Mon Nov 17 19:14:40 2008 I know. I started a whole new credit mess myself. ..
Posted: Mon Nov 17 19:10:36 2008 I kind of feel that this is sad that someone has ..
Posted: Mon Nov 17 19:05:09 2008 Just watch though Gn. with in a few months of ..
Posted: Mon Nov 17 19:00:28 2008 Thats true. Sometimes you have to wait and then ..
Posted: Mon Nov 17 18:56:26 2008 I would hope. Thats sems to be enough info and ..
Posted: Mon Nov 17 18:52:31 2008 What I do not get is if they varify it with the ..
Posted: Mon Nov 17 14:55:30 2008 Yes and a couple more to go. I do not really ..
Posted: Mon Nov 17 14:51:11 2008 Soemtimes we can not see that far into the future ..
Posted: Mon Nov 17 14:47:24 2008 I like that question Good Natured. I do not ..
Posted: Mon Nov 17 14:42:36 2008 Yep and on top of all that vehicles breaking down ..
Posted: Mon Nov 17 14:33:33 2008 Maybe it s not showing up under your name because ..
Posted: Mon Nov 17 11:21:45 2008 Hi Marion. I think you are l;ooking for another ..
Posted: Sun Nov 16 13:11:03 2008 What happens though if employer advances are not ..
Posted: Sun Nov 16 13:08:27 2008 That becomes a big credit trap right there. Like ..
Posted: Sun Nov 16 13:03:17 2008 You know I was thinking we discuss payday loans ..
Posted: Sun Nov 16 12:58:56 2008 Hey Gn think your kind of good at this dent ..
Posted: Sun Nov 16 12:42:29 2008 i would imagine straighten if we googled them we ..
Posted: Sun Nov 16 12:21:57 2008 Well it wasn't much just the things we have been ..
Posted: Sun Nov 16 12:16:36 2008 Not quite sure what killer needs here. Good ..
Posted: Sun Nov 16 12:14:25 2008 yes it should definatley be helping you build ..
Posted: Sat Nov 15 10:57:23 2008 There is some really good advice. It would be a ..
Posted: Sat Nov 15 10:52:36 2008 We are hoping the best for you to Theresa. I ..
Posted: Sat Nov 15 10:46:39 2008 You got that right. save here spend extra there. ..
Posted: Sat Nov 15 10:39:59 2008 Thats just not even anywhere near a good idea. ..
Posted: Sat Nov 15 10:30:20 2008 Looks like some good advice given here. Sears ..
Posted: Sat Nov 15 10:23:40 2008 Eventually he will. Maybe he is talking about ..
Posted: Sat Nov 15 10:20:46 2008 I think after the economy straightens itself ..
Posted: Thu Nov 13 18:54:08 2008 I hat the mood of bill collectors. I keep getting ..
Posted: Wed Nov 12 21:28:37 2008 No there is no inactivity fee or annual fee. I ..
Posted: Wed Nov 12 19:00:30 2008 Makes it ahrd to want to work when weather ..
Posted: Wed Nov 12 18:23:53 2008 Justin, Lets say that a person gets this pay for ..
Posted: Wed Nov 12 18:19:33 2008 I try to be as honest as I can. I really believe ..
Posted: Wed Nov 12 18:10:30 2008 No not freeze an actual card. They will not give ..
Posted: Wed Nov 12 18:04:11 2008 Isn't that the truth. I believe we can improve ..
Posted: Wed Nov 12 8:06:21 2008 We all know from either knowledge or experience ..
Posted: Wed Nov 12 7:58:07 2008 this economy will not get back on track until ..
Posted: Wed Nov 12 7:44:54 2008 SD It as I mentioned in my ;ast post may not be a ..
Posted: Wed Nov 12 7:21:42 2008 Doing things like this is a good way to get ..
Posted: Wed Nov 12 7:14:30 2008 FHA loans are becoming quite popular. You could ..
Posted: Wed Nov 12 7:08:50 2008 I think half of America is becoming low income ..
Posted: Wed Nov 12 7:05:24 2008 I was trying to think of some better ways to pay ..
Posted: Wed Nov 12 7:02:04 2008 You need to contact your atty generals office. ..
Posted: Tue Nov 11 21:41:32 2008 It would be nice to expand our forum. Please ..
Posted: Tue Nov 11 18:39:43 2008 Over all..everything especially collectors. I am ..
Posted: Tue Nov 11 18:37:27 2008 Nothing should make you bury your head under a ..
Posted: Tue Nov 11 18:31:30 2008 Soemtimes it is best to kepp trying one store and ..
Posted: Tue Nov 11 18:19:51 2008 Thats my biggest concern too. They are so busy ..
Posted: Tue Nov 11 18:14:17 2008 Can't bury your head under the pillow. This isn't ..
Posted: Tue Nov 11 18:11:13 2008 Its that price in a lot of places..just not in ..
Posted: Tue Nov 11 18:06:53 2008 We would really need to know a little more about ..
Posted: Mon Nov 10 20:46:36 2008 I tell you what I don't understand about the ..
Posted: Mon Nov 10 20:42:09 2008 It left me enough to get a loaf of bread. I must ..
Posted: Mon Nov 10 20:34:31 2008 I think that is what these places actually bank ..
Posted: Mon Nov 10 20:32:26 2008 I could use another paycheck per month myself. ..
Posted: Mon Nov 10 20:28:35 2008 Well things will be different now that the bill ..
Posted: Mon Nov 10 20:26:20 2008 I just can not see how half of it was even legal. ..
Posted: Mon Nov 10 20:22:41 2008 Yep just deal as it comes. I am wondering if he ..
Posted: Mon Nov 10 19:29:59 2008 It works for me...desperate times calls for ..
Posted: Mon Nov 10 19:17:41 2008 Just another con. Fact is you can pull this same ..
Posted: Mon Nov 10 19:15:49 2008 I don't see it putting coal out of the picture ..
Posted: Mon Nov 10 19:13:16 2008 I do not either . this should be a violation of ..
Posted: Mon Nov 10 19:09:34 2008 I will. If you are on tomorrow evening I will ..
Posted: Mon Nov 10 19:07:41 2008 How close was you to the SOL Not being nosy here ..
Posted: Mon Nov 10 19:05:06 2008 BUT do they get your numbers from old payments ..
Posted: Mon Nov 10 18:59:33 2008 BUT... except that my payments start all over ..
Posted: Mon Nov 10 18:55:52 2008 I just think if they can set you on a time ..
Posted: Mon Nov 10 18:53:40 2008 I have excellent experiences with them. I have a ..
Posted: Mon Nov 10 18:50:29 2008 Thats says it all SD. I miss the job I use to do ..
Posted: Mon Nov 10 18:48:06 2008 Believe me they somehow find a way. Thats a new ..
Posted: Mon Nov 10 18:42:59 2008 Gosh GN...you mean this nightmare still has not ..
Posted: Mon Nov 10 18:36:51 2008 You got it. I am hoping now that the economy is ..
Posted: Mon Nov 10 18:29:59 2008 Its hard emough keeping up with bills as it is ..
Posted: Mon Nov 10 18:27:43 2008 I like it when there are some kinds of options ..
Posted: Mon Nov 10 18:25:32 2008 Are you going to watch that special tommorrow at ..
Posted: Sun Nov 9 18:52:39 2008 I have actually heard of AOL doing this type of ..
Posted: Sun Nov 9 18:48:00 2008 Yep Sky I know you probaly want to just get rid ..
Posted: Sun Nov 9 18:43:46 2008 I was thinking of just that when I read your last ..
Posted: Sun Nov 9 18:40:33 2008 What is it you can do for us Any advice We are ..
Posted: Sun Nov 9 18:39:03 2008 Yep no how that feels. I read my own meter and I ..
Posted: Sun Nov 9 18:35:32 2008 Wow thats really a great deal. Just hope since ..
Posted: Sun Nov 9 18:26:04 2008 No I tried all they offer is on-line veiwing. ..
Posted: Sun Nov 9 18:19:26 2008 Yes thats what I believe too especially as tight ..
Posted: Sun Nov 9 18:17:36 2008 Hopefully he will. I hate when they go away ..
Posted: Sun Nov 9 18:16:00 2008 I think lots of people who have visited this ..
Posted: Sun Nov 9 18:13:38 2008 Yes it really is. Makes me wonder how we ever got ..
Posted: Sun Nov 9 18:09:49 2008 can they legally collect ..
Posted: Sun Nov 9 18:06:08 2008 I know Gn. What does it take for them to take ..
Posted: Sun Nov 9 18:02:31 2008 What is helium I don't think I have ever heard ..
Posted: Sun Nov 9 18:00:38 2008 Oh yeah. We didn't close the card either. We ..
Posted: Sun Nov 9 17:56:35 2008 Thats a really good idea GN. I also agree with ..
Posted: Sun Nov 9 17:52:53 2008 Definately send them a deat validation letter. ..
Posted: Sun Nov 9 8:18:34 2008 I am not looking forward to the next few months. ..
Posted: Sun Nov 9 8:15:38 2008 I am with you on that one. That should be a ..
Posted: Sun Nov 9 8:10:48 2008 Sometimes I believe people are wary of giving all ..
Posted: Sun Nov 9 8:07:33 2008 The first thing is where you are from. SOL ..
Posted: Sun Nov 9 8:00:18 2008 Oh but lets not stop there. Wait until he hits ..
Posted: Sun Nov 9 7:50:44 2008 The first one is with Capitol one. The one with ..
Posted: Sun Nov 9 7:46:29 2008 Anthony gave you a name of a good web site. I ..
Posted: Sun Nov 9 7:42:37 2008 Oh believe me I know how you feel. Mine is not so ..
Posted: Sun Nov 9 7:37:47 2008 How does that syatem work GN I get mine at ..
Posted: Sun Nov 9 7:29:34 2008 I never seem to be in town on a Sunday. Thats ..
Posted: Sun Nov 9 7:26:36 2008 So we probaly just blew it (even though credit is ..
Posted: Sun Nov 9 7:23:35 2008 Up until recently people probaly didn't know that ..
Posted: Sun Nov 9 7:20:31 2008 TAm, we would need alot more information than ..
Posted: Sat Nov 8 15:20:40 2008 I wish Wal mart would offer this type of thing. ..
Posted: Sat Nov 8 15:09:41 2008 Yes faithfully every month. We got it paid off ..
Posted: Sat Nov 8 13:25:33 2008 I really think that either administartion was ..
Posted: Sat Nov 8 13:20:10 2008 You know what I was thinking They should have to ..
Posted: Sat Nov 8 13:14:22 2008 Didn't thinkl of that one. I do believe that ..
Posted: Sat Nov 8 13:06:00 2008 I still can not figure out how they find peoples ..
Posted: Fri Nov 7 20:10:21 2008 If you are referring to this site I would ..
Posted: Fri Nov 7 20:06:45 2008 Those payday lenders are really hard to deal ..
Posted: Fri Nov 7 12:56:38 2008 Bryan, Believe me when I say we understand your ..
Posted: Fri Nov 7 10:49:50 2008 I didn't think a payment that was had just missed ..
Posted: Fri Nov 7 10:31:33 2008 I always tell anyone wanting to pay off an ..
Posted: Fri Nov 7 10:20:03 2008 You have gotten some excellent advice here and if ..
Posted: Fri Nov 7 10:14:57 2008 I am not positive but almost on this but I do not ..
Posted: Fri Nov 7 6:48:22 2008 She has already violated the fair debt collection ..
Posted: Fri Nov 7 6:44:43 2008 I agree do not pay anything on this account and ..
Posted: Fri Nov 7 6:40:35 2008 Tamamra, let us know the state you are from and ..
Posted: Fri Nov 7 6:34:14 2008 After checking his credit report you should see ..
Posted: Fri Nov 7 6:30:51 2008 Yes you should not give them any personal info. ..
Posted: Fri Nov 7 6:26:51 2008 Walnut...can you give us the state you are from ..
Posted: Fri Nov 7 6:24:22 2008 I agree here Dolphin its souds like you may need ..
Posted: Fri Nov 7 6:14:32 2008 They are usually really decent to deal with and I ..
Posted: Fri Nov 7 6:12:25 2008 Mahamed, Please remove your SS number as soon as ..
Posted: Fri Nov 7 6:07:42 2008 There also should be a way she can go down to her ..
Posted: Thu Nov 6 20:27:27 2008 Even though this debt may still be in statutes it ..
Posted: Wed Nov 5 16:43:41 2008 This is correct Justin. I am glad that the other ..
Posted: Wed Nov 5 16:39:37 2008 No I am not a t all familiar with Australias debt ..
Posted: Wed Nov 5 16:37:18 2008 You can contact Palisades Collections at the ..
Posted: Wed Nov 5 12:55:16 2008 Your are very correct here Credit. there are ..
Posted: Wed Nov 5 12:50:42 2008 Ok then this would keep you protected. Thsi is ..
Posted: Wed Nov 5 12:47:26 2008 Mary when is the best time to send a cease and ..
Posted: Wed Nov 5 12:44:25 2008 Where was this debt made at In this country or ..
Posted: Wed Nov 5 12:40:13 2008 Thats what I was saying in a nutshell. I was ..
Posted: Wed Nov 5 12:37:51 2008 First of all that is a really high annual fee and ..
Posted: Wed Nov 5 12:31:21 2008 This is definatley a frustrating situation and a ..
Posted: Wed Nov 5 12:21:18 2008 No I am not to familiar with secured cards. It ..
Posted: Wed Nov 5 12:16:07 2008 I am not sure how those laws go SD. There is a ..
Posted: Wed Nov 5 12:09:39 2008 What is really irritating is all these election ..
Posted: Wed Nov 5 12:02:34 2008 Okay but what happens when the account is sold ..
Posted: Wed Nov 5 6:35:57 2008 Oh gee. I never even applied for a magazine like ..
Posted: Tue Nov 4 20:01:02 2008 I have seen a lot of people asking the same ..
Posted: Tue Nov 4 19:56:40 2008 Justin you are very correct here but sometimes ..
Posted: Tue Nov 4 19:55:02 2008 With the way collector harass people these days ..
Posted: Tue Nov 4 19:50:54 2008 Where can a person find a good debt consoladtion ..
Posted: Tue Nov 4 19:48:16 2008 So they are not just spammers They are actually ..
Posted: Tue Nov 4 19:46:09 2008 Does anyone recognize this number: ..
Posted: Tue Nov 4 19:41:00 2008 You should take a peek at your report and look at ..
Posted: Tue Nov 4 19:31:02 2008 SD we have a discover card and the cash advance ..
Posted: Tue Nov 4 19:27:34 2008 If you would just want to get this out of your ..
Posted: Tue Nov 4 19:23:07 2008 Wow GN that is great. I am glad at least one ..
Posted: Tue Nov 4 19:19:57 2008 So there really ia a magic ..
Posted: Tue Nov 4 19:17:35 2008 Justin, He is saying that he never made a ..
Posted: Tue Nov 4 19:10:14 2008 You can not double post on this site. This is a ..
Posted: Tue Nov 4 19:08:19 2008 Usaully they can not do anything if you are out ..
Posted: Tue Nov 4 19:00:59 2008 Order Today For Only $39.95..price of the ..
Posted: Mon Nov 3 19:02:03 2008 Thanks for the advice but you have to relize some ..
Posted: Mon Nov 3 18:58:54 2008 Exactly and most collection agencies will not ..
Posted: Mon Nov 3 18:53:46 2008 Thats ok we all have our favorites. One good ..
Posted: Mon Nov 3 7:12:18 2008 The key things to remember here OP is asking for ..
Posted: Mon Nov 3 7:08:39 2008 Bruce, have you asked your parents how the y got ..
Posted: Mon Nov 3 7:00:38 2008 Hey Gn what is the difference between certified ..
Posted: Mon Nov 3 6:58:48 2008 SD I am pretty sure you will have to pay back the ..
Posted: Mon Nov 3 6:56:49 2008 Angee, you had said this debt was from over 7 ..
Posted: Mon Nov 3 6:51:01 2008 Okay all these remarks are right on the money. ..
Posted: Sat Nov 1 22:45:40 2008 I can inderstand that one but to just leave it ..
Posted: Sat Nov 1 22:29:40 2008 hey thanks I will head there now. Thats for the ..
Posted: Sat Nov 1 22:28:23 2008 GN....you should be able to use the credit union ..
Posted: Sat Nov 1 22:23:18 2008 Can you contact the court system itself on this ..
Posted: Sat Nov 1 20:40:19 2008 Geez must have been a big brain fart..forgot to ..
Posted: Sat Nov 1 20:29:49 2008 yep I defrag. I am not sure about the pc ..
Posted: Sat Nov 1 6:28:53 2008 Sd I also sent you a pm. Hope to see you around ..
Posted: Fri Oct 31 22:03:54 2008 Doesn't asking for a card limit increase look bad ..
Posted: Fri Oct 31 22:02:10 2008 This is really good advise. You also should send ..
Posted: Fri Oct 31 21:53:58 2008 Mary..quick question here. I has always thought ..
Posted: Fri Oct 31 21:50:44 2008 What happens Mary if perhaps they sent the ..
Posted: Fri Oct 31 21:47:33 2008 Also pull up your credit report at ..
Posted: Thu Oct 30 20:21:36 2008 I asked this at one time and I think the answer I ..
Posted: Thu Oct 30 20:15:54 2008 They should not be able to but if for some reason ..
Posted: Thu Oct 30 19:57:41 2008 Hey a little busy at the moment but if no one ..
Posted: Thu Oct 30 19:54:13 2008 Michelle, this sounds really shady. Do you have ..
Posted: Thu Oct 30 19:43:46 2008 I am not surprised at all. I think most of these ..
Posted: Thu Oct 30 19:13:20 2008 Thats why we all have our own opinions..Mine ..
Posted: Tue Oct 28 22:14:03 2008 Better safe than sorry...didn't want to sound ..
Posted: Tue Oct 28 22:12:30 2008 Thise old debts SD you need to let go. Don't ..
Posted: Tue Oct 28 22:10:04 2008 I would visit the site and definatley look into ..
Posted: Tue Oct 28 22:06:43 2008 not real familiar with all this SD. I hope Mary ..
Posted: Tue Oct 28 22:05:24 2008 Yep...things will always get better. It is pretty ..
Posted: Tue Oct 28 22:03:34 2008 Now we need to convince all the new comers of ..
Posted: Tue Oct 28 22:00:31 2008 That really sounds like a wonderful and ..
Posted: Tue Oct 28 21:55:00 2008 Thats the problem with alot of these mortgae ..
Posted: Tue Oct 28 21:48:28 2008 SD I know you are from PA. The sol here is four ..
Posted: Tue Oct 28 21:44:01 2008 I will. I have already been told a head of time ..
Posted: Tue Oct 28 21:38:41 2008 Yep...and we will. I have been getting a little ..
Posted: Tue Oct 28 7:13:34 2008 In any case bankrupsy is the most damaging to ..
Posted: Tue Oct 28 7:09:51 2008 Yes it will be fine. I think about how a few ..
Posted: Tue Oct 28 7:05:57 2008 Nope nothing and I can not see why the moderator ..
Posted: Tue Oct 28 7:04:22 2008 Live and learn..crash and burn...one way or the ..
Posted: Tue Oct 28 7:01:35 2008 I do not do them either. They drive me nuts. I ..
Posted: Tue Oct 28 6:59:03 2008 Please do not remind me of the previous ..
Posted: Tue Oct 28 6:55:58 2008 Okay ther is someone or something playing Houdini ..
Posted: Tue Oct 28 6:50:02 2008 I posted an answer here but for some reason it ..
Posted: Tue Oct 28 6:46:59 2008 Thast what is going on with my desktop now. I ..
Posted: Tue Oct 28 6:43:38 2008 Correct but always check the interest rate on any ..
Posted: Tue Oct 28 6:40:43 2008 I know GN....this was a big one for me. My debt ..
Posted: Tue Oct 28 6:34:55 2008 Sheesh. you really need to take everyones advice ..
Posted: Tue Oct 28 6:29:38 2008 Yes and no one really cares in the end how it ..
Posted: Tue Oct 28 6:24:32 2008 Nothong can be scarier than getting behind on a ..
Posted: Tue Oct 28 6:20:28 2008 Yes still fighting and it is really getting ..
Posted: Tue Oct 28 6:14:29 2008 I haven't done too bad. I just hate putting all ..
Posted: Tue Oct 28 6:11:19 2008 GoodNatured, usually it takes 6 months to even ..
Posted: Tue Oct 28 6:06:55 2008 This is really great news GoodNatured. I am glad ..
Posted: Mon Oct 27 19:28:11 2008 I could not agree with a ..
Posted: Mon Oct 27 19:27:16 2008 Got to these days. The collection companies keep ..
Posted: Mon Oct 27 19:25:51 2008 I am only doing one right now but I even quit on ..
Posted: Mon Oct 27 19:24:13 2008 That was years ago SD and tehn I did it alone for ..
Posted: Mon Oct 27 19:19:21 2008 Nice name I couldn't agree ..
Posted: Mon Oct 27 19:18:27 2008 Thats how I found my way here SD. I had one last ..
Posted: Mon Oct 27 19:12:15 2008 Oh you bet we are. I like how they make the ..
Posted: Mon Oct 27 19:05:32 2008 This is a really good tbhing. I can only imagine ..
Posted: Mon Oct 27 19:04:07 2008 WHOA...that is an enormoous amount of pulls. Gn ..
Posted: Mon Oct 27 19:00:40 2008 Yes SD..try a store charge if you are looking to ..
Posted: Mon Oct 27 18:57:43 2008 GN...not postive about this but it usuallt takes ..
Posted: Mon Oct 27 18:53:30 2008 GN...were all the debts with in the SOL Did you ..
Posted: Mon Oct 27 18:50:52 2008 IF and that is a big word SD IF it is past the ..
Posted: Mon Oct 27 18:46:54 2008 I am not sure how you would do this but I know ..
Posted: Mon Oct 27 18:42:36 2008 Then you would probaly be best staying put for ..
Posted: Mon Oct 27 18:39:10 2008 Thats how I feel about it also. They could use ..
Posted: Mon Oct 27 18:37:03 2008 I don't think I have ever known my score. Never ..
Posted: Mon Oct 27 18:33:18 2008 Not sure here SD. Never had to do any. Just ..
Posted: Mon Oct 27 18:30:49 2008 I am not sure either. I have never googled them ..
Posted: Mon Oct 27 18:28:49 2008 Sd anytime you have a question about a company it ..
Posted: Mon Oct 27 18:20:08 2008 Coupons are an excellent way to save money but I ..
Posted: Mon Oct 27 18:17:20 2008 I had a cheaper virus scan on my desk top and it ..
Posted: Mon Oct 27 18:13:26 2008 I am not sure there cause I have never actually ..
Posted: Mon Oct 27 18:06:15 2008 Way to go JT...I was into this habit until about ..
Posted: Sun Oct 26 20:09:05 2008 Some of them will use a copy of the outstanding ..
Posted: Sun Oct 26 20:05:15 2008 They can do this at any time. I just posted a ..
Posted: Sun Oct 26 20:01:04 2008 I am glad to see that Missouri has these limits ..
Posted: Sun Oct 26 19:58:22 2008 That is the spirit SD! Somewhere along the line ..
Posted: Sun Oct 26 19:52:23 2008 Yep we do all learn from our mistakes and their ..
Posted: Sun Oct 26 19:48:03 2008 Yep SD you got that right..there is no quick fix ..
Posted: Sun Oct 26 19:38:52 2008 I know how irritating it is to not get someone ..
Posted: Sun Oct 26 19:31:57 2008 I always wondered that too but I guess they have ..
Posted: Sun Oct 26 19:27:13 2008 OK Sd I am a little confused here too because I ..
Posted: Sun Oct 26 9:55:30 2008 Yes it may seem like a long time but hey you ..
Posted: Sun Oct 26 9:52:26 2008 I hear about it all the time. I read ALOT. I ..
Posted: Sun Oct 26 9:46:26 2008 And don't forget that you have to give your ..
Posted: Sun Oct 26 9:44:05 2008 Thast my theory on the whole kit and kaboodle ..
Posted: Sun Oct 26 9:41:00 2008 I didn't think of that GN. Usually an insurance ..
Posted: Sun Oct 26 9:37:41 2008 Oh SD I feel really bad. When I read this ..
Posted: Sun Oct 26 9:27:03 2008 Thats the part I really enjoy the most. Not that ..
Posted: Sun Oct 26 9:22:34 2008 The best thing SD is staying away from the cards ..
Posted: Sun Oct 26 9:19:22 2008 Here too. I remember going to the mailbox and my ..
Posted: Sun Oct 26 9:13:32 2008 Need a decent credit card Here are some credit ..
Posted: Sun Oct 26 9:04:56 2008 I was reading an article in consumer reports last ..
Posted: Sun Oct 26 8:56:35 2008 SD I hear from different posts that sometimes it ..
Posted: Sun Oct 26 8:53:45 2008 I really agree with you SD. I have tried alot of ..
Posted: Sun Oct 26 8:49:17 2008 I am not quite complaining about the variety of ..
Posted: Sun Oct 26 8:41:36 2008 Thats my thoughts exactly SD. I have one final ..
Posted: Sat Oct 25 21:11:59 2008 I would still make that trip down to the dentists ..
Posted: Sat Oct 25 21:10:19 2008 PLEASE..listen to Mary here. The owrse thing ..
Posted: Sat Oct 25 21:05:22 2008 SD..sometimes when a bad debt (credit card) gets ..
Posted: Sat Oct 25 20:54:53 2008 Amen to your last comment there. I delt with ..
Posted: Sat Oct 25 20:50:45 2008 I am glad Mary explained this in detail. I was ..
Posted: Sat Oct 25 20:46:14 2008 I don;t think you can any longer Parrot. I ..
Posted: Sat Oct 25 20:43:14 2008 I am not sure but I do believe they did passa a ..
Posted: Sat Oct 25 20:40:12 2008 I have something similair to you it is a McAfee ..
Posted: Sat Oct 25 20:37:47 2008 I can see how having someone else do it would ..
Posted: Sat Oct 25 20:34:56 2008 Then I would advise anyone to first stay clear of ..
Posted: Sat Oct 25 20:32:34 2008 I have been slacking here a ,lot too. It just ..
Posted: Sat Oct 25 20:30:17 2008 Yep that is the law now. I believe that it is ..
Posted: Sat Oct 25 20:26:14 2008 I always hate to say that but the fact is you are ..
Posted: Sat Oct 25 20:24:46 2008 I totally agree. I about get sick to my stomach ..
Posted: Sat Oct 25 20:21:08 2008 Just think it really isn't that long until you ..
Posted: Sat Oct 25 20:20:07 2008 Unless you are working hard on rebuilding your ..
Posted: Sat Oct 25 20:17:16 2008 I am not going to pay to get it. I think it ..
Posted: Wed Oct 22 14:02:06 2008 Tell me that there are also student loan places ..
Posted: Wed Oct 22 14:00:33 2008 That rally is one of the wisest things to do SD. ..
Posted: Wed Oct 22 13:57:21 2008 I agree with you SD. Most of us can repair our ..
Posted: Wed Oct 22 12:26:36 2008 Thanks for throwing the number in their ..
Posted: Wed Oct 22 12:24:31 2008 As you can tell we all love a good ..
Posted: Wed Oct 22 12:23:28 2008 Yep and just think how quickly they would get to ..
Posted: Wed Oct 22 12:22:19 2008 Sounds like you have a real plan going on here ..
Posted: Wed Oct 22 12:19:37 2008 You know it will definately be something. And ..
Posted: Wed Oct 22 12:17:45 2008 Spoken like an expert. Its like falling to the ..
Posted: Wed Oct 22 12:16:17 2008 Isn't it a shame that you have to do this twice ..
Posted: Wed Oct 22 12:13:42 2008 I would definately get this matter looked ..
Posted: Wed Oct 22 12:11:56 2008 So as I had wanted to say..Just do it yourself ..
Posted: Wed Oct 22 12:09:33 2008 And also check the states SOL. You have to be ..
Posted: Wed Oct 22 12:05:53 2008 Thats pretty good advice SD. I like to make sure ..
Posted: Wed Oct 22 12:03:07 2008 Perfectly put Gn. It really takes helping one ..
Posted: Tue Oct 21 18:11:22 2008 What and who You can do most of this ..
Posted: Mon Oct 20 14:15:30 2008 I am sorry credit solution. I do not quite ..
Posted: Mon Oct 20 14:12:45 2008 Definatley file a complaint. Justin is right they ..
Posted: Mon Oct 20 14:11:16 2008 You need to call them immediately. I would get ..
Posted: Mon Oct 20 12:07:22 2008 Excellent post ..
Posted: Mon Oct 20 12:06:17 2008 I have been really stressing this point. You see ..
Posted: Mon Oct 20 12:03:25 2008 I would try not to check it all the time. It ..
Posted: Mon Oct 20 12:00:53 2008 You have really got to be freaking kidding right ..
Posted: Mon Oct 20 11:49:44 2008 I can imagine the relief you will have once it ..
Posted: Mon Oct 20 11:47:22 2008 We all hope for the poster to stop back. Its ..
Posted: Mon Oct 20 11:43:27 2008 If this dentist office is close to you why not ..
Posted: Sun Oct 19 20:26:18 2008 explain ..
Posted: Sun Oct 19 20:24:06 2008 thats not too ..
Posted: Sun Oct 19 20:22:50 2008 this post makes nooo ..
Posted: Sun Oct 19 20:08:02 2008 Why would the original creditor want to take the ..
Posted: Sun Oct 19 20:03:27 2008 What is so impressive about capitol one. Could ..
Posted: Sun Oct 19 19:58:53 2008 That is a pretty awesome rate. Thirty cents ont ..
Posted: Sat Oct 18 22:28:37 2008 Problem is apt of it really is't that reasonable ..
Posted: Sat Oct 18 22:21:25 2008 Chances are they won't remove it unless the ..
Posted: Sat Oct 18 22:17:22 2008 Wow that is an aweful big fee for a ..
Posted: Sat Oct 18 22:16:01 2008 Hey peacock..where ya been A business plans ..
Posted: Fri Oct 17 18:56:30 2008 quite the advertiser for this site Credit..please ..
Posted: Fri Oct 17 18:52:55 2008 I don't know but it seems so. Apparently you ..
Posted: Fri Oct 17 18:40:05 2008 Seems like a good ..
Posted: Fri Oct 17 18:30:12 2008 Sd. I know what it is like to get caught in this ..
Posted: Fri Oct 17 18:24:19 2008 Please do not turn to a payday lender. It may ..
Posted: Fri Oct 17 18:20:33 2008 Good question here big and I am hoping someone ..
Posted: Fri Oct 17 18:11:36 2008 The bill is probaly a lot higher due to interest ..
Posted: Fri Oct 17 18:01:15 2008 What are you saying here How dod you sen letters ..
Posted: Fri Oct 17 17:58:12 2008 Congrats!!! I am soooo happy for you. See I ..
Posted: Fri Oct 17 17:55:07 2008 Not exactly sure but I know they are here. You ..
Posted: Fri Oct 17 7:39:27 2008 Thats funny...my brother has his wages garnished ..
Posted: Fri Oct 17 7:36:37 2008 What would you say in this letter to the credit ..
Posted: Thu Oct 16 6:54:25 2008 Thanks for the link. I see there is a $97 dollar ..
Posted: Tue Oct 14 18:08:58 2008 Truly absurd....Just like Amish who can use our ..
Posted: Tue Oct 14 18:06:21 2008 I hear so much mixed review on this company that ..
Posted: Tue Oct 14 18:03:38 2008 Hope he got everything worked ..
Posted: Tue Oct 14 17:57:56 2008 I never had to..Thank God..I have only ever had ..
Posted: Tue Oct 14 17:52:14 2008 Thats what I like to see. Someone who has been ..
Posted: Tue Oct 14 17:50:02 2008 Yep. I have had a rebate of $10 plus a coupon ..
Posted: Tue Oct 14 17:47:21 2008 Thats just about right. Nothing you can do but ..
Posted: Tue Oct 14 17:45:37 2008 Sounds like you have a great relationship with ..
Posted: Mon Oct 13 17:30:28 2008 What are all these 5's after your posts..some ..
Posted: Sun Oct 12 21:09:14 2008 I am not rel sure. There are places that will ..
Posted: Sun Oct 12 21:07:48 2008 Yep that is always the best route to go or you ..
Posted: Sun Oct 12 21:06:36 2008 Weezie...any updates on this ..
Posted: Sun Oct 12 21:04:58 2008 Yes please let us know how things are going and ..
Posted: Sun Oct 12 21:03:14 2008 Pretty sure I responded to this post. I wished ..
Posted: Sun Oct 12 20:58:57 2008 Yes I will deal with it then. I am trying to ..
Posted: Sun Oct 12 20:56:47 2008 wow where has everyone gone on this site. Use to ..
Posted: Sun Oct 12 20:52:07 2008 What do you mean get it amended To show all ..
Posted: Sun Oct 12 20:50:04 2008 Anthiny I believe he posted that he recieved a ..
Posted: Sun Oct 12 20:47:33 2008 It is a letter asking them to no londer have any ..
Posted: Sat Oct 11 15:31:16 2008 Hope you can get evrything straightened ..
Posted: Thu Oct 9 12:07:08 2008 Not real handy in thbis dept but I know if you do ..
Posted: Thu Oct 9 12:03:45 2008 you are welcome. Do not stay a guest. Why not ..
Posted: Thu Oct 9 11:51:27 2008 I see many are feeling this ..
Posted: Thu Oct 9 11:44:05 2008 Can you also get your credit score for free there ..
Posted: Thu Oct 9 11:42:33 2008 I am not real sure on this one. I had a ..
Posted: Thu Oct 9 11:40:28 2008 SOl in PA is 4 years. The mark actually stays ..
Posted: Wed Oct 8 19:14:30 2008 Lori...How is it that you have -.52 magic ..
Posted: Wed Oct 8 19:11:37 2008 I am not sure but I have taken it too and I ..
Posted: Wed Oct 8 19:06:45 2008 I am not sure on Missouri. I know they can ..
Posted: Wed Oct 8 19:04:18 2008 Thanks for keeping me suspense. I am thinking the ..
Posted: Wed Oct 8 18:56:43 2008 Congrat and glad to see you got other employment. ..
Posted: Wed Oct 8 18:51:59 2008 Time dear frien...just takes ..
Posted: Wed Oct 8 18:47:57 2008 Yep thats what i have heard. Really is a ..
Posted: Wed Oct 8 18:45:40 2008 That is agood one. You should have been recieving ..
Posted: Wed Oct 8 18:31:37 2008 If you are talking about how to get your report ..
Posted: Wed Oct 8 18:23:24 2008 The bloodline thing has became a very big issue ..
Posted: Wed Oct 8 18:08:04 2008 I really think that is bull crap. Does your aunt ..
Posted: Wed Oct 8 18:02:31 2008 As soon as I get time I am going to do that. I ..
Posted: Wed Oct 8 18:00:57 2008 I am sure we will hear soon enough. It may have ..
Posted: Wed Oct 8 17:58:33 2008 Thats what I kind of fihured. I been following ..
Posted: Wed Oct 8 17:10:26 2008 That is what really blows. They never tell you ..
Posted: Wed Oct 8 17:02:39 2008 Well let me just make your world a little ..
Posted: Wed Oct 8 16:53:07 2008 Sad thing is even 60% of the debt is usually ..
Posted: Wed Oct 8 16:45:26 2008 That what I am hoping too.. I have an ..
Posted: Wed Oct 8 16:42:14 2008 yep..pretty much. Just another way credit cards ..
Posted: Wed Oct 8 16:38:08 2008 The world is getting pretty scary. It is sad ..
Posted: Wed Oct 8 16:32:38 2008 Thats what I feel to. So far I still haven't got ..
Posted: Tue Oct 7 19:05:42 2008 Always a good idea to keep all bases cocered in ..
Posted: Tue Oct 7 19:03:51 2008 Okay..thanks for explaining. Never dealt with ..
Posted: Tue Oct 7 19:02:11 2008 Glad to see you taking this in such an adult ..
Posted: Tue Oct 7 19:00:26 2008 Seems like so many businesses operate this way ..
Posted: Tue Oct 7 18:35:53 2008 Either way they will haev to validate this debt ..
Posted: Tue Oct 7 18:32:43 2008 No kidding. It may be a simplier form of life ..
Posted: Tue Oct 7 18:31:20 2008 Depends on how long you had the card. the older ..
Posted: Tue Oct 7 18:29:54 2008 Thanks Justin that clears that up but what about ..
Posted: Tue Oct 7 18:23:31 2008 Sounds like you are in a vicious cycle. ..
Posted: Tue Oct 7 18:18:03 2008 It could. they may offer you a cheaper pay off ..
Posted: Tue Oct 7 18:10:34 2008 I have heard that Treasury Bills are a better way ..
Posted: Tue Oct 7 18:08:05 2008 Sounds like a couple good places to start here. ..
Posted: Tue Oct 7 18:05:38 2008 Don't k now but I think any business like this is ..
Posted: Tue Oct 7 18:02:17 2008 I know where you are coming from. It was a card ..
Posted: Tue Oct 7 10:03:13 2008 Do you work with the company And if the debt was ..
Posted: Tue Oct 7 10:00:44 2008 I am glad you are being so honest here. It helps ..
Posted: Tue Oct 7 9:57:35 2008 I know the credit repair world seems to be a ..
Posted: Tue Oct 7 9:55:11 2008 I'm not sure if they can Garnish in Michigan but ..
Posted: Mon Oct 6 12:14:35 2008 wow..I really have no clue here. Others around ..
Posted: Sun Oct 5 19:13:03 2008 Don't think I would be interested in ..
Posted: Sun Oct 5 19:11:49 2008 You really should try to make a good name for ..
Posted: Sun Oct 5 19:09:17 2008 Gn gave you the best advice here. Just remember ..
Posted: Sun Oct 5 19:07:31 2008 Matbe give them a call and attemp to find out ..
Posted: Sat Oct 4 21:26:07 2008 oops Sometimes this thing posts before I am ..
Posted: Sat Oct 4 21:24:15 2008 tHATS GOOD. i HOPE YOU PRINTED A COPY OF YOUR ..
Posted: Sat Oct 4 21:16:13 2008 YOU KNOW...that one. I have stuff that has been ..
Posted: Sat Oct 4 20:55:37 2008 Why is that GN Just ..
Posted: Sat Oct 4 20:53:43 2008 Most landlords hold the upper hand in this kind ..
Posted: Sat Oct 4 20:49:49 2008 Yes thats what I was doing to. My monthly ..
Posted: Sat Oct 4 20:46:51 2008 It sure keeps the hassle from the collectors or ..
Posted: Sat Oct 4 20:41:59 2008 That definately covers it. Great job ..
Posted: Sat Oct 4 20:39:55 2008 There are no SOL that is that short. I think the ..
Posted: Sat Oct 4 20:37:01 2008 I imagine you want another sire because non of ..
Posted: Sat Oct 4 20:35:27 2008 You don't necesssarily need the admin if you have ..
Posted: Sat Oct 4 20:33:31 2008 GN thats a good question. A state listing would ..
Posted: Fri Oct 3 20:18:43 2008 Yes. I agree. Hey I checked out your site and ..
Posted: Thu Oct 2 22:11:28 2008 Not usually. Once it reaches your report it will ..
Posted: Thu Oct 2 22:07:15 2008 ERB how the heck do you get a -31 points on your ..
Posted: Thu Oct 2 21:59:28 2008 I like the numbers I seen in your post Justin. ..
Posted: Thu Oct 2 21:55:16 2008 Try to get rid of them as soon as possible and ..
Posted: Thu Oct 2 21:49:45 2008 There are actully many credit cards now offering ..
Posted: Thu Oct 2 21:44:59 2008 That sounds to be about right to me. I read on ..
Posted: Thu Oct 2 21:40:57 2008 It sucks when a company takes advantage of the ..
Posted: Thu Oct 2 21:37:12 2008 Anthiny gives it straight to you here. Bot once ..
Posted: Thu Oct 2 21:33:13 2008 Thanks Bite. You can register and join in on our ..
Posted: Thu Oct 2 21:30:06 2008 If it would go to court how could they possibly ..
Posted: Thu Oct 2 21:23:03 2008 Justin is correct here. If you can prevent it ..
Posted: Thu Oct 2 21:20:42 2008 Hey thanks. So even a person like me can join a ..
Posted: Thu Oct 2 21:09:37 2008 Okay I never heard of this but I am unfamiliar ..
Posted: Thu Oct 2 21:05:52 2008 I would probaly send them the letter and a COPY ..
Posted: Thu Oct 2 20:59:52 2008 GN you can ask them to put the stuff abck at the ..
Posted: Thu Oct 2 19:22:40 2008 I still feel this is unfair. What does ..
Posted: Thu Oct 2 19:14:30 2008 Really sorry to hear your having such a rough go ..
Posted: Thu Oct 2 19:07:15 2008 WOW I am not sure. Especially if they were ..
Posted: Thu Oct 2 19:05:06 2008 Yes you definatley are not protected until the ..
Posted: Thu Oct 2 18:57:42 2008 Kind of a shame for all the later the debt ..
Posted: Thu Oct 2 18:52:54 2008 Justin, I was wondering how paid for delete ..
Posted: Thu Oct 2 18:48:28 2008 Oh yes. They will be on there for roughly 7 and ..
Posted: Thu Oct 2 18:43:55 2008 I am not sure on Michigan but hang in there ..
Posted: Thu Oct 2 18:40:47 2008 Did anyone ever try out the budgeting software ..
Posted: Wed Oct 1 20:38:24 2008 You can definately try. I would still send a debt ..
Posted: Wed Oct 1 20:26:32 2008 Good job. Keep the reciept so you have proof. ..
Posted: Wed Oct 1 20:09:29 2008 Thats exactly what I did. I seen I was protected ..
Posted: Wed Oct 1 20:02:38 2008 Just be sure to remember to NOt amke any ..
Posted: Wed Oct 1 19:56:34 2008 we got approved for teh loan today. We went down ..
Posted: Wed Oct 1 19:42:20 2008 Nicegirl you are gtting lots of good advice here. ..
Posted: Wed Oct 1 19:36:51 2008 If you let us know the date we can help you find ..
Posted: Wed Oct 1 19:31:37 2008 Can we assit you any further If you give us the ..
Posted: Wed Oct 1 19:25:58 2008 Well that explains the difference. I do not see ..
Posted: Wed Oct 1 19:18:21 2008 Got a point there. Those boys up there in NY ..
Posted: Wed Oct 1 19:14:25 2008 California Statutes of Limitation Written ..
Posted: Wed Oct 1 19:11:48 2008 Okay went to the bank today and put an applicaion ..
Posted: Tue Sep 30 21:35:43 2008 I know I do not see why so many have to list it. ..
Posted: Tue Sep 30 21:16:16 2008 That is the best advice and it isn't because we ..
Posted: Tue Sep 30 21:11:37 2008 Yesw and I can see it getting worse with the ..
Posted: Tue Sep 30 20:57:34 2008 No they can not collect on a debt that they can ..
Posted: Tue Sep 30 20:48:31 2008 Wow this is different info than I heard from ..
Posted: Tue Sep 30 20:43:50 2008 I haven't been here long...close to half a year ..
Posted: Tue Sep 30 20:40:53 2008 I don't know if this has anything to do with what ..
Posted: Tue Sep 30 20:31:18 2008 I live in PA and the SOL is definately four ..
Posted: Tue Sep 30 8:49:54 2008 Yep Thats what I keep telling him. And even with ..
Posted: Tue Sep 30 8:45:47 2008 You got that right. It is like living on pins ..
Posted: Tue Sep 30 8:42:51 2008 Sometimes it is easy to get upset when someone ..
Posted: Tue Sep 30 8:40:12 2008 I am glad to hear this. I am from PA and hate ..
Posted: Tue Sep 30 8:38:14 2008 It really isn't that far away. All our accounts ..
Posted: Tue Sep 30 8:28:17 2008 I was pretty sure that after the debt was bought ..
Posted: Mon Sep 29 19:24:34 2008 That would be nice we can always use some fresh ..
Posted: Mon Sep 29 19:23:16 2008 I guess but I do know that building a reputable ..
Posted: Mon Sep 29 19:18:11 2008 I get on line alot more now since I am not ..
Posted: Mon Sep 29 19:15:49 2008 Wow I wonder if they did this so you had to take ..
Posted: Mon Sep 29 19:13:00 2008 Thats an idea. So they may just be giving a ..
Posted: Mon Sep 29 19:09:17 2008 So how does a plain Jane or Joe go about this I ..
Posted: Mon Sep 29 19:06:17 2008 Good question Gn. I think I will await this ..
Posted: Mon Sep 29 19:05:28 2008 I agree Gn and I am glad we are in one of those ..
Posted: Mon Sep 29 19:03:02 2008 Why if it came in after wouldn't they just let ..
Posted: Mon Sep 29 18:59:56 2008 Well I didn't get that few more weeks I had ..
Posted: Mon Sep 29 18:57:22 2008 I thought once a debt collection agency purchased ..
Posted: Sun Sep 28 12:40:03 2008 Yep. Some would probaly argue we are theives but ..
Posted: Sun Sep 28 12:37:56 2008 Justin is a pretty awesome poster. I usually ..
Posted: Sun Sep 28 12:36:38 2008 I am just saying I think it is fair that if they ..
Posted: Sun Sep 28 12:31:32 2008 I haven't used on either I was just thinking they ..
Posted: Sun Sep 28 12:25:43 2008 Mine just doesn't get the whole big picture. He ..
Posted: Sun Sep 28 12:18:40 2008 Justin, $75 isn't too bad. We are going down to ..
Posted: Sun Sep 28 12:14:11 2008 My goodness how can you take flexeral. They ..
Posted: Sun Sep 28 12:03:57 2008 Alot better workers than most teens today. I ..
Posted: Sun Sep 28 11:58:58 2008 I have this when I go to walmart but have never ..
Posted: Sun Sep 28 11:54:24 2008 It keeps clicking and entering my response before ..
Posted: Sun Sep 28 11:49:00 2008 i CAN GIVE A LOT OF CREDIT TO THESE FORUMS. ..
Posted: Sun Sep 28 11:41:03 2008 I would love to find a way out for this poster. ..
Posted: Sun Sep 28 11:36:39 2008 Yep sure sounds as if he knows his stuff. I like ..
Posted: Sun Sep 28 11:28:17 2008 Proabaly are. I would think that line of work ..
Posted: Sun Sep 28 11:22:11 2008 I have never been to the website but I know the ..
Posted: Sun Sep 28 11:18:07 2008 Once you have that card GN you will get coupons ..
Posted: Sun Sep 28 11:03:29 2008 No just a little NBC news talk every now and ..
Posted: Sun Sep 28 10:57:16 2008 I would go to the bank and get a consolidation ..
Posted: Sun Sep 28 10:53:19 2008 The attorney general is such an excellent source ..
Posted: Sun Sep 28 10:47:37 2008 Any payday loans should be paid as soon as ..
Posted: Sun Sep 28 10:42:19 2008 Kudos Gn and ERB. I truly believe watcher needs ..
Posted: Sun Sep 28 10:36:09 2008 Thats my belief too. I do not think they even ..
Posted: Fri Sep 26 13:25:17 2008 Glad you jumped in there Justin I really had no ..
Posted: Fri Sep 26 13:23:38 2008 I know my library has never asked for my SS ..
Posted: Fri Sep 26 13:20:23 2008 But there are states that do not allow for wages ..
Posted: Fri Sep 26 13:15:39 2008 Usually when people have to turn to payday ..
Posted: Fri Sep 26 13:11:36 2008 What exactly is a chex system as referred to by ..
Posted: Fri Sep 26 13:05:49 2008 Well I am glad that a virus can not steal your ..
Posted: Fri Sep 26 12:53:13 2008 Hey Lorri we can put away our tissues GN is back. ..
Posted: Fri Sep 26 12:49:25 2008 I can never stress enough about not paying once ..
Posted: Fri Sep 26 12:40:40 2008 Pretty good info from GN. I agree that maybe it ..
Posted: Fri Sep 26 12:26:58 2008 I am still amazed that these debt collectors do ..
Posted: Fri Sep 26 12:18:35 2008 I am almost positive there is a tracking number. ..
Posted: Fri Sep 26 12:15:09 2008 Be very wary of pay day lenders. Sometimes it ..
Posted: Fri Sep 26 12:11:22 2008 That is good to know. With the ways debt ..
Posted: Fri Sep 26 12:07:52 2008 I do not even respond to gibberish GN. You can ..
Posted: Wed Sep 24 19:18:28 2008 Okay now the name rings in. My debt is ..
Posted: Wed Sep 24 13:48:19 2008 The best info you could get. Can not see ..
Posted: Wed Sep 24 13:46:34 2008 Where are you guys finding all the info on what ..
Posted: Wed Sep 24 13:44:35 2008 That is true. Closing it wasn't the best idea ..
Posted: Wed Sep 24 13:41:00 2008 I am not sure on that one. I know your SS wages ..
Posted: Wed Sep 24 13:33:11 2008 Thats a good idea. I would be sure to check and ..
Posted: Wed Sep 24 13:31:44 2008 Mac. It is probaly the same company. Most of ..
Posted: Wed Sep 24 13:27:28 2008 What more shady collector I am not surprised. ..
Posted: Wed Sep 24 13:25:40 2008 It has been a little over three years. He enjoys ..
Posted: Wed Sep 24 13:18:31 2008 I totally agree with you Gn. What upset me the ..
Posted: Wed Sep 24 13:09:51 2008 Sounds as if we have the same hubby. Just ..
Posted: Wed Sep 24 13:06:08 2008 Once it is past your states SOl period your ..
Posted: Wed Sep 24 13:01:18 2008 No it went to the welfare office since two of the ..
Posted: Wed Sep 24 12:55:32 2008 It is strange how all these laws vary from state ..
Posted: Wed Sep 24 12:52:50 2008 Yes plus it would be nice to have the extra ..
Posted: Wed Sep 24 12:48:41 2008 Thats pretty nice. I have a netgear wireless ..
Posted: Wed Sep 24 12:45:35 2008 That was just a topic of converstion my sister ..
Posted: Wed Sep 24 12:41:12 2008 !002543...I see in a few of your posts that you ..
Posted: Wed Sep 24 12:37:20 2008 Yes I feel that I am too. It gets a little rough ..
Posted: Wed Sep 24 12:32:52 2008 Sounds like you know what you are doing. I think ..
Posted: Wed Sep 24 12:29:48 2008 That is true. The longer you stay with something ..
Posted: Wed Sep 24 12:25:25 2008 I can understand how keeping a paper trail is ..
Posted: Wed Sep 24 12:23:35 2008 Wow this post blows me away. I never knew that a ..
Posted: Wed Sep 24 7:47:18 2008 Definately true ccw. Always try to keep your ..
Posted: Wed Sep 24 7:44:59 2008 Wow I never relized a morgage missed payment ..
Posted: Wed Sep 24 7:42:05 2008 Anthony is correct. I knew PA change their ..
Posted: Wed Sep 24 7:39:42 2008 I here paypal is a pretty good place to do ..
Posted: Wed Sep 24 7:36:33 2008 Gn asked some very important questios here. We ..
Posted: Wed Sep 24 7:33:58 2008 SD I would send out the validation letter to the ..
Posted: Wed Sep 24 7:31:20 2008 I do not like the sounds of this card. I would ..
Posted: Wed Sep 24 7:26:28 2008 The biggest hing here is do not send the original ..
Posted: Wed Sep 24 7:22:35 2008 It really isn't that far away GN. You really ..
Posted: Wed Sep 24 7:18:03 2008 I am sure Gn it is really nothing more than ..
Posted: Wed Sep 24 7:15:30 2008 If I was you I would start looking into some of ..
Posted: Tue Sep 23 15:02:40 2008 I use to use coupons alot. Always went an d made ..
Posted: Tue Sep 23 14:59:26 2008 What is up with the guests post. I wonder why ..
Posted: Tue Sep 23 14:57:06 2008 Nope I asked thinking it would be better than ..
Posted: Tue Sep 23 14:47:32 2008 I still think you may have some good ideas in the ..
Posted: Tue Sep 23 14:43:54 2008 Yep..That is here too. There just never seems to ..
Posted: Tue Sep 23 14:40:05 2008 I agree with you on the SOL. I really do find it ..
Posted: Tue Sep 23 14:36:45 2008 Sounds like you have gotten somewhere since we ..
Posted: Tue Sep 23 14:29:57 2008 I think thet is why the peacocks do not appeal to ..
Posted: Sun Sep 21 17:43:27 2008 Thomas, they can try to collect a debt for an ..
Posted: Sun Sep 21 17:36:18 2008 That is about the truth. I haven't been sued for ..
Posted: Sun Sep 21 17:33:29 2008 I love them at that age. If only they could ..
Posted: Sun Sep 21 17:29:41 2008 Yes please d anmd con tinue to come back and post ..
Posted: Sun Sep 21 17:27:27 2008 You can file a compliant can't ..
Posted: Sun Sep 21 17:25:29 2008 Hey Gn we are both from the same state,as you ..
Posted: Sun Sep 21 17:20:04 2008 Wow Gn I nwver even heard of a career ladder and ..
Posted: Sun Sep 21 17:17:57 2008 I can n ot see how they cleaned out his checking ..
Posted: Sat Sep 20 21:17:37 2008 Can you bottle that and send it to meHow about if ..
Posted: Sat Sep 20 21:16:21 2008 I can not imagine a ninth grader these days even ..
Posted: Sat Sep 20 21:14:09 2008 I bet starting a new business has to be time ..
Posted: Sat Sep 20 21:12:28 2008 I see. I seen a couple posts where they asked for ..
Posted: Sat Sep 20 21:09:54 2008 Oh well maybe they aren't going to do anything or ..
Posted: Sat Sep 20 21:08:21 2008 hat is about where I am too Lorri. I can not ..
Posted: Sat Sep 20 21:05:46 2008 I try to warn anyone about that. I know it may ..
Posted: Sat Sep 20 21:02:54 2008 Thats about the truth. Gn won't play with us ..
Posted: Sat Sep 20 21:01:12 2008 I always thought you got the settlement letter ..
Posted: Sat Sep 20 20:59:31 2008 True but they are protected by the SOL and if it ..
Posted: Sat Sep 20 20:55:29 2008 I am getting a little worried. It is not like ..
Posted: Sat Sep 20 20:51:53 2008 Its not just how finacially secure they are at ..
Posted: Sat Sep 20 20:47:38 2008 I want the one for a year just to be sure. I ..
Posted: Sat Sep 20 20:45:30 2008 I think so to. I never thought much about the ..
Posted: Sat Sep 20 20:42:31 2008 mary, how about the ones who do not validate ..
Posted: Sat Sep 20 20:35:04 2008 I just really think it makes getting help ..
Posted: Sat Sep 20 20:33:18 2008 Soemone was just asking about this on another ..
Posted: Sat Sep 20 20:29:48 2008 Yep that I was refering to both. They have both ..
Posted: Sat Sep 20 20:28:20 2008 I imagine she will have to deal with citizens ..
Posted: Sat Sep 20 20:25:07 2008 That was my thoughts. I wonder how Jared found ..
Posted: Sat Sep 20 20:22:19 2008 Was the account with mastercard your account ..
Posted: Sat Sep 20 20:20:05 2008 Yes I am speaking ONLY cold hard cash that comes ..
Posted: Sat Sep 20 20:18:18 2008 You are welcome. Hope you will continue to hang ..
Posted: Sat Sep 20 20:16:57 2008 I like how the different forums offer all this ..
Posted: Sat Sep 20 20:14:13 2008 Well at least that is one thing they do not have ..
Posted: Sat Sep 20 20:11:20 2008 Sounds pretty interesting. Do you like ..
Posted: Sat Sep 20 20:10:14 2008 I am already past discouraged and am not doing ..
Posted: Sat Sep 20 20:07:21 2008 Thats exactly what you need to do. I can not ..
Posted: Sat Sep 20 20:05:24 2008 This is really ridiculous. It ws probaly hard ..
Posted: Sat Sep 20 20:01:19 2008 GN I think with joint accounts both are ..
Posted: Sat Sep 20 19:57:59 2008 You are very welcome. I like that they have ..
Posted: Sat Sep 20 19:56:34 2008 I know here we go again. thsi is ..
Posted: Sat Sep 20 19:55:04 2008 First thing even before you give us any details ..
Posted: Thu Sep 18 20:17:41 2008 No she lives in PA. I remember because we tread ..
Posted: Thu Sep 18 20:15:56 2008 It is so easy to be taken advantage of these ..
Posted: Thu Sep 18 20:13:25 2008 Wow MM bet this is good news huh When does the ..
Posted: Thu Sep 18 20:11:57 2008 Thanks Anthony. This is exactly the info I ..
Posted: Thu Sep 18 20:09:12 2008 Then it is definately with in the statutes of ..
Posted: Thu Sep 18 20:04:10 2008 This is your best shot aside from changing your ..
Posted: Thu Sep 18 20:01:01 2008 Maybe shes up and left ..
Posted: Thu Sep 18 19:56:45 2008 I am not wise on these things nut truly it seems ..
Posted: Thu Sep 18 19:53:46 2008 Isn't that a shame I was really angered when ..
Posted: Thu Sep 18 19:50:07 2008 This is confusing even for me! I never knew the ..
Posted: Thu Sep 18 19:46:06 2008 Also check the statue of limitations for your ..
Posted: Thu Sep 18 19:42:19 2008 You should always get a pay for delete in ..
Posted: Thu Sep 18 19:39:33 2008 Carol. what is a credit card debt considered I ..
Posted: Thu Sep 18 19:35:01 2008 sorry...I can not see how they garnished his ..
Posted: Thu Sep 18 19:32:48 2008 Thats what I have been trying to figure out ..
Posted: Thu Sep 18 19:30:11 2008 Seems like when it comes to debt releif companies ..
Posted: Thu Sep 18 19:26:57 2008 How can garnishments be standard Do they take so ..
Posted: Thu Sep 18 19:21:40 2008 That is the spirit. I wish you the best of luck. ..
Posted: Thu Sep 18 19:16:50 2008 Regardless if you pay it off it will show on the ..
Posted: Wed Sep 17 22:18:04 2008 Have you made any payments on this debt Surely ..
Posted: Wed Sep 17 22:13:53 2008 Yes it does. Some stocks are actually gaining ..
Posted: Wed Sep 17 22:11:55 2008 Been looking for a little info on credit cards. ..
Posted: Wed Sep 17 22:09:09 2008 I know this really isn't much fun when she isn't ..
Posted: Wed Sep 17 22:07:47 2008 We all have had them and have not died from them ..
Posted: Wed Sep 17 22:03:26 2008 Yes true...better quit picking on ..
Posted: Wed Sep 17 22:01:56 2008 The would have to show you signed the contract ..
Posted: Wed Sep 17 21:58:06 2008 These companies are loan sharks. It should be ..
Posted: Wed Sep 17 21:56:33 2008 Is it any wonder we are all confued It really ..
Posted: Wed Sep 17 21:54:53 2008 Anthony do you have any card suggestions We ..
Posted: Wed Sep 17 21:52:35 2008 Still on for 7 years. It will not fall off until ..
Posted: Wed Sep 17 21:49:42 2008 You should report them to your attorney general ..
Posted: Wed Sep 17 21:47:05 2008 Mary, what I can't understand is how they get ..
Posted: Wed Sep 17 21:43:29 2008 Isn't that insane. I hate when you have ..
Posted: Wed Sep 17 21:37:24 2008 There was one that really made me feel bad. Some ..
Posted: Wed Sep 17 21:35:08 2008 I wouldn't have felt bad either. Nothing better ..
Posted: Wed Sep 17 21:33:08 2008 The SOL starts witht he first missed payment. ..
Posted: Wed Sep 17 21:27:57 2008 Wow What did you forget to pay ..
Posted: Wed Sep 17 21:26:38 2008 That stock market is getting a liitle scary. ..
Posted: Wed Sep 17 21:23:46 2008 That a good question GN. I wondered that myself. ..