I recieved a summon thru family member where I get my mail not where I live, I heard about the statue of limitation and believe they are beyond the time line not I need to how I should answer. this was on a car loan
The FDCPA allows you to demand a copy of the original contract that was signed by you. You may get your debt validated by the creditor, so that you can identify your debts.
Remember, even when it's past the SOL, they may sue you and you then need to appear at the court. If you don't they may achieve a judgment against you. So, please be there at the court on the specified date and time.
Did you send in a debt validation letter to them?
The FDCPA allows you to demand a copy of the original contract that was signed by you. You may get your debt validated by the creditor, so that you can identify your debts.
Remember, even when it's past the SOL, they may sue you and you then need to appear at the court. If you don't they may achieve a judgment against you. So, please be there at the court on the specified date and time.