Have an issue where you have to pay a fee for a credit score from each individual credit reporting agency, Transunion. Esperian, Equifax. I know that things change but it should not be to that extent.You can log on and get your yearly report but then you have to go back in and get a credit score for a fee. They have changed their practice, so they should also change their method of doing business. They are collecting a fee so when a nagative shows up and is reported as a collection, they should also remove the nagative from the file when it is paid. This statue of limitation only intices and individual not to pay it since they will continue to report for what ever years their state allows. If arrangement are maded with the collector then the collector should remove the nagative report so that a person score can go up. This type of business only keeps the consumer from getting credit in which in turn the whole country suffers for lack of sales. Is there any other method other then waiting the sol term before the negative is removed.
I agree it should be removed or at the least moved to a nuetral catagory if it can not go into the good column, I mean afterall, if you are paying on a monthly basis then they should have to report a positive payment history just as they report a negative.