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JOINED:  26 February 2008
TOTAL POSTS:  4500
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Posts by fireyone
Posting date Subject
Posted: Tue Mar 16 4:56:00 2010 I just learned something new. I had always ..
Posted: Tue Mar 16 4:50:58 2010 Aaron, Is it possible to go in for counseling and ..
Posted: Tue Mar 16 4:48:21 2010 I know what I would do if this debt was not mine. ..
Posted: Tue Mar 16 4:44:07 2010 Thanks for the informative post. Divorce is a ..
Posted: Tue Mar 16 4:40:48 2010 Mykel, Also please remember to get any offer they ..
Posted: Tue Mar 16 4:37:07 2010 I think this would be an excellent opportunity ..
Posted: Mon Mar 15 6:19:52 2010 Matilda, Aaron is correct. The statute of ..
Posted: Tue Mar 9 8:08:14 2010 You can sometimes find the number on back of the ..
Posted: Tue Mar 9 8:05:42 2010 I have an acccount with different companies that ..
Posted: Tue Mar 9 8:02:12 2010 huh ..
Posted: Tue Mar 9 8:00:48 2010 I was under the impression they had 60 days by ..
Posted: Tue Mar 9 7:57:51 2010 Hello. My advise would be go to the courthouse ..
Posted: Tue Mar 9 7:54:34 2010 Wow I have been on here a while and never knew ..
Posted: Tue Mar 9 7:53:20 2010 Goodnatured, What are the statements that have ..
Posted: Tue Mar 9 7:43:57 2010 Just a little reminder if the card has really ..
Posted: Tue Mar 9 7:41:27 2010 Wow this is a very outdated post. If you look at ..
Posted: Tue Mar 9 7:39:39 2010 Hello Stan, Usually banks keep pretty good ..
Posted: Thu Mar 4 19:14:51 2010 If they do validate try to work out a pay for ..
Posted: Thu Mar 4 19:13:44 2010 Wow that is good to know. Also for anyone who may ..
Posted: Thu Mar 4 19:10:08 2010 I agree. I really do hope this passes. I relize ..
Posted: Thu Mar 4 19:05:02 2010 Tony, We would need to know a lot more about this ..
Posted: Thu Mar 4 19:01:44 2010 Hi wedale, Wfnnb is the name for several ..
Posted: Tue Mar 2 18:28:02 2010 Wayne, This debt is far past the statute of ..
Posted: Tue Mar 2 18:23:05 2010 bwegne01, hello and welcome. You are correct in ..
Posted: Tue Mar 2 18:17:18 2010 Hello, Before you do anything you need to get a ..
Posted: Tue Mar 2 18:12:43 2010 Hello and welcome. After a bill collection ..
Posted: Tue Mar 2 18:08:05 2010 I just seen a news article that they are trying ..
Posted: Tue Mar 2 4:07:08 2010 Hi, Hope you enjoy the site. There is so much ..
Posted: Tue Mar 2 4:04:08 2010 Sonia, I looked back on the post and seen you ..
Posted: Tue Mar 2 4:00:03 2010 That is always the best route to go. Visiting in ..
Posted: Tue Mar 2 3:56:48 2010 I would not include any payment until I had the ..
Posted: Tue Mar 2 3:51:03 2010 This is true but sometimes they do try. I ..
Posted: Tue Mar 2 3:45:53 2010 I have heard as long as they make reasonable ..
Posted: Sun Feb 28 15:37:02 2010 Also when using a bank card at a register of a ..
Posted: Sun Feb 28 15:32:52 2010 Hello AND welcome You could try to call your ..
Posted: Sun Feb 28 15:30:00 2010 Lauralyn , I am not totally sure but I do not ..
Posted: Sun Feb 28 15:25:27 2010 Hello, Most must go by the divorce decree. did ..
Posted: Sun Feb 28 15:21:41 2010 I agree with Mike. They more than likely do not ..
Posted: Sun Feb 28 15:17:41 2010 Also if this card is an old one it may do more ..
Posted: Sun Feb 28 15:14:59 2010 mea, since the date is fast approaching you ..
Posted: Sun Feb 28 15:12:14 2010 Hello guest, I would send them cease and desist ..
Posted: Sun Feb 28 15:08:05 2010 Hello Mike, Did you receive any paperwork or ..
Posted: Wed Feb 24 14:11:06 2010 ashmichaelss, I would go to a local bank for a ..
Posted: Wed Feb 24 14:08:39 2010 Pittsburg, They would be held liable if they used ..
Posted: Wed Feb 24 14:02:56 2010 I never even heard of this type of letter before. ..
Posted: Wed Feb 24 13:58:54 2010 Sonia, Have you ever looked anywhere to see if ..
Posted: Wed Feb 24 13:54:47 2010 Wow after all the time asking what can be done ..
Posted: Wed Feb 24 13:50:57 2010 I am glad this web site exists. I use to not ..
Posted: Wed Feb 24 13:46:42 2010 Wow this is new information for me. I had never ..
Posted: Wed Feb 24 13:41:29 2010 I have been following these changes for a couple ..
Posted: Wed Feb 24 13:21:03 2010 I believe this is a repeat post. It sounds like ..
Posted: Wed Feb 24 13:19:44 2010 A lot of collectors will try this. You can ..
Posted: Wed Feb 24 13:16:38 2010 Lauarlyn, I did address this in another post. ..
Posted: Wed Feb 24 13:13:22 2010 Hello Lauralyn, I am familair with Portfolio ..
Posted: Wed Feb 24 13:08:19 2010 Hello, I really feel for your situation and know ..
Posted: Wed Feb 17 19:54:05 2010 I had been under the impressoin that they were ..
Posted: Wed Feb 17 19:49:40 2010 Hello, there are a lot of business out there with ..
Posted: Wed Feb 17 19:45:55 2010 Thanks for explaining this better. Credit history ..
Posted: Wed Feb 17 19:37:41 2010 Thanks for the explanation. I always wonder if ..
Posted: Wed Feb 17 19:32:33 2010 My mother in law got one of these forms from a ..
Posted: Wed Feb 17 19:27:59 2010 Hi Goodnatured, I am having problems with Verizon ..
Posted: Wed Feb 17 19:22:12 2010 Thanks for all the replies. Here is another part ..
Posted: Wed Feb 17 19:16:46 2010 I remember you mentioning this quite a while ago ..
Posted: Tue Feb 16 7:21:30 2010 Don't they have to send the person something ..
Posted: Tue Feb 16 7:17:43 2010 Have you tried to call the original lawyer you ..
Posted: Tue Feb 16 7:12:54 2010 This is always so confusing when your are not ..
Posted: Tue Feb 16 7:07:06 2010 Here is a question that may help out the original ..
Posted: Tue Feb 16 7:03:19 2010 Seems the original poster did not stop beck in ..
Posted: Tue Feb 16 6:59:04 2010 Hello paj, Getting your credit on track is ..
Posted: Tue Feb 16 6:54:15 2010 charlinaoneal , Hello and welcome. First off I ..
Posted: Tue Feb 16 6:49:17 2010 The new laws on credit cards begins soon. I was ..
Posted: Mon Feb 8 8:48:33 2010 Always looking for new people to come to the ..
Posted: Mon Feb 8 8:45:49 2010 Slow and steady wins the race. Patience will get ..
Posted: Mon Feb 8 8:43:08 2010 This is a good site. I would reccommend it to ..
Posted: Mon Feb 8 8:42:00 2010 I hated first premiere. We had a card through ..
Posted: Mon Feb 8 8:37:04 2010 I am new to this also. How would it not be a ..
Posted: Mon Feb 8 8:29:50 2010 Another thing about when they write off a debt is ..
Posted: Mon Feb 8 8:27:36 2010 Hello anjelita, You could also go into your court ..
Posted: Mon Feb 8 8:21:48 2010 Hello Cinnamon, I can not answer some of your ..
Posted: Mon Feb 8 8:16:39 2010 annual credit report is a good site for getting ..
Posted: Mon Feb 8 8:15:04 2010 I can understand your frustration having been ..
Posted: Sun Feb 7 15:50:10 2010 So what would actually stop income tax from ..
Posted: Sun Feb 7 15:44:29 2010 Hello, First of all you need to find out who put ..
Posted: Sun Feb 7 15:36:42 2010 this is a really good question. Thank you for ..
Posted: Sun Feb 7 15:32:52 2010 Cinnamon gives good advice. A year is quite a ..
Posted: Sun Feb 7 15:27:29 2010 hello and welcome, When a debt is written off and ..
Posted: Sun Feb 7 15:17:51 2010 Thanks Justin. I believe I was a little confused ..
Posted: Sun Feb 7 15:13:09 2010 Ciinamon is correct. Call your states atty ..
Posted: Wed Feb 3 12:56:58 2010 If I am reading this correctly the only way wages ..
Posted: Wed Feb 3 12:50:26 2010 Hello Harris. I am not sure this can help but you ..
Posted: Wed Feb 3 12:46:28 2010 You got to clean up all the negatives from your ..
Posted: Wed Feb 3 12:41:17 2010 What if the poster is only an authorized user Can ..
Posted: Wed Feb 3 12:35:34 2010 God advice. I would only add to be very careful. ..
Posted: Wed Feb 3 12:30:01 2010 Jon. You could also sue your ex in small claims ..
Posted: Wed Feb 3 12:26:30 2010 Hello Karma Queen. Welcome to credit magic. I ..
Posted: Wed Feb 3 12:21:39 2010 Hello Swifty, I understand your concerns. We are ..
Posted: Wed Feb 3 12:16:14 2010 Hello Ruth. A part of this site is also a car ..
Posted: Wed Feb 3 12:12:35 2010 Hello Guest, Unforetunatley I do not think the ..
Posted: Sun Jan 31 14:21:36 2010 hello Sandra, You could also call your atty. ..
Posted: Sun Jan 31 14:14:54 2010 hello and welcome. I would think if it were good ..
Posted: Sun Jan 31 14:06:32 2010 I can not see how you would have the title either ..
Posted: Sun Jan 31 13:59:24 2010 Hello Blue, If you look on your report somewhere ..
Posted: Sun Jan 31 13:53:39 2010 Not until you pay off the amount owed. If you ..
Posted: Sun Jan 31 13:51:15 2010 Hello, Cinnamon has given you great advice. ..
Posted: Sun Jan 31 13:47:38 2010 Ihello Guest, Usually the hold is not released on ..
Posted: Sun Jan 31 13:43:38 2010 i am not sure what trading forex is. You maybe ..
Posted: Sun Jan 31 13:40:57 2010 I do not believe so. What you will need to do is ..
Posted: Sun Jan 31 13:38:11 2010 Hello yankee and welcome, If you could get ..
Posted: Fri Jan 29 12:02:48 2010 Once again Freedom, very good information. I ..
Posted: Fri Jan 29 11:57:47 2010 I myself would think this would be pretty risky. ..
Posted: Fri Jan 29 11:54:27 2010 I think there is really risks in having a credit ..
Posted: Fri Jan 29 11:50:25 2010 A debt consolidation loan through your local bank ..
Posted: Wed Jan 20 16:35:43 2010 Hello pesty, I would call your state att general ..
Posted: Wed Jan 20 16:28:24 2010 Jan, you most definately can. These bills would ..
Posted: Wed Jan 20 16:25:13 2010 I am wondering since you gave them no hassle in ..
Posted: Wed Jan 20 16:22:50 2010 Thats what I am wondering. If it were me I would ..
Posted: Wed Jan 20 16:18:09 2010 Yes this is true. The put a lien against it and ..
Posted: Wed Jan 20 16:15:23 2010 Hello Marvin, The government can take what ever ..
Posted: Wed Jan 20 16:11:19 2010 Hello and welcome, This is a dirty collector ..
Posted: Wed Jan 20 16:05:17 2010 I thought that once they filed with the court it ..
Posted: Wed Jan 20 16:01:41 2010 Hello and welcome, Usually closing your oldest ..
Posted: Wed Jan 20 15:55:46 2010 Hello Guest, Really you almost will have to ..
Posted: Thu Jan 14 7:35:56 2010 Thats what I was thinking. You should be able to ..
Posted: Thu Jan 14 7:34:38 2010 This is a great way to build a good score. I use ..
Posted: Thu Jan 14 7:32:19 2010 It would probably take some time before this is ..
Posted: Thu Jan 14 7:27:52 2010 I never heard of that. Wow I like getting new ..
Posted: Thu Jan 14 7:26:12 2010 Actually this is inaccurate. a credit card is an ..
Posted: Thu Jan 14 7:01:49 2010 I have heard of the FOAD letters but is this a ..
Posted: Thu Jan 14 6:58:47 2010 This is true. Also your call should have been ..
Posted: Thu Jan 14 6:53:37 2010 I would not think you would have any worries ..
Posted: Thu Jan 14 6:49:56 2010 I will agree with SD here. My brother lives in ..
Posted: Thu Jan 14 6:44:36 2010 I myself have asked this question on different ..
Posted: Thu Jan 14 6:40:52 2010 Wow I can not see how anyone has to pay an ex for ..
Posted: Wed Jan 13 8:41:31 2010 I wonder how they can list these types of ..
Posted: Wed Jan 13 8:37:03 2010 usually if it is a simple error like that it is ..
Posted: Wed Jan 13 8:33:52 2010 I think there is another site that is similar to ..
Posted: Wed Jan 13 8:29:55 2010 Alectro, If you want even faster answers you need ..
Posted: Wed Jan 13 8:18:45 2010 Hello, they can not list a debt just because you ..
Posted: Wed Jan 13 8:07:33 2010 Sean, I like debra am just a little confused at ..
Posted: Wed Jan 13 8:02:52 2010 This is correct, My mother in law tried to go ..
Posted: Wed Jan 13 7:59:27 2010 ruipsePrioste , hello and thank you for ..
Posted: Wed Jan 13 7:57:41 2010 Have fun with this guest. It really is such a ..
Posted: Wed Jan 13 7:54:42 2010 Cinnamon girl, How would the poster go about ..
Posted: Wed Jan 13 7:44:23 2010 Hello, Dragon, Bill collectors can take you to ..
Posted: Sat Jan 9 20:36:37 2010 I am not sure how soon you have after a judgment ..
Posted: Sat Jan 9 20:28:42 2010 Hello Katbone, I really understand your ..
Posted: Sat Jan 9 20:17:47 2010 Thank you Tinisasescatt, Your compliments are ..
Posted: Sat Jan 9 19:57:24 2010 Hello and welcome to credit magic. Here we deal ..
Posted: Sat Jan 9 19:55:21 2010 yvonne ramirez , Hello and welcome. I would like ..
Posted: Thu Jan 7 18:07:59 2010 Hello and welcome. Hope you enjoy the forum and ..
Posted: Thu Jan 7 18:06:37 2010 Thank you for your opinion. Debt collection ..
Posted: Thu Jan 7 17:48:39 2010 Yes. They may be able to stop the summons but if ..
Posted: Thu Jan 7 17:43:56 2010 That sure makes a lot of sense. I would imagine a ..
Posted: Thu Jan 7 17:40:50 2010 SIA, It is best to look for good rates in person ..
Posted: Thu Jan 7 17:37:33 2010 Then that is proper validation. I would make ..
Posted: Thu Jan 7 17:34:55 2010 SIA, I see why you may want to repay your debt ..
Posted: Thu Jan 7 17:30:59 2010 SIA, what they are telling you sounds reasonable. ..
Posted: Thu Jan 7 17:27:54 2010 What they did is perfectly legal. Mostly SSDI can ..
Posted: Thu Jan 7 17:24:11 2010 A pay for delte letter is made to the original ..
Posted: Thu Jan 7 17:18:46 2010 Is the paper they sent you the original contract ..
Posted: Thu Jan 7 17:11:43 2010 I do not believe an unlicensed debt collector can ..
Posted: Thu Jan 7 17:09:03 2010 This is a question many argue over here. From ..
Posted: Thu Jan 7 17:02:35 2010 That is good information. You should try to ..
Posted: Wed Jan 6 19:21:18 2010 If there was some type of trade off you may be ..
Posted: Wed Jan 6 19:18:00 2010 Butterfly. I would not think it would be the ..
Posted: Wed Jan 6 19:10:29 2010 There are a lot of free sites that let you ask a ..
Posted: Wed Jan 6 19:02:49 2010 Your state rep. can also hel you. This is ..
Posted: Wed Jan 6 18:58:47 2010 I do not imagine this will happen. I did a little ..
Posted: Wed Jan 6 18:56:01 2010 Good answer good natured. I forgot to mention ..
Posted: Wed Jan 6 18:52:15 2010 You are right in some ways. We have a discover ..
Posted: Wed Jan 6 18:47:41 2010 At my bank we explained what the problem was. My ..
Posted: Wed Jan 6 18:40:41 2010 A lot of us do not think that its actually our ..
Posted: Mon Jan 4 14:51:35 2010 Ric, No they can not put you in jail for not ..
Posted: Mon Jan 4 14:44:05 2010 I do not know what the 30 day rule is. Does ..
Posted: Mon Jan 4 14:38:45 2010 Who is charmong man I have never heard of this ..
Posted: Mon Jan 4 14:31:36 2010 Hello and welcome. It would appear your credit ..
Posted: Mon Jan 4 14:28:13 2010 Credit card ownership does take an extreme amount ..
Posted: Mon Jan 4 14:25:02 2010 Hello baffled and welcome to credit magic. The ..
Posted: Mon Jan 4 14:17:16 2010 Spazkat, Hello and welcome. Yes this is legal. ..
Posted: Mon Jan 4 14:14:41 2010 Hello Blythe and welcome, It would negatively ..
Posted: Mon Jan 4 14:10:44 2010 Hello and welcome, Have you spoken with anyone ..
Posted: Mon Jan 4 14:06:30 2010 I am assuming that the van you gave back was sold ..
Posted: Sun Jan 3 17:34:55 2010 Thats what I would think. I believe that if a ..
Posted: Sun Jan 3 17:32:13 2010 I also do not believe they would mess with a ..
Posted: Sun Jan 3 17:29:03 2010 The lates were long enough ago they really should ..
Posted: Sun Jan 3 17:27:11 2010 Thank you. If there is anything on credit repair ..
Posted: Sun Jan 3 17:25:21 2010 It also stops the junk collectors in their ..
Posted: Sun Jan 3 17:22:46 2010 4. Know when things are getting beyond your ..
Posted: Sun Jan 3 17:20:29 2010 Hello this is a credit magic forum and we help ..
Posted: Sun Jan 3 17:16:24 2010 Hello Steve and welcome to credit magic forum, If ..
Posted: Sun Jan 3 17:12:31 2010 Carter, The SOL renews when you make a payment on ..
Posted: Sun Jan 3 17:09:12 2010 It does take a lot of hard work to maintain a ..
Posted: Sun Jan 3 17:07:17 2010 Goodnatured gives you good advice. Mediation is ..
Posted: Sat Jan 2 10:24:46 2010 Helen, Who is it that you are trying to call Is ..
Posted: Sat Jan 2 10:18:34 2010 Also do not forget to mention..when you do get ..
Posted: Sat Jan 2 10:15:31 2010 I totally agree. It is not like a person can just ..
Posted: Sat Jan 2 10:13:17 2010 If I were to use any bank I would make it a local ..
Posted: Sat Jan 2 10:10:31 2010 I am also confused.Any time we have apid off a ..
Posted: Sat Jan 2 10:07:21 2010 Goodnatured, Yes it really is something people ..
Posted: Sat Jan 2 10:04:55 2010 Hello cinnamon, I never heard of the thrift ..
Posted: Sat Jan 2 10:02:45 2010 Yes and I just completed one today. I usually do ..
Posted: Sat Jan 2 10:01:14 2010 I was in a bigger town yesterday and found all ..
Posted: Fri Jan 1 18:20:55 2010 I did not know there was two different measures. ..
Posted: Wed Dec 30 9:15:20 2009 Wow DOC, I am thinking back and you are right (as ..
Posted: Wed Dec 30 9:10:20 2009 This whole summons business is confusing to me. ..
Posted: Wed Dec 30 9:07:55 2009 Good natured, My husband has an uncle that ..
Posted: Wed Dec 30 9:03:06 2009 Thats a good idea GN. I would imagine also that ..
Posted: Wed Dec 30 8:57:50 2009 Good advice. Here is another good point. Once a ..
Posted: Wed Dec 30 8:52:51 2009 What I wonder is do the derogatory marks fall off ..
Posted: Wed Dec 30 8:49:18 2009 There is also something as having too much ..
Posted: Wed Dec 30 8:43:36 2009 I agree. It would be better as a mandatory ..
Posted: Wed Dec 30 8:37:30 2009 Goodnatured I would be honored to take number ..
Posted: Wed Dec 30 8:30:41 2009 This is a good time of year to also begin to ..
Posted: Wed Dec 30 8:18:41 2009 ASome of these collectors need legal action. I ..
Posted: Tue Dec 29 6:23:40 2009 Good story and great information. I have one ..
Posted: Tue Dec 29 6:18:17 2009 I think also it would depend on how old some of ..
Posted: Tue Dec 29 6:12:49 2009 Why do you hesitate to say this I have visited ..
Posted: Tue Dec 29 6:10:33 2009 Good job. I think if these companies were fined ..
Posted: Tue Dec 29 6:06:05 2009 Yes, this part I have seen first hand. At first I ..
Posted: Tue Dec 29 6:01:15 2009 Missy, Debra is correct. I would take the advice ..
Posted: Tue Dec 29 5:56:37 2009 Hello Butterfly, I do understand what you are ..
Posted: Tue Dec 29 5:52:07 2009 Yes you can send a letter. I was looking at the ..
Posted: Tue Dec 29 5:46:58 2009 Hello Mikey and welcome to credit magic, Your ..
Posted: Tue Dec 29 5:45:20 2009 Hello Ollvcheer and welcome to credit ..
Posted: Mon Dec 28 13:15:08 2009 Thats a good idea.I know they can issue new cards ..
Posted: Mon Dec 28 13:13:20 2009 Do you know why they are drafting your account/ ..
Posted: Mon Dec 28 13:11:23 2009 You could also just google their name. Usually if ..
Posted: Mon Dec 28 13:09:53 2009 Does the atty geneal have business listings on ..
Posted: Mon Dec 28 13:08:11 2009 Hello and welcome to credit magic, Yes it is ..
Posted: Mon Dec 28 13:05:22 2009 Doc, Do you cover all states Seems like you know ..
Posted: Sun Dec 27 15:08:56 2009 One thing you willneed to do is keep an eye on ..
Posted: Sun Dec 27 15:03:42 2009 I would sue. They surely get away with enough ..
Posted: Sun Dec 27 15:01:56 2009 Someone here can guide you through the process. ..
Posted: Sun Dec 27 14:59:15 2009 Yes this is true. I would look into getting the ..
Posted: Sun Dec 27 14:52:28 2009 Here is another one of those posts and I end up ..
Posted: Sun Dec 27 14:44:09 2009 Nancy, you could call your atty general of your ..
Posted: Sun Dec 27 14:38:42 2009 I would imagine the atty general will get you ..
Posted: Sun Dec 27 14:33:46 2009 I would bring it up. Now a days they use your ..
Posted: Sun Dec 27 14:31:36 2009 I had Progressive insurance before and hated ..
Posted: Sun Dec 27 14:27:50 2009 PA does in fact have a very active atty genera. I ..
Posted: Sun Dec 27 14:21:17 2009 I am a member of Pinecone and I will tell you if ..
Posted: Sun Dec 27 14:15:37 2009 I have always heard that Palasades was a tricky ..
Posted: Sun Dec 27 14:11:22 2009 Wow I didn't know that. Experian is one of the ..
Posted: Wed Dec 23 17:46:06 2009 Thank you for the compliment to our site. You can ..
Posted: Wed Dec 23 17:43:13 2009 Hello Jimbo, I didn't even wait for them to cause ..
Posted: Wed Dec 23 17:40:02 2009 Hello Talee and welcome to credit magic. First of ..
Posted: Wed Dec 23 17:35:26 2009 Hello Heckman, I would call the original company ..
Posted: Wed Dec 23 3:42:06 2009 Hello guest, You should check the statute of ..
Posted: Wed Dec 23 3:36:14 2009 Sure Luck, Make sure you read through some o the ..
Posted: Wed Dec 23 3:32:21 2009 Hi, Justin, Yes I do relize I could still be ..
Posted: Tue Dec 22 19:46:49 2009 Hello and welcome. I would say you could see a ..
Posted: Tue Dec 22 19:41:14 2009 Hi thorgs, Then I would get that debt validation ..
Posted: Tue Dec 22 19:38:29 2009 Hello tdk and welcome to credit magic. I would ..
Posted: Tue Dec 22 19:34:10 2009 Hello Jimbo and welcome to credit magic. I am not ..
Posted: Tue Dec 22 19:28:37 2009 Gary, First of all even if this was a valid and ..
Posted: Tue Dec 22 19:21:53 2009 Did you have a lawyer when you filed bankrupt If ..
Posted: Tue Dec 22 19:18:38 2009 Here is another way a person could go if they had ..
Posted: Tue Dec 22 19:12:15 2009 Hello Thorgs, First of all you can find a good ..
Posted: Tue Dec 22 19:07:22 2009 I sent out a debt validation letter that was ..
Posted: Sat Dec 19 6:47:13 2009 SD, these days anything negative can make your ..
Posted: Sat Dec 19 6:44:27 2009 Hello, the cease and desist would be your best ..
Posted: Sat Dec 19 6:40:53 2009 you probaly could drive it but if you want to ..
Posted: Sat Dec 19 6:37:08 2009 Sd, you have been working to get your credit ..
Posted: Sat Dec 19 6:35:12 2009 Thats not a bad idea either. I would imagine the ..
Posted: Sat Dec 19 6:32:23 2009 Gas cards are a good way to rebuild credit. We ..
Posted: Sat Dec 19 6:30:11 2009 Yes it is too late. Although most will not remove ..
Posted: Sat Dec 19 6:27:14 2009 Hi, Pluckdogg, Justin is correct. Usually if a ..
Posted: Fri Dec 18 9:24:00 2009 I answered this on another post. Yes is the ..
Posted: Fri Dec 18 9:16:56 2009 Jessie, I would call Philly legal services and ..
Posted: Fri Dec 18 9:14:24 2009 Yes thanks Freedom, I am going to pull the last ..
Posted: Fri Dec 18 9:09:25 2009 SD, your client should consider removing her name ..
Posted: Fri Dec 18 9:05:41 2009 Debra, When you get those transcripts keep a ..
Posted: Fri Dec 18 9:00:59 2009 Debra, Yes your are absolutely correct. Death and ..
Posted: Fri Dec 18 8:55:18 2009 T jeffries 09, YES, you do have hope. First of ..
Posted: Fri Dec 18 8:51:20 2009 Hilary, Have you checked the statute of ..
Posted: Thu Dec 17 12:46:23 2009 How can they even do this if payments were made ..
Posted: Thu Dec 17 12:42:25 2009 That is an excellent web site full of ..
Posted: Thu Dec 17 12:38:24 2009 Freedom, Does piggy backing even work anymore It ..
Posted: Thu Dec 17 12:28:10 2009 Hello, Yes the court would let you know as long ..
Posted: Thu Dec 17 12:24:33 2009 Mike, yes it is three years. I pulled it up ..
Posted: Thu Dec 17 12:20:29 2009 Mike, it certainly sounds like you have done your ..
Posted: Thu Dec 17 12:16:57 2009 Jason, I am really sorry to hear of your ..
Posted: Thu Dec 17 12:12:18 2009 Blowry, Is there perhaps another reason that ..
Posted: Thu Dec 17 12:07:39 2009 Mama, I never heard of being served twice. You do ..
Posted: Thu Dec 17 12:04:18 2009 That certainly sums it up. I use to be one of ..
Posted: Tue Dec 15 11:07:14 2009 Angry woman, You may have a relative that has ..
Posted: Tue Dec 15 11:04:32 2009 Hopefully the p;oster does. Most banks or whom ..
Posted: Tue Dec 15 11:00:29 2009 The key to credit cards is not to have too many. ..
Posted: Tue Dec 15 10:57:05 2009 Hello Joey, I can tell you from experience that ..
Posted: Tue Dec 15 10:49:41 2009 I was in an accident and was expecting a ..
Posted: Tue Dec 15 10:39:31 2009 This is true. Do not give up hope though. Some do ..
Posted: Tue Dec 15 10:36:37 2009 This is true. They can also still pursue you in ..
Posted: Tue Dec 15 10:33:05 2009 Hello two much, Yes the bank can recover their ..
Posted: Mon Dec 14 3:56:54 2009 A lot of people assume that once a creditor lists ..
Posted: Mon Dec 14 3:53:12 2009 Hello Ricky, You give some good info here. I ..
Posted: Mon Dec 14 3:49:55 2009 The atty general really is good. I looked for ..
Posted: Mon Dec 14 3:44:03 2009 I always tell p;eople this. Before coming here ..
Posted: Mon Dec 14 3:41:06 2009 If someone goes through their entire life with ..
Posted: Mon Dec 14 3:36:24 2009 Yes it is a good thing. Does it really take the ..
Posted: Mon Dec 14 3:33:01 2009 Also sometimesthe collection agency is hired by ..
Posted: Mon Dec 14 3:29:58 2009 Wow, you are taking a bit of a chance on putting ..
Posted: Sat Dec 12 17:57:51 2009 I would like to say to ignore them if it is past ..
Posted: Sat Dec 12 17:54:00 2009 Around here we may consider it this old news but ..
Posted: Sat Dec 12 17:51:54 2009 Unless you actually need it I would not buy this ..
Posted: Sat Dec 12 17:48:07 2009 Good natured has asked somereally good questions. ..
Posted: Sat Dec 12 17:38:37 2009 Thats ridiculous. Did you have any paperwork from ..
Posted: Sat Dec 12 17:33:51 2009 Alot of people new to the forum and the credit ..
Posted: Sat Dec 12 17:27:43 2009 This really is a sad story and a lot of us have ..
Posted: Sat Dec 12 17:04:50 2009 Debra, Is this an account that was currently ..
Posted: Sat Dec 12 16:57:03 2009 Ok, What is this concerning Are you referring to ..
Posted: Sat Dec 12 16:52:58 2009 Sd, You are here in PA like me. The SOL is 4 ..
Posted: Fri Dec 11 16:04:28 2009 First you could file to have the judgment vacated ..
Posted: Fri Dec 11 15:46:11 2009 Hello Dean and welcome. Here we are a forum that ..
Posted: Fri Dec 11 15:43:25 2009 Hello and welcome to credit magic, I agree you ..
Posted: Fri Dec 11 15:37:50 2009 why would a company voluntarily dismiss a ..
Posted: Fri Dec 11 5:51:56 2009 Theresa, was you onas a signer or an authorized ..
Posted: Fri Dec 11 5:45:19 2009 I think it is bad that people are not aware of ..
Posted: Fri Dec 11 5:38:13 2009 I see you said in the above post that a debt ..
Posted: Fri Dec 11 5:34:45 2009 Hi Justin, I agree with your logic on this ..
Posted: Fri Dec 11 5:29:17 2009 Wow. Theft by check, I never heard of that one. I ..
Posted: Fri Dec 11 5:21:03 2009 I have heard that the BBB is not always the best ..
Posted: Fri Dec 11 5:13:49 2009 Anyone who lives around here can take advantage ..
Posted: Thu Dec 10 18:18:56 2009 Simple truth, The best way to fingd the ..
Posted: Thu Dec 10 18:15:46 2009 How does this debt validation thing truly work I ..
Posted: Thu Dec 10 18:10:17 2009 Simple Truth, Sometimes it is not worth the ..
Posted: Thu Dec 10 17:59:39 2009 I would definatley check your credit report and ..
Posted: Thu Dec 10 17:54:14 2009 Simple truth, Doc by far would be more able to ..
Posted: Thu Dec 10 17:44:07 2009 Hello Guest and welcome to credit magic, You ..
Posted: Thu Dec 10 17:39:36 2009 Get that cease and desist out immediately. They ..
Posted: Wed Dec 9 16:54:13 2009 Kylyn 969, Hello and welcome to credit magic. ..
Posted: Tue Dec 8 19:29:00 2009 Sorry to hear of your health problems. I would ..
Posted: Tue Dec 8 19:23:41 2009 HA! This one makes me think of just how hopeless ..
Posted: Tue Dec 8 19:17:47 2009 Hello Doc, I want to say thank you for the links ..
Posted: Tue Dec 8 19:12:36 2009 I actually watch that show and things can get ..
Posted: Tue Dec 8 19:06:44 2009 Did you co-sign on your sons apartment or another ..
Posted: Tue Dec 8 19:02:12 2009 I do not think child support should really effect ..
Posted: Tue Dec 8 18:55:44 2009 Yes there are a variety of conversations that ..
Posted: Tue Dec 8 18:52:12 2009 I had always thought a lot of credit pulls could ..
Posted: Tue Dec 8 18:43:54 2009 Hello Goodnatured, I know the one the one in ..
Posted: Tue Dec 8 18:37:57 2009 Co-signing issues can bring down your score ..
Posted: Tue Dec 8 18:34:26 2009 I had this very thing happen to me. I had gotten ..
Posted: Tue Dec 8 18:28:25 2009 Credit card debt is one of the biggest and ..
Posted: Tue Dec 8 18:23:23 2009 I would have had your daughter file a complaint ..
Posted: Tue Dec 8 18:18:55 2009 This is a good question. I know the government ..
Posted: Thu Dec 3 12:24:43 2009 What is obvious I hope all the above people are ..
Posted: Thu Dec 3 12:20:00 2009 Very true, I wish the home mortgage rates would ..
Posted: Thu Dec 3 12:12:32 2009 What good are phone jammers. Sooner or later a ..
Posted: Thu Dec 3 12:07:26 2009 Hello. Thank you for the information. I have ..
Posted: Thu Dec 3 12:04:12 2009 Hello myaveska , Have you considered bankrupcy ..
Posted: Thu Dec 3 12:00:01 2009 Hello daliscarlod4 , First of all welcome to the ..
Posted: Thu Dec 3 11:53:53 2009 I agree. She should have signed off the lease ..
Posted: Wed Dec 2 18:30:10 2009 Let us know if there is anything else we can help ..
Posted: Wed Dec 2 18:27:23 2009 I agree completely. It surprises me that your ..
Posted: Wed Dec 2 18:22:05 2009 I did not relize that you could remove listings. ..
Posted: Wed Dec 2 18:19:15 2009 Hello Jenny, sounds like you are dealing with ..
Posted: Wed Dec 2 18:15:11 2009 Debra is correct they can put a lien against your ..
Posted: Wed Dec 2 18:11:45 2009 cjw5971, Do you still have the money you took ..
Posted: Wed Dec 2 18:07:48 2009 I would think that it should read a zero balance ..
Posted: Wed Dec 2 18:05:48 2009 Hello Elvin, welcome to credit magic. Thanks for ..
Posted: Tue Dec 1 8:23:02 2009 Hello Guest, You should check and see if their ..
Posted: Tue Dec 1 8:16:28 2009 Hello Kimberly, Hee at credit magic we do not ..
Posted: Tue Dec 1 8:12:42 2009 Hello and welcome. You can also ask questions ..
Posted: Tue Dec 1 8:09:51 2009 Hello Stinker and welcome to credit magic. Justin ..
Posted: Tue Dec 1 8:06:37 2009 dafoester, I would at least try to get approved ..
Posted: Sun Nov 29 16:12:07 2009 Hi Karin, I would definatley go to court. Not ..
Posted: Sun Nov 29 16:03:08 2009 shadriscol, I would call the courthouse that ..
Posted: Sun Nov 29 15:55:45 2009 Hello, I am glad you are enjoying our site. ..
Posted: Tue Nov 24 16:48:03 2009 Hello and welcome, Did you send these letters by ..
Posted: Tue Nov 24 16:44:22 2009 Hello Rich, There is a lot of things to credit ..
Posted: Tue Nov 24 16:30:29 2009 This question is best asked to the bank you are ..
Posted: Tue Nov 24 16:27:49 2009 Hello Merry, I would think you could but one of ..
Posted: Tue Nov 24 16:21:14 2009 I would send a debt validation also. Look on your ..
Posted: Tue Nov 24 15:59:07 2009 Hello guest, Chances are the original creditor ..
Posted: Mon Nov 23 18:47:23 2009 Merry, Hello. This is where a lot of these ..
Posted: Mon Nov 23 18:39:02 2009 Merry, Hello and welcome. Yes there is light ..
Posted: Mon Nov 23 18:30:51 2009 Archie, I am not the wisest person when it comes ..
Posted: Mon Nov 23 18:23:29 2009 RichVacay Hello and welcome to credit magic. ..
Posted: Mon Nov 23 18:20:25 2009 Hello and welcome, It takes time to raise a ..
Posted: Mon Nov 23 18:17:32 2009 Er, Yes. Once she starts making payments she ..
Posted: Mon Nov 23 18:14:18 2009 Hello and welcome to credit magic, If it were me ..
Posted: Mon Nov 23 18:10:02 2009 I think I am a little lost here. What is this ..
Posted: Thu Nov 19 9:06:05 2009 Hello Grico and welcome, Debra is correct. They ..
Posted: Thu Nov 19 9:02:44 2009 Swizzle, I would defin atley look into the SOL ..
Posted: Thu Nov 19 8:58:28 2009 I do not believe so. I would advise anyone who ..
Posted: Thu Nov 19 8:52:06 2009 Do not do anything until you get debt validation. ..
Posted: Thu Nov 19 8:46:49 2009 Hello Guest and welcome. I would have to believe ..
Posted: Thu Nov 19 8:39:01 2009 jacqueflood , You should always dispute both. ..
Posted: Thu Nov 19 8:34:29 2009 wallermm , I believe since the apartment is part ..
Posted: Thu Nov 19 8:28:24 2009 Hi Debra, Usually when it comes to the IRS you ..
Posted: Thu Nov 19 8:22:29 2009 kistinsb , I see that Doc did not leave his ..
Posted: Thu Nov 19 8:18:31 2009 Adorkablevietz , Hello and welcome to credit ..
Posted: Thu Nov 19 8:11:28 2009 Three percent really is not a lot to put down ..
Posted: Tue Nov 17 6:38:19 2009 Hello Margaret, That probaly is one of the ..
Posted: Tue Nov 17 6:33:35 2009 I do not believe that military retirment can be ..
Posted: Tue Nov 17 6:26:24 2009 Margaret, I am not completely sure but I do ..
Posted: Tue Nov 17 6:17:21 2009 I would not advise anyone to go this route. You ..
Posted: Tue Nov 17 6:05:19 2009 Yes, this is very true. Debt collection is very ..
Posted: Tue Nov 17 6:01:32 2009 Hello and welcome, You are getting a lot of good ..
Posted: Tue Nov 17 5:56:42 2009 Hello Warghade, This site, credit magic, does ..
Posted: Mon Nov 16 8:36:51 2009 I have never heard of something like this. I ..
Posted: Mon Nov 16 8:31:49 2009 it is always better to make payment on your own ..
Posted: Mon Nov 16 8:29:28 2009 Margaret, Have you had this debt validated You ..
Posted: Mon Nov 16 8:26:06 2009 Hello Margaret, When you amde the payments on ..
Posted: Mon Nov 16 8:20:45 2009 Wow this would be a good way for getting a deal ..
Posted: Mon Nov 16 8:12:55 2009 I would contact the credit bureaus and ask why ..
Posted: Mon Nov 16 8:09:04 2009 How did your friends say they got their loans The ..
Posted: Mon Nov 16 8:04:41 2009 Hello and welcome to credit magic. The best place ..
Posted: Mon Nov 16 8:00:30 2009 I would go back and look at any papers you signed ..
Posted: Mon Nov 16 7:56:59 2009 Hi Janice. By any chance do you have a discover ..
Posted: Mon Nov 16 7:51:07 2009 If the judgement was placed you have thirty days ..
Posted: Thu Nov 12 16:32:45 2009 If this only takes $1200 to pay off and you have ..
Posted: Thu Nov 12 16:28:06 2009 Hello dirty, I am trying to figure out what tone ..
Posted: Thu Nov 12 16:06:01 2009 Thats good that you found someone who will help ..
Posted: Thu Nov 12 15:50:46 2009 I disagree about getting a new number. I have ..
Posted: Thu Nov 12 15:45:02 2009 faedo, Hi and welcome. You can find it to the ..
Posted: Thu Nov 12 15:40:56 2009 Do not be afraid to give the collector a call. I ..
Posted: Thu Nov 12 15:19:29 2009 Depends on what their laws are over there ..
Posted: Thu Nov 12 14:50:37 2009 Hello and welcome. Feel free to join in any ..
Posted: Thu Nov 12 14:46:24 2009 Hello Ruthie, I am not comepletely sure but I ..
Posted: Wed Nov 11 17:50:02 2009 Unforetunatley you made the good faith payment. ..
Posted: Wed Nov 11 17:45:49 2009 Hi All, Capitol assistance is listed on the rip ..
Posted: Wed Nov 11 17:37:12 2009 Ruthie, They can not harass you. If your husband ..
Posted: Tue Nov 10 15:45:20 2009 Corymia , you will really have your work cut out ..
Posted: Tue Nov 10 15:40:26 2009 Hi Farol, Your first step need to be disputing ..
Posted: Tue Nov 10 15:36:41 2009 cultus_polemos, I can not understand how their ..
Posted: Tue Nov 10 15:33:40 2009 Hi Archie, I never knew they did not include ..
Posted: Tue Nov 10 15:30:57 2009 I need to make a small correction here. The date ..
Posted: Tue Nov 10 15:25:24 2009 Archie, you must make sure you do not close your ..
Posted: Tue Nov 10 15:21:58 2009 Hello Archie, This is a credit forum that you can ..
Posted: Tue Nov 10 15:19:34 2009 shellzangels4 , I just read your other post and ..
Posted: Tue Nov 10 15:15:44 2009 shellzangels4, Hello and welcome to credit ..
Posted: Tue Nov 10 15:12:14 2009 Archie, I really do not believe you will be able ..
Posted: Tue Nov 10 15:09:14 2009 It is not just the collectors who are a pain it ..
Posted: Sun Nov 8 17:54:32 2009 It is so risky to put another person on your ..
Posted: Sun Nov 8 17:48:52 2009 Good natured, I recieved a phone call from a ..
Posted: Sun Nov 8 17:42:44 2009 If there is a judgement I would at leat go to the ..
Posted: Sun Nov 8 17:32:21 2009 If you can not possibly afford to pay these bills ..
Posted: Sun Nov 8 17:28:17 2009 Payday loans do list a lot of facts on their ..
Posted: Sun Nov 8 17:23:54 2009 O kay what is the pay tax credit Is this where ..
Posted: Fri Nov 6 18:36:36 2009 This is such a common mistake. I would not advise ..
Posted: Fri Nov 6 18:33:04 2009 Can you seriously sit at your desk and believe ..
Posted: Fri Nov 6 18:28:07 2009 That was what I was thinking. The judge really ..
Posted: Fri Nov 6 18:21:10 2009 I was told this recently about tranferable ..
Posted: Fri Nov 6 18:17:27 2009 I see. I guess this how they can get away with ..
Posted: Fri Nov 6 18:13:48 2009 Nice one. I can see your point. One thing there ..
Posted: Fri Nov 6 18:10:50 2009 I am sure this is a tricky situation. The worse ..
Posted: Fri Nov 6 18:05:34 2009 I have never heard of a judgment by consent. Can ..
Posted: Fri Nov 6 18:00:37 2009 Probaly. I was just thinking about how many many ..
Posted: Fri Nov 6 17:55:15 2009 Hello, Goodnatured gave you some really good ..
Posted: Fri Nov 6 17:47:09 2009 Hello, yes this sound as if it is a bit of a ..
Posted: Fri Nov 6 17:39:55 2009 Hi and welcome, Unfortunatley if they have ..
Posted: Fri Nov 6 17:29:55 2009 Hello Samcar, Unfortunatley many of us had to ..
Posted: Fri Nov 6 17:16:35 2009 Sorry to hear of this happening to you. My hubby ..
Posted: Thu Nov 5 12:00:08 2009 What goodnatured says here is true. It really ..
Posted: Thu Nov 5 11:55:30 2009 This is true. Garnishment of any income is ..
Posted: Thu Nov 5 11:51:04 2009 Hello Imposter, Are you speaking of Kirkland and ..
Posted: Thu Nov 5 11:44:34 2009 Kiti, Have you tried to contact your atty general ..
Posted: Thu Nov 5 11:40:46 2009 Hello Jammer, Are you speaking of the whole ..
Posted: Thu Nov 5 11:38:09 2009 Seems like there is a lot of these popping up ..
Posted: Thu Nov 5 11:35:26 2009 I would not want it either..A lot of us have ..
Posted: Wed Nov 4 10:21:02 2009 Marcus, That is a really great idea! I am ..
Posted: Wed Nov 4 10:17:03 2009 You know I was thinking about just how much we ..
Posted: Wed Nov 4 10:14:10 2009 I think I may pass. It seems like the cell bill ..
Posted: Wed Nov 4 10:10:33 2009 Bee, I do not think registering it in your ..
Posted: Wed Nov 4 10:04:34 2009 The fact is we all have to be careful in this ..
Posted: Wed Nov 4 10:01:10 2009 You really do not want to remove the creditors ..
Posted: Wed Nov 4 9:57:39 2009 Did you have insurance at the time of this ..
Posted: Wed Nov 4 9:54:35 2009 This is a wonderful site and I have been here for ..
Posted: Wed Nov 4 9:51:15 2009 I would not myself reccomend any tax anticipation ..
Posted: Wed Nov 4 9:46:57 2009 I have actually never heard of a company ..
Posted: Tue Nov 3 16:34:37 2009 That makes a person think but now let me throw ..
Posted: Tue Nov 3 16:27:11 2009 I have to get on there and look up Rubin and ..
Posted: Tue Nov 3 16:19:45 2009 lol. Did you ever find the answer we were looking ..
Posted: Tue Nov 3 16:15:47 2009 True I looked them up after reading this post for ..
Posted: Tue Nov 3 16:09:26 2009 I personally feel all payday lenders should be ..
Posted: Tue Nov 3 16:04:56 2009 I also have never heard of this. I tell you the ..
Posted: Tue Nov 3 15:58:47 2009 This is what amazes me. How do they get a ..
Posted: Tue Nov 3 15:53:26 2009 Hi All, I wonder if maybe we missed the original ..
Posted: Tue Nov 3 15:48:36 2009 Hello Dee, Was the credit cards open before you ..
Posted: Tue Nov 3 15:45:02 2009 Yes that is true but if you also have other ..
Posted: Tue Nov 3 15:40:28 2009 I really want an I phone. I have been debating ..
Posted: Tue Nov 3 15:31:55 2009 I did not know that one either. If Jamie is ..
Posted: Tue Nov 3 15:26:56 2009 Hello Guest, Unfortunately right not is not the ..
Posted: Mon Nov 2 14:59:44 2009 Thats what I thought. The only good thing I guess ..
Posted: Mon Nov 2 14:57:20 2009 We paid ours off and we wanted to close the ..
Posted: Mon Nov 2 14:54:11 2009 I looked into what the original poster was saying ..
Posted: Mon Nov 2 14:50:53 2009 This would be a good opportunity for those ..
Posted: Mon Nov 2 14:47:16 2009 They know the law. These companies try to go by ..
Posted: Mon Nov 2 14:42:47 2009 Jayben, You will really need to do your homework ..
Posted: Mon Nov 2 11:58:43 2009 It is a good thing that you filed with the Better ..
Posted: Mon Nov 2 11:53:45 2009 I have not dealt with them personally either. I ..
Posted: Mon Nov 2 11:50:02 2009 Hello and welcome to our forum. Unfortunately a ..
Posted: Mon Nov 2 11:45:42 2009 Hello Fellis, A lot of times when collectors do ..
Posted: Mon Nov 2 11:35:43 2009 I started a few years ago, actually quite a few. ..
Posted: Mon Nov 2 11:32:14 2009 I don't have to hand out IOU's. Everyone ..
Posted: Sun Nov 1 17:08:33 2009 That really is an awesome idea. Sometimes this ..
Posted: Sun Nov 1 17:05:13 2009 Knowledge, It is so good to hear you saved all ..
Posted: Sun Nov 1 17:02:21 2009 Making sure all the papers are filed and it is ..
Posted: Sun Nov 1 16:56:28 2009 No not yet. They informed me they legally had ..
Posted: Sun Nov 1 16:46:46 2009 It is a good source but you have to have one ..
Posted: Sun Nov 1 16:43:51 2009 One good warning here is credit cards. They are ..
Posted: Sun Nov 1 16:40:01 2009 I am always a little suspicious when it comes to ..
Posted: Sun Nov 1 16:37:56 2009 There is alot of places to make money on line . ..
Posted: Sun Nov 1 16:34:37 2009 You may want to call the original creditor and ..
Posted: Sun Nov 1 16:27:03 2009 I have had DOc help me and I can vouch for him. ..
Posted: Sun Nov 1 16:22:09 2009 I believe I heard somewhere that the creditor is ..
Posted: Fri Oct 30 18:48:25 2009 Thats is what Justin was saying. Most of these ..
Posted: Fri Oct 30 18:44:39 2009 I would like to know why it can be appealed once ..
Posted: Fri Oct 30 18:38:42 2009 Knowledge, Be sure you keep all documents ..
Posted: Fri Oct 30 18:34:52 2009 That is what I was going to suggest. In a way ..
Posted: Fri Oct 30 18:28:05 2009 Here is my question. If they are getting ready to ..
Posted: Fri Oct 30 18:21:48 2009 We recently moved and this is when the economy ..
Posted: Fri Oct 30 18:15:29 2009 You may want to visit your bank and discuss this ..
Posted: Fri Oct 30 18:09:16 2009 Also always have a good nest egg. Once you are ..
Posted: Fri Oct 30 18:04:20 2009 Dang. I did not think of that. It may be ..
Posted: Fri Oct 30 17:57:50 2009 I remember growing up and being jealous because ..
Posted: Fri Oct 30 17:52:44 2009 I would do as goodnautured said. I would also ..
Posted: Thu Oct 29 6:03:59 2009 Justin is right you can go to the courthouse and ..
Posted: Thu Oct 29 6:00:31 2009 OOps sorry about the error above. It was easier ..
Posted: Thu Oct 29 5:56:51 2009 I never heard of ebooks. I love to read and I ..
Posted: Thu Oct 29 5:52:23 2009 That does make a good point. I guess there is ..
Posted: Thu Oct 29 5:48:14 2009 If along the lines you are in need of any more ..
Posted: Thu Oct 29 5:45:22 2009 Debra is correct. Never close an older card that ..
Posted: Thu Oct 29 5:40:34 2009 This is a good way to look at it. To have a ..
Posted: Wed Oct 28 19:28:14 2009 Wow I never knew an atty would even agree to let ..
Posted: Wed Oct 28 19:21:24 2009 Knowledge, I would definately file the dispute. ..
Posted: Wed Oct 28 19:17:51 2009 Freedom, Is that the SOL on judgment for NJ ..
Posted: Wed Oct 28 19:14:37 2009 Hi andy, This all depends. What you do not want ..
Posted: Wed Oct 28 19:11:29 2009 Hello Jayben, If you can not afford to pay off ..
Posted: Wed Oct 28 19:07:33 2009 This is all I could find on ..
Posted: Wed Oct 28 19:03:51 2009 I would go the route of settling this debt out of ..
Posted: Wed Oct 28 18:58:58 2009 Checking your credit report is a must. What I ..
Posted: Wed Oct 28 18:54:46 2009 I am sure there are not too many people out there ..
Posted: Wed Oct 28 3:12:20 2009 Hi Debra, This happened to my mother in law when ..
Posted: Wed Oct 28 3:06:52 2009 Hello Kathy, he bank may lay off callking you ..
Posted: Wed Oct 28 3:03:04 2009 marcusandila, Even if you show you are renting ..
Posted: Wed Oct 28 2:57:17 2009 marcusandila , Thank you for the information. ..
Posted: Wed Oct 28 2:54:34 2009 Also be sure what they send you is actual debt ..
Posted: Wed Oct 28 2:52:00 2009 Steven, I would also avoid giving them any ..
Posted: Wed Oct 28 2:47:33 2009 Justin, If they do not validate does this ensure ..
Posted: Wed Oct 28 2:45:28 2009 HI Knowledge, Sometimes collection agencies ..
Posted: Tue Oct 27 17:38:39 2009 ..
Posted: Tue Oct 27 17:31:37 2009 Hi, I believe there is no certain time limit a ..
Posted: Tue Oct 27 17:27:13 2009 Hey mtm, if you happen to need help with a good ..
Posted: Tue Oct 27 17:24:07 2009 Hello and welcome. many are feeling your stress. ..
Posted: Tue Oct 27 17:18:22 2009 Tammy, I understand your distress with the debt ..
Posted: Tue Oct 27 3:41:36 2009 Justin, I believe you are talking about the ..
Posted: Tue Oct 27 3:23:47 2009 Hi jenorlandi , I am going through the debt ..
Posted: Tue Oct 27 3:12:33 2009 Kim, I am sorry to hear of your bad times. I ..
Posted: Tue Oct 27 3:05:14 2009 The law is a collector can not attach social ..
Posted: Tue Oct 27 2:58:44 2009 oops, I guess when I went back and read my post ..
Posted: Mon Oct 26 16:58:03 2009 I am trying to dispute a debt that is listed on ..
Posted: Mon Oct 26 15:53:21 2009 You know I know for a fact this is true. I had a ..
Posted: Mon Oct 26 15:49:36 2009 Sometimes having too much credit is a really bad ..
Posted: Mon Oct 26 15:44:49 2009 I have to agree with good natured here. I have ..
Posted: Mon Oct 26 15:41:20 2009 Alot of go seeking the resources. Funny I never ..
Posted: Mon Oct 26 15:38:00 2009 I think household budgeting needs to be done at ..
Posted: Mon Oct 26 15:33:06 2009 Look at it this way and no I am not trying to ..
Posted: Mon Oct 26 6:41:24 2009 I am not sure on that but I would not think so. ..
Posted: Mon Oct 26 6:38:21 2009 You can also get the statute of limitations for ..
Posted: Mon Oct 26 6:33:27 2009 Renee, it is not advisable to list an account ..
Posted: Mon Oct 26 6:29:07 2009 If your really intent on removing the post you ..
Posted: Mon Oct 26 6:25:05 2009 If the debt is past the SOL I would first file to ..
Posted: Mon Oct 26 6:20:49 2009 The creditor is required to update account ..
Posted: Mon Oct 26 6:17:29 2009 DON, Hello and welcome to the forum. I do not ..
Posted: Mon Oct 26 6:12:27 2009 I was pretty sure that you could also try to ..
Posted: Sun Oct 25 7:55:55 2009 Hello Kim, Lots of people are going through this ..
Posted: Sun Oct 25 7:48:32 2009 They are just pushing to scare you into paying. ..
Posted: Sun Oct 25 7:42:06 2009 At this point you have already paid the taxes on ..
Posted: Sun Oct 25 7:38:14 2009 JS, Yes hello and welcome. I hope you find this ..
Posted: Sun Oct 25 7:36:08 2009 Hello Kim, The vendor can only automatically ..
Posted: Sun Oct 25 7:32:00 2009 If you have a judgment I would think that you ..
Posted: Sun Oct 25 7:29:23 2009 I use to have this misconception myself. This ..
Posted: Sun Oct 25 7:26:05 2009 Ross, NEVER giv e a collection company your ..
Posted: Sun Oct 25 7:21:23 2009 Renee, You should not go through the debt ..
Posted: Sun Oct 25 7:16:54 2009 Hi, I do not believe the SOL will come into play ..
Posted: Thu Oct 22 11:27:58 2009 I got a letter from Rubin and yates today ..
Posted: Wed Oct 21 17:00:19 2009 Hello guest, If this debt is not past the ..
Posted: Wed Oct 21 16:55:44 2009 Nicole, Hello and welcome to the forum. If the ..
Posted: Wed Oct 21 6:55:28 2009 Thanks again Justin. They have been calling ..
Posted: Tue Oct 20 16:55:28 2009 What exactly is an intent to file suit letter As ..
Posted: Tue Oct 20 16:46:49 2009 Some banks will work with you but I have not seen ..
Posted: Tue Oct 20 16:42:34 2009 Thanks Debra. I did look and although it was an ..
Posted: Tue Oct 20 16:37:55 2009 That is good to know and, in my opinion a very ..
Posted: Tue Oct 20 16:35:24 2009 I am not so sure the early termination fee should ..
Posted: Tue Oct 20 16:31:30 2009 This is also where I am getting confused. I ..
Posted: Tue Oct 20 16:25:25 2009 Okay I heard of this several times so why it such ..
Posted: Tue Oct 20 16:22:42 2009 If you go yo court and have already made payment ..
Posted: Tue Oct 20 16:20:29 2009 Can this be done I thought there was a clause in ..
Posted: Tue Oct 20 16:16:13 2009 Goodnatured, I did in fact find some information ..
Posted: Tue Oct 20 16:10:47 2009 Hello Jinni, I would not worry about this debt. ..
Posted: Tue Oct 20 7:49:33 2009 They have gotten higher since raising htier rates ..
Posted: Mon Oct 19 6:32:19 2009 Alright. Thanks everyone. I am going to search ..
Posted: Mon Oct 19 3:37:41 2009 I actually also think they changed the amount of ..
Posted: Mon Oct 19 3:31:22 2009 Hi Suzie, I would definatly try to get more ..
Posted: Mon Oct 19 3:24:06 2009 Yes I believe that is what I am going to do ..
Posted: Sun Oct 18 17:17:27 2009 Another thing is if you already used your free ..
Posted: Sun Oct 18 17:14:38 2009 I am hoping that the atty general asking will ..
Posted: Sun Oct 18 17:11:34 2009 I agree. People are suppose to start new post ..
Posted: Sun Oct 18 17:09:12 2009 Hi Boss, First are you sure they did not send a ..
Posted: Sun Oct 18 17:03:05 2009 I need to go to ebay and figure out how it works. ..
Posted: Sun Oct 18 16:59:05 2009 Yes and not only that the laws of credit cards ..
Posted: Sun Oct 18 16:56:19 2009 Yes this is a good option but just remember it ..
Posted: Sun Oct 18 15:47:14 2009 It will not peronally affect his credit. It may ..
Posted: Sun Oct 18 15:40:13 2009 I think what may be going on is people start ..
Posted: Sun Oct 18 15:33:54 2009 I have seen other posts here at the credit magic ..
Posted: Sun Oct 18 15:29:44 2009 One other thing I just thought of...the atty ..
Posted: Sun Oct 18 15:27:45 2009 I think a lot of people actually do this. Good ..
Posted: Sun Oct 18 15:21:32 2009 A lot of information on reports can get messed ..
Posted: Sun Oct 18 15:15:40 2009 I believe alot of people did not make the choice ..
Posted: Sat Oct 17 10:57:18 2009 Hi Kelly, I am glad to hear you got everything ..
Posted: Sat Oct 17 10:52:25 2009 Jane, Hello and welcome to the forum. You could ..
Posted: Fri Oct 16 16:45:58 2009 I think I have figured this out. I had an old ..
Posted: Fri Oct 16 16:36:47 2009 Hi Allison, Payday loans,as you know, are a ..
Posted: Fri Oct 16 9:56:06 2009 I am still trying to track down a debt. I got a ..
Posted: Fri Oct 16 5:24:56 2009 Hi Justin, I do not know if the SOL is expired ..
Posted: Thu Oct 15 11:35:07 2009 also one other thing I am listed as an authorized ..
Posted: Thu Oct 15 11:33:29 2009 ruben and yates cintacted me today over an ..
Posted: Wed Oct 14 16:44:44 2009 Erkska, YES! you you definatley go. If you do ..
Posted: Wed Oct 14 16:41:53 2009 Hi Debra, I am not real sure on this one but if ..
Posted: Wed Oct 14 16:39:20 2009 Hello Monty, I feel for your situation since ..
Posted: Wed Oct 14 16:31:35 2009 Hello Dave, You may not have to pay this debt if ..
Posted: Wed Oct 14 16:27:20 2009 Hello Help, There is still a possibilty to ..
Posted: Wed Oct 14 3:48:04 2009 Hello bhazlett901, First welcome to the ..
Posted: Wed Oct 14 3:42:40 2009 Hello corgee and welcome. Most people would say ..
Posted: Wed Oct 14 3:33:52 2009 Hello Dakota and welcome to the forum. First of ..
Posted: Wed Oct 14 3:29:59 2009 Hi Debra, A hard inquiry does stay on for a bit ..
Posted: Wed Oct 14 3:25:43 2009 Hi Debra, It is about the same thing. When a ..
Posted: Wed Oct 14 3:20:58 2009 question, You are correct. More and more ..
Posted: Tue Oct 13 3:26:58 2009 I would also imagine it would depend on how many ..
Posted: Tue Oct 13 3:23:40 2009 Credit, This is some really good advice good ..
Posted: Tue Oct 13 3:20:54 2009 Good point good natured. A lot of people send out ..
Posted: Tue Oct 13 3:17:06 2009 Paypal is an excellent source for purchasing ..
Posted: Tue Oct 13 3:13:24 2009 Debra, Hello and welcome. Alot of companies ..
Posted: Tue Oct 13 3:07:38 2009 I am sure a better paying job in this economy is ..
Posted: Tue Oct 13 3:04:35 2009 I agree. I just posted on another thread the ..
Posted: Tue Oct 13 2:59:06 2009 It really is a shame all the scams that are ..
Posted: Tue Oct 13 2:54:01 2009 Patricia, Hello and welcome to the forum. ..
Posted: Tue Oct 13 2:49:23 2009 Hello Patrick, You can apply for credit cards ..
Posted: Sun Oct 11 18:30:23 2009 SD, I never thought of the notorizing part. I ..
Posted: Sun Oct 11 18:28:34 2009 Hi Robert..hope this helps: An Individual ..
Posted: Sun Oct 11 18:26:11 2009 Hi Robert, I believe this may help explain: ..
Posted: Sun Oct 11 18:22:56 2009 Hello mom and welcome to the site. First of all ..
Posted: Sun Oct 11 18:19:59 2009 I think you would really have to know what the ..
Posted: Sun Oct 11 18:16:44 2009 Hi DEerek and welcome to this site. There are ..
Posted: Sun Oct 11 18:13:29 2009 A good route, for the ones who had asked ..
Posted: Sun Oct 11 18:08:54 2009 That is my question also. How can a person be ..
Posted: Sun Oct 11 18:04:59 2009 I agree. This is what helped get the economy ..
Posted: Sun Oct 11 18:01:05 2009 Now my turn to play the advocate here. Just stop ..
Posted: Thu Oct 8 7:30:19 2009 Remember its not as hard as it seems. Click on ..
Posted: Thu Oct 8 7:26:04 2009 Sara, you seem to know some things about credit ..
Posted: Thu Oct 8 7:18:24 2009 Yes building credit is the first step to getting ..
Posted: Thu Oct 8 7:09:29 2009 Asking for a settlement is not as hard as it may ..
Posted: Wed Oct 7 10:09:46 2009 Dan, Have you tried to send them a debt ..
Posted: Wed Oct 7 10:03:55 2009 Sara, it seems you have asked alot of questions ..
Posted: Wed Oct 7 9:59:09 2009 Sara, the main concern I see here is you will ..
Posted: Wed Oct 7 9:53:54 2009 Sara, Although I do not know any books personally ..
Posted: Wed Oct 7 9:47:43 2009 Justin, I had mentioned on another post about my ..
Posted: Wed Oct 7 9:39:48 2009 I am personally glad to hear this. Recently with ..
Posted: Wed Oct 7 9:35:25 2009 Live free, It seems your hands appear to be tied ..
Posted: Wed Oct 7 9:25:25 2009 bernette, They seem to have added some wrong ..
Posted: Wed Oct 7 9:20:55 2009 aldogut, This could be very damaging to your ..
Posted: Wed Oct 7 9:15:56 2009 wendel, You should be able to contact the bureaus ..
Posted: Tue Oct 6 11:28:51 2009 Sara, Was your father listed on your account If ..
Posted: Tue Oct 6 11:22:54 2009 Sara, About a year ago my hubby and I had the ..
Posted: Tue Oct 6 11:18:32 2009 Sara, I would suggest that it would be a good ..
Posted: Thu Oct 1 19:09:29 2009 I totally agree with Sd Chargers here. I would ..
Posted: Thu Oct 1 19:05:24 2009 Joy, You hould have appeared at the court ..
Posted: Thu Oct 1 18:55:41 2009 SD, I believe they have hte right if you hold ..
Posted: Thu Oct 1 18:52:13 2009 Its good to see people trying to improve their ..
Posted: Thu Oct 1 18:48:09 2009 SD, I can not understand how they are remaining ..
Posted: Thu Oct 1 18:43:59 2009 SD, for the debts that are past the statute of ..
Posted: Thu Oct 1 18:40:14 2009 Nita, You handled this in a great menner. I ..
Posted: Thu Oct 1 18:34:17 2009 I agree here with Nathan. I had a family member ..
Posted: Thu Oct 1 18:27:29 2009 Hello red, With the internet as it is today it ..
Posted: Thu Oct 1 18:22:24 2009 Todd, First I would suggest going over your ..
Posted: Thu Oct 1 18:18:15 2009 If I am understanding you correctly the bank took ..
Posted: Wed Sep 30 3:40:33 2009 Sammy, this is very good advise. The sooner you ..
Posted: Wed Sep 30 3:33:42 2009 derhak, This is going to depend mostly on what ..
Posted: Wed Sep 30 3:29:03 2009 abigorbot, I would probaly wait to get a reply ..
Posted: Wed Sep 30 3:23:08 2009 Phil, One of the ways it i done is through a copy ..
Posted: Wed Sep 30 3:20:22 2009 I wonder if this has anything to due with all the ..
Posted: Wed Sep 30 3:16:24 2009 Justin, I always thought garnishments were only ..
Posted: Thu Sep 24 11:57:38 2009 I would make sure the court does get a copy of ..
Posted: Thu Sep 24 11:54:31 2009 I believe going the route Justin has mentioned is ..
Posted: Thu Sep 24 11:50:22 2009 I have also seen people get good loans through ..
Posted: Thu Sep 24 11:47:23 2009 It is defiantley untrue. I had a few on my ..
Posted: Thu Sep 24 11:44:38 2009 Diane, The first step is to go to your lender ..
Posted: Thu Sep 24 11:41:56 2009 TJensen, I see Justin has helped you. I would ..
Posted: Thu Sep 24 11:40:41 2009 This sounds like a good type of account. Can ..
Posted: Thu Sep 24 11:38:11 2009 Lynn, Hello and welcome to the forum. I would ..
Posted: Thu Sep 24 11:34:22 2009 Hello question, Where was the civil judgement ..
Posted: Thu Sep 24 11:28:58 2009 roccog, Unless you had made prior arrangements ..
Posted: Tue Sep 22 11:52:35 2009 Kara, I do not believe credit card statements ..
Posted: Tue Sep 22 11:48:52 2009 aboroth, I believe they do inform you but I ..
Posted: Tue Sep 22 11:43:55 2009 MAB, Hello and welcome. It appears you may have ..
Posted: Tue Sep 22 11:40:34 2009 rck, Hello and welcome. You do need to file a ..
Posted: Sat Sep 19 19:07:40 2009 DO NOT PAY THAT DEBT!!!!! tHIS DEBT HAS GOT TO ..
Posted: Sat Sep 19 19:02:30 2009 Who is requesting the payment for this debt If ..
Posted: Sat Sep 19 18:58:04 2009 Arya, Please calm down a little. I see you are ..
Posted: Sat Sep 19 18:53:49 2009 Zetta, Hello and welcome to the forum. When you ..
Posted: Sat Sep 19 18:49:22 2009 June, the account you already settled will stay ..
Posted: Sat Sep 19 18:46:32 2009 Hello sean, Yes these accounts will remain on ..
Posted: Sat Sep 19 18:40:47 2009 Texas, The first thing you could do is go to ..
Posted: Fri Sep 18 6:31:58 2009 The one thing I do not get is how they got the ..
Posted: Fri Sep 18 6:26:31 2009 Justin is correct. They can not garnish workers ..
Posted: Fri Sep 18 6:22:21 2009 sgilpin80 , I would never advise sending a copy ..
Posted: Fri Sep 18 6:18:06 2009 If this debt was paid off then your score is ..
Posted: Fri Sep 18 6:12:04 2009 oldcolonyscrap , Getting your score directly ..
Posted: Fri Sep 18 6:08:26 2009 scarletone, although I never heard of a 529 ..
Posted: Fri Sep 18 6:01:50 2009 boddidog, Most debts fall off after seven ..
Posted: Tue Sep 15 18:00:41 2009 Ab, I imagine they could keep adding all kinds ..
Posted: Tue Sep 15 17:55:36 2009 Michelle, I would send them a debt validation ..
Posted: Tue Sep 15 17:47:53 2009 Arya, If they are showing paid off, they still ..
Posted: Tue Sep 15 17:43:07 2009 I would make sure the courts knew the reason you ..
Posted: Tue Sep 15 17:37:08 2009 Abigorbot, If your name is on the title then ..
Posted: Tue Sep 15 17:32:58 2009 Randel reynolds, Always be wary of a business ..
Posted: Tue Sep 15 17:28:10 2009 AAron is correct. Most people can find errors on ..
Posted: Tue Sep 15 17:21:47 2009 Hi, Dealing with the original creditor at this ..
Posted: Tue Sep 15 17:12:35 2009 kingrichards welcome, Glad to see you join our ..
Posted: Tue Sep 15 17:06:21 2009 I am going to add to these posts. My husbands ..
Posted: Tue Sep 15 17:01:10 2009 Hello Blue, My advice to you would be to get ..
Posted: Tue Sep 15 16:55:30 2009 Hello Aaron, most things stay on your credit ..
Posted: Thu Sep 10 13:41:55 2009 Yes you can send out a debt validation letter but ..
Posted: Thu Sep 10 13:39:43 2009 Wow that is really a shame. Usually hospitols do ..
Posted: Thu Sep 10 13:35:55 2009 POMF, Even if the debt is lying there and n o ..
Posted: Thu Sep 10 13:30:59 2009 Hello jamjwu, When a person files a ..
Posted: Thu Sep 10 13:25:22 2009 I wonder when a case like this goes to court if ..
Posted: Thu Sep 10 13:21:32 2009 I also think you need to take into the fact that ..
Posted: Wed Sep 9 10:52:51 2009 I have neer heard of sherriff saling in PA for ..
Posted: Wed Sep 9 10:49:35 2009 I have never even knew my score. Nope not even ..
Posted: Wed Sep 9 10:46:05 2009 You list o good reason why most do not pay off ..
Posted: Wed Sep 9 10:41:24 2009 Shouldn't they have had a judgement in order to ..
Posted: Wed Sep 9 10:35:44 2009 I wonder if the topic of credit repair gets ..
Posted: Wed Sep 9 10:27:34 2009 overwhelmed, They may want this information to ..
Posted: Wed Sep 9 10:24:55 2009 Goodnatured, I had this happen one time when my ..
Posted: Wed Sep 9 10:18:38 2009 Thanks for the excellent example letter. Alot of ..
Posted: Wed Sep 9 10:13:33 2009 Goodnatured is correct. What I do not understand ..
Posted: Tue Sep 8 6:49:47 2009 Sarah, I believe your opening comment is ..
Posted: Tue Sep 8 6:44:08 2009 joannetai Referring to your earlier question ..
Posted: Tue Sep 8 6:37:59 2009 If it were me I would prefer to pay by money ..
Posted: Tue Sep 8 6:30:18 2009 If you already have one card for 150 then you may ..
Posted: Tue Sep 8 6:21:35 2009 Has anyone sent a letter like this and actually ..
Posted: Tue Sep 8 6:19:15 2009 Yes its true. alot of people get upset at the way ..
Posted: Tue Sep 8 6:16:03 2009 I would suggest you sign up and join. There is ..
Posted: Tue Sep 8 6:12:43 2009 Streemly, Carol is correct if it is chapter 13 ..
Posted: Tue Sep 8 6:08:21 2009 I believe that they passed some new guidelines a ..
Posted: Tue Sep 8 6:03:45 2009 Yes this is true. Both are ungarnishable but the ..
Posted: Tue Sep 8 6:00:12 2009 I would think it would be hard to determine a ..
Posted: Tue Sep 8 5:54:16 2009 I still have trouble with the soft inquires and ..
Posted: Tue Sep 8 5:41:15 2009 dkrundel , Since you are on social security I ..
Posted: Fri Sep 4 17:54:16 2009 Arya, I am glad to see you made all your ..
Posted: Fri Sep 4 17:51:20 2009 Usually a debt validation can take no longer than ..
Posted: Fri Sep 4 17:49:42 2009 Lucy, Alot can happen. They can take it to ..
Posted: Fri Sep 4 17:46:04 2009 Hello Vonnien, From my view you do have a ..
Posted: Fri Sep 4 17:38:38 2009 Hi Dani, You could ask for a pay for delete but ..
Posted: Fri Sep 4 17:34:06 2009 I am going to get on that. Thanks a ..
Posted: Thu Sep 3 6:27:24 2009 Hello pepper, I am glad you came here and did ..
Posted: Thu Sep 3 6:24:04 2009 That is really useful information. I wonder if ..
Posted: Thu Sep 3 6:21:53 2009 So does this mean it is better to be paid all at ..
Posted: Thu Sep 3 6:19:45 2009 Great reply optimist! I would recommend going ..
Posted: Thu Sep 3 6:05:37 2009 Carol, Thank you. This letter seems to be a lot ..
Posted: Wed Sep 2 18:29:23 2009 I get a little confused on the different listings ..
Posted: Wed Sep 2 18:26:08 2009 I recently got a letter from a collection agency ..
Posted: Wed Sep 2 18:22:50 2009 fout, Usually the time frame for reporting a ..
Posted: Wed Sep 2 18:19:23 2009 You can go to ..
Posted: Wed Sep 2 18:17:18 2009 Art, If you have the name of the agency you ..
Posted: Wed Sep 2 18:13:39 2009 Hello guest, I would advise you to pay the ..
Posted: Fri Aug 28 8:00:28 2009 Carol. If the poster does not have the proof how ..
Posted: Fri Aug 28 7:50:20 2009 Yes and this should have been something the ..
Posted: Fri Aug 28 7:42:36 2009 You need to call your atty general and ask him or ..
Posted: Fri Aug 28 7:36:14 2009 I agree. I do not think that it stays on your ..
Posted: Fri Aug 28 7:31:36 2009 Hello c-breinig, First of all I do not feel ..
Posted: Fri Aug 28 7:25:01 2009 Goodnatured, I thought there was a a way to file ..
Posted: Fri Aug 28 7:19:04 2009 Are you talking about what your score number ..
Posted: Fri Aug 28 7:16:38 2009 I would definatley pay her. Do you relize if you ..
Posted: Fri Aug 28 7:10:33 2009 How long is your wife out of the country If it ..
Posted: Fri Aug 28 7:07:47 2009 Guest, Tis does not appear to be proper ..
Posted: Fri Aug 28 6:58:27 2009 Cristiano , I would recommend going to another ..
Posted: Tue Aug 25 17:33:53 2009 Optimist, You are very right. You need to ..
Posted: Tue Aug 25 17:26:13 2009 This would be your best option. Call verizon and ..
Posted: Tue Aug 25 17:19:46 2009 You really just need to do your homework when it ..
Posted: Tue Aug 25 17:09:39 2009 Some new laws started a few days ago but the ..
Posted: Tue Aug 25 8:00:20 2009 Raquel, Hello and welcome. If the finance ..
Posted: Tue Aug 25 7:54:59 2009 Kat, Is there any possible way for your son to ..
Posted: Tue Aug 25 7:50:08 2009 Carol, I was looking into some different ..
Posted: Mon Aug 24 17:24:25 2009 PFIELDS2, I am sorry to hear of your ..
Posted: Mon Aug 24 6:48:52 2009 Kat, I just wanted to add here that we ..
Posted: Mon Aug 24 6:43:25 2009 I also believe this is what you are looking at. ..
Posted: Mon Aug 24 6:40:08 2009 stvnrlmm Hi and welcome. You should try ..
Posted: Mon Aug 24 6:38:09 2009 Carol, Great explanation! The poster can also ..
Posted: Mon Aug 24 6:31:05 2009 I heard some things about the new laws coming ..
Posted: Mon Aug 24 6:26:06 2009 That is what the agency is there for. I know they ..
Posted: Mon Aug 24 6:22:45 2009 advisoryline, Hello and welcome. Most debt ..
Posted: Mon Aug 24 6:19:01 2009 I am sure it does but with out trying this could ..
Posted: Mon Aug 24 6:13:27 2009 Goodnatured, It is good to see you back here and ..
Posted: Mon Aug 24 6:09:53 2009 Carol, I really think it is unfair for ..
Posted: Sun Aug 23 16:54:10 2009 Once you give the people this reasonable interst ..
Posted: Sun Aug 23 16:50:40 2009 Hello Kat, I am sorry hear of your ..
Posted: Sun Aug 23 16:43:45 2009 I am not so sure about that since you already ..
Posted: Sun Aug 23 16:39:52 2009 Christina, I really feel you should have ..
Posted: Sun Aug 23 16:34:29 2009 Does this site ask for anything like a credit ard ..
Posted: Sun Aug 23 16:31:13 2009 This is very true. Recently we paid off alot of ..
Posted: Sun Aug 23 16:27:12 2009 Raymond, I really think at this point you need ..
Posted: Sun Aug 23 16:22:09 2009 Sears recently sent my husband an opt out letter ..
Posted: Thu Aug 20 19:50:15 2009 Corey, sometimes when collection agencies ..
Posted: Thu Aug 20 19:45:54 2009 Hello, the numbers definatley do not seem to add ..
Posted: Thu Aug 20 19:41:16 2009 Carol is correct..do not upset them. Just keep ..
Posted: Thu Aug 20 19:39:20 2009 Miamga, If you can not afford to pay this debt ..
Posted: Thu Aug 20 19:35:28 2009 Maybe I can help explain a little here. ..
Posted: Wed Aug 19 19:17:37 2009 I hope are a creditable person with a legitimate ..
Posted: Wed Aug 19 19:15:01 2009 Hello Frida and welcome to the credit magic ..
Posted: Wed Aug 19 19:12:30 2009 How many times have you tried to settle Sometimes ..
Posted: Mon Aug 17 17:03:45 2009 Hi Tumi, How old is this collection account ..
Posted: Mon Aug 17 16:58:48 2009 Sunil,, Alot of credit repair can be done ..
Posted: Mon Aug 17 16:56:33 2009 Sunil, You need to look at it from the lenders ..
Posted: Mon Aug 17 16:53:57 2009 There are lots of sites with amazing info. You ..
Posted: Mon Aug 17 16:51:33 2009 Hello, If everything was reported accurately ..
Posted: Mon Aug 17 16:48:30 2009 Too much credit can also be a bad thing. If it ..
Posted: Tue Aug 11 17:08:25 2009 Yes that is true. What really bothers me is when ..
Posted: Tue Aug 11 17:04:03 2009 Nora, If some have went out of business why not ..
Posted: Tue Aug 11 17:00:02 2009 Hello Broke, Although this post is pretty old ..
Posted: Tue Aug 11 16:50:17 2009 Emery, Have you filed any complaints ..
Posted: Tue Aug 11 16:43:13 2009 Card balance transfers can sometimes be a real ..
Posted: Tue Aug 11 16:38:15 2009 Mel. Although I am not an expert I do not believe ..
Posted: Tue Aug 11 16:32:33 2009 Confused, You need to check the SOL on your ..
Posted: Tue Aug 11 16:23:06 2009 Hi Tricia, Have you looked in the letters of ..
Posted: Mon Aug 10 16:46:06 2009 Hello Prang, I am unsure of how debts ..
Posted: Mon Aug 10 7:45:04 2009 Soemtimes once the Original creditor sells the ..
Posted: Mon Aug 10 7:38:59 2009 I am unsure of the New Zealand laws on owing ..
Posted: Mon Aug 10 7:30:50 2009 Mikie, If by chance they do validate then you ..
Posted: Mon Aug 10 7:23:37 2009 Jrzy, You need to be careful if your new home is ..
Posted: Mon Aug 10 7:15:27 2009 deluchi1976 , Carol is correct. If your ..
Posted: Mon Aug 10 7:10:45 2009 Carol, I heard that if you decide to ..
Posted: Mon Aug 10 7:03:56 2009 pageflora, You can also look at your report to ..
Posted: Mon Aug 10 6:57:50 2009 Cindy, Are you with the same bank That may make ..
Posted: Mon Aug 10 6:49:49 2009 jmassey , There are also a ..
Posted: Mon Aug 10 6:43:33 2009 Ruth, I am wondering if some of these fees are ..
Posted: Mon Aug 10 6:39:59 2009 I am not quite sure what exactly you are asking ..
Posted: Mon Aug 10 6:36:48 2009 Barry, How did you get your personal info off ..
Posted: Sat Aug 1 6:16:00 2009 Sometimes these companies will change their names ..
Posted: Fri Jul 31 5:46:13 2009 I do not know of any personally. Maybe you can ..
Posted: Fri Jul 31 5:41:20 2009 miamga, What is the SOL for your state If you ..
Posted: Fri Jul 31 5:34:09 2009 dofolloconnie , When I hear this it ..
Posted: Fri Jul 31 5:28:01 2009 Tk. Hello and welcome. Did you not file ..
Posted: Fri Jul 31 5:21:44 2009 I will give this a try. Thanks for your help. I ..
Posted: Fri Jul 31 5:20:07 2009 rzguti , Paying off your loan ..
Posted: Fri Jul 31 5:15:28 2009 Hi 2468, There definately are a ..
Posted: Thu Jul 30 6:17:01 2009 Carol, I use to request validation but with the ..
Posted: Thu Jul 30 6:09:19 2009 Thanks for your kind comments. I tool came here ..
Posted: Thu Jul 30 6:00:25 2009 You can also request a pay for delete. With this ..
Posted: Thu Jul 30 5:40:49 2009 Iflex, if this debt is your it will continue to ..
Posted: Thu Jul 30 5:30:09 2009 Iflex, If this debt is with in the SOL the new ..
Posted: Thu Jul 30 5:23:05 2009 Jorden, Most will do as Carol suggest and ask ..
Posted: Thu Jul 30 5:11:36 2009 SMP, I believe they may have been referring to a ..
Posted: Thu Jul 30 5:06:32 2009 Also remember the older those collection debts ..
Posted: Thu Jul 30 5:01:19 2009 Heather, The statute of limitations is different ..
Posted: Wed Jul 29 4:05:50 2009 Hi Elementiron, Building your credit can ..
Posted: Tue Jul 28 6:49:06 2009 I would have thought you would have been ..
Posted: Tue Jul 28 6:38:22 2009 Thanks for the link. I am always suspicious of ..
Posted: Tue Jul 28 6:36:31 2009 I to agree but Carol what if the debt is past the ..
Posted: Tue Jul 28 6:26:15 2009 You can go to your bank and show them what the ..
Posted: Tue Jul 28 6:21:17 2009 Hi Dan, This happened to my husband when we ..
Posted: Tue Jul 28 6:16:06 2009 This reall y does sound like a mystery to me. I ..
Posted: Fri Jul 24 20:04:35 2009 Hi George, If I am understanding this correctly ..
Posted: Fri Jul 24 19:59:36 2009 Do you have any proof that you disputed the ..
Posted: Fri Jul 24 19:55:34 2009 Hi Alice, Welcome to the credit magic forum. Is ..
Posted: Fri Jul 24 19:52:36 2009 Hi Michael, I am not sure if you could get an ..
Posted: Fri Jul 24 19:49:59 2009 Hi Lisy, Alot of people are facing this same ..
Posted: Wed Jul 22 18:33:09 2009 Trixie, Yes they do have a 1099 form. This ..
Posted: Wed Jul 22 18:28:39 2009 Thats actually probaly really close to the truth. ..
Posted: Wed Jul 22 18:27:11 2009 Thats my advice on this matter also as long as a ..
Posted: Wed Jul 22 18:24:29 2009 You are then protected by the SOL. By not paying ..
Posted: Wed Jul 22 18:20:30 2009 They will not take your car but not showing up ..
Posted: Wed Jul 22 18:17:13 2009 Hi Newbie, Whats best for you is something ..
Posted: Wed Jul 22 18:12:51 2009 Are you sure these are tax liens Maybe since ..
Posted: Wed Jul 22 4:55:12 2009 Debt management is good. Carol is correct it ..
Posted: Wed Jul 22 4:47:16 2009 Sven, Doc has a really good point here. Whats ..
Posted: Wed Jul 22 4:44:11 2009 What are the chances though that bankruptsy ..
Posted: Wed Jul 22 4:40:31 2009 A good way to show the SOL has passed is a copy ..
Posted: Wed Jul 22 4:36:58 2009 Here is what may be going on. The bank may have ..
Posted: Wed Jul 22 4:31:55 2009 One benefit if debt consolidation is that you ..
Posted: Wed Jul 22 4:23:41 2009 There is alot you can do to raise your score. ..
Posted: Tue Jul 21 16:39:14 2009 I am not sure if you could get it deleted ..
Posted: Tue Jul 21 16:34:52 2009 In alot of states they can not put a lein on your ..
Posted: Tue Jul 21 16:28:33 2009 Sven, wow I am really glad you have the receipt. ..
Posted: Tue Jul 21 16:23:18 2009 Hello Miles and welcome to the forum. I am glad ..
Posted: Tue Jul 21 16:21:00 2009 You are very welcome. Is there anything we can ..
Posted: Tue Jul 21 16:18:54 2009 Thank you girlsSpoome , it really does take a ..
Posted: Tue Jul 21 6:14:11 2009 The collection agencies should update your report ..
Posted: Tue Jul 21 6:05:34 2009 I am confused here. A debt that is 15 years old ..
Posted: Tue Jul 21 5:59:00 2009 Well it really could effect your credit if it was ..
Posted: Tue Jul 21 5:54:58 2009 Hello, Yes the three year SOL will apply as ..
Posted: Tue Jul 21 5:47:28 2009 When they agreed to 50% did they do it by mail or ..
Posted: Tue Jul 21 5:43:58 2009 Experian really is a reputable company. Just ..
Posted: Mon Jul 20 18:33:06 2009 Probaly. Just do it and have it over with. They ..
Posted: Mon Jul 20 18:31:22 2009 AZ, you can not get collections removed from ..
Posted: Mon Jul 20 18:27:30 2009 You can not remove charge offs from your report. ..
Posted: Mon Jul 20 18:24:43 2009 Hi, Okay then it looks like you defaulted in Feb ..
Posted: Mon Jul 20 18:22:08 2009 Sven, Do you have any type of receipt Call the ..
Posted: Mon Jul 20 18:15:33 2009 You could also make those phone calls to the FTC. ..
Posted: Mon Jul 20 18:10:14 2009 You are entitled to debt validation. I would ..
Posted: Mon Jul 20 18:06:46 2009 If you have not completely paid off these debts ..
Posted: Mon Jul 20 18:04:00 2009 Is the collection notice from the bank If so ..
Posted: Mon Jul 20 17:59:27 2009 Sorry C, I have not been on alot. Remember to ..
Posted: Mon Jul 20 17:53:49 2009 Hello and welcome. First of all there is probaly ..
Posted: Sat Jul 18 6:08:50 2009 I can not see how it can be listed as paid and ..
Posted: Sat Jul 18 6:05:37 2009 Another thing they may look at is your overall ..
Posted: Sat Jul 18 6:01:00 2009 Roger, Once a debt is sold to a collection ..
Posted: Sat Jul 18 5:55:49 2009 A bad mark on your credit stays for 7 years. Once ..
Posted: Sat Jul 18 5:52:34 2009 Most credit agencies will ask for your social ..
Posted: Thu Jul 16 19:22:05 2009 I believe you could use the one posted above. I ..
Posted: Thu Jul 16 19:18:43 2009 Banks are not taking too many chances these days ..
Posted: Thu Jul 16 19:15:23 2009 Sounds pretty good to me. I am glad to see you ..
Posted: Thu Jul 16 19:06:26 2009 Why are you having trouble getting your equifax ..
Posted: Wed Jul 15 6:13:38 2009 Thats why I suggested keeping ht e documents. I ..
Posted: Wed Jul 15 6:08:40 2009 I can not see why unless it was once an account ..
Posted: Tue Jul 14 6:33:40 2009 If you do have to pay them and they agree to a ..
Posted: Tue Jul 14 6:29:03 2009 Did you ask for validation Make sure you get the ..
Posted: Tue Jul 14 6:21:09 2009 Wow that is a pretty good letter. I am glad to ..
Posted: Tue Jul 14 6:12:52 2009 I am not really sure. I suppose they can BUT ..
Posted: Tue Jul 14 6:09:13 2009 Unforetunatley until the loan is paid off you may ..
Posted: Tue Jul 14 6:04:59 2009 Usually it will go off in 7 years. I had one ..
Posted: Thu Jul 9 6:14:05 2009 Always, ALWAYS send letters to collection ..
Posted: Thu Jul 9 6:07:45 2009 Thanks Doc but I may as well wait it out. Like I ..
Posted: Thu Jul 9 6:05:33 2009 You need to go to the courthouse and the motion ..
Posted: Thu Jul 9 5:54:43 2009 How about really old creditors I have one from ..
Posted: Thu Jul 9 5:49:37 2009 What I can not figure out is why it is such a ..
Posted: Thu Jul 9 5:46:04 2009 You should contact the lawyer who is helping you ..
Posted: Thu Jul 9 5:35:49 2009 Problem is sooner or later they will find out ..
Posted: Thu Jul 9 5:30:26 2009 Sven, sometimes a collection agency will send ..
Posted: Thu Jul 9 5:25:28 2009 Also please be sure to remember how important it ..
Posted: Thu Jul 9 5:21:28 2009 Hello Katherine, Yes a high credit score is nice. ..
Posted: Thu Jul 9 5:10:49 2009 You are very welcome Doc. It was much ..
Posted: Wed Jul 8 6:24:35 2009 Karen, You really need to get a complaint into ..
Posted: Wed Jul 8 6:16:38 2009 I agree. I would make sure I filed my response ..
Posted: Wed Jul 8 6:11:01 2009 Carol, I seen where you posted about limiting ..
Posted: Wed Jul 8 6:04:44 2009 Shoeforme, I believe you may have reached here ..
Posted: Wed Jul 8 5:56:54 2009 Apparently this company may not want to settle ..
Posted: Wed Jul 8 5:52:06 2009 Sean, When sending anything to a collector is is ..
Posted: Wed Jul 8 5:48:13 2009 Hey Doc, glad to see you still at the forum. I ..
Posted: Tue Jul 7 6:22:19 2009 Hari, For most credit card applications it is ..
Posted: Tue Jul 7 6:17:28 2009 Another big one is to be careful using those ..
Posted: Tue Jul 7 6:11:31 2009 You will more than likely pay higher interest for ..
Posted: Tue Jul 7 6:02:55 2009 More than likely the collection agency was hired ..
Posted: Tue Jul 7 5:54:59 2009 Carol is correct. They can delete it but you can ..
Posted: Thu Jul 2 5:33:24 2009 Smarty, You need to call your atty general or ..
Posted: Thu Jul 2 5:23:12 2009 You can also deny when the send you a summons ..
Posted: Thu Jul 2 5:14:58 2009 Problem is unless Angry has enough proof that he ..
Posted: Thu Jul 2 5:05:55 2009 You need to be sure if you can not pay an entire ..
Posted: Thu Jul 2 5:01:51 2009 You could look under the letters of credit ..
Posted: Tue Jun 30 6:04:30 2009 I do know that some places have started charging ..
Posted: Tue Jun 30 6:01:13 2009 TJ, you can go to the courthouse and they will ..
Posted: Tue Jun 30 5:55:15 2009 Tom, you could also ask for a phone number to ..
Posted: Tue Jun 30 5:49:56 2009 It appears they do now own the debt. I personally ..
Posted: Tue Jun 30 5:36:40 2009 Joe56, Hello and welcome to the forum. There is ..
Posted: Thu Jun 25 6:03:33 2009 Lost boy, The statute of limitations for CA is 4 ..
Posted: Wed Jun 24 10:33:08 2009 This is not a validation of debt. I do not ..
Posted: Wed Jun 24 6:08:18 2009 There have been a lot of issues in the news ..
Posted: Tue Jun 23 17:58:43 2009 You should have card protection from this type of ..
Posted: Tue Jun 9 3:43:32 2009 Secured credit cards are a very good way to go ..
Posted: Tue Jun 9 3:34:27 2009 Do you have tips other than the website for our ..
Posted: Tue Jun 9 3:27:33 2009 Rockwood, what you heard is correct. You do not ..
Posted: Tue Jun 9 3:19:33 2009 Shopping for new credit can sometimes be ..
Posted: Tue Jun 9 3:13:02 2009 Hello Jordan, If any of your credit card bills ..
Posted: Mon Jun 8 5:04:41 2009 headpains, generally you would have to show a ..
Posted: Mon Jun 8 4:58:48 2009 akira, Does the original creditor still own this ..
Posted: Mon Jun 8 4:52:34 2009 When you paid these accounts off did you ask for ..
Posted: Tue May 26 2:56:06 2009 This si one reason I always tell people to hold ..
Posted: Tue May 26 2:49:10 2009 I see you listed that bills need to be sent out ..
Posted: Tue May 26 2:43:12 2009 Payday loans is one of the biggest traps out ..
Posted: Sun May 17 7:45:36 2009 I have been going through this for about two ..
Posted: Sun May 17 7:40:54 2009 You need to have your mother check to see if ..
Posted: Sun May 17 7:37:40 2009 One good way to try to stop this type of behavior ..
Posted: Sun May 17 7:33:43 2009 IO understand where you aRE coming from ..
Posted: Sun May 17 7:28:02 2009 I am not sure at this stage what all your option ..
Posted: Wed May 13 18:08:39 2009 This may be your best option. As Carol said you ..
Posted: Wed May 13 17:59:43 2009 Wow this is a nightmare! I would definately send ..
Posted: Thu May 7 3:44:33 2009 What is permissable purpose I have not heard of ..
Posted: Thu May 7 3:35:31 2009 Do they give you a chance to deny the award once ..
Posted: Thu May 7 3:28:27 2009 I was wondering about why they did not add ..
Posted: Thu May 7 3:23:22 2009 WE recently updated are auto insurance and I was ..
Posted: Tue May 5 4:49:37 2009 Are you from the US and is that what kind of card ..
Posted: Sun May 3 8:15:04 2009 I am from PA and my sister had a judgement ..
Posted: Sun May 3 8:08:24 2009 You should stay current on all your bills but the ..
Posted: Sun May 3 8:03:33 2009 Yes they are spam and I am sure as soon as the ..
Posted: Sun May 3 7:56:40 2009 I would call windstream themselves and inquire ..
Posted: Sun May 3 7:49:25 2009 Larry P. Smith & Associates, Ltd. is a ..
Posted: Fri May 1 3:53:49 2009 Unifund has been complained about on different ..
Posted: Fri May 1 3:36:24 2009 Hello, welcome to the forum. This should keep ..
Posted: Thu Apr 30 3:52:12 2009 Dreamscar, Lt is right I would definatelty send ..
Posted: Thu Apr 30 3:42:32 2009 sophbullo, you really do need to file a response ..
Posted: Thu Apr 30 3:34:58 2009 Sha, both Scott and MAry are correct and I have ..
Posted: Mon Apr 27 3:39:01 2009 A legacy visa would be a good start if you suffer ..
Posted: Mon Apr 27 3:32:44 2009 I would imagine you are going to have to pay off ..
Posted: Wed Apr 22 16:03:44 2009 That could be true but the ooster mentioned that ..
Posted: Wed Apr 22 6:37:38 2009 Hi Kitkat, If you have DEFERRED student ..
Posted: Wed Apr 22 6:29:50 2009 Yes this is true. You need to read the fine ..
Posted: Mon Apr 20 3:16:33 2009 Make sure you get debt valadation. Soemtimes ..
Posted: Mon Apr 20 3:10:59 2009 Justin is correct. By my figures it should fall ..
Posted: Mon Apr 20 3:06:27 2009 I have a hospitol debt listed on my report due to ..
Posted: Mon Apr 20 3:02:55 2009 What I would like to know if anyone can answer is ..
Posted: Mon Apr 20 2:55:51 2009 When looking for a good debt settlement company ..
Posted: Mon Apr 20 2:49:43 2009 Hello bkunke1, You are correct, at this point ..
Posted: Mon Apr 20 2:45:49 2009 The best thing you can do until this judgement is ..
Posted: Sat Mar 14 6:25:43 2009 Determined, This just happened to my ..
Posted: Sat Mar 14 6:19:03 2009 Welcome Guest, Carol is correct your social ..
Posted: Sat Mar 14 6:11:53 2009 SD, if you asked for debt validation and they did ..
Posted: Sat Mar 14 6:04:52 2009 Scott, I thought there was some rule out there ..
Posted: Sat Mar 14 6:00:31 2009 To remove a hard inquiry you would have to go ..
Posted: Sat Mar 14 5:52:23 2009 cdglover, Justins is correct they can garnish but ..
Posted: Sat Mar 14 5:48:32 2009 iflex, Do you have any receiptsd showing you ..
Posted: Sat Mar 14 5:44:01 2009 If the furniture bill or credit is not in your ..
Posted: Sat Mar 14 5:39:57 2009 401K is an excellent plan. You are correct SD. If ..
Posted: Fri Mar 13 9:35:36 2009 I would fiel with the FTC. This is usually the ..
Posted: Fri Mar 13 9:32:34 2009 Needy, Yes the SOL has expired. If you make one ..
Posted: Fri Mar 13 9:26:26 2009 Lexington law does have some scary stories. I ..
Posted: Fri Mar 13 9:23:33 2009 Check back in because others here have some ..
Posted: Fri Mar 13 9:22:16 2009 Any budget is a really good idea. Its better than ..
Posted: Fri Mar 13 9:08:40 2009 Disabled, You must make sure any creditor knows ..
Posted: Fri Mar 13 9:05:25 2009 Just be sure not to fall for any debt collector ..
Posted: Fri Mar 13 9:01:54 2009 Restarting the SOL is as simple as one payment ..
Posted: Fri Mar 13 8:57:34 2009 I would imagine as long as you owe them the debt ..
Posted: Fri Mar 13 8:55:40 2009 Looks like you are figuring out sopme of the ..
Posted: Fri Mar 13 8:51:16 2009 SD some will actually relieve the late payment. I ..
Posted: Thu Mar 12 7:41:13 2009 Now they can put a lein on your house and when ..
Posted: Thu Mar 12 7:29:58 2009 how long of a time period has passed I am not ..
Posted: Thu Mar 12 7:27:49 2009 Taffy, I am wondering if maybe they put the first ..
Posted: Thu Mar 12 7:22:31 2009 Maxwell, Justin is correct. This judgement will ..
Posted: Thu Mar 12 7:17:22 2009 Nina, It is the date of discharge. I know this ..
Posted: Thu Mar 12 7:14:54 2009 Birdfan, A bankruptsy can not be removed from ..
Posted: Thu Mar 12 7:09:05 2009 Jane, Have you tried calling the company that ..
Posted: Thu Mar 12 6:59:51 2009 When saving this amount try putting it somewhere ..
Posted: Thu Mar 12 6:56:45 2009 If DCS is the company you paid off then they will ..
Posted: Wed Mar 11 5:22:55 2009 Credit novice, first off they can not take your ..
Posted: Wed Mar 11 5:13:50 2009 I have been dealing with this same type of issue. ..
Posted: Sun Mar 8 9:31:58 2009 I would petition the ccourt. If you did not live ..
Posted: Sun Mar 8 9:28:43 2009 I too would contact the person or company that ..
Posted: Sun Mar 8 9:24:53 2009 My husband is the same way. I always told him if ..
Posted: Sun Mar 8 9:19:33 2009 If these past due bill are still with the ..
Posted: Sun Mar 8 9:16:25 2009 You can visit the FTC webpage at www.ftc.gov. ..
Posted: Sun Mar 8 7:41:50 2009 Missouri Statutes of Limitation Written ..
Posted: Fri Mar 6 17:35:21 2009 You can not get a n]bankruptsy off your credit ..
Posted: Fri Mar 6 17:33:39 2009 Do you still have the copy of the debt settlement ..
Posted: Fri Mar 6 17:30:34 2009 Hi wanna be , First off welcome to the forum. I ..
Posted: Fri Mar 6 17:22:46 2009 I would first check the SOL then send out the ..
Posted: Tue Mar 3 17:59:18 2009 Black sunshine, You listed on another post that ..
Posted: Tue Mar 3 17:55:44 2009 I would tell them exactly that. Even though I am ..
Posted: Tue Mar 3 17:52:50 2009 xx, What you really need to do before paying any ..
Posted: Tue Mar 3 17:43:43 2009 Pattie, do you have a copy of the agreement ..
Posted: Tue Mar 3 17:39:32 2009 To have it removed you will have to go through ..
Posted: Tue Mar 3 17:37:16 2009 It seems like you really know your way around the ..
Posted: Tue Mar 3 17:32:24 2009 Yes you should be legally entitled to proof that ..
Posted: Mon Mar 2 18:33:09 2009 I imagine they may be able to do this. Are you ..
Posted: Mon Mar 2 18:27:41 2009 Is it too late to also get debt validation Surely ..
Posted: Mon Mar 2 18:19:23 2009 Blacksunshine, I just wanted to give you a small ..
Posted: Mon Mar 2 18:14:31 2009 What does the poster mean when they say "I ..
Posted: Mon Mar 2 18:07:12 2009 CMBV....I am so glad to see you on this post. My ..
Posted: Mon Mar 2 18:03:07 2009 I thought this was a violation of the FCRA. I am ..
Posted: Mon Mar 2 4:48:29 2009 Justin, can he ask the credit bureau to list it ..
Posted: Mon Mar 2 4:46:36 2009 Moss, you could also try to call the company to ..
Posted: Mon Mar 2 4:44:22 2009 I would also get a debt validation letter out in ..
Posted: Mon Mar 2 4:41:47 2009 Black sunshine, I would dispute them and then if ..
Posted: Mon Mar 2 4:36:33 2009 Dperez, I would answer the summons and in then ..
Posted: Mon Mar 2 4:30:46 2009 If the inquirers do not remove their listing what ..
Posted: Sun Mar 1 16:52:13 2009 Taffy if it is the hospitol that stills holds the ..
Posted: Sat Feb 28 15:08:23 2009 I hear shortly they are going to be raising ..
Posted: Sat Feb 28 15:03:11 2009 It seems the phone dispute may be a lot quicker. ..
Posted: Sat Feb 28 14:58:57 2009 None of my bills are with bill collectors. All ..
Posted: Sat Feb 28 8:50:41 2009 Are you making suer that these debts are being ..
Posted: Sat Feb 28 8:43:55 2009 Aby, How is this true I have never heard of ..
Posted: Sat Feb 28 8:39:32 2009 Then I fail to see how someone can really get a ..
Posted: Sat Feb 28 8:22:59 2009 They can not place a debt for a corportaion on ..
Posted: Sat Feb 28 8:14:54 2009 Jes, if these medical bills are fairly older ..
Posted: Sat Feb 28 8:04:56 2009 I also would send debt validation letters to the ..
Posted: Fri Feb 27 8:55:04 2009 Thats a pretty wise move paying direct tv ..
Posted: Wed Feb 25 11:09:31 2009 Why not just go to the bank and have them ..
Posted: Wed Feb 25 11:07:17 2009 I would imagine if you yourself are trying to ..
Posted: Wed Feb 25 11:04:58 2009 You may also want to check with your bank. You ..
Posted: Wed Feb 25 10:59:41 2009 I would send the validation letter and if they do ..
Posted: Wed Feb 25 10:35:57 2009 Hoff, do not close the card. Good natured is ..
Posted: Wed Feb 25 10:31:39 2009 poika, If you close that card your score will go ..
Posted: Tue Feb 24 4:03:58 2009 Golman if this is the case then what they sent ..
Posted: Tue Feb 24 4:01:11 2009 Alright now if the poster had arrangements to pay ..
Posted: Tue Feb 24 3:58:30 2009 Thats true. Some states do not allow for wage ..
Posted: Tue Feb 24 3:37:04 2009 This really is a great resource letter. Many can ..
Posted: Tue Feb 24 3:33:29 2009 You will have to repay this loan since the SOL ..
Posted: Tue Feb 24 3:29:08 2009 How do you know that that they do not change the ..
Posted: Sun Feb 22 18:23:44 2009 Yes good point this is an excellent post for the ..
Posted: Sun Feb 22 18:20:59 2009 auroravallejo2007 , I had a bankrupty back in ..
Posted: Sun Feb 22 18:18:02 2009 Nikki, The SOL for your state is six years. It ..
Posted: Sun Feb 22 18:12:24 2009 Pcats, The first step in repairing your credit is ..
Posted: Sun Feb 22 18:09:37 2009 blhk, you say you had insurance at the time these ..
Posted: Sun Feb 22 18:05:33 2009 You should always leave long standing accounts ..
Posted: Sun Feb 22 18:02:49 2009 I can not imagine that this is proper valicdation ..
Posted: Sun Feb 22 18:00:36 2009 I would first of all call equifax and the other ..
Posted: Fri Feb 20 17:21:16 2009 I read your post and I am wondering what state ..
Posted: Fri Feb 20 17:14:50 2009 $1000 a call could pay off the collection pretty ..
Posted: Fri Feb 20 17:07:23 2009 How do you find out if a collection agency is ..
Posted: Fri Feb 20 17:02:40 2009 Scott, if the new collection agency can not ..
Posted: Fri Feb 20 16:55:59 2009 What is a certification letter Can you send this ..
Posted: Fri Feb 20 16:43:43 2009 What I am trying to do is get a car. I would have ..
Posted: Fri Feb 20 4:45:25 2009 First of all if you never signed a contract and ..
Posted: Fri Feb 20 4:40:36 2009 I want to go pay off all my credit card bills. I ..
Posted: Fri Feb 20 4:38:20 2009 When you file a dispute with one reporting agency ..
Posted: Fri Feb 20 4:34:20 2009 Usaually if you have a paycheck direct deposited ..
Posted: Fri Feb 20 4:30:10 2009 Definatley, There is a huge difference in a bank ..
Posted: Fri Feb 20 4:27:09 2009 Yes I agree that the bank does not deal with this ..
Posted: Fri Feb 20 4:21:55 2009 First of all this is not fair. I would have ..
Posted: Thu Feb 19 11:59:46 2009 What I do not understand is how of they are not ..
Posted: Thu Feb 19 11:53:25 2009 Hello Carrie, your score seems to be on the ..
Posted: Wed Feb 18 17:00:52 2009 Never close an old account if you do not have to. ..
Posted: Wed Feb 18 16:57:06 2009 Naomi, What are you trying to freeze Has your ..
Posted: Mon Feb 16 15:39:10 2009 How can they file this alias summons if they did ..
Posted: Mon Feb 16 15:32:20 2009 I would imagine your score would have to raise if ..
Posted: Mon Feb 16 15:25:38 2009 What time frame was there between the higher ..
Posted: Mon Feb 16 15:19:53 2009 Naomi, One of the worst things to do is close out ..
Posted: Thu Feb 12 11:24:26 2009 If you need help finding the Sol for your state ..
Posted: Thu Feb 12 11:17:02 2009 Hi sfrab=nk and welcome. Here is some contact ..
Posted: Thu Feb 12 11:11:15 2009 Luv, I think what you are asking is if family ..
Posted: Thu Feb 12 11:07:17 2009 I am not sure what type of credit card number you ..
Posted: Thu Feb 12 11:04:33 2009 Adam, You always want to keep your credit card ..
Posted: Thu Feb 12 10:59:27 2009 If you do recieve a summons make sure that you ..
Posted: Thu Feb 12 10:52:32 2009 Yes it should raise tyour credit score since it ..
Posted: Thu Feb 12 10:43:41 2009 Jefferson, If you closed an account and pwed ..
Posted: Wed Feb 11 10:06:59 2009 Nina, If you did not include Lane Bryant in the ..
Posted: Tue Feb 10 11:27:03 2009 So the next step mholcomb is to the dispute ..
Posted: Tue Feb 10 11:24:48 2009 I have seen the same thing on my husbands report. ..
Posted: Tue Feb 10 11:20:16 2009 Hello Jim and welcome. Thanks first of all for ..
Posted: Mon Feb 9 10:28:04 2009 If you were only late on that one payment then I ..
Posted: Mon Feb 9 10:24:29 2009 Hi Squadcar, usually when garnishing wages for ..
Posted: Mon Feb 9 10:20:24 2009 Web sites like fake paychecks is one sure way to ..
Posted: Mon Feb 9 10:18:29 2009 LT, some people can raise their score a lot by ..
Posted: Mon Feb 9 10:16:24 2009 Since your daughter was not 18 at the time of ..
Posted: Mon Feb 9 10:14:05 2009 Nina, this mark does stay on your credit for a ..
Posted: Mon Feb 9 10:11:11 2009 Dan, also is some states once a judgement verdict ..
Posted: Mon Feb 9 10:05:56 2009 Adam, this is not proper debt validation. It ..
Posted: Fri Feb 6 18:07:41 2009 Adam, You can file your dispute at any time. If ..
Posted: Fri Feb 6 3:53:53 2009 I do not think this is what the poster is trying ..
Posted: Fri Feb 6 3:49:53 2009 Justin, I actually think this is what happened. ..
Posted: Thu Feb 5 16:40:40 2009 Have you any update on this I am going through ..
Posted: Thu Feb 5 11:41:07 2009 I have never had to repair my credit so where ..
Posted: Thu Feb 5 11:36:36 2009 Lt, First of all you can find sample letters in ..
Posted: Thu Feb 5 11:31:27 2009 Need some help here. A few years ago my mother- ..
Posted: Wed Feb 4 16:13:49 2009 Do not let the idea of credit repair scare you ..
Posted: Wed Feb 4 16:11:05 2009 This still will not remove the original creditors ..
Posted: Wed Feb 4 16:08:38 2009 You can check Dynamites reputaion by going to the ..
Posted: Wed Feb 4 16:03:38 2009 They will do as Guest suggests. When you owe ..
Posted: Wed Feb 4 15:58:25 2009 CAn banks increase interest just like that I ..
Posted: Wed Feb 4 15:55:27 2009 We can not give you account numbers here at the ..
Posted: Tue Feb 3 18:24:35 2009 Panther express, just a short note here. A ..
Posted: Tue Feb 3 18:21:23 2009 Hi Luvnet, You can obtain a good credit card ..
Posted: Tue Feb 3 18:17:43 2009 Hello Kara, Yes you should send a debt validation ..
Posted: Tue Feb 3 18:12:10 2009 It may be for your best interests to pay this ..
Posted: Tue Feb 3 18:08:06 2009 Not really. You can still get credit in this ..
Posted: Tue Feb 3 18:02:11 2009 Is this account still owned by the original ..
Posted: Tue Feb 3 17:57:30 2009 No they can not take wages that are from Social ..
Posted: Tue Feb 3 17:54:12 2009 Hi Chase hater, No if you have not made any ..
Posted: Mon Feb 2 18:52:50 2009 If you are on this loan as a co-signer then you ..
Posted: Mon Feb 2 18:49:10 2009 What kind of form did they send you Were you ..
Posted: Mon Feb 2 18:41:16 2009 First I thought collection agencies were not ..
Posted: Sat Jan 31 8:08:43 2009 The poster stated that he is paying on a charged ..
Posted: Sat Jan 31 8:05:58 2009 When calling always ask for someone ..
Posted: Sat Jan 31 8:03:33 2009 Okay if they can not collect money up front for ..
Posted: Sat Jan 31 7:57:42 2009 Excellent news Good Natured! From my ..
Posted: Sat Jan 31 7:53:06 2009 I have seen credit card places waive interest ..
Posted: Sat Jan 31 7:49:12 2009 One of the biggest things for us is not to carryu ..
Posted: Sat Jan 31 7:45:09 2009 Another way to save money is recycling brown bags ..
Posted: Sat Jan 31 7:37:52 2009 Do they have an email on the customer service ..
Posted: Fri Jan 30 7:44:30 2009 I always thought that if a debt was listed on a ..
Posted: Fri Jan 30 7:10:01 2009 So the statute of limitations is different on ..
Posted: Fri Jan 30 7:06:52 2009 Once a settlement offer is reached can they ..
Posted: Fri Jan 30 6:58:38 2009 You should have plent of time to get a response ..
Posted: Fri Jan 30 6:52:06 2009 OK thanks Carol for giving me the reasoning ..
Posted: Fri Jan 30 6:46:16 2009 So if the father does not find out about the ..
Posted: Thu Jan 29 11:44:41 2009 I always thought sending a cease and desist put a ..
Posted: Thu Jan 29 11:29:07 2009 What is the difference in "settled for ..
Posted: Thu Jan 29 11:24:09 2009 Is this company moving around or just expanding ..
Posted: Thu Jan 29 11:09:34 2009 I would believe it would be up to the company ..
Posted: Thu Jan 29 8:59:51 2009 What route can a person go if a creditor does not ..
Posted: Thu Jan 29 8:49:02 2009 lescifra, Hello and welcome. If you are planning ..
Posted: Thu Jan 29 8:44:50 2009 You may be able to go through a mortgage company ..
Posted: Thu Jan 29 8:28:11 2009 Have you tried contactin the credit card ..
Posted: Thu Jan 29 8:23:44 2009 Elisa, I think you should call your atty generals ..
Posted: Thu Jan 29 8:06:34 2009 If you know the name of the person or company you ..
Posted: Thu Jan 29 8:01:53 2009 Can anyone tell me in this situation if a summons ..
Posted: Tue Jan 27 11:36:25 2009 If a cease and desist letter does not stop them ..
Posted: Mon Jan 26 14:00:23 2009 You can request debt validation at any time. Have ..
Posted: Mon Jan 26 13:55:36 2009 Justin, are these collectors allowed to call cell ..
Posted: Sun Jan 25 10:06:38 2009 Doesn't the judge who issues the bank account ..
Posted: Sun Jan 25 9:52:35 2009 What state did you take out this credit card in ..
Posted: Sun Jan 25 9:45:34 2009 They can not legally hold your husband ..
Posted: Sun Jan 25 9:33:26 2009 It would depend on the rules of debt collection. ..
Posted: Sat Jan 24 5:54:59 2009 You really do have to be careful when chosing a ..
Posted: Fri Jan 23 15:35:26 2009 Hi, keylamoon Yes it should have fell off your ..
Posted: Fri Jan 23 3:57:27 2009 Poboy..what type of disability are you on Is it ..
Posted: Fri Jan 23 3:52:05 2009 I had one call me years ago and threaten to sell ..
Posted: Fri Jan 23 3:48:24 2009 If it is a copy of her contract is she not ..
Posted: Fri Jan 23 3:43:18 2009 thanks...I can not seem to get on my page. It ..
Posted: Fri Jan 23 3:39:29 2009 Yes a social security number is something you ..
Posted: Fri Jan 23 3:36:38 2009 I did answer you here Key, I had the same thing ..
Posted: Fri Jan 23 3:31:40 2009 Ask them to show proof of the judement. Also you ..
Posted: Fri Jan 23 3:27:15 2009 I would not pay this debt. This debt is 13 years ..
Posted: Fri Jan 23 3:21:32 2009 Redsox, if the debt collectors due bother you and ..
Posted: Thu Jan 22 16:22:00 2009 Problem is these days you cannot trust anyone to ..
Posted: Thu Jan 22 16:18:04 2009 I ca not believe that there is not something that ..
Posted: Thu Jan 22 16:12:10 2009 Carol. SO if the someone was a victim opf ..
Posted: Thu Jan 22 16:09:36 2009 Linda, Hello and welcome to the forum. Alot of it ..
Posted: Thu Jan 22 16:07:30 2009 Probaly not much until its been 30 days on the ..
Posted: Thu Jan 22 16:01:41 2009 I remember reading your original post. I am so ..
Posted: Thu Jan 22 15:58:00 2009 If the only money going into your account is from ..
Posted: Thu Jan 22 15:53:23 2009 If the debt is with in the statute of limitations ..
Posted: Thu Jan 22 15:50:04 2009 Yes the SOl has been up on this account for a ..
Posted: Thu Jan 22 15:47:03 2009 If I was you I would call your states atty ..
Posted: Wed Jan 21 8:44:40 2009 It would seem that this account has not been open ..
Posted: Wed Jan 21 8:37:21 2009 RPK, I would not confirm or agree to anything! ..
Posted: Wed Jan 21 2:37:57 2009 Is the mark on your credit report from the ..
Posted: Wed Jan 21 2:26:30 2009 Thank you Sheryl for your above post. I am glad ..
Posted: Wed Jan 21 2:22:20 2009 Also to add to the post..back arrearages on child ..
Posted: Wed Jan 21 2:18:42 2009 Yes good natured once it goes over to the ..
Posted: Tue Jan 20 5:51:30 2009 Mary, is there a way she can find out why and how ..
Posted: Mon Jan 19 16:13:08 2009 Discharged debt is usally one that someone files ..
Posted: Mon Jan 19 3:58:26 2009 So regardless of what each credit report sayd ..
Posted: Mon Jan 19 3:55:04 2009 A family member went throught chil support ..
Posted: Sun Jan 18 14:26:39 2009 As Doc has said this is illegal if you are ..
Posted: Sun Jan 18 9:37:56 2009 DV, how old is this debt and have you made any ..
Posted: Sun Jan 18 9:32:59 2009 Fraud hater, Can you give us some details about ..
Posted: Sun Jan 18 9:24:00 2009 It may help to know how long ago this was good ..
Posted: Sun Jan 18 6:08:48 2009 I can find it on my credit report. I have all ..
Posted: Sun Jan 18 6:00:38 2009 I am pretty usre the problem is not that they are ..
Posted: Sun Jan 18 5:58:30 2009 When it comes to balance transfer the fine print ..
Posted: Sat Jan 17 11:39:31 2009 Then it looks like this debt will have to stay on ..
Posted: Sat Jan 17 11:35:21 2009 Ben, if you feel the person you co-signed for is ..
Posted: Sat Jan 17 11:31:35 2009 Has anyone from Hope for homes contacted you Also ..
Posted: Sat Jan 17 6:26:01 2009 Why three different fall off dates. I looked at ..
Posted: Sat Jan 17 6:23:28 2009 Yes a credit card that has been opened this long ..
Posted: Sat Jan 17 6:01:04 2009 I know just to pull a report if you know ..
Posted: Fri Jan 16 5:00:58 2009 Adam, You need to see if the original creditor is ..
Posted: Thu Jan 15 5:22:29 2009 If the payday loans are illegal (some are) and ..
Posted: Thu Jan 15 5:16:01 2009 SInce the car is in default and they were going ..
Posted: Thu Jan 15 5:11:41 2009 What about the fact that he was never served a ..
Posted: Thu Jan 15 5:07:35 2009 SO if they do not valdiate this debt why can he ..
Posted: Thu Jan 15 4:58:37 2009 I think when it would matter what is being ..
Posted: Wed Jan 14 18:57:13 2009 I remembe seeing it here also. I am almost ..
Posted: Wed Jan 14 10:00:57 2009 A little note about midland Devin, I dealt with ..
Posted: Wed Jan 14 5:49:17 2009 Yes I was pretty clear on the student loans since ..
Posted: Wed Jan 14 5:46:54 2009 Whom is considered the third party in debt ..
Posted: Wed Jan 14 5:42:42 2009 Sorry Richard I did look to see if anyone else ..
Posted: Wed Jan 14 5:40:09 2009 Gee Doc, you are a deep well of information. So ..
Posted: Wed Jan 14 5:37:26 2009 What happens if they will not send this copy and ..
Posted: Wed Jan 14 5:33:34 2009 Alright thanks for this answer. I have been ..
Posted: Tue Jan 13 14:17:36 2009 I have heard though that some work with them to ..
Posted: Tue Jan 13 14:14:32 2009 Wow I never relized that these virtual credit ..
Posted: Tue Jan 13 14:03:39 2009 Donald, Usually debt settlement is about 50-70% ..
Posted: Tue Jan 13 13:57:13 2009 Did you find the Applied CC a good place to start ..
Posted: Tue Jan 13 8:13:53 2009 Scott, in the four states that do not allow for ..
Posted: Tue Jan 13 8:07:36 2009 I asked this question too. I keep hearing that ..
Posted: Tue Jan 13 7:56:54 2009 What does the SOL go by I would like to know ..
Posted: Tue Jan 13 7:30:22 2009 Where are my post going I have asked a couple ..
Posted: Tue Jan 13 7:26:04 2009 Yes that is where they get there numbers but when ..
Posted: Tue Jan 13 7:20:30 2009 So if if it the card hholder agreement that could ..
Posted: Tue Jan 13 7:16:50 2009 Just working on it alone is enough to give ..
Posted: Mon Jan 12 18:12:03 2009 I hear that some credit repair companies actually ..
Posted: Mon Jan 12 17:57:57 2009 I have asked this to many people and always got ..
Posted: Mon Jan 12 17:37:36 2009 If though there are alot of cards open and this ..
Posted: Mon Jan 12 15:57:07 2009 I would find those records or call the law office ..
Posted: Mon Jan 12 15:54:41 2009 I agree with you DD. The fact is it is easy just ..
Posted: Mon Jan 12 15:49:55 2009 Justin, why is it that some people say its six ..
Posted: Mon Jan 12 15:47:22 2009 Carol, So it is not just one copy they have to ..
Posted: Mon Jan 12 15:38:54 2009 You do not need debt validation to prove the debt ..
Posted: Mon Jan 12 15:33:13 2009 SD, this is not validation. If you want my ..
Posted: Mon Jan 12 9:30:43 2009 If and when it does go to court you will be able ..
Posted: Mon Jan 12 9:12:29 2009 I relize you are in a tough situation. Since they ..
Posted: Mon Jan 12 9:06:41 2009 I filed many years ago and know when I did my ..
Posted: Sun Jan 11 15:21:56 2009 Hello abhimanyu, welcome to our forum. If you ..
Posted: Sun Jan 11 10:39:17 2009 I do not believe that it is. Do you recognize the ..
Posted: Sun Jan 11 10:34:05 2009 Thats why I was a because I would be wary of ..
Posted: Sat Jan 10 20:09:42 2009 Doesn't that require making a trip to the ..
Posted: Sat Jan 10 19:57:40 2009 Glad you dropped in here Doc. Let me say you have ..
Posted: Sat Jan 10 19:33:20 2009 Yes you could make the call but I would see it ..
Posted: Fri Jan 9 19:45:31 2009 Is there any custody arrangements set up Does ..
Posted: Fri Jan 9 19:41:39 2009 Scott, I was under the impression that a person ..
Posted: Fri Jan 9 19:37:42 2009 I never heard of them sending certified mail but ..
Posted: Fri Jan 9 19:32:34 2009 Julie this is harassment and you can report this ..
Posted: Fri Jan 9 19:27:26 2009 Student loans effect your credit score like any ..
Posted: Fri Jan 9 19:22:40 2009 Do NOT send them one payment if they are past the ..
Posted: Fri Jan 9 19:07:42 2009 Oh I doubt they have fallen off the earth..We ..
Posted: Fri Jan 9 18:58:36 2009 I would get your bank to write you a statement to ..
Posted: Fri Jan 9 18:40:03 2009 Do you have to send the original return reciept ..
Posted: Thu Jan 8 4:23:12 2009 I just asked this question on another thread. Is ..
Posted: Thu Jan 8 4:18:46 2009 Is it true only the courts can decide what ..
Posted: Thu Jan 8 4:13:30 2009 Are they legally allowed to re-reverse a debt If ..
Posted: Thu Jan 8 4:08:42 2009 This is an area that always makes me wonder about ..
Posted: Thu Jan 8 4:04:58 2009 I forgot to mention the FTC. Usually an atty ..
Posted: Thu Jan 8 4:00:03 2009 Hello tshozi, Do you have any proof that this ..
Posted: Thu Jan 8 3:56:30 2009 In PA you can not have your wages attached or I ..
Posted: Wed Jan 7 18:05:50 2009 Bailey, We here can not do anything to get those ..
Posted: Wed Jan 7 17:04:51 2009 Is it the three credit bureaus that offer the ..
Posted: Wed Jan 7 16:31:18 2009 Here is a question for whom ever can answer it: ..
Posted: Wed Jan 7 16:21:12 2009 Learning fast, It sounds like you are on the ..
Posted: Wed Jan 7 16:13:02 2009 You must wait the full 30 days from the date they ..
Posted: Wed Jan 7 15:55:58 2009 No More drama, How old is this debt and also what ..
Posted: Tue Jan 6 17:32:44 2009 Sounds like a problem we had to correct a few ..
Posted: Tue Jan 6 17:27:23 2009 Carol, Can these types of agencies add fees to a ..
Posted: Tue Jan 6 17:17:09 2009 Doc Why do you suggest she ask them what to do ..
Posted: Tue Jan 6 17:12:48 2009 Learning that is not proper debt validation. they ..
Posted: Tue Jan 6 17:06:29 2009 I am not so sure you can get them deleted from ..
Posted: Tue Jan 6 16:55:36 2009 I would contact the comapny that has these debts ..
Posted: Tue Jan 6 16:51:07 2009 First you ust reply to the summons or they will ..
Posted: Tue Jan 6 16:47:13 2009 First of all I would not pay anyone that is not ..
Posted: Tue Jan 6 16:43:20 2009 Hi miss, How have you had your taxes prepared for ..
Posted: Tue Jan 6 16:40:36 2009 I would try to dispute this listing with the ..
Posted: Mon Jan 5 18:36:45 2009 Unforetunatly if you would have gotten a pay for ..
Posted: Mon Jan 5 18:32:31 2009 Lincoln, that sounds like a pretty good reduction ..
Posted: Mon Jan 5 18:28:50 2009 Hi Bernard, I did a little internet searching and ..
Posted: Mon Jan 5 18:26:18 2009 I heard on a news program that todays credit card ..
Posted: Sun Jan 4 11:21:09 2009 Yes it sounds as if it is. We would almost have ..
Posted: Sun Jan 4 7:53:45 2009 I believe I have heard differnt stories like ..
Posted: Sat Jan 3 13:04:56 2009 I opened a paypal account recently and got some ..
Posted: Sat Jan 3 13:02:09 2009 For clarification SD Doc is trying to tell you if ..
Posted: Sat Jan 3 12:56:21 2009 Do they have copy of sample letters over at the ..
Posted: Sat Jan 3 12:53:42 2009 No SD it is not proper validation. Everyone here ..
Posted: Sat Jan 3 12:47:39 2009 What makes the difference in what part of Ireland ..
Posted: Sat Jan 3 5:36:51 2009 It is really risky at this point but if we all ..
Posted: Sat Jan 3 5:33:41 2009 MAry is definatley correct. You should protect ..
Posted: Sat Jan 3 5:26:25 2009 Mad, Are you trying to reach Speigel or just ..
Posted: Sat Jan 3 5:12:55 2009 This is something I jave not looked at much on my ..
Posted: Sat Jan 3 5:09:59 2009 It may have something to do with how much you owe ..
Posted: Thu Jan 1 16:40:45 2009 Good natured, I know there is alot more that ..
Posted: Thu Jan 1 16:31:56 2009 Guest I think you are on the right track when you ..
Posted: Thu Jan 1 16:10:19 2009 If the collection agency is the only one listing ..
Posted: Thu Jan 1 15:54:58 2009 Yes we have that little system in place here. We ..
Posted: Thu Jan 1 7:21:04 2009 It doesn't sound quiute right to me either. I ..
Posted: Thu Jan 1 6:55:30 2009 What is the difference in getting the collection ..
Posted: Wed Dec 31 6:06:15 2008 Good natured, how did you finally get caught up ..
Posted: Wed Dec 31 6:01:38 2008 So if you do owe the debt they can harass you I ..
Posted: Wed Dec 31 5:54:15 2008 Yes sometime in January. I have been following ..
Posted: Wed Dec 31 5:48:21 2008 Do you have the proof that you asked for debt ..
Posted: Wed Dec 31 5:43:34 2008 I only had two negatives that were really ..
Posted: Tue Dec 30 16:31:31 2008 There are good agenciesw out there that can help ..
Posted: Tue Dec 30 16:29:08 2008 I am about ready to pull my last report of the ..
Posted: Tue Dec 30 16:03:08 2008 I should do a check tomorrow and use my last free ..
Posted: Tue Dec 30 15:59:09 2008 I have heard nothing about any cash in hand. Its ..
Posted: Tue Dec 30 15:55:22 2008 You will be legally held responsible if they take ..
Posted: Tue Dec 30 11:53:01 2008 I do not think he is sayong he is late or even ..
Posted: Tue Dec 30 11:36:25 2008 I wondered this and remember asking the question ..
Posted: Tue Dec 30 11:30:00 2008 The credit bureaus do not have to senf you proof ..
Posted: Tue Dec 30 6:28:10 2008 I have not heard of this place but I do not have ..
Posted: Mon Dec 29 6:06:52 2008 I believe what the poster is trying to figure out ..
Posted: Sun Dec 28 14:16:32 2008 Yes and the older the account the worse damage it ..
Posted: Sun Dec 28 14:12:38 2008 They really have a battle if they go top take it ..
Posted: Sun Dec 28 14:09:45 2008 SD...I know when I googled Omega credit I had ..
Posted: Sun Dec 28 14:06:27 2008 It is good that they can give this kind of break ..
Posted: Sun Dec 28 14:00:30 2008 Usually by the time a collection agency sells ..
Posted: Sun Dec 28 13:55:31 2008 I thought loans from another counrty were hard to ..
Posted: Sun Dec 28 13:48:04 2008 I use to have a mortgage loan with Chase mahattan ..
Posted: Sat Dec 27 8:05:42 2008 I see ups and downs the way you put it. Making ..
Posted: Tue Dec 23 14:53:17 2008 Thanks for expalining. I understand now. If you ..
Posted: Tue Dec 23 14:50:29 2008 I was told that only two people can report on one ..
Posted: Tue Dec 23 3:44:02 2008 I can not believe lawyers do not tell you this. I ..
Posted: Tue Dec 23 3:41:42 2008 I believe the person has made a decision to file ..
Posted: Tue Dec 23 3:37:02 2008 I would be happy with that...why complain Thanks ..
Posted: Tue Dec 23 3:35:48 2008 What are the difference between bank 7 and bank ..
Posted: Tue Dec 23 3:32:54 2008 No I did like 14 years ago. When my first hubby ..
Posted: Tue Dec 23 3:29:12 2008 The older thesse debts become sd chargers the ..
Posted: Tue Dec 23 3:25:09 2008 I imagine if you are going to be in the business ..
Posted: Tue Dec 23 3:22:27 2008 I actually believe it was but many of the ..
Posted: Mon Dec 22 16:48:20 2008 So does this erve as a good defense for them I ..
Posted: Mon Dec 22 16:46:25 2008 Justin, Okay now do you have a certain time ..
Posted: Mon Dec 22 16:43:47 2008 Is there a way at this point to get the money ..
Posted: Mon Dec 22 16:40:50 2008 Thats pretty good that they match you with the ..
Posted: Mon Dec 22 16:37:19 2008 Sd chargers if this was recently and you have ..
Posted: Mon Dec 22 16:30:11 2008 If you filed for a bankruptsy you can not get it ..
Posted: Mon Dec 22 16:26:27 2008 Didn't they already violate the persons rights by ..
Posted: Mon Dec 22 5:07:44 2008 This would be a n excellent opportunity for ..
Posted: Mon Dec 22 5:04:35 2008 If someone finds out that they have a judgement ..
Posted: Mon Dec 22 5:01:12 2008 I do not think you would see the help come our ..
Posted: Sun Dec 21 16:50:18 2008 Wow this is really great news. I think it will ..
Posted: Sun Dec 21 16:46:33 2008 This is a great post and thanks for the time you ..
Posted: Sun Dec 21 16:42:32 2008 Well the insurance company said they had ..
Posted: Sun Dec 21 16:30:56 2008 I am just glad to see programs out there for our ..
Posted: Sun Dec 21 16:15:52 2008 I will agree with everyone on this note too. You ..
Posted: Sat Dec 20 12:36:34 2008 Trua and with it being past SOL and not really ..
Posted: Sat Dec 20 12:34:17 2008 So what is the taxes paid on the settlemnt amount ..
Posted: Sat Dec 20 12:32:05 2008 Justin, I was wondering if they list judgements ..
Posted: Sat Dec 20 12:29:41 2008 Thanks for the information. I think I have ..
Posted: Sat Dec 20 12:16:41 2008 Wow Are there truly that many collection agencies ..
Posted: Sat Dec 20 7:15:58 2008 I am not real sure on this one but I believe that ..
Posted: Sat Dec 20 7:07:59 2008 Just another collector. I believe that I would ..
Posted: Sat Dec 20 6:59:46 2008 Are there any gaurentees of refunding money that ..
Posted: Sat Dec 20 6:56:07 2008 Yes Good natured the debt forum is also an ..
Posted: Sat Dec 20 6:52:03 2008 Jeff, Have you callled anyone at the Image card ..
Posted: Sat Dec 20 6:48:02 2008 I will agree with you there. This nation has ..
Posted: Sat Dec 20 6:45:21 2008 Wow this sounds like an excellent program. ..
Posted: Sat Dec 20 6:42:23 2008 A little research goes a long way. As people get ..
Posted: Sat Dec 20 6:40:11 2008 SD chargers, You will see alot of this if you do ..
Posted: Sat Dec 20 6:36:21 2008 Good Morning Lola, If you want to ..
Posted: Fri Dec 19 7:47:37 2008 Is there many ways to keep this from happening I ..
Posted: Fri Dec 19 7:45:33 2008 At leat it gives the person a little time to get ..
Posted: Fri Dec 19 7:42:41 2008 There was a write up in the ppaper about the ..
Posted: Fri Dec 19 7:38:50 2008 Sd Chargers, I do not know much about VHA loans ..
Posted: Fri Dec 19 7:35:28 2008 I have been seeing more and more articles in ..
Posted: Fri Dec 19 7:33:08 2008 Keke, Have you found any good cards that will ..
Posted: Fri Dec 19 7:29:43 2008 SD I believe he was just giving an examp;le of a ..
Posted: Fri Dec 19 7:27:14 2008 Swsabean, If you are looking for good samples of ..
Posted: Fri Dec 19 7:24:58 2008 I myself have not had any problems with Experian. ..
Posted: Thu Dec 18 17:23:50 2008 according to the Readers Digest when talking on ..
Posted: Thu Dec 18 17:17:24 2008 I had thought that they did away with the [art of ..
Posted: Thu Dec 18 17:06:18 2008 The Federal Housing loans really do have ..
Posted: Thu Dec 18 16:57:23 2008 Rebecca, I am glad you got this all taken care of ..
Posted: Thu Dec 18 16:53:08 2008 I believe that it really means ..
Posted: Thu Dec 18 7:41:19 2008 If you ever need help seeing what the SOl or laws ..
Posted: Thu Dec 18 7:38:29 2008 Going through this program, The Hopenow, does it ..
Posted: Thu Dec 18 7:35:25 2008 I always tell people to not set up a repayment ..
Posted: Thu Dec 18 7:30:09 2008 Even if the poster goes through a counseling ..
Posted: Thu Dec 18 7:26:07 2008 SD, Here this may make you feel better... No ..
Posted: Thu Dec 18 7:23:08 2008 This really is a shame especially all the work it ..
Posted: Thu Dec 18 7:18:15 2008 Doc is right on that on SD. The older the debt ..
Posted: Thu Dec 18 7:14:44 2008 I have seen reage as two different things thats ..
Posted: Thu Dec 18 7:06:18 2008 Is there a way to keep them from going to court ..
Posted: Thu Dec 18 7:01:05 2008 So if you are already in the closing process as ..
Posted: Thu Dec 18 3:54:34 2008 Thats the first reage I was talking about. If you ..
Posted: Thu Dec 18 3:48:14 2008 Now I do believe that you will be responsible for ..
Posted: Wed Dec 17 16:30:33 2008 A social security number that is stolen can cause ..
Posted: Wed Dec 17 16:27:17 2008 Question, why would it matter where they lived ..
Posted: Wed Dec 17 16:25:24 2008 I am not entirely sure of this one since I have ..
Posted: Wed Dec 17 16:22:26 2008 Your right some things are just best let go. If ..
Posted: Wed Dec 17 15:59:52 2008 Reaging an account is when the creditor agrees to ..
Posted: Wed Dec 17 10:19:34 2008 I was considering the options just in case she ..
Posted: Wed Dec 17 10:16:12 2008 Justin, does chapter 13 still stay on your credit ..
Posted: Wed Dec 17 10:13:09 2008 This is how I figured it would be. Once they ..
Posted: Wed Dec 17 9:58:30 2008 Bangman, Justin is correct you will have to repay ..
Posted: Wed Dec 17 3:41:13 2008 I myself would try a nonprofit organization. ..
Posted: Wed Dec 17 3:31:22 2008 I would want to present my case to the court if I ..
Posted: Wed Dec 17 3:23:41 2008 With the markewt the way it is now that could add ..
Posted: Wed Dec 17 3:19:59 2008 That a very true statement but I can almost bet ..
Posted: Wed Dec 17 3:15:43 2008 Thanks MAry. It probaly would be best done ..
Posted: Wed Dec 17 3:12:28 2008 Yes I am aware of the only things that are ..
Posted: Wed Dec 17 3:09:29 2008 Good nautured, You should check on Docs site. He ..
Posted: Wed Dec 17 3:06:39 2008 Sean chuck, You may still be able to get your ..
Posted: Wed Dec 17 3:01:25 2008 This is why they are called junk debt collectors. ..
Posted: Tue Dec 16 10:37:17 2008 That doesn't mean they can not take you to court ..
Posted: Tue Dec 16 10:15:12 2008 I have had two collection agencies send me ..
Posted: Tue Dec 16 9:59:20 2008 Doc, What exactly is a short sale It sounds as if ..
Posted: Tue Dec 16 7:01:57 2008 Mary How does this dispute process actually work ..
Posted: Tue Dec 16 6:58:50 2008 So there is not anyway he can file for the change ..
Posted: Tue Dec 16 6:53:14 2008 Also they will probaly put a person,sometimes a ..
Posted: Tue Dec 16 6:47:42 2008 So you see porboy it really is 4 years here in ..
Posted: Tue Dec 16 6:41:01 2008 I also would try to dispute the information. with ..
Posted: Tue Dec 16 6:34:36 2008 This is very true. soemtimes the debt depending ..
Posted: Tue Dec 16 6:29:58 2008 I to believe that they will not take the vehicle. ..
Posted: Tue Dec 16 6:16:45 2008 Mary, She is trying to use an existing card and ..
Posted: Mon Dec 15 17:28:30 2008 I was reading an article in the readers about ..
Posted: Mon Dec 15 17:25:25 2008 Wonder girl I am sorry to hear things are going ..
Posted: Mon Dec 15 17:20:04 2008 I amnot exactly sure on this one but I would ..
Posted: Mon Dec 15 17:18:05 2008 Then be sure not to contact them at all. You will ..
Posted: Mon Dec 15 17:15:05 2008 I am not so sure there would be nothing to worry ..
Posted: Mon Dec 15 17:09:30 2008 Concerned, usually the federal trade commission ..
Posted: Mon Dec 15 17:06:17 2008 My goodness what a mess. I would call that credit ..
Posted: Mon Dec 15 11:40:05 2008 I am not sure exactly what I would do about it ..
Posted: Mon Dec 15 11:36:54 2008 I am not the greatest in the mortgage field but I ..
Posted: Mon Dec 15 11:32:38 2008 I can not believe how high the interest rate can ..
Posted: Mon Dec 15 11:28:20 2008 Yes the statute of limitations is DEFINATELY 4 ..
Posted: Mon Dec 15 6:49:27 2008 If you have given tehm your credit card number as ..
Posted: Mon Dec 15 6:45:53 2008 The fair debt collection act actually has a web ..
Posted: Mon Dec 15 6:42:46 2008 Yes Doc is right on this one. I have seen others ..
Posted: Mon Dec 15 6:37:39 2008 How do they get these default judgements Wouldn't ..
Posted: Sun Dec 14 15:32:39 2008 Nothing usually is as good as it sounds. Maybe ..
Posted: Sun Dec 14 15:24:15 2008 SWSA, So are you saying that they do not have to ..
Posted: Sun Dec 14 15:16:57 2008 This probaly boils down to having a lawyer that ..
Posted: Sun Dec 14 15:11:43 2008 Thats why it is important to get the facts ..
Posted: Sun Dec 14 15:03:30 2008 Thanks for the info, Although I believe two years ..
Posted: Sun Dec 14 15:02:10 2008 Hello Guest, Fisrt of all lewt me say I really ..
Posted: Sun Dec 14 14:56:39 2008 It really annoys me when people at the courthoues ..
Posted: Sun Dec 14 14:17:59 2008 Yes it really is seven and a half years. I ..
Posted: Sun Dec 14 14:01:44 2008 Have you went down to your bank and reported this ..
Posted: Sun Dec 14 13:51:32 2008 Pop, I believe what you actually mean is Statute ..
Posted: Sat Dec 13 16:58:37 2008 See here is another example of what I was talking ..
Posted: Sat Dec 13 16:55:29 2008 Gosh thats a really long period. I wonder why the ..
Posted: Sat Dec 13 16:52:28 2008 Theres an idea. LOL. I guess some where along the ..
Posted: Sat Dec 13 16:49:08 2008 I myself have not been a victim but I was always ..
Posted: Sat Dec 13 16:45:50 2008 So if I were to look at my report and see where ..
Posted: Sat Dec 13 16:40:04 2008 So this is a really big if. I guess they really ..
Posted: Sat Dec 13 6:46:28 2008 Thanks a lot for clearing that up. How long does ..
Posted: Sat Dec 13 6:41:28 2008 Does this company really operate in so many ..
Posted: Sat Dec 13 6:37:13 2008 Now here is a big question and I would really ..
Posted: Sat Dec 13 6:22:36 2008 How do these collection agencies get away with ..
Posted: Sat Dec 13 6:15:46 2008 That has always been kind of a big issue here. ..
Posted: Sat Dec 13 6:10:34 2008 A couple question on this Doc. Does all ..
Posted: Fri Dec 12 20:10:33 2008 I did not look into it exactly but I did look at ..
Posted: Fri Dec 12 20:02:44 2008 Thats probaly the best decision right there. It ..
Posted: Fri Dec 12 19:57:28 2008 They have just recently offered a 20% cash back ..
Posted: Fri Dec 12 19:52:26 2008 Nope no denial letter. Like I said I believe the ..
Posted: Fri Dec 12 19:49:44 2008 Sd..let the debt collection place getg a hold of ..
Posted: Fri Dec 12 19:45:05 2008 Now I am not 100% sure on this but I do not ..
Posted: Fri Dec 12 19:41:06 2008 Actually Sd it is not as it would appear to be. ..
Posted: Fri Dec 12 15:52:24 2008 Hi Nashes, There is a page where you can get ..
Posted: Fri Dec 12 3:58:54 2008 That is true unless the debt is really old then ..
Posted: Fri Dec 12 3:54:34 2008 I am sure if he has any records of the acccounts ..
Posted: Fri Dec 12 3:49:35 2008 No Sd chargers they can not legally change the ..
Posted: Fri Dec 12 3:42:22 2008 SD chargers, I do not believe anything these days ..
Posted: Fri Dec 12 3:37:49 2008 I believe what Good natured was talking about ..
Posted: Fri Dec 12 3:32:32 2008 SD, the detb will stay on for 7 years. It can not ..
Posted: Fri Dec 12 3:28:42 2008 swsabean, Getting back to your original ..
Posted: Fri Dec 12 3:21:54 2008 The poster needs to file a change of venue surely ..
Posted: Fri Dec 12 3:15:18 2008 If you win and can prove you in fact do not owe ..
Posted: Thu Dec 11 19:09:51 2008 Thats a great question and one I never thought to ..
Posted: Thu Dec 11 13:21:46 2008 They can in fact garnish wages in the state of ..
Posted: Thu Dec 11 13:15:23 2008 sOMETIMES When a collector buys your account you ..
Posted: Thu Dec 11 13:06:27 2008 I do not know a whole lot about secured cards but ..
Posted: Thu Dec 11 12:56:26 2008 Do they have a legal judgement to garnish your ..
Posted: Thu Dec 11 6:18:57 2008 Once you recieve debt validation and only when ..
Posted: Thu Dec 11 6:15:03 2008 You may have a problem with disputing the claim ..
Posted: Thu Dec 11 6:11:22 2008 Taking on so many peoples electric bills is not a ..
Posted: Thu Dec 11 6:06:03 2008 It is very hard once you get behind or get a lot ..
Posted: Thu Dec 11 5:53:57 2008 I would like to see a better program implemented ..
Posted: Thu Dec 11 5:46:50 2008 Thats why it is very important to make sure you ..
Posted: Thu Dec 11 5:31:43 2008 Hi Richard, I sent you a pm on this. I have been ..
Posted: Wed Dec 10 17:05:57 2008 That call would have gotten my blood boiling. ..
Posted: Wed Dec 10 4:37:07 2008 Does anyone know who you can email with problems ..
Posted: Wed Dec 10 4:22:30 2008 I am trying to find an answer to why my credit ..
Posted: Wed Dec 10 4:00:47 2008 Arlington, You will have to repay this debt. Many ..
Posted: Tue Dec 9 14:58:54 2008 Diana, Is the thousands of dollars because of ..
Posted: Tue Dec 9 14:46:36 2008 doesn't that just make your situation alot worse ..
Posted: Tue Dec 9 14:24:32 2008 Sd explains it all very well here. This can be a ..
Posted: Tue Dec 9 14:02:35 2008 Lisa, sounds like you found a payday lender that ..
Posted: Mon Dec 8 15:35:38 2008 Do you have any idea how these charges even ..
Posted: Mon Dec 8 15:29:21 2008 Thats probaly for the best chargers..seriously. ..
Posted: Mon Dec 8 15:25:40 2008 30 days..how would a person know if they haven't ..
Posted: Mon Dec 8 15:21:37 2008 What happens if say a debt collector picks up the ..
Posted: Mon Dec 8 15:13:38 2008 Is there anyway the bankl could help you with ..
Posted: Mon Dec 8 15:08:53 2008 That sounds like a really great book. I was ..
Posted: Mon Dec 8 15:04:39 2008 Thats true..leave it to you to put sense into ..
Posted: Mon Dec 8 15:01:18 2008 Cody hasn't been looking well to people here ..
Posted: Mon Dec 8 14:57:05 2008 I am not quite certain exactly which one it was. ..
Posted: Mon Dec 8 11:55:03 2008 Thats y opinion. Up until the accident about ..
Posted: Mon Dec 8 11:51:24 2008 Hello and welcome. I am glad to see you found our ..
Posted: Sun Dec 7 14:52:59 2008 Three parties are not allowed to report a debt. ..
Posted: Sun Dec 7 14:47:19 2008 Another one of his one liners. Maybe by going ..
Posted: Sun Dec 7 14:43:57 2008 Doc has a website on credit repair that sounds ..
Posted: Sun Dec 7 14:41:12 2008 I am still trying to figure out why Cody post ..
Posted: Sun Dec 7 14:36:23 2008 How can you verify that these letter are actually ..
Posted: Sun Dec 7 14:29:53 2008 GN you have it wrong. These people are actually ..
Posted: Sun Dec 7 14:25:40 2008 This is the reasons those people do not work. I ..
Posted: Sun Dec 7 14:17:19 2008 Even if your SOL is expired that debt will still ..
Posted: Sun Dec 7 14:07:37 2008 Lets not even talk about stores this time of ..
Posted: Sun Dec 7 14:01:29 2008 I also check my bank account online but not very ..
Posted: Sat Dec 6 7:45:49 2008 I still stand by the thought to give repairing ..
Posted: Sat Dec 6 7:42:39 2008 Well finally some sensible advice. I see your ..
Posted: Sat Dec 6 7:38:22 2008 What does this have to do about phone calls This ..
Posted: Sat Dec 6 7:32:29 2008 Here,Here GN...I am glad someone else backs my ..
Posted: Sat Dec 6 7:27:01 2008 Did your read any of the new persons (DOC) posts ..
Posted: Sat Dec 6 7:24:07 2008 I have seen people do this type of thing. I know ..
Posted: Fri Dec 5 19:01:23 2008 Thats great. I always tjhought once it reached ..
Posted: Fri Dec 5 18:58:51 2008 Maybe "why don't you pay your debt" ..
Posted: Fri Dec 5 9:18:08 2008 I think this is a big common misconception to ..
Posted: Fri Dec 5 9:15:38 2008 Yes it is wise to compare the interest rates. ..
Posted: Fri Dec 5 9:12:16 2008 Good one Doc... I think when people do not do ..
Posted: Fri Dec 5 9:07:10 2008 I think anyone who is even a little good a math ..
Posted: Fri Dec 5 9:02:26 2008 Sometimes it takes up to 7.5 years for a debt to ..
Posted: Fri Dec 5 8:58:13 2008 I have to agree with you on the point that paying ..
Posted: Fri Dec 5 8:50:06 2008 Well ntox, Doc gave you some really great ..
Posted: Fri Dec 5 4:04:33 2008 Thats not what I need them to do. I am not the ..
Posted: Fri Dec 5 3:59:22 2008 Mr. Gonzales...you have reached this ite in ..
Posted: Fri Dec 5 3:55:48 2008 I can understand when the original creditor does ..
Posted: Fri Dec 5 3:52:12 2008 I see this post started out about a high credit ..
Posted: Fri Dec 5 3:48:18 2008 I think that is why most of us end up here SD is ..
Posted: Fri Dec 5 3:43:51 2008 I think you hit on the heart of the situation ..
Posted: Fri Dec 5 3:34:36 2008 I have to laugh at that when I hear it on the ..
Posted: Thu Dec 4 11:26:45 2008 Wow this really is getting out of control. The ..
Posted: Thu Dec 4 11:16:28 2008 I am really glad to hear this. I think if more ..
Posted: Thu Dec 4 5:51:51 2008 They have to get the judge to issue a garnishment ..
Posted: Thu Dec 4 5:41:50 2008 How is this legal I have heard of this methos ..
Posted: Thu Dec 4 5:35:47 2008 Was the repossession listed three times Who holds ..
Posted: Thu Dec 4 5:27:01 2008 SD trying not to argue here but we make that ..
Posted: Thu Dec 4 5:17:14 2008 I do believe we are a notion with mass amounts of ..
Posted: Thu Dec 4 5:07:19 2008 How successsful are these consumer law atty ..
Posted: Thu Dec 4 4:59:04 2008 Now there is some mighty fine information. I am ..
Posted: Thu Dec 4 4:54:02 2008 I think that the debtor has better protection ..
Posted: Thu Dec 4 4:45:32 2008 I have been searching my mind and the internet to ..
Posted: Thu Dec 4 4:40:02 2008 Hi Mary, Appaerntly there have been a lot of ..
Posted: Wed Dec 3 19:22:18 2008 It really doesn't matter what I do they still ..
Posted: Wed Dec 3 3:33:43 2008 I agree Justin. We all need to use those free ..
Posted: Wed Dec 3 3:30:42 2008 Just keep in mind that most department store ..
Posted: Wed Dec 3 3:27:54 2008 No matter what the states SOL is the date the ..
Posted: Tue Dec 2 16:02:32 2008 Will have to see what this is about although I no ..
Posted: Tue Dec 2 15:56:03 2008 I think you may want to loook into it a little ..
Posted: Tue Dec 2 15:51:21 2008 I wish you would have found your way here before ..
Posted: Tue Dec 2 15:44:18 2008 Wow it really seems like you guys have something ..
Posted: Tue Dec 2 6:08:01 2008 Tanga...was there a court date for you to appear ..
Posted: Tue Dec 2 6:05:45 2008 If the last payment was to the original creditor ..
Posted: Tue Dec 2 6:02:22 2008 I was just considering all the consequences of ..
Posted: Tue Dec 2 5:59:19 2008 We all could use more collection agency info. If ..
Posted: Tue Dec 2 5:58:01 2008 Thats a long time to stay in one place so if you ..
Posted: Tue Dec 2 5:55:25 2008 Thats what I do..usually I mail it even if I go ..
Posted: Tue Dec 2 5:51:29 2008 Porboy..I thought that your debt was out of ..
Posted: Tue Dec 2 5:48:27 2008 Some are on autimatic dialers so it doesn't keep ..
Posted: Tue Dec 2 5:44:55 2008 Thanks for informing me. Yes that does seem ..
Posted: Tue Dec 2 5:33:50 2008 Yes it seems like if you read through enough ..
Posted: Tue Dec 2 5:27:10 2008 Okay...lets see if you can prove your just not ..
Posted: Tue Dec 2 5:23:42 2008 Thank you for the Link, I went to check it out. ..
Posted: Tue Dec 2 5:16:59 2008 I haven't heard to much about them but there ..
Posted: Sun Nov 30 16:49:22 2008 SD...I would wait to dispute this after you SOL ..
Posted: Sun Nov 30 16:46:11 2008 Hello Mr Smith, please let us know how we can ..
Posted: Sun Nov 30 16:33:40 2008 Yes, this is true but it all depends on your ..
Posted: Sat Nov 29 20:49:24 2008 Could it be someone with your name or something ..
Posted: Sat Nov 29 20:46:20 2008 Carol, How would one go about asking the credit ..
Posted: Sat Nov 29 20:42:00 2008 I look at all the responses and just tend to ..
Posted: Sat Nov 29 20:35:16 2008 I go because with my debts this is a good way to ..
Posted: Sat Nov 29 20:32:49 2008 Even if you are pushed to the next level of the ..
Posted: Sat Nov 29 20:26:05 2008 There have been complaints on this on every ..
Posted: Sat Nov 29 20:20:38 2008 OK. So now you need to call the original ..
Posted: Sat Nov 29 8:08:59 2008 True to all of the above.. Just think about it. ..
Posted: Sat Nov 29 8:05:39 2008 You wouldn't necessarliy need enough money for a ..
Posted: Sat Nov 29 8:01:09 2008 I file thirteen all this type of stuff. I would ..
Posted: Sat Nov 29 7:56:19 2008 I agree. I hear there is a stimulus but it is ..
Posted: Sat Nov 29 7:47:51 2008 Thats a great thing about the credit magic site. ..
Posted: Sat Nov 29 7:39:12 2008 I do n ot think she went to court over this SD. ..
Posted: Sat Nov 29 7:33:16 2008 This would depend on a number of factors. do you ..
Posted: Sat Nov 29 7:29:47 2008 No not yet SD. My insurance company is looking ..
Posted: Sat Nov 29 7:25:54 2008 Is there a number maybe the poster could call ..
Posted: Fri Nov 28 18:03:16 2008 SD I think that was a typo. The first round of ..
Posted: Fri Nov 28 16:22:12 2008 That would really make me angry but how are you ..
Posted: Fri Nov 28 16:18:32 2008 Yes SD definaltely dispute this. I think if it ..
Posted: Fri Nov 28 16:15:14 2008 If you transfer an account to another zero ..
Posted: Wed Nov 26 16:58:17 2008 Wow I hope someone stops in and gives you an ..
Posted: Wed Nov 26 16:55:16 2008 Thanks for the info call girl/boy. This is a ..
Posted: Wed Nov 26 16:48:59 2008 Thats a really good explanation. Ialso would ..
Posted: Wed Nov 26 16:45:22 2008 I posted this on another forum also. I had an ..
Posted: Wed Nov 26 16:42:14 2008 I agree I think it is only fair to leave the ..
Posted: Wed Nov 26 16:36:15 2008 Yes be sure you do not pay anything until the ..
Posted: Wed Nov 26 16:32:58 2008 This may be a program offered by a certian crdit ..
Posted: Wed Nov 26 16:30:00 2008 They are known to not follow any rules. A lot of ..
Posted: Wed Nov 26 16:27:29 2008 I have never heard of this before. What is a ..
Posted: Wed Nov 26 16:19:41 2008 Wow I would have been really angry. Are they ..
Posted: Tue Nov 25 19:09:20 2008 Yes you are right Palisades can be for anything ..
Posted: Tue Nov 25 19:07:06 2008 We would need to know what type pf credit you ..
Posted: Tue Nov 25 19:01:17 2008 I have never went to court on a summoms but I ..
Posted: Tue Nov 25 18:57:58 2008 Cash advance fees usually always come with a high ..
Posted: Tue Nov 25 13:08:55 2008 I have seen this happen to a couple people ..
Posted: Tue Nov 25 4:15:31 2008 Thats probaly the best known avenue to finding ..
Posted: Tue Nov 25 4:12:13 2008 Thats good to kow. I don't think the co-signer ..
Posted: Tue Nov 25 4:08:30 2008 What is this number for. Can anyone use it to ..
Posted: Mon Nov 24 17:21:35 2008 This site is like a shopping network. You can ..
Posted: Mon Nov 24 17:17:33 2008 Is it possible to do this I would think that he ..
Posted: Mon Nov 24 17:08:43 2008 Well I called today and it isn't what it appeared ..
Posted: Mon Nov 24 15:58:37 2008 Wait..thats about all you can do at this point. ..
Posted: Mon Nov 24 15:21:19 2008 Hi Besty, It depends on your state. There are ..
Posted: Mon Nov 24 15:08:38 2008 1. If it is a valid debt validation letter then ..
Posted: Mon Nov 24 2:16:00 2008 Good one Mary...I never considered someone not ..
Posted: Mon Nov 24 2:11:12 2008 As mad as we get there are some things that are ..
Posted: Mon Nov 24 2:08:48 2008 You would win the lawsuit if the debt is past SOL ..
Posted: Mon Nov 24 2:05:10 2008 Yes it is definatley legal. First check your ..
Posted: Sun Nov 23 17:34:31 2008 Oh yeah thats really great to hear. Was there a ..
Posted: Sun Nov 23 17:32:39 2008 I never even knew some of these places did these ..
Posted: Sun Nov 23 17:27:51 2008 I have no extra and just went through the whole ..
Posted: Sun Nov 23 17:23:49 2008 Thats what had me really worried a while ago wiht ..
Posted: Sun Nov 23 17:17:30 2008 They are not a part of the top three credit ..
Posted: Sun Nov 23 17:15:12 2008 Well you may have to wait it out and keep ..
Posted: Sun Nov 23 17:11:15 2008 First of all never co-sign for anyone whom you ..
Posted: Sun Nov 23 7:03:15 2008 Yes it really will be. If you plan on shopping ..
Posted: Sun Nov 23 7:00:36 2008 I know the feeling. I have put fuel in my tank ..
Posted: Sun Nov 23 6:57:48 2008 That would be a really good idea. Say if you ..
Posted: Sun Nov 23 6:53:30 2008 I remember this nightmare of yours. I really ..
Posted: Sun Nov 23 6:49:26 2008 Isn't it jsut sad that the people who are willing ..
Posted: Sun Nov 23 6:46:14 2008 If I were ot runnung in circles I wouldn't know ..
Posted: Sun Nov 23 6:44:26 2008 I got my mail late last night and seen a hospitol ..
Posted: Sun Nov 23 6:32:51 2008 Yep..I asked the collecotr on the phone my self. ..
Posted: Sun Nov 23 6:29:31 2008 I agree. I also think we need some more info ..
Posted: Sun Nov 23 6:28:01 2008 Boy isn't that the truth..sleepness nights and ..
Posted: Sat Nov 22 19:09:37 2008 If you need to find your states statute of ..
Posted: Sat Nov 22 19:00:13 2008 They can and usually will take you to court if ..
Posted: Sat Nov 22 18:56:29 2008 Yep I hate that 7 year thing. I wish once the SOL ..
Posted: Sat Nov 22 18:52:37 2008 Keep checking back. I personal messaged someone ..
Posted: Sat Nov 22 18:47:36 2008 Some of those loan transfer fees can be on the ..
Posted: Sat Nov 22 18:19:50 2008 GN they were really great and had mine cashed out ..
Posted: Sat Nov 22 18:15:02 2008 See you have found this site. hope your handling ..
Posted: Sat Nov 22 18:05:41 2008 Yes but they keep selling her debts or something ..
Posted: Sat Nov 22 18:03:19 2008 If the SOL has expired then I would definately ..
Posted: Sat Nov 22 18:01:05 2008 thast been a jole around here for a while and I ..
Posted: Sat Nov 22 17:59:05 2008 They probaly have already closed the accounts ..
Posted: Sat Nov 22 17:51:39 2008 You should take the copy of your equifax repart ..
Posted: Sat Nov 22 17:46:20 2008 Once again Credit pro you are to be commended on ..
Posted: Sat Nov 22 17:43:43 2008 The short answer is that identity theft is a ..
Posted: Sat Nov 22 17:38:21 2008 No it really is not a scam I went there for the ..
Posted: Sat Nov 22 17:34:37 2008 Hey Poboy..this has been answered in detail on ..
Posted: Sat Nov 22 17:31:39 2008 Gn that sounded like a tongue twister:thier ..
Posted: Sat Nov 22 17:28:08 2008 You should go and pull your credit report at ..
Posted: Fri Nov 21 11:31:20 2008 You could use your credit card to take out cash ..
Posted: Fri Nov 21 11:29:43 2008 Well no more...soon you will get that monkey off ..
Posted: Fri Nov 21 11:26:31 2008 Yes Bon, even if they are not there doesn't mean ..
Posted: Fri Nov 21 11:20:31 2008 Some additional charges How about a load of them. ..
Posted: Fri Nov 21 11:16:29 2008 Hi Guest and welcome to the credit magic forum. ..
Posted: Fri Nov 21 11:13:30 2008 This is a really good rule then to have in place. ..
Posted: Fri Nov 21 11:10:48 2008 Great. You really are learning fast. I am glad ..
Posted: Fri Nov 21 11:01:42 2008 Another thing about student loans...if you do not ..
Posted: Thu Nov 20 8:46:44 2008 Violation of rights.....peeves me off...You think ..
Posted: Thu Nov 20 8:45:04 2008 Still a bunch of crap. I still would think that ..
Posted: Thu Nov 20 8:40:06 2008 Gn if they didn't validate,even if they have the ..
Posted: Thu Nov 20 8:33:34 2008 Good to hear. Hopefully you will SD and you will ..
Posted: Thu Nov 20 6:57:55 2008 Jim...Thank you. This is what I try to advise ..
Posted: Thu Nov 20 6:53:52 2008 Your very welcome SD. Just remember they do ..
Posted: Thu Nov 20 6:50:50 2008 Bon, you are correct, payday lender loan are the ..
Posted: Thu Nov 20 6:47:08 2008 This is a good idea. If they can not validate ..
Posted: Thu Nov 20 6:41:14 2008 Lots of people have been making that mistake and ..
Posted: Thu Nov 20 6:37:03 2008 Thanks Justin. To me it just seems a lot wiser ..
Posted: Thu Nov 20 6:32:40 2008 We live in the back woods here Theresa and they ..
Posted: Thu Nov 20 6:28:57 2008 Thanks for the information SAm12. I myself was ..
Posted: Thu Nov 20 3:54:36 2008 Is it Commonwealth Financial that is suing you or ..
Posted: Thu Nov 20 3:48:59 2008 Be sure to get the pay for delete in the ..
Posted: Thu Nov 20 3:46:31 2008 In other words never just not reply to a summons. ..
Posted: Thu Nov 20 3:44:23 2008 I agree. A person can easily forget a payment if ..
Posted: Thu Nov 20 3:41:38 2008 Both Mary and Justin are correct. I have seen at ..
Posted: Wed Nov 19 9:59:04 2008 Oh I get it now. I never thought od a person ..
Posted: Wed Nov 19 9:56:22 2008 No I didn't send by certified mail and I relize ..
Posted: Wed Nov 19 9:53:44 2008 Can you be mroe specific on your needs I am ..
Posted: Wed Nov 19 9:51:16 2008 I remember hearing that most of these places to ..
Posted: Wed Nov 19 9:47:56 2008 What happens if they bring up some phony ;last ..
Posted: Wed Nov 19 9:44:48 2008 Homeownership is really a big step. Dinfo has it ..
Posted: Wed Nov 19 9:39:48 2008 Thats fair. The only thing is a highly doubt if ..
Posted: Wed Nov 19 9:37:11 2008 I guess then that would leave somebody out in the ..
Posted: Wed Nov 19 9:30:34 2008 Since we are on the subject of consoladation ..
Posted: Wed Nov 19 9:27:28 2008 Congrats on your trip and your excellent credit ..
Posted: Wed Nov 19 9:24:12 2008 I have learned about this myself since coming ..
Posted: Tue Nov 18 18:56:16 2008 I imagine that is why they put n/a on date of ..
Posted: Tue Nov 18 16:26:56 2008 I agree with you alot here Mary. It is best to ..
Posted: Tue Nov 18 16:18:35 2008 Thanks I did but that has not stopped the calls. ..
Posted: Tue Nov 18 16:15:38 2008 Hey credit pro... I have heard of chexsystems. ..
Posted: Tue Nov 18 16:11:41 2008 Take it that you just wanted to vote. I welcomed ..
Posted: Tue Nov 18 16:10:15 2008 Yo momma..does that mean non applicable I see ..
Posted: Tue Nov 18 16:07:24 2008 I was thinking about a balance transfer from my ..
Posted: Tue Nov 18 15:59:37 2008 Oh boy I had those sorry asses at one time...you ..
Posted: Tue Nov 18 15:54:48 2008 This is great to hear about motivated children. ..
Posted: Tue Nov 18 15:51:49 2008 I guess you can really give it to them. I like ..
Posted: Tue Nov 18 15:46:43 2008 I thought that multiple collection agencies could ..
Posted: Tue Nov 18 15:37:48 2008 i have and I need to wait out the lawsuit. It ..
Posted: Tue Nov 18 15:31:32 2008 Hmmm. wonder if we could finger it out I really ..
Posted: Tue Nov 18 15:28:35 2008 I would also like to do something like this in ..
Posted: Tue Nov 18 15:25:16 2008 What doesn't take up the extra money anymore I ..
Posted: Tue Nov 18 15:20:15 2008 They shouldn't be allowed to even collect on the ..
Posted: Mon Nov 17 16:57:58 2008 I don't even know how they even ever got this ..
Posted: Mon Nov 17 16:48:44 2008 Hopefull we will see some changes in these types ..
Posted: Mon Nov 17 16:44:19 2008 It is really funny you made a mention of this ..
Posted: Mon Nov 17 16:30:57 2008 Could you explain a bit further What exactly is ..
Posted: Mon Nov 17 16:25:12 2008 Yes it is really crazy. I had always thought ..
Posted: Mon Nov 17 16:18:41 2008 Moreover, if you take a credit for your food and ..
Posted: Mon Nov 17 16:14:40 2008 I know. I started a whole new credit mess myself. ..
Posted: Mon Nov 17 16:10:36 2008 I kind of feel that this is sad that someone has ..
Posted: Mon Nov 17 16:05:09 2008 Just watch though Gn. with in a few months of ..
Posted: Mon Nov 17 16:00:28 2008 Thats true. Sometimes you have to wait and then ..
Posted: Mon Nov 17 15:56:26 2008 I would hope. Thats sems to be enough info and ..
Posted: Mon Nov 17 15:52:31 2008 What I do not get is if they varify it with the ..
Posted: Mon Nov 17 11:55:30 2008 Yes and a couple more to go. I do not really ..
Posted: Mon Nov 17 11:51:11 2008 Soemtimes we can not see that far into the future ..
Posted: Mon Nov 17 11:47:24 2008 I like that question Good Natured. I do not ..
Posted: Mon Nov 17 11:42:36 2008 Yep and on top of all that vehicles breaking down ..
Posted: Mon Nov 17 11:33:33 2008 Maybe it s not showing up under your name because ..
Posted: Mon Nov 17 8:21:45 2008 Hi Marion. I think you are l;ooking for another ..
Posted: Sun Nov 16 10:11:03 2008 What happens though if employer advances are not ..
Posted: Sun Nov 16 10:08:27 2008 That becomes a big credit trap right there. Like ..
Posted: Sun Nov 16 10:03:17 2008 You know I was thinking we discuss payday loans ..
Posted: Sun Nov 16 9:58:56 2008 Hey Gn think your kind of good at this dent ..
Posted: Sun Nov 16 9:42:29 2008 i would imagine straighten if we googled them we ..
Posted: Sun Nov 16 9:21:57 2008 Well it wasn't much just the things we have been ..
Posted: Sun Nov 16 9:16:36 2008 Not quite sure what killer needs here. Good ..
Posted: Sun Nov 16 9:14:25 2008 yes it should definatley be helping you build ..
Posted: Sat Nov 15 7:57:23 2008 There is some really good advice. It would be a ..
Posted: Sat Nov 15 7:52:36 2008 We are hoping the best for you to Theresa. I ..
Posted: Sat Nov 15 7:46:39 2008 You got that right. save here spend extra there. ..
Posted: Sat Nov 15 7:39:59 2008 Thats just not even anywhere near a good idea. ..
Posted: Sat Nov 15 7:30:20 2008 Looks like some good advice given here. Sears ..
Posted: Sat Nov 15 7:23:40 2008 Eventually he will. Maybe he is talking about ..
Posted: Sat Nov 15 7:20:46 2008 I think after the economy straightens itself ..
Posted: Thu Nov 13 15:54:08 2008 I hat the mood of bill collectors. I keep getting ..
Posted: Wed Nov 12 18:28:37 2008 No there is no inactivity fee or annual fee. I ..
Posted: Wed Nov 12 16:00:30 2008 Makes it ahrd to want to work when weather ..
Posted: Wed Nov 12 15:23:53 2008 Justin, Lets say that a person gets this pay for ..
Posted: Wed Nov 12 15:19:33 2008 I try to be as honest as I can. I really believe ..
Posted: Wed Nov 12 15:10:30 2008 No not freeze an actual card. They will not give ..
Posted: Wed Nov 12 15:04:11 2008 Isn't that the truth. I believe we can improve ..
Posted: Wed Nov 12 5:06:21 2008 We all know from either knowledge or experience ..
Posted: Wed Nov 12 4:58:07 2008 this economy will not get back on track until ..
Posted: Wed Nov 12 4:44:54 2008 SD It as I mentioned in my ;ast post may not be a ..
Posted: Wed Nov 12 4:21:42 2008 Doing things like this is a good way to get ..
Posted: Wed Nov 12 4:14:30 2008 FHA loans are becoming quite popular. You could ..
Posted: Wed Nov 12 4:08:50 2008 I think half of America is becoming low income ..
Posted: Wed Nov 12 4:05:24 2008 I was trying to think of some better ways to pay ..
Posted: Wed Nov 12 4:02:04 2008 You need to contact your atty generals office. ..
Posted: Tue Nov 11 18:41:32 2008 It would be nice to expand our forum. Please ..
Posted: Tue Nov 11 15:39:43 2008 Over all..everything especially collectors. I am ..
Posted: Tue Nov 11 15:37:27 2008 Nothing should make you bury your head under a ..
Posted: Tue Nov 11 15:31:30 2008 Soemtimes it is best to kepp trying one store and ..
Posted: Tue Nov 11 15:19:51 2008 Thats my biggest concern too. They are so busy ..
Posted: Tue Nov 11 15:14:17 2008 Can't bury your head under the pillow. This isn't ..
Posted: Tue Nov 11 15:11:13 2008 Its that price in a lot of places..just not in ..
Posted: Tue Nov 11 15:06:53 2008 We would really need to know a little more about ..
Posted: Mon Nov 10 17:46:36 2008 I tell you what I don't understand about the ..
Posted: Mon Nov 10 17:42:09 2008 It left me enough to get a loaf of bread. I must ..
Posted: Mon Nov 10 17:34:31 2008 I think that is what these places actually bank ..
Posted: Mon Nov 10 17:32:26 2008 I could use another paycheck per month myself. ..
Posted: Mon Nov 10 17:28:35 2008 Well things will be different now that the bill ..
Posted: Mon Nov 10 17:26:20 2008 I just can not see how half of it was even legal. ..
Posted: Mon Nov 10 17:22:41 2008 Yep just deal as it comes. I am wondering if he ..
Posted: Mon Nov 10 16:29:59 2008 It works for me...desperate times calls for ..
Posted: Mon Nov 10 16:17:41 2008 Just another con. Fact is you can pull this same ..
Posted: Mon Nov 10 16:15:49 2008 I don't see it putting coal out of the picture ..
Posted: Mon Nov 10 16:13:16 2008 I do not either . this should be a violation of ..
Posted: Mon Nov 10 16:09:34 2008 I will. If you are on tomorrow evening I will ..
Posted: Mon Nov 10 16:07:41 2008 How close was you to the SOL Not being nosy here ..
Posted: Mon Nov 10 16:05:06 2008 BUT do they get your numbers from old payments ..
Posted: Mon Nov 10 15:59:33 2008 BUT... except that my payments start all over ..
Posted: Mon Nov 10 15:55:52 2008 I just think if they can set you on a time ..
Posted: Mon Nov 10 15:53:40 2008 I have excellent experiences with them. I have a ..
Posted: Mon Nov 10 15:50:29 2008 Thats says it all SD. I miss the job I use to do ..
Posted: Mon Nov 10 15:48:06 2008 Believe me they somehow find a way. Thats a new ..
Posted: Mon Nov 10 15:42:59 2008 Gosh GN...you mean this nightmare still has not ..
Posted: Mon Nov 10 15:36:51 2008 You got it. I am hoping now that the economy is ..
Posted: Mon Nov 10 15:29:59 2008 Its hard emough keeping up with bills as it is ..
Posted: Mon Nov 10 15:27:43 2008 I like it when there are some kinds of options ..
Posted: Mon Nov 10 15:25:32 2008 Are you going to watch that special tommorrow at ..
Posted: Sun Nov 9 15:52:39 2008 I have actually heard of AOL doing this type of ..
Posted: Sun Nov 9 15:48:00 2008 Yep Sky I know you probaly want to just get rid ..
Posted: Sun Nov 9 15:43:46 2008 I was thinking of just that when I read your last ..
Posted: Sun Nov 9 15:40:33 2008 What is it you can do for us Any advice We are ..
Posted: Sun Nov 9 15:39:03 2008 Yep no how that feels. I read my own meter and I ..
Posted: Sun Nov 9 15:35:32 2008 Wow thats really a great deal. Just hope since ..
Posted: Sun Nov 9 15:26:04 2008 No I tried all they offer is on-line veiwing. ..
Posted: Sun Nov 9 15:19:26 2008 Yes thats what I believe too especially as tight ..
Posted: Sun Nov 9 15:17:36 2008 Hopefully he will. I hate when they go away ..
Posted: Sun Nov 9 15:16:00 2008 I think lots of people who have visited this ..
Posted: Sun Nov 9 15:13:38 2008 Yes it really is. Makes me wonder how we ever got ..
Posted: Sun Nov 9 15:09:49 2008 can they legally collect ..
Posted: Sun Nov 9 15:06:08 2008 I know Gn. What does it take for them to take ..
Posted: Sun Nov 9 15:02:31 2008 What is helium I don't think I have ever heard ..
Posted: Sun Nov 9 15:00:38 2008 Oh yeah. We didn't close the card either. We ..
Posted: Sun Nov 9 14:56:35 2008 Thats a really good idea GN. I also agree with ..
Posted: Sun Nov 9 14:52:53 2008 Definately send them a deat validation letter. ..
Posted: Sun Nov 9 5:18:34 2008 I am not looking forward to the next few months. ..
Posted: Sun Nov 9 5:15:38 2008 I am with you on that one. That should be a ..
Posted: Sun Nov 9 5:10:48 2008 Sometimes I believe people are wary of giving all ..
Posted: Sun Nov 9 5:07:33 2008 The first thing is where you are from. SOL ..
Posted: Sun Nov 9 5:00:18 2008 Oh but lets not stop there. Wait until he hits ..
Posted: Sun Nov 9 4:50:44 2008 The first one is with Capitol one. The one with ..
Posted: Sun Nov 9 4:46:29 2008 Anthony gave you a name of a good web site. I ..
Posted: Sun Nov 9 4:42:37 2008 Oh believe me I know how you feel. Mine is not so ..
Posted: Sun Nov 9 4:37:47 2008 How does that syatem work GN I get mine at ..
Posted: Sun Nov 9 4:29:34 2008 I never seem to be in town on a Sunday. Thats ..
Posted: Sun Nov 9 4:26:36 2008 So we probaly just blew it (even though credit is ..
Posted: Sun Nov 9 4:23:35 2008 Up until recently people probaly didn't know that ..
Posted: Sun Nov 9 4:20:31 2008 TAm, we would need alot more information than ..
Posted: Sat Nov 8 12:20:40 2008 I wish Wal mart would offer this type of thing. ..
Posted: Sat Nov 8 12:09:41 2008 Yes faithfully every month. We got it paid off ..
Posted: Sat Nov 8 10:25:33 2008 I really think that either administartion was ..
Posted: Sat Nov 8 10:20:10 2008 You know what I was thinking They should have to ..
Posted: Sat Nov 8 10:14:22 2008 Didn't thinkl of that one. I do believe that ..
Posted: Sat Nov 8 10:06:00 2008 I still can not figure out how they find peoples ..
Posted: Fri Nov 7 17:10:21 2008 If you are referring to this site I would ..
Posted: Fri Nov 7 17:06:45 2008 Those payday lenders are really hard to deal ..
Posted: Fri Nov 7 9:56:38 2008 Bryan, Believe me when I say we understand your ..
Posted: Fri Nov 7 7:49:50 2008 I didn't think a payment that was had just missed ..
Posted: Fri Nov 7 7:31:33 2008 I always tell anyone wanting to pay off an ..
Posted: Fri Nov 7 7:20:03 2008 You have gotten some excellent advice here and if ..
Posted: Fri Nov 7 7:14:57 2008 I am not positive but almost on this but I do not ..
Posted: Fri Nov 7 3:48:22 2008 She has already violated the fair debt collection ..
Posted: Fri Nov 7 3:44:43 2008 I agree do not pay anything on this account and ..
Posted: Fri Nov 7 3:40:35 2008 Tamamra, let us know the state you are from and ..
Posted: Fri Nov 7 3:34:14 2008 After checking his credit report you should see ..
Posted: Fri Nov 7 3:30:51 2008 Yes you should not give them any personal info. ..
Posted: Fri Nov 7 3:26:51 2008 Walnut...can you give us the state you are from ..
Posted: Fri Nov 7 3:24:22 2008 I agree here Dolphin its souds like you may need ..
Posted: Fri Nov 7 3:14:32 2008 They are usually really decent to deal with and I ..
Posted: Fri Nov 7 3:12:25 2008 Mahamed, Please remove your SS number as soon as ..
Posted: Fri Nov 7 3:07:42 2008 There also should be a way she can go down to her ..
Posted: Thu Nov 6 17:27:27 2008 Even though this debt may still be in statutes it ..
Posted: Wed Nov 5 13:43:41 2008 This is correct Justin. I am glad that the other ..
Posted: Wed Nov 5 13:39:37 2008 No I am not a t all familiar with Australias debt ..
Posted: Wed Nov 5 13:37:18 2008 You can contact Palisades Collections at the ..
Posted: Wed Nov 5 9:55:16 2008 Your are very correct here Credit. there are ..
Posted: Wed Nov 5 9:50:42 2008 Ok then this would keep you protected. Thsi is ..
Posted: Wed Nov 5 9:47:26 2008 Mary when is the best time to send a cease and ..
Posted: Wed Nov 5 9:44:25 2008 Where was this debt made at In this country or ..
Posted: Wed Nov 5 9:40:13 2008 Thats what I was saying in a nutshell. I was ..
Posted: Wed Nov 5 9:37:51 2008 First of all that is a really high annual fee and ..
Posted: Wed Nov 5 9:31:21 2008 This is definatley a frustrating situation and a ..
Posted: Wed Nov 5 9:21:18 2008 No I am not to familiar with secured cards. It ..
Posted: Wed Nov 5 9:16:07 2008 I am not sure how those laws go SD. There is a ..
Posted: Wed Nov 5 9:09:39 2008 What is really irritating is all these election ..
Posted: Wed Nov 5 9:02:34 2008 Okay but what happens when the account is sold ..
Posted: Wed Nov 5 3:35:57 2008 Oh gee. I never even applied for a magazine like ..
Posted: Tue Nov 4 17:01:02 2008 I have seen a lot of people asking the same ..
Posted: Tue Nov 4 16:56:40 2008 Justin you are very correct here but sometimes ..
Posted: Tue Nov 4 16:55:02 2008 With the way collector harass people these days ..
Posted: Tue Nov 4 16:50:54 2008 Where can a person find a good debt consoladtion ..
Posted: Tue Nov 4 16:48:16 2008 So they are not just spammers They are actually ..
Posted: Tue Nov 4 16:46:09 2008 Does anyone recognize this number: ..
Posted: Tue Nov 4 16:41:00 2008 You should take a peek at your report and look at ..
Posted: Tue Nov 4 16:31:02 2008 SD we have a discover card and the cash advance ..
Posted: Tue Nov 4 16:27:34 2008 If you would just want to get this out of your ..
Posted: Tue Nov 4 16:23:07 2008 Wow GN that is great. I am glad at least one ..
Posted: Tue Nov 4 16:19:57 2008 So there really ia a magic ..
Posted: Tue Nov 4 16:17:35 2008 Justin, He is saying that he never made a ..
Posted: Tue Nov 4 16:10:14 2008 You can not double post on this site. This is a ..
Posted: Tue Nov 4 16:08:19 2008 Usaully they can not do anything if you are out ..
Posted: Tue Nov 4 16:00:59 2008 Order Today For Only $39.95..price of the ..
Posted: Mon Nov 3 16:02:03 2008 Thanks for the advice but you have to relize some ..
Posted: Mon Nov 3 15:58:54 2008 Exactly and most collection agencies will not ..
Posted: Mon Nov 3 15:53:46 2008 Thats ok we all have our favorites. One good ..
Posted: Mon Nov 3 4:12:18 2008 The key things to remember here OP is asking for ..
Posted: Mon Nov 3 4:08:39 2008 Bruce, have you asked your parents how the y got ..
Posted: Mon Nov 3 4:00:38 2008 Hey Gn what is the difference between certified ..
Posted: Mon Nov 3 3:58:48 2008 SD I am pretty sure you will have to pay back the ..
Posted: Mon Nov 3 3:56:49 2008 Angee, you had said this debt was from over 7 ..
Posted: Mon Nov 3 3:51:01 2008 Okay all these remarks are right on the money. ..
Posted: Sat Nov 1 19:45:40 2008 I can inderstand that one but to just leave it ..
Posted: Sat Nov 1 19:29:40 2008 hey thanks I will head there now. Thats for the ..
Posted: Sat Nov 1 19:28:23 2008 GN....you should be able to use the credit union ..
Posted: Sat Nov 1 19:23:18 2008 Can you contact the court system itself on this ..
Posted: Sat Nov 1 17:40:19 2008 Geez must have been a big brain fart..forgot to ..
Posted: Sat Nov 1 17:29:49 2008 yep I defrag. I am not sure about the pc ..
Posted: Sat Nov 1 3:28:53 2008 Sd I also sent you a pm. Hope to see you around ..
Posted: Fri Oct 31 19:03:54 2008