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I had a default judgement against me about a year and half ago for abround $900.00. On Dec. 1st they garnished my bank accounts for $1600. The judegment was done in a probate court in my home county. The garnishement order was done in a different court. My question is how can they get a garnishement for an amount almost twice the original judgement? That doesnt seem right? Any input or advice is greatly appreciated
Do you have a copy of the judgement, does it indicate that they can add intrest or other fees. Did you show up to the hearing that they had on the situation?
You really need to get a copy of the judgement if you don't have one to see what they can actually do under court order.
no I do not have a copy of the judgement. Sadly no I did not show up for the hearing. I have learned alot already through all this I just hope I dont have to learn to much more the hard way. I really had no idea what I was facing. I moved here from Tx where the laws are very different. I let my ignorance really mess me up in this situation.
HI cjw,
You must have request for copy of the judgment otherwise you will not know what other things they have attached and how much can they garnish. Normally, the garnishment amount is already calculated and the creditor cannot garnish the entire amount in your account. This must be mentioned in the judgment. I think you should visit the court and clarify this problem.
Alot of people don't show up out of the fear of not knowing what will happen, that is what these collection agencies depend on. Like Justin said, visit the court and get as much information as you can, if this is a credit bearing account you will want to get rid of it as soon as possible, maybe you can call them up and come to some kind of settlement or payment plan that works for you.
Otherwise they will continue to wipe you out. Goodluck, hope you get this worked out.