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Credit repair
Discuss how to repair your credit in order to improve your credit score.
Moderators Seth, Richard, stanley, Morningstar, cajunbulldog

Budgeting your expenditures
Get budgeting tips and know how to plan your expenses in order to save money.
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Debt management
Discuss your debt related problems and watch out for debt management tips.
Moderators Richard, stanley, Morningstar, cajunbulldog

Improve your credit score
Know how to deal with credit problems and improve your credit score.
Moderators Richard, stanley, cajunbulldog

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Latest Forum Topics

Tue Jan 31, 2012
at 3:51 am

Delete Tradeline or Not? By rockinrobbie

Sun Jan 29, 2012
at 6:53 am

Repossession By heygirlv@hotmail.com

Fri Jan 27, 2012
at 10:08 pm

charge off reported on credit report By tjc1972

Tue Jan 24, 2012
at 7:39 am

2nd Mortgage ? By winter66

Mon Jan 23, 2012
at 8:34 am

Car loan charged off By map0824

Sun Jan 22, 2012
at 10:35 am

Statue of Limitations on HELOC Charge Off By claughton

Sun Jan 22, 2012
at 4:03 am

Will Paying this debt off make much of a difference on my cr By brandon54

Sat Jan 21, 2012
at 6:47 am

financial judgement By mdpmcc

Mon Jan 16, 2012
at 2:43 pm

Help: Where to begin By napickle

Sat Jan 14, 2012
at 9:40 pm

Can someone file in small claims court against me and not no By Guest

Thu Jan 12, 2012
at 9:53 pm

Removing old late payments By ballsback

Tue Jan 10, 2012
at 9:19 am

Single mother determined to repair horrible credit score By Guest

Sat Jan 07, 2012
at 2:50 pm

I am an employed single mother of two and I have bad credit. By Guest

Sat Jan 07, 2012
at 2:15 pm

Credit Repair & Debt By iamawarrrior

Wed Jan 04, 2012
at 4:48 pm

Credit Card By rocco

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* Disclosures:

Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.