Your creditor should report your information to the credit bureaus. If your information has not being reported correctly, you may dispute the negative listing. Always send your requests via a certified mail. Remember, it's always better to get it marked as "Paid as agreed" or "Paid in full" by your creditor if you've paid for it. Getting marked as "settled" may hurt your scores.
Your creditor should report your information to the credit bureaus. If your information has not being reported correctly, you may dispute the negative listing. Always send your requests via a certified mail. Remember, it's always better to get it marked as "Paid as agreed" or "Paid in full" by your creditor if you've paid for it. Getting marked as "settled" may hurt your scores.
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